Union Liquid Fund

Union Mutual Fund

Debt › Liquid Direct plan IDCW SEBI riskometer: Low to Moderate
₹1002.8444
0.1637 (+0.02%)
NAV on 4 Oct 2026
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NAV history

Returns

This is an IDCW (dividend) option: it pays cash out of its NAV, so returns computed from the NAV alone would understate what an investor earned. See the Growth option of the same plan for performance.

What if you had invested?

Computed from this fund's actual NAVs. A SIP buys at the first NAV of each month and is valued at the latest NAV. Past returns do not guarantee future ones.

Portfolio as of 31 Aug 2026

Weights are % of the scheme's assets from the latest month-end disclosure available to Tradinity. The feed carries weights only: no quantities or rupee values.

Holdings
58
Top 5 / top 10
14.9% / 22.1%
Largest holding
6.1%
Mapped to Tradinity companies
0%
Portfolio P/E
—
Portfolio ROE
—
Portfolio dividend yield
—
Largest sector
Public Banks 21.9%

Valuation ratios are weighted over the holdings we can match to a company (harmonic mean for P/E) and are withheld when they cover under half the portfolio.

Asset allocation

Commercial Paper43.85%
Certificate of Deposit29.51%
Treasury Bills15.31%
Cash & Equivalents6.60%
Corporate Debt4.22%
Government Securities0.26%

Sector allocation

Click a sector to filter the holdings below (holdings map to our sector list where the company is known).

Holdings

Export CSV
HoldingSectorWeight3M changeP/E
5.20% Reverse Repo — 6.06% 6.06 pp —
National Bank for Agriculture and Rural Development — 2.63% 1.15 pp —
91 Day Treasury Bills — 2.28% 2.28 pp —
Tata Steel Ltd.** — 1.98% -0.25 pp —
ICICI Bank Ltd. — 1.97% -0.25 pp —
Kotak Securities Ltd.** — 1.62% 1.62 pp —
Small Industries Development Bank of India — 1.58% 0.53 pp —
Reliance Retail Ventures Ltd.** — 1.32% -0.17 pp —
REC Ltd.** — 1.32% 1.32 pp —
Bank of India** — 1.31% -0.17 pp —
Central Bank of India** — 1.31% 1.31 pp —
Alembic Pharmaceuticals Ltd.** — 1.31% 1.31 pp —
IDBI Bank Ltd.** — 1.31% 1.31 pp —
Punjab National Bank** — 1.31% 1.31 pp —
Bank of Baroda** — 1.30% 1.30 pp —
LIC Housing Finance Ltd.** — 1.30% 1.30 pp —
National Bank for Agriculture and Rural Development** — 1.30% 1.30 pp —
AU Small Finance Bank Ltd.** — 1.30% 1.30 pp —
SBICAP Securities Ltd.** — 1.30% 1.30 pp —
LIC Housing Finance Ltd. — 0.99% 0.99 pp —
NTPC Ltd. — 0.99% 0.99 pp —
Godrej Properties Ltd.** — 0.99% 0.99 pp —
Godrej Finance Ltd.** — 0.98% 0.98 pp —
Axis Bank Ltd.** — 0.97% 0.97 pp —
Muthoot Finance Ltd.** — 0.97% 0.97 pp —
Canara Bank — 0.97% 0.97 pp —
Indian Railway Finance Corporation Ltd.** — 0.66% 0.66 pp —
Bajaj Housing Finance Ltd.** — 0.66% -0.09 pp —
ICICI Home Finance Co. Ltd.** — 0.66% -0.08 pp —
Motilal Oswal Finvest Ltd.** — 0.66% -0.08 pp —
Indian Bank** — 0.66% 0.66 pp —
NTPC Ltd.** — 0.66% 0.66 pp —
Bharti Telecom Ltd.** — 0.66% -0.08 pp —
HDFC Bank Ltd.** — 0.65% 0.65 pp —
Small Industries Development Bank of India** — 0.65% 0.65 pp —
Adani Ports and Special Economic Zone Ltd.** — 0.65% 0.65 pp —
Aditya Birla Capital Ltd.** — 0.65% 0.65 pp —
Axis Finance Ltd.** — 0.65% 0.65 pp —
HDFC Securities Ltd.** — 0.65% 0.65 pp —
Axis Securities Ltd.** — 0.65% 0.65 pp —
Export-Import Bank of India** — 0.65% 0.65 pp —
HDFC Bank Ltd. — 0.65% 0.65 pp —
Canara Bank** — 0.65% 0.65 pp —
ICICI Securities Ltd.** — 0.65% 0.65 pp —
PNB Housing Finance Ltd.** — 0.65% 0.65 pp —
Bank of Baroda — 0.65% 0.65 pp —
Infina Finance Pvt. Ltd.** — 0.65% 0.65 pp —
Bajaj Finance Ltd.** — 0.59% -0.89 pp —
Net Receivable / Payable — 0.41% 12.70 pp —
Sikka Ports & Terminals Ltd.** — 0.33% 0.33 pp —
364 Day Treasury Bills — 0.33% 0.33 pp —
Cholamandalam Investment & Finance Co. Ltd. — 0.32% 0.32 pp —
Corporate Debt Mkt Devp. Fund-A2 — 0.23% 0.00 pp —
TREPS — 0.13% 0.13 pp —
State Government of Maharashtra 7.22% 2026 — 0.07% 0.07 pp —
State Government of Tamil Nadu 7.23% 2026 — 0.07% 0.07 pp —
State Government of Uttarakhand 7.25% 2026 — 0.07% 0.07 pp —
State Government of West Bengal 7.19% 2026 — 0.07% 0.07 pp —

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Fund details

Fund houseUnion Mutual Fund
AMFI scheme code119305
CategoryDebt › Liquid
AMFI categoryOpen Ended Schemes(Debt Scheme - Liquid Fund)
Plan / optionDirect / IDCW
ISININF582M01724
NAV history from1 Jan 2013
NAV points on record4,956

Cost and size

Expense ratio (direct, Sep 2026)
0.07%
Assets under management
₹0 crore
average, June-2026
Regular plan expense ratio
0.17%

Expense ratio by month: Oct 25 0.07% · Nov 25 0.07% · Dec 25 0.07% · Jan 26 0.07% · Feb 26 0.07% · Mar 26 0.07% · Apr 26 0.07% · May 26 0.07% · Jun 26 0.07% · Jul 26 0.07% · Aug 26 0.07% · Sep 26 0.07%

From the scheme information document

Benchmark
CRISIL Liquid Debt A-I Index . CRISIL Benchmark Disclaimer: CRISIL Indices are the sole property of CRISIL Limited (CRISIL). CRISIL Indices shall not be copied, transmitted or distributed in any manne
Not applicable
SEBI riskometer
Low to Moderate
Registrar
Computer Age Management Services Limited (CAMS)
Minimum investment
5000
Minimum additional
1000
SIP
SIP - Rs. 500 for weekly SIP, Rs. 500 for fortnightly SIP, Rs. 500 for monthly SIPSTP - Rs. 100 for all frequencies SWP - Rs. 500 for all frequencies
Fund manager(s)
FM 1 - Mr. Devesh Thacker, FM 2 - Mr. Parijat Agrawal

Exit load

Investor Exit upon subscription - Exit load as a % of redemption proceeds; Day 1 - 0.0070%; Day 2 - 0.0065%; Day 3 - 0.0060%; Day 4 - 0.0055%; Day 5 - 0.0050%; Day 6 - 0.0045%; Day 7 onwards - 0.0000%

Objective

To provide reasonable returns commensurate with lower risk and high level of liquidity through a portfolio of money market and debt securities. However, there can be no assurance that the investment objective of the scheme will be achieved.

Scheme information document

Fund house: website · factsheets · monthly portfolio · annual report

Not available: Morningstar rating (proprietary). "NAV history from" is the first NAV we hold.

Other plans of this fund

Returns are computed by Tradinity from each scheme's own published NAV, so they are net of the fund's expenses. Periods over one year are annualised (CAGR). Past performance does not indicate future returns. Only Growth-option schemes are ranked: an IDCW scheme pays cash out of its NAV, so its NAV understates what an investor earned.