Bank of India Mutual Fund
Up to one year: absolute. Longer: annualised. Category = median of Short Duration direct-plan Growth funds.
| Period | This fund | Category median | Rank in category |
|---|---|---|---|
| 1 month | +0.12% | +0.16% | — |
| 3 months | +0.78% | +0.68% | — |
| 6 months | +3.23% | +3.15% | — |
| 1 year | +5.06% | +5.24% | #15 of 21 Top 72% |
| 3 years | +7.59% | +7.39% | #6 of 21 Top 29% |
| 5 years | +10.81% | +6.51% | #1 of 19 Top 6% |
| 10 years | +5.72% | +7.14% | — |
| Since launch of NAV data | +6.83% | — | — |
| Window | High | Low |
|---|---|---|
| 1 month | 31.1409 | 31.0441 |
| 3 months | 31.1409 | 30.8309 |
| 6 months | 31.1409 | 30.0524 |
| 1 year | 31.1409 | 29.5824 |
A period is a dash when the fund has not existed that long or its NAV history has a hole at the start date — never a partial figure.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD | |
|---|---|---|---|---|---|---|---|
| This fund | -0.51% | +3.46% | +27.43% | +6.43% | +9.69% | +7.59% | +3.73% |
| Category median | +10.38% | +3.97% | +3.85% | +7.40% | +8.45% | +8.11% | +3.76% |
Twenty checks of five points each: performance, portfolio, operations, and risk against reward. Only checks we have data for are counted.
Risk-free rate 6.06% (3-year annualised return of the NSE 1-day (overnight) rate index). This category has no reference index in our data, so benchmark-relative ratios are not shown.
| Ratio | This fund | Category median | Against category |
|---|---|---|---|
| Sharpe ratio | 1.04 | 1.36 | Worse |
| Sortino ratio | 2.41 | 2.17 | Better |
| Standard deviation | 1.47% | 0.96% | Worse |
| Maximum drawdown | -0.56% | -0.53% | Worse |
| Beta | — | — | — |
| R-squared | — | — | — |
| Jensen's alpha | — | — | — |
| Treynor ratio | — | — | — |
| Information ratio | — | — | — |
| Upside capture | — | — | — |
| Downside capture | — | — | — |
Computed from this fund's actual NAVs. A SIP buys at the first NAV of each month and is valued at the latest NAV. Past returns do not guarantee future ones.
Weights are % of the scheme's assets from the latest month-end disclosure available to Tradinity. The feed carries weights only: no quantities or rupee values.
Valuation ratios are weighted over the holdings we can match to a company (harmonic mean for P/E) and are withheld when they cover under half the portfolio.
| Holding | Sector | Weight | 3M change | P/E |
|---|---|---|---|---|
| 7.6% Power Finance Corporation Limited (13/04/2029) ** | — | 8.06% | — | — |
| 6.94% Government of India (11/05/2036) | — | 7.94% | — | — |
| 6.90% LIC Housing Finance Limited (17/09/2027) ** | — | 7.63% | — | — |
| L&T Finance Limited (19/03/2027) ** | — | 7.39% | — | — |
| 6.48% Government of India (06/10/2035) | — | 5.74% | — | — |
| Canara Bank (12/03/2027) ** # | — | 5.57% | — | — |
| Small Industries Dev Bank of India (11/06/2027) ** # | — | 5.46% | — | — |
| 7.6% Torrent Pharmaceuticals Limited (19/01/2029) ** | — | 4.58% | — | — |
| 8.9% Muthoot Finance Limited (07/10/2027) ** | — | 3.86% | — | — |
| 8.40% Godrej Industries Limited (27/08/2027) ** | — | 3.85% | — | — |
| 7.37% Indian Railway Finance Corporation Limited (31/07/2029) ** | — | 3.83% | — | — |
| HDFC Bank Limited (13/11/2026) # | — | 3.79% | — | — |
| ICICI Securities Limited (15/03/2027) ** | — | 3.70% | — | — |
| Net Receivables / (Payables) | — | 3.40% | — | — |
| 8.95% Vedanta Limited (16/03/2029) ** | — | 3.09% | — | — |
| 7.1% Government of India (18/04/2029) | — | 1.96% | — | — |
| 9.45% Vedanta Limited (05/06/2028) ** | — | 1.95% | — | — |
| 7.48% National Bank For Agriculture and Rural Development (15/09/2028) | — | 1.92% | — | — |
| 8.1167% Bajaj Finance Limited (10/05/2027) ** | — | 1.92% | — | — |
| 8.05% Muthoot Finance Limited (25/11/2027) ** | — | 1.91% | — | — |
| 7.40 % National Bank For Agriculture and Rural Development (29/04/2030) ** | — | 1.90% | — | — |
| TREPS | — | 1.88% | — | — |
| 6.98% State Government Securities (29/09/2033) | — | 1.86% | — | — |
| Godrej Housing Finance Limited (19/03/2027) ** | — | 1.85% | — | — |
| Punjab National Bank (04/02/2027) ** # | — | 1.49% | — | — |
| 7.68% National Bank For Agriculture and Rural Development (30/04/2029) ** | — | 1.34% | — | — |
| Punjab National Bank (12/03/2027) # | — | 1.11% | — | — |
| 364 Days Tbill (MD 07/01/2027) | — | 0.72% | — | — |
| Corporate Debt Market Development Fund # | — | 0.30% | — | — |
Expense ratio by month: Aug 26 0.54% · Sep 26 0.54%
NIL
The Scheme seeks to generate income and capital appreciation by investing in a diversified portfolio of debt and money market securities. However, there can be no assurance that the income can be generated, regular or otherwise, or the investment objectives of the Scheme will be realized.
Fund house: website · factsheets · monthly portfolio · annual report
Not available: Morningstar rating (proprietary). "NAV history from" is the first NAV we hold.
Returns are computed by Tradinity from each scheme's own published NAV, so they are net of the fund's expenses. Periods over one year are annualised (CAGR). Past performance does not indicate future returns. Only Growth-option schemes are ranked: an IDCW scheme pays cash out of its NAV, so its NAV understates what an investor earned.
