UTI Mutual Fund
This is an IDCW (dividend) option: it pays cash out of its NAV, so returns computed from the NAV alone would understate what an investor earned. See the Growth option of the same plan for performance.
Computed from this fund's actual NAVs. A SIP buys at the first NAV of each month and is valued at the latest NAV. Past returns do not guarantee future ones.
Weights are % of the scheme's assets from the latest month-end disclosure available to Tradinity. Shown from the Direct plan of this fund, which holds the same portfolio. The feed carries weights only: no quantities or rupee values.
Valuation ratios are weighted over the holdings we can match to a company (harmonic mean for P/E) and are withheld when they cover under half the portfolio.
| Certificate of Deposit | 62.72% |
| Commercial Paper | 23.43% |
| Treasury Bills | 8.54% |
| Cash & Equivalents | 3.22% |
| Government Securities | 1.76% |
| Deposits | 0.03% |
Click a sector to filter the holdings below (holdings map to our sector list where the company is known).
| Holding | Sector | Weight | 3M change | P/E |
|---|---|---|---|---|
| 182 DAYS T-BILL - 18/09/2026 | — | 3.51% | 0.14 pp | — |
| NET CURRENT ASSETS | — | 3.22% | 5.62 pp | — |
| CD - NABARD - 22/01/2027 | — | 2.06% | 0.10 pp | — |
| CD - NABARD - 28/01/2027 | — | 2.06% | 0.10 pp | — |
| CD - INDIAN BANK - 05/02/2027 | — | 2.06% | 0.10 pp | — |
| CD - SMALL INDST. DEV. BANK OF INDIA - 26/02/2027 | — | 2.05% | 0.10 pp | — |
| CD - INDUS IND BANK - 07/12/2026 | — | 1.82% | 1.82 pp | — |
| CD - CANARA BANK - 12/02/2027 | — | 1.80% | 0.08 pp | — |
| CD - HDFC BANK LTD - 24/02/2027 | — | 1.79% | -0.40 pp | — |
| CD - NATIONAL BANK FOR FIN INFRA & DEV - 02/03/2027 | — | 1.79% | -0.65 pp | — |
| CD - SMALL INDST. DEV. BANK OF INDIA - 04/12/2026 | — | 1.69% | -0.30 pp | — |
| CD - KOTAK MAHINDRA BANK LTD - 12/02/2027 | — | 1.67% | -0.05 pp | — |
| 182 DAYS T-BILL - 27/08/2026 | — | 1.59% | 0.07 pp | — |
| 182 DAYS T-BILL - 10/09/2026 | — | 1.59% | 0.07 pp | — |
| CD - NABARD - 19/01/2027 | — | 1.55% | 0.07 pp | — |
| CD - EXIM BANK - 29/01/2027 | — | 1.54% | 0.07 pp | — |
| CP BHARTI TELECOM LTD. | — | 1.53% | 0.07 pp | — |
| 5.74% GS 2026-MAT-15/11/2026 | — | 1.49% | 0.04 pp | — |
| CP TORRENT PHARMACEUTICALS LTD. | — | 1.29% | 0.06 pp | — |
| CD - KOTAK MAHINDRA BANK LTD - 08/01/2027 | — | 1.29% | 0.06 pp | — |
| CD - HDFC BANK - 05/02/2027 | — | 1.28% | -0.43 pp | — |
| CD - IDFC BANK LTD - 03/02/2027 | — | 1.28% | 0.06 pp | — |
| CD - CANARA BANK - 11/03/2027 | — | 1.28% | 0.30 pp | — |
| CP ASEEM INFRASTRUCTURE FINANCE LTD | — | 1.27% | 0.06 pp | — |
| CD - UCO BANK - 15/06/2027 | — | 1.25% | 1.25 pp | — |
| CD - BANK OF MAHARASHTRA - 07/01/2027 | — | 1.16% | 0.05 pp | — |
| CD - KOTAK MAHINDRA BANK LTD - 05/03/2027 | — | 1.15% | 0.05 pp | — |
| 182 DAYS T-BILL - 03/09/2026 | — | 1.06% | 1.06 pp | — |
| CP INFINA FINANCE PRIVATE LIMITED | — | 1.03% | 0.05 pp | — |
| CD - CANARA BANK - 08/01/2027 | — | 1.03% | 0.54 pp | — |
| CD - INDIAN BANK - 12/01/2027 | — | 1.03% | 0.05 pp | — |
| CD - AXIS BANK LTD - 14/01/2027 | — | 1.03% | 0.05 pp | — |
| CD - NABARD - 14/01/2027 | — | 1.03% | 0.05 pp | — |
| CD - SMALL INDST. DEV. BANK OF INDIA - 14/01/2027 | — | 1.03% | 0.05 pp | — |
| CD - AU SMALL FINANCE BANK LTD - 11/01/2027 | — | 1.03% | 0.05 pp | — |
| CD - INDIAN BANK - 22/01/2027 | — | 1.03% | 0.05 pp | — |
| CD - SMALL INDST. DEV. BANK OF INDIA - 29/01/2027 | — | 1.03% | 0.05 pp | — |
| CD - CANARA BANK - 02/02/2027 | — | 1.03% | 0.05 pp | — |
| CD - INDUSIND BANK LTD - 27/01/2027 | — | 1.03% | 0.05 pp | — |
| CD - ICICI BANK LTD. - 12/02/2027 | — | 1.03% | 0.05 pp | — |
| CD - AXIS BANK - 12/02/2027 | — | 1.03% | 1.03 pp | — |
| CD - INDUSIND BANK LTD - 05/02/2027 | — | 1.03% | 0.05 pp | — |
| CP POONAWALLA FINCORP LTD. | — | 1.03% | 0.05 pp | — |
| CD - INDIAN OVERSEAS BANK LTD - 18/02/2027 | — | 1.03% | 0.05 pp | — |
| CD - NABARD - 17/02/2027 | — | 1.03% | 0.05 pp | — |
| CD - AXIS BANK - 26/02/2027 | — | 1.02% | 1.02 pp | — |
| CD - NABARD Mat - 26/02/2027 | — | 1.02% | -0.44 pp | — |
| CD - ICICI BANK LTD. - 08/03/2027 | — | 1.02% | 0.05 pp | — |
| CP ICICI SECURITIES LTD. | — | 1.02% | 1.02 pp | — |
| CP IGH HOLDINGS PRIVATE LIMITED | — | 1.02% | 0.05 pp | — |
| CP ANGEL ONE LTD | — | 1.01% | 0.05 pp | — |
| CD - INDIAN BANK - 06/11/2026 | — | 0.92% | -0.08 pp | — |
| CD - PUNJAB & SIND BANK LTD. - 15/03/2027 | — | 0.89% | 0.04 pp | — |
| CD - UNION BANK OF INDIA - 19/01/2027 | — | 0.77% | 0.77 pp | — |
| CD - CANARA BANK - 29/01/2027 | — | 0.77% | 0.04 pp | — |
| CD - SMALL INDST. DEV. BANK OF INDIA - 28/01/2027 | — | 0.77% | 0.04 pp | — |
| CD - SMALL INDST. DEV. BANK OF INDIA - 09/02/2027 | — | 0.77% | 0.04 pp | — |
| CD - SMALL INDST. DEV. BANK OF INDIA - 18/02/2027 | — | 0.77% | 0.04 pp | — |
| CP BIRLA GROUP HOLDINGS PRIVATE LIMITED | — | 0.77% | 0.04 pp | — |
| CD - EQUITAS SMALL FINANCE BANK LTD - 12/02/2027 | — | 0.77% | 0.04 pp | — |
| CP MAHINDRA RURAL HOUSING FINANCE LTD | — | 0.76% | 0.04 pp | — |
| CD - Export Import Bank Of India - 11/11/2026 | — | 0.65% | 0.65 pp | — |
| CP TATA TELESERVICES LTD. | — | 0.54% | -0.10 pp | — |
| 364 DAYS T -BILL MD 17/09/26 | — | 0.53% | 0.02 pp | — |
| CD - EQUITAS SMALL FINANCE BANK - 26/11/2026 | — | 0.52% | 0.03 pp | — |
| CD - AXIS BANK - 17/12/2026 | — | 0.52% | 0.02 pp | — |
| CD - KOTAK MAHINDRA BANK LTD - 29/01/2027 | — | 0.51% | 0.02 pp | — |
| CD - SMALL INDST. DEV. BANK OF INDIA - 04/02/2027 | — | 0.51% | 0.15 pp | — |
| CD - HDFC BANK LTD - 15/02/2027 | — | 0.51% | 0.51 pp | — |
| CP ADITYA BIRLA CAPITAL LTD | — | 0.51% | 0.02 pp | — |
| CP AXIS SECURITIES LTD | — | 0.51% | 0.02 pp | — |
| CP GIC HOUSING FINANCE LTD. | — | 0.51% | 0.51 pp | — |
| CD - Canara Bank - 04/03/2027 | — | 0.51% | 0.51 pp | — |
| CP NUVAMA WEALTH FINANCE LTD | — | 0.51% | 0.02 pp | — |
| CD - UJJIVAN SMALL FINANCE BANK LTD - 26/02/2027 | — | 0.51% | 0.03 pp | — |
| CD - Canara Bank - 25/03/2027 | — | 0.51% | 0.51 pp | — |
| CP TATA CAPITAL LTD. | — | 0.51% | 0.51 pp | — |
| CP KOTAK MAHINDRA PRIME LTD. | — | 0.51% | 0.02 pp | — |
| CD - CANARA BANK - 18/12/2026 | — | 0.39% | 0.39 pp | — |
| CD - KOTAK MAHINDRA BANK LTD - 21/12/2026 | — | 0.39% | 0.39 pp | — |
| CD - Canara Bank - 26/02/2027 | — | 0.38% | 0.38 pp | — |
| CP 360 ONE PRIME LTD | — | 0.38% | 0.02 pp | — |
| CP 360 ONE WAM LIMITED | — | 0.38% | 0.02 pp | — |
| CD - NABARD - 17/03/2027 | — | 0.38% | 0.38 pp | — |
| CP FEDBANK FINANCIAL SERVICES LTD. | — | 0.38% | 0.02 pp | — |
| CD - INDIAN BANK - 21/06/2027 | — | 0.38% | 0.38 pp | — |
| CORPORATE DEBT MARKET DEVT FUND - A2 UNITS | — | 0.31% | 0.01 pp | — |
| 6.97% GSEC 06/09/26 | — | 0.27% | 0.01 pp | — |
| 364 DAYS T -BILL MD 13/08/2026 | — | 0.27% | 0.01 pp | — |
| CD - SMALL INDS DEV BANK - 27/10/2026 | — | 0.26% | -0.49 pp | — |
| CD - AU SMALL FINANCE BANK LTD - 25/11/2026 | — | 0.26% | 0.01 pp | — |
| CP MUTHOOT FINCORP LIMITED | — | 0.25% | 0.01 pp | — |
| CP NUVAMA WEALTH MANAGEMENT LTD | — | 0.13% | 0.01 pp | — |
| CLEARING CORPORATION OF INDIA LTD. STD - MARGIN | — | 0.03% | 0.00 pp | — |
Expense ratio by month: Oct 25 0.22% · Nov 25 0.22% · Dec 25 0.22% · Jan 26 0.22% · Feb 26 0.21% · Mar 26 0.21% · Apr 26 0.25% · May 26 0.26% · Jun 26 0.26% · Jul 26 0.25% · Aug 26 0.24% · Sep 26 0.24%
Nil
The investment objective of the scheme is to generate reasonable income with high level of liquidity by investing in a portfolio of money market instruments.; However, there can be no assurance that the investment objective of the Scheme will be achieved.; The Scheme does not guarantee / indicate any returns.
Fund house: website · factsheets · monthly portfolio · annual report
Not available: Morningstar rating (proprietary). "NAV history from" is the first NAV we hold.
Returns are computed by Tradinity from each scheme's own published NAV, so they are net of the fund's expenses. Periods over one year are annualised (CAGR). Past performance does not indicate future returns. Only Growth-option schemes are ranked: an IDCW scheme pays cash out of its NAV, so its NAV understates what an investor earned.
