Bank of India Mutual Fund
When comparing, both lines start at 100. Tradinity's reference for the category: a total-return index (dividends reinvested). The fund's declared benchmark (BSE 500 TRI) is not available to us as a series.
Up to one year: absolute. Longer: annualised. Category = median of Flexi Cap direct-plan Growth funds; index = NIFTY 500 TRI.
| Period | This fund | Category median | NIFTY 500 TRI | Rank in category |
|---|---|---|---|---|
| 1 month | -2.82% | -5.52% | -6.32% | — |
| 3 months | +0.93% | -2.70% | -5.14% | — |
| 6 months | +15.98% | +9.82% | +5.07% | — |
| 1 year | +9.27% | +0.20% | -3.80% | #2 of 40 Top 5% |
| 3 years | +18.04% | +11.03% | +9.14% | #1 of 36 Top 3% |
| 5 years | +16.23% | +10.11% | +8.89% | #1 of 27 Top 4% |
| 10 years | — | +13.05% | +12.66% | — |
| Since launch of NAV data | +25.42% | — | — | — |
| Window | High | Low |
|---|---|---|
| 1 month | 42.6800 | 41.3600 |
| 3 months | 42.9100 | 40.3900 |
| 6 months | 42.9100 | 35.5600 |
| 1 year | 42.9100 | 34.7700 |
A period is a dash when the fund has not existed that long or its NAV history has a hole at the start date — never a partial figure.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD | |
|---|---|---|---|---|---|---|---|
| This fund | — | +48.53% | +0.77% | +39.67% | +30.91% | +1.16% | +7.40% |
| Category median | +16.49% | +34.19% | +0.74% | +29.48% | +19.49% | +5.19% | -2.73% |
| NIFTY 500 TRI | +17.89% | +31.60% | +4.25% | +26.91% | +16.24% | +7.76% | -7.72% |
Tradinity's reference for the category: a total-return index (dividends reinvested). The fund's declared benchmark (BSE 500 TRI) is not available to us as a series.
Twenty checks of five points each: performance, portfolio, operations, and risk against reward. Only checks we have data for are counted.
Risk-free rate 6.06% (3-year annualised return of the NSE 1-day (overnight) rate index). Benchmark-relative ratios use NIFTY 500 TRI. Tradinity's reference for the category: a total-return index (dividends reinvested). The fund's declared benchmark (BSE 500 TRI) is not available to us as a series.
| Ratio | This fund | Category median | Against category |
|---|---|---|---|
| Sharpe ratio | 0.68 | 0.33 | Better |
| Sortino ratio | 0.90 | 0.44 | Better |
| Standard deviation | 17.68% | 14.23% | Worse |
| Maximum drawdown | -23.73% | -18.47% | Worse |
| Beta | 1.14 | 0.95 | — |
| R-squared | 85.4% | 92.2% | — |
| Jensen's alpha | 8.49% | 1.90% | Better |
| Treynor ratio | 10.55 | 4.99 | Better |
| Information ratio | 1.26 | 0.43 | Better |
| Upside capture | 114.6% | 96.4% | Better |
| Downside capture | 105.2% | 93.9% | Worse |
Computed from this fund's actual NAVs. A SIP buys at the first NAV of each month and is valued at the latest NAV. Past returns do not guarantee future ones.
Weights are % of the scheme's assets from the latest month-end disclosure available to Tradinity. The feed carries weights only: no quantities or rupee values.
Valuation ratios are weighted over the holdings we can match to a company (harmonic mean for P/E) and are withheld when they cover under half the portfolio.
| Holding | Sector | Weight | 3M change | P/E |
|---|---|---|---|---|
| State Bank of India | Financial Services | 5.01% | — | — |
| TREPS | — | 4.50% | — | — |
| ICICI Bank Limited | Financial Services | 3.94% | — | — |
| Hindustan Aeronautics Limited | Capital Goods | 2.99% | — | 33.6 |
| Sky Gold And Diamonds Limited | Consumer Durables | 2.90% | — | 52.0 |
| Quality Power Electrical Eqp Ltd | Capital Goods | 2.84% | — | 179.1 |
| Balrampur Chini Mills Limited | Fast Moving Consumer Goods | 2.76% | — | 39.1 |
| Mankind Pharma Limited | Healthcare | 2.70% | — | 47.4 |
| Dr. Reddy's Laboratories Limited | Healthcare | 2.47% | — | 154.7 |
| Bharti Airtel Limited | Telecommunication | 2.45% | — | 67.4 |
| Entero Healthcare Solutions Ltd | Consumer Services | 2.43% | — | 318.8 |
| UNO Minda Limited | Automobile and Auto Components | 2.16% | — | 71.6 |
| Sterlite Technologies Limited | Telecommunication | 2.12% | — | 358.2 |
| Adani Ports and Special Economic Zone Limited | Services | 2.05% | — | 163.2 |
| HDFC Bank Limited | Financial Services | 2.04% | — | — |
| Indian Bank | Financial Services | 1.99% | — | — |
| Sigma Advanced Systems Limited | Capital Goods | 1.95% | — | 324.6 |
| Mahindra & Mahindra Limited | Automobile and Auto Components | 1.80% | — | 22.3 |
| Tata Technologies Limited | Information Technology | 1.60% | — | 53.2 |
| Bank of Baroda | Financial Services | 1.55% | — | — |
| Coromandel International Limited | Chemicals | 1.52% | — | 27.6 |
| Reliance Industries Limited | Oil, Gas & Consumable Fuels | 1.51% | — | 41.0 |
| NTPC Limited | Power | 1.46% | — | 13.2 |
| Acutaas Chemicals Limited | Healthcare | 1.44% | — | 67.6 |
| Bharat Electronics Limited | Capital Goods | 1.40% | — | 46.4 |
| REPO | — | 1.40% | — | — |
| Britannia Industries Limited | Fast Moving Consumer Goods | 1.35% | — | 44.1 |
| HDFC Bank Limited (13/11/2026) # | — | 1.34% | — | — |
| Krishna Institute Of Medical Sciences Limited | Healthcare | 1.28% | — | 111.2 |
| Nuvama Wealth Management Limited | Financial Services | 1.28% | — | — |
| HEG Limited | Capital Goods | 1.26% | — | 21.0 |
| Powerica Limited | Capital Goods | 1.22% | — | — |
| Asian Paints Limited | Consumer Durables | 1.15% | — | 49.8 |
| Hitachi Energy India Limited | Capital Goods | 1.14% | — | 118.7 |
| Adani Power Limited | Power | 1.12% | — | 32.9 |
| Bajaj Auto Limited | Automobile and Auto Components | 1.07% | — | 28.3 |
| CreditAccess Grameen Limited | Financial Services | 1.02% | — | — |
| Tata Motors Ltd | Capital Goods | 1.02% | — | 44.7 |
| Turtlemint Fintech Solutions Limited | Financial Services | 1.02% | — | — |
| Gujarat Themis Biosyn Limited | Healthcare | 1.01% | — | 86.7 |
| Swan Corp Limited | Chemicals | 1.00% | — | 431.1 |
| Netweb Technologies India Limited | Information Technology | 0.98% | — | 99.1 |
| UltraTech Cement Limited | Construction Materials | 0.97% | — | 42.6 |
| Lloyds Metals And Energy Limited | Metals & Mining | 0.94% | — | 25.1 |
| Leap India Limited | Services | 0.93% | — | — |
| Bharat Forge Limited | Automobile and Auto Components | 0.89% | — | 112.5 |
| Vedanta Aluminium Metal Limited | Metals & Mining | 0.88% | — | — |
| Hindustan Copper Limited | Metals & Mining | 0.86% | — | 40.1 |
| Union Bank of India (12/10/2026) ** # | — | 0.84% | — | — |
| Titagarh Rail Systems Limited | Capital Goods | 0.82% | — | 47.1 |
| Skyways Air Services Ltd | Services | 0.81% | — | — |
| MRF Limited | Automobile and Auto Components | 0.76% | — | 22.7 |
| Cemindia Projects Ltd | Construction | 0.75% | — | 34.5 |
| S.J.S. Enterprises Limited | Automobile and Auto Components | 0.72% | — | 43.7 |
| Siemens Energy India Limited | Capital Goods | 0.72% | — | 76.6 |
| ICICI Prudential Asset Management Company Limited | Financial Services | 0.71% | — | — |
| SBI Life Insurance Company Limited | Financial Services | 0.67% | — | — |
| Radico Khaitan Limited | Fast Moving Consumer Goods | 0.65% | — | 84.1 |
| HDB Financial Services Limited | Financial Services | 0.63% | — | — |
| Mazagon Dock Shipbuilders Limited | Capital Goods | 0.63% | — | 33.7 |
| Bosch Home Comfort India Ltd | Consumer Durables | 0.59% | — | 1,172.9 |
| Torrent Power Limited | Power | 0.58% | — | 25.3 |
| Zaggle Prepaid Ocean Services Limited | Information Technology | 0.57% | — | 18.7 |
| Triveni Engineering & Industries Limited | Fast Moving Consumer Goods | 0.51% | — | 17.8 |
| Union Bank of India (15/09/2026) ** # | — | 0.51% | — | — |
| Jash Engineering Limited | Capital Goods | 0.48% | — | 48.9 |
| Canara Bank (01/09/2026) # | — | 0.42% | — | — |
| National Bank For Agriculture and Rural Development (10/11/2026) ** # | — | 0.42% | — | — |
| HDFC Bank Limited (09/03/2027) ** # | — | 0.41% | — | — |
| HDFC Bank Limited (24/02/2027) ** # | — | 0.41% | — | — |
| National Bank For Agriculture and Rural Development (18/03/2027) # | — | 0.41% | — | — |
| Small Industries Dev Bank of India (20/08/2027) ** # | — | 0.32% | — | — |
| Triveni Power Transmission Limited ** | — | 0.31% | — | — |
| Eternal Limited | Consumer Services | 0.28% | — | 110.7 |
| Syrma SGS Technology Limited | Capital Goods | 0.24% | — | 102.2 |
| Net Receivables / (Payables) | — | 0.07% | — | — |
| Brigade Enterprises Limited | Realty | 0.03% | — | 45.1 |
| 364 Days Tbill (MD 07/01/2027) | — | 0.02% | — | — |
This is a paid feature
Comparing more months of this fund's own portfolio history is available on paid plans.
Sign inExpense ratio by month: Oct 25 0.53% · Nov 25 0.56% · Dec 25 0.56% · Jan 26 0.60% · Feb 26 0.58% · Mar 26 0.58% · Apr 26 1.54% · May 26 0.60% · Jun 26 0.83% · Jul 26 0.85% · Aug 26 0.86% · Sep 26 0.85%
• If redeemed/ switched-out within 3 months from the date of allotment: - For 10% of investments: Nil - For remaining investments:1% • If redeemed/ switched-out after 3 months from the date of allotment: Nil
The investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity-related securities across various market capitalisation. However, there can be no assurance that the investment objectives of the Scheme will be realized.
Fund house: website · factsheets · monthly portfolio · annual report
Not available: Morningstar rating (proprietary). "NAV history from" is the first NAV we hold.
Returns are computed by Tradinity from each scheme's own published NAV, so they are net of the fund's expenses. Periods over one year are annualised (CAGR). Past performance does not indicate future returns. Only Growth-option schemes are ranked: an IDCW scheme pays cash out of its NAV, so its NAV understates what an investor earned.
