Bank of India Mutual Fund
Up to one year: absolute. Longer: annualised. Category = median of Conservative Hybrid direct-plan Growth funds.
| Period | This fund | Category median | Rank in category |
|---|---|---|---|
| 1 month | -1.19% | -1.47% | — |
| 3 months | -0.77% | -0.77% | — |
| 6 months | +2.73% | +3.37% | — |
| 1 year | +2.44% | +2.25% | #8 of 18 Top 45% |
| 3 years | +6.28% | +7.75% | #16 of 18 Top 89% |
| 5 years | +9.53% | +7.37% | #1 of 17 Top 6% |
| 10 years | +7.24% | +7.54% | — |
| Since launch of NAV data | +8.07% | — | — |
| Window | High | Low |
|---|---|---|
| 1 month | 38.1439 | 37.6681 |
| 3 months | 38.2314 | 37.6681 |
| 6 months | 38.2314 | 36.6657 |
| 1 year | 38.2314 | 36.6627 |
A period is a dash when the fund has not existed that long or its NAV history has a hole at the start date — never a partial figure.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD | |
|---|---|---|---|---|---|---|---|
| This fund | +12.07% | +9.00% | +22.17% | +11.32% | +8.00% | +5.18% | +1.29% |
| Category median | +11.04% | +11.16% | +4.82% | +12.10% | +11.48% | +6.78% | +0.74% |
Twenty checks of five points each: performance, portfolio, operations, and risk against reward. Only checks we have data for are counted.
Risk-free rate 6.06% (3-year annualised return of the NSE 1-day (overnight) rate index). This category has no reference index in our data, so benchmark-relative ratios are not shown.
| Ratio | This fund | Category median | Against category |
|---|---|---|---|
| Sharpe ratio | 0.05 | 0.42 | Worse |
| Sortino ratio | 0.07 | 0.58 | Worse |
| Standard deviation | 3.94% | 3.66% | Worse |
| Maximum drawdown | -4.11% | -3.57% | Worse |
| Beta | — | — | — |
| R-squared | — | — | — |
| Jensen's alpha | — | — | — |
| Treynor ratio | — | — | — |
| Information ratio | — | — | — |
| Upside capture | — | — | — |
| Downside capture | — | — | — |
Computed from this fund's actual NAVs. A SIP buys at the first NAV of each month and is valued at the latest NAV. Past returns do not guarantee future ones.
Weights are % of the scheme's assets from the latest month-end disclosure available to Tradinity. Shown from the Regular plan of this fund, which holds the same portfolio. The feed carries weights only: no quantities or rupee values.
Valuation ratios are weighted over the holdings we can match to a company (harmonic mean for P/E) and are withheld when they cover under half the portfolio.
| Holding | Sector | Weight | 3M change | P/E |
|---|---|---|---|---|
| TREPS | — | 17.71% | — | — |
| 7.1% Government of India (18/04/2029) | — | 7.81% | — | — |
| 7.57% Indian Railway Finance Corporation Limited (18/04/2029) ** | — | 7.69% | — | — |
| 7.68% National Bank For Agriculture and Rural Development (30/04/2029) ** | — | 7.66% | — | — |
| Punjab National Bank (12/03/2027) # | — | 5.92% | — | — |
| 7.73% Tata Capital Housing Finance Limited (14/01/2030) ** | — | 4.57% | — | — |
| 6.27% Power Finance Corporation Limited (15/07/2027) | — | 4.55% | — | — |
| 8.9% Muthoot Finance Limited (07/10/2027) ** | — | 3.84% | — | — |
| 8.1167% Bajaj Finance Limited (10/05/2027) ** | — | 3.07% | — | — |
| 8.5% Nirma Limited (07/04/2027) ** | — | 3.07% | — | — |
| 7.6% Power Finance Corporation Limited (13/04/2029) ** | — | 3.06% | — | — |
| 7.47% Small Industries Dev Bank of India (05/09/2029) ** | — | 3.05% | — | — |
| Glenmark Pharmaceuticals Limited | Healthcare | 2.66% | — | 316.1 |
| 6.48% Government of India (06/10/2035) | — | 2.63% | — | — |
| Net Receivables / (Payables) | — | 2.60% | — | — |
| Hindustan Copper Limited | Metals & Mining | 1.56% | — | 40.6 |
| 6.94% Government of India (11/05/2036) | — | 1.53% | — | — |
| State Bank of India | Financial Services | 1.46% | — | — |
| ICICI Bank Limited | Financial Services | 1.34% | — | — |
| NTPC Limited | Power | 1.13% | — | 13.2 |
| Balrampur Chini Mills Limited | Fast Moving Consumer Goods | 1.06% | — | 39.6 |
| Bharat Electronics Limited | Capital Goods | 1.02% | — | 46.0 |
| Bharti Airtel Limited | Telecommunication | 0.97% | — | 68.2 |
| Adani Ports and Special Economic Zone Limited | Services | 0.94% | — | 161.0 |
| Power Grid Corporation of India Limited | Power | 0.93% | — | 15.2 |
| Asian Paints Limited | Consumer Durables | 0.92% | — | 49.1 |
| S.J.S. Enterprises Limited | Automobile and Auto Components | 0.75% | — | 39.5 |
| Sky Gold And Diamonds Limited | Consumer Durables | 0.74% | — | 53.0 |
| Dr. Reddy's Laboratories Limited | Healthcare | 0.71% | — | 150.9 |
| MRF Limited | Automobile and Auto Components | 0.66% | — | 22.3 |
| Reliance Industries Limited | Oil, Gas & Consumable Fuels | 0.57% | — | 40.9 |
| Leap India Limited | Services | 0.55% | — | — |
| Mahindra & Mahindra Limited | Automobile and Auto Components | 0.55% | — | 21.6 |
| 364 Days Tbill (MD 07/01/2027) | — | 0.53% | — | — |
| UltraTech Cement Limited | Construction Materials | 0.51% | — | 42.2 |
| Britannia Industries Limited | Fast Moving Consumer Goods | 0.40% | — | 43.5 |
| Corporate Debt Market Development Fund # | — | 0.34% | — | — |
| HDFC Bank Limited | Financial Services | 0.22% | — | — |
| Max Financial Services Limited | Financial Services | 0.19% | — | — |
| Triveni Engineering & Industries Limited | Fast Moving Consumer Goods | 0.17% | — | 17.9 |
| Zaggle Prepaid Ocean Services Limited | Information Technology | 0.13% | — | 18.4 |
| Laxmi Dental Limited | Healthcare | 0.12% | — | 59.2 |
| Triveni Power Transmission Limited ** | — | 0.11% | — | — |
This is a paid feature
Comparing more months of this fund's own portfolio history is available on paid plans.
Sign inExpense ratio by month: Oct 25 1.45% · Nov 25 1.45% · Dec 25 1.45% · Jan 26 1.45% · Feb 26 1.45% · Mar 26 1.45% · Apr 26 1.17% · May 26 1.16% · Jun 26 1.21% · Jul 26 1.18% · Aug 26 1.18% · Sep 26 1.20%
• If redeemed/ switched-out within 3 months from the date of allotment: - For 10% of investments: Nil - For remaining investments:1% • If redeemed/ switched-out after 3 months from the date of allotment: Nil
The Scheme seeks to generate income through investments in fixed income securities and also to generate long term capital appreciation by investing a portion in equity and equity related instruments. However, there is no assurance that the investment objective of the scheme will be achieved.
Fund house: website · factsheets · monthly portfolio · annual report
Not available: Morningstar rating (proprietary). "NAV history from" is the first NAV we hold.
Returns are computed by Tradinity from each scheme's own published NAV, so they are net of the fund's expenses. Periods over one year are annualised (CAGR). Past performance does not indicate future returns. Only Growth-option schemes are ranked: an IDCW scheme pays cash out of its NAV, so its NAV understates what an investor earned.
