HDFC Mutual Fund
Up to one year: absolute. Longer: annualised. Category = median of Retirement direct-plan Growth funds.
| Period | This fund | Category median | Rank in category |
|---|---|---|---|
| 1 month | -4.44% | -4.44% | — |
| 3 months | -4.03% | -2.30% | — |
| 6 months | +1.32% | +5.31% | — |
| 1 year | -6.67% | +0.80% | #28 of 29 Top 97% |
| 3 years | +6.54% | +8.14% | #20 of 26 Top 77% |
| 5 years | +8.59% | +8.36% | #10 of 25 Top 40% |
| 10 years | +12.24% | +9.91% | — |
| Since launch of NAV data | +14.22% | — | — |
| Window | High | Low |
|---|---|---|
| 1 month | 42.8030 | 40.9040 |
| 3 months | 43.7120 | 40.9040 |
| 6 months | 43.7120 | 40.3730 |
| 1 year | 45.3720 | 39.8710 |
A period is a dash when the fund has not existed that long or its NAV history has a hole at the start date — never a partial figure.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD | |
|---|---|---|---|---|---|---|---|
| This fund | +18.80% | +26.22% | +6.09% | +26.44% | +15.35% | +6.58% | -9.32% |
| Category median | +13.63% | +14.37% | +2.83% | +21.08% | +14.67% | +6.24% | -1.72% |
Twenty checks of five points each: performance, portfolio, operations, and risk against reward. Only checks we have data for are counted.
Risk-free rate 6.06% (3-year annualised return of the NSE 1-day (overnight) rate index). This category has no reference index in our data, so benchmark-relative ratios are not shown.
| Ratio | This fund | Category median | Against category |
|---|---|---|---|
| Sharpe ratio | 0.05 | 0.28 | Worse |
| Sortino ratio | 0.07 | 0.39 | Worse |
| Standard deviation | 9.57% | 10.18% | Better |
| Maximum drawdown | -12.29% | -11.70% | Worse |
| Beta | — | 0.96 | — |
| R-squared | — | 92.0% | — |
| Jensen's alpha | — | 6.07% | — |
| Treynor ratio | — | 9.45 | — |
| Information ratio | — | 1.54 | — |
| Upside capture | — | 97.0% | — |
| Downside capture | — | 94.0% | — |
Computed from this fund's actual NAVs. A SIP buys at the first NAV of each month and is valued at the latest NAV. Past returns do not guarantee future ones.
Weights are % of the scheme's assets from the latest month-end disclosure available to Tradinity. The feed carries weights only: no quantities or rupee values.
Valuation ratios are weighted over the holdings we can match to a company (harmonic mean for P/E) and are withheld when they cover under half the portfolio.
| Holding | Sector | Weight | 3M change | P/E |
|---|---|---|---|---|
| TREPS - Tri-party Repo | — | 7.98% | — | — |
| ICICI Bank Ltd. | Financial Services | 6.35% | — | — |
| HDFC Bank Ltd.£ | Financial Services | 5.31% | — | — |
| Bajaj Finance Ltd.^ | — | 4.31% | — | — |
| Reliance Industries Ltd. | Oil, Gas & Consumable Fuels | 3.58% | — | 41.0 |
| Kotak Mahindra Bank Limited | Financial Services | 3.40% | — | — |
| State Bank of India | Financial Services | 3.30% | — | — |
| Axis Bank Ltd. | Financial Services | 3.24% | — | — |
| Maruti Suzuki India Limited | Automobile and Auto Components | 2.53% | — | 26.8 |
| Bharti Airtel Ltd. | Telecommunication | 2.26% | — | 67.4 |
| Tata Consultancy Services Ltd. | Information Technology | 2.24% | — | 14.8 |
| Infosys Limited | Information Technology | 2.12% | — | 13.4 |
| 7.26% GOI MAT 220832 | — | 1.92% | — | — |
| 6.1% GOI MAT 120731 | — | 1.89% | — | — |
| Larsen and Toubro Ltd. | Construction | 1.89% | — | 71.3 |
| HCL Technologies Ltd. | Information Technology | 1.64% | — | 28.3 |
| Power Grid Corporation of India Ltd. | Power | 1.64% | — | 15.5 |
| 7.18% GOI MAT 140833 | — | 1.59% | — | — |
| 7.18% GOI MAT 240737 | — | 1.58% | — | — |
| Dr. Lal Path Labs Ltd | Healthcare | 1.57% | — | 38.7 |
| Bajaj Housing Finance Ltd.^ | — | 1.51% | — | — |
| City Union Bank Ltd. | Financial Services | 1.33% | — | — |
| 7.26% GOI MAT 060233 | — | 1.28% | — | — |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 1.24% | — | 146.5 |
| Max Financial Services Ltd. | Financial Services | 1.13% | — | — |
| ITC LIMITED | Fast Moving Consumer Goods | 1.12% | — | 17.4 |
| SBI Life Insurance Company Ltd. | Financial Services | 1.09% | — | — |
| Havells India Ltd. | Consumer Durables | 1.01% | — | 38.6 |
| Alkem Laboratories Ltd. | Healthcare | 1.00% | — | 28.9 |
| ICICI Lombard General Insurance Co | Financial Services | 0.98% | — | — |
| Embassy Office Parks REIT | — | 0.96% | — | — |
| Mahindra Rural Housing Finance Ltd^ | — | 0.94% | — | — |
| Suprajit Engineering Ltd. | Automobile and Auto Components | 0.93% | — | 24.2 |
| Bajaj Auto Limited | Automobile and Auto Components | 0.91% | — | 28.3 |
| Gland Pharma Ltd. | Healthcare | 0.90% | — | 34.3 |
| Cipla Ltd. | Healthcare | 0.88% | — | 35.4 |
| Creditaccess Grameen Limited | Financial Services | 0.85% | — | — |
| United Spirits Limited | Fast Moving Consumer Goods | 0.84% | — | 50.2 |
| 7.57% GOI MAT 170633^ | — | 0.81% | — | — |
| Tata Steel Ltd. | Metals & Mining | 0.80% | — | 13.5 |
| Vesuvius India Ltd. | Capital Goods | 0.76% | — | 36.0 |
| Balkrishna Industries Ltd. | Automobile and Auto Components | 0.71% | — | 29.9 |
| NTPC Limited | Power | 0.71% | — | 13.2 |
| HDFC Life Insurance Company Limited | Financial Services | 0.68% | — | — |
| SKF India Ltd. | Automobile and Auto Components | 0.68% | — | 56.6 |
| PVR LIMITED | Media Entertainment & Publication | 0.67% | — | 32.9 |
| Alembic Pharmaceuticals Limited | Healthcare | 0.65% | — | 22.1 |
| Kalpataru Projects International Ltd | Construction | 0.65% | — | 26.3 |
| Huhtamaki India Limited | Capital Goods | 0.63% | — | 13.1 |
| Blue Dart Express Ltd. | Services | 0.61% | — | 39.3 |
| Transport Corporation of India Ltd. | Services | 0.60% | — | 15.2 |
| 6.67% GOI MAT 171250 | — | 0.57% | — | — |
| Delhivery Limited | Services | 0.57% | — | 104.0 |
| Hindustan Petroleum Corp. Ltd. | Oil, Gas & Consumable Fuels | 0.57% | — | 58.3 |
| Godrej Consumer Products Ltd. | Fast Moving Consumer Goods | 0.56% | — | 57.1 |
| The Ramco Cements Ltd. | Construction Materials | 0.55% | — | 31.3 |
| GNA Axles Ltd. | Automobile and Auto Components | 0.54% | — | 19.4 |
| Voltamp Transformers Ltd. | Capital Goods | 0.54% | — | 33.5 |
| Equitas Small Finance Bank Ltd | Financial Services | 0.53% | — | — |
| Crompton Greaves Consumer Elec. Ltd. | Consumer Durables | 0.51% | — | — |
| CIE Automotive India Ltd | Automobile and Auto Components | 0.49% | — | 22.4 |
| Net Current Assets | — | 0.48% | — | — |
| ESCORTS KUBOTA LIMITED | Capital Goods | 0.47% | — | 21.4 |
| GARWARE TECHNICAL FIBRES LIMITED | Textiles | 0.45% | — | 37.2 |
| UTI Asset Management Company Ltd | Financial Services | 0.43% | — | — |
| Zensar Technologies Ltd. | Information Technology | 0.43% | — | 13.7 |
| SKF India (Industrial) Limited | Capital Goods | 0.41% | — | — |
| Sonata Software Ltd. | Information Technology | 0.41% | — | 24.1 |
| Eris Lifesciences Ltd | Healthcare | 0.40% | — | 84.7 |
| Timken India Ltd. | Capital Goods | 0.39% | — | 57.6 |
| Bayer Cropscience Ltd | Chemicals | 0.37% | — | 22.3 |
| Goodyear India Ltd. | Automobile and Auto Components | 0.36% | — | 30.1 |
| The Anup Engineering Limited | Capital Goods | 0.34% | — | 38.4 |
| Power Grid Corporation of India Ltd.^ | — | 0.31% | — | — |
| 6.68% GOI MAT 070740 | — | 0.30% | — | — |
| Finolex Industries Ltd. | Capital Goods | 0.30% | — | 15.8 |
| Tamilnadu Newsprint & Papers Ltd. | Forest Materials | 0.23% | — | 4.0 |
| Vedant Fashions Ltd | Consumer Services | 0.19% | — | 33.7 |
| GSPL Transmission Limited** | — | 0.07% | — | — |
| Bajaj Electricals Ltd. | Consumer Durables | 0.03% | — | — |
Expense ratio by month: Aug 26 1.10% · Sep 26 1.11%
Fresh investments by investors including SIP / STP registrations, etc effective June 2, 2018: Exit Load (Upon completion of lock-in period): Nil Existing investments by investors including SIP / STP registrations, etc until June 1, 2018: Exit Load (Upon completion of lock-in period of 5 years) In respect of each purchase/switch-in of units offered under the respective Investment Plan(s) • An Exit Load of 1% is payable if Units are redeemed/ switched-out before completion of 60 years of age • No Exit Load is payable if Units are redeemed / switched-out on or after attainment of 60 years of age.
The investment objective of the Investment Plans under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.There is no assurance that the investment objective of the Scheme will be achieved.
Fund house: website · factsheets · monthly portfolio · annual report
Not available: Morningstar rating (proprietary). "NAV history from" is the first NAV we hold.
Returns are computed by Tradinity from each scheme's own published NAV, so they are net of the fund's expenses. Periods over one year are annualised (CAGR). Past performance does not indicate future returns. Only Growth-option schemes are ranked: an IDCW scheme pays cash out of its NAV, so its NAV understates what an investor earned.
