Kotak Mahindra Mutual Fund
When comparing, both lines start at 100. The fund's declared benchmark, a total-return index (dividends reinvested).
Up to one year: absolute. Longer: annualised. Category = median of Sectoral/Thematic direct-plan Growth funds; index = NIFTY FINANCIAL SERVICES TRI.
| Period | This fund | Category median | NIFTY FINANCIAL SERVICES TRI | Rank in category |
|---|---|---|---|---|
| 1 month | -6.06% | -5.43% | -5.57% | — |
| 3 months | -7.69% | -2.83% | -8.13% | — |
| 6 months | +6.64% | +8.81% | +3.21% | — |
| 1 year | +0.49% | +1.34% | -6.08% | #123 of 224 Top 55% |
| 3 years | +10.85% | +12.83% | +8.44% | #85 of 137 Top 63% |
| 5 years | — | +11.70% | +7.25% | — |
| 10 years | — | +14.63% | +12.78% | — |
| Since launch of NAV data | +13.95% | — | — | — |
| Window | High | Low |
|---|---|---|
| 1 month | 17.1460 | 16.0340 |
| 3 months | 17.5670 | 16.0340 |
| 6 months | 17.5670 | 15.0310 |
| 1 year | 17.6100 | 14.6690 |
A period is a dash when the fund has not existed that long or its NAV history has a hole at the start date — never a partial figure.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD | |
|---|---|---|---|---|---|---|---|
| This fund | — | — | — | — | +14.11% | +15.92% | -5.11% |
| Category median | +14.76% | +32.13% | +5.11% | +32.77% | +22.00% | +4.37% | -2.14% |
| NIFTY FINANCIAL SERVICES TRI | +4.74% | +14.55% | +10.47% | +14.31% | +10.52% | +18.60% | -10.30% |
The fund's declared benchmark, a total-return index (dividends reinvested).
Twenty checks of five points each: performance, portfolio, operations, and risk against reward. Only checks we have data for are counted.
Risk-free rate 6.06% (3-year annualised return of the NSE 1-day (overnight) rate index). Benchmark-relative ratios use NIFTY FINANCIAL SERVICES TRI. The fund's declared benchmark, a total-return index (dividends reinvested).
| Ratio | This fund | Category median | Against category |
|---|---|---|---|
| Sharpe ratio | 0.29 | 0.42 | Worse |
| Sortino ratio | 0.40 | 0.57 | Worse |
| Standard deviation | 16.72% | 15.72% | Worse |
| Maximum drawdown | -16.70% | -21.28% | Better |
| Beta | 0.98 | 0.93 | — |
| R-squared | 92.6% | 82.5% | — |
| Jensen's alpha | 2.45% | 3.49% | Worse |
| Treynor ratio | 4.87 | 6.74 | Worse |
| Information ratio | 0.53 | 0.55 | Worse |
| Upside capture | 97.7% | 93.7% | Better |
| Downside capture | 94.7% | 91.0% | Worse |
Computed from this fund's actual NAVs. A SIP buys at the first NAV of each month and is valued at the latest NAV. Past returns do not guarantee future ones.
Expense ratio by month: Oct 25 0.66% · Nov 25 0.68% · Dec 25 0.68% · Jan 26 0.68% · Feb 26 0.68% · Mar 26 0.68% · Apr 26 0.85% · May 26 0.69% · Jun 26 0.81% · Jul 26 0.83% · Aug 26 0.82% · Sep 26 0.80%
For redemption / switch out within 30 days from the date of allotment: 0.5% If units are redeemed or switched out on or after 30 days from the date of allotment: NIL Units issued on reinvestment of IDCW shall not be subject to entry and exit load. Any exit load charged (net off Goods and Services tax, if any) shall be credited back to the Scheme.
The investment objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services sector. However, there can be no assurance that the investment objective of the scheme would be achieved.
Fund house: website · factsheets · monthly portfolio · annual report
Not available: Morningstar rating (proprietary). "NAV history from" is the first NAV we hold.
Returns are computed by Tradinity from each scheme's own published NAV, so they are net of the fund's expenses. Periods over one year are annualised (CAGR). Past performance does not indicate future returns. Only Growth-option schemes are ranked: an IDCW scheme pays cash out of its NAV, so its NAV understates what an investor earned.
