HDFC Mutual Fund
Up to one year: absolute. Longer: annualised. Category = median of Retirement regular-plan Growth funds.
| Period | This fund | Category median | Rank in category |
|---|---|---|---|
| 1 month | -1.93% | -4.52% | — |
| 3 months | -1.96% | -2.66% | — |
| 6 months | +1.45% | +4.91% | — |
| 1 year | -1.14% | -0.14% | #19 of 29 Top 66% |
| 3 years | +5.16% | +7.23% | #24 of 26 Top 93% |
| 5 years | +5.57% | +7.01% | #18 of 25 Top 72% |
| 10 years | +6.71% | +9.00% | — |
| Since launch of NAV data | +7.42% | — | — |
| Window | High | Low |
|---|---|---|
| 1 month | 21.8138 | 21.3918 |
| 3 months | 21.9974 | 21.3918 |
| 6 months | 21.9974 | 21.0866 |
| 1 year | 22.0020 | 21.0854 |
A period is a dash when the fund has not existed that long or its NAV history has a hole at the start date — never a partial figure.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD | |
|---|---|---|---|---|---|---|---|
| This fund | +10.44% | +8.69% | +3.70% | +11.16% | +9.86% | +5.19% | -2.58% |
| Category median | +12.38% | +12.53% | +1.79% | +19.29% | +12.76% | +5.11% | -2.48% |
Twenty checks of five points each: performance, portfolio, operations, and risk against reward. Only checks we have data for are counted.
Risk-free rate 6.06% (3-year annualised return of the NSE 1-day (overnight) rate index). This category has no reference index in our data, so benchmark-relative ratios are not shown.
| Ratio | This fund | Category median | Against category |
|---|---|---|---|
| Sharpe ratio | -0.25 | 0.10 | Worse |
| Sortino ratio | -0.33 | 0.14 | Worse |
| Standard deviation | 3.62% | 10.18% | Better |
| Maximum drawdown | -4.17% | -12.17% | Better |
| Beta | — | 0.96 | — |
| R-squared | — | 92.0% | — |
| Jensen's alpha | — | 4.57% | — |
| Treynor ratio | — | 7.88 | — |
| Information ratio | — | 1.15 | — |
| Upside capture | — | 96.0% | — |
| Downside capture | — | 94.8% | — |
Computed from this fund's actual NAVs. A SIP buys at the first NAV of each month and is valued at the latest NAV. Past returns do not guarantee future ones.
Weights are % of the scheme's assets from the latest month-end disclosure available to Tradinity. Shown from the Direct plan of this fund, which holds the same portfolio. The feed carries weights only: no quantities or rupee values.
Valuation ratios are weighted over the holdings we can match to a company (harmonic mean for P/E) and are withheld when they cover under half the portfolio.
| Holding | Sector | Weight | 3M change | P/E |
|---|---|---|---|---|
| TREPS - Tri-party Repo | — | 9.85% | — | — |
| 6.67% GOI MAT 171250 | — | 9.29% | — | — |
| ICICI Bank Ltd. | Financial Services | 8.47% | — | — |
| Larsen and Toubro Ltd. | Construction | 7.79% | — | 71.3 |
| Mahindra Rural Housing Finance Ltd^ | — | 6.90% | — | — |
| 6.48% GOI MAT 061035 | — | 6.64% | — | — |
| 6.19% GOI MAT 160934^ | — | 6.54% | — | — |
| Reliance Industries Ltd. | Oil, Gas & Consumable Fuels | 5.80% | — | 41.0 |
| 7.57% GOI MAT 170633^ | — | 5.34% | — | — |
| 8.97% GOI MAT 051230^ | — | 4.09% | — | — |
| 7.5% GOI MAT 100834^ | — | 3.54% | — | — |
| Indian Railways Finance Corp. Ltd.^ | — | 3.48% | — | — |
| Net Current Assets | — | 2.99% | — | — |
| HDFC Bank Ltd.£ | Financial Services | 2.12% | — | — |
| State Bank of India | Financial Services | 1.41% | — | — |
| Axis Bank Ltd. | Financial Services | 1.15% | — | — |
| Bharti Airtel Ltd. | Telecommunication | 0.99% | — | 67.4 |
| Maruti Suzuki India Limited | Automobile and Auto Components | 0.93% | — | 26.8 |
| Tata Consultancy Services Ltd. | Information Technology | 0.82% | — | 14.8 |
| Infosys Limited | Information Technology | 0.77% | — | 13.4 |
| ICICI Lombard General Insurance Co | Financial Services | 0.64% | — | — |
| City Union Bank Ltd. | Financial Services | 0.63% | — | — |
| SBI Life Insurance Company Ltd. | Financial Services | 0.59% | — | — |
| Transport Corporation of India Ltd. | Services | 0.59% | — | 15.2 |
| Power Grid Corporation of India Ltd. | Power | 0.54% | — | 15.5 |
| Dr. Lal Path Labs Ltd | Healthcare | 0.53% | — | 38.7 |
| Lupin Ltd. | Healthcare | 0.45% | — | 13.3 |
| Vishal Mega Mart Limited | Consumer Services | 0.45% | — | 72.1 |
| ITC LIMITED | Fast Moving Consumer Goods | 0.44% | — | 17.4 |
| Lumax Industries Ltd | Automobile and Auto Components | 0.43% | — | 30.1 |
| Vesuvius India Ltd. | Capital Goods | 0.42% | — | 36.0 |
| PVR LIMITED | Media Entertainment & Publication | 0.41% | — | 32.9 |
| Suprajit Engineering Ltd. | Automobile and Auto Components | 0.41% | — | 24.2 |
| United Spirits Limited | Fast Moving Consumer Goods | 0.41% | — | 50.2 |
| Vedant Fashions Ltd | Consumer Services | 0.41% | — | 33.7 |
| Balkrishna Industries Ltd. | Automobile and Auto Components | 0.39% | — | 29.9 |
| Alkem Laboratories Ltd. | Healthcare | 0.36% | — | 28.9 |
| Gujarat Pipavav Port Ltd. | Services | 0.34% | — | 14.7 |
| Zensar Technologies Ltd. | Information Technology | 0.31% | — | 13.7 |
| Bayer Cropscience Ltd | Chemicals | 0.30% | — | 22.3 |
| Voltamp Transformers Ltd. | Capital Goods | 0.30% | — | 33.5 |
| Alembic Pharmaceuticals Limited | Healthcare | 0.29% | — | 22.1 |
| Kalpataru Projects International Ltd | Construction | 0.29% | — | 26.3 |
| Huhtamaki India Limited | Capital Goods | 0.27% | — | 13.1 |
| TCPL PACKAGING LIMITED | Capital Goods | 0.27% | — | 33.3 |
| Hindustan Petroleum Corp. Ltd. | Oil, Gas & Consumable Fuels | 0.25% | — | 58.3 |
| SKF India Ltd. | Automobile and Auto Components | 0.21% | — | 56.6 |
| 7.54% GOI MAT 230536 | — | 0.11% | — | — |
| GSPL Transmission Limited | — | 0.05% | — | — |
Expense ratio by month: Aug 26 2.33% · Sep 26 2.33%
Fresh investments by investors including SIP / STP registrations, etc effective June 2, 2018: Exit Load (Upon completion of lock-in period): Nil Existing investments by investors including SIP / STP registrations, etc until June 1, 2018: Exit Load (Upon completion of lock-in period of 5 years) In respect of each purchase/switch-in of units offered under the respective Investment Plan(s) • An Exit Load of 1% is payable if Units are redeemed/ switched-out before completion of 60 years of age • No Exit Load is payable if Units are redeemed / switched-out on or after attainment of 60 years of age.
The investment objective of the Investment Plans under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.There is no assurance that the investment objective of the Scheme will be achieved.
Fund house: website · factsheets · monthly portfolio · annual report
Not available: Morningstar rating (proprietary). "NAV history from" is the first NAV we hold.
Returns are computed by Tradinity from each scheme's own published NAV, so they are net of the fund's expenses. Periods over one year are annualised (CAGR). Past performance does not indicate future returns. Only Growth-option schemes are ranked: an IDCW scheme pays cash out of its NAV, so its NAV understates what an investor earned.
