UTI Mutual Fund
Up to one year: absolute. Longer: annualised. Category = median of Retirement regular-plan Growth funds.
| Period | This fund | Category median | Rank in category |
|---|---|---|---|
| 1 month | -2.69% | -4.52% | — |
| 3 months | -2.27% | -2.66% | — |
| 6 months | +2.20% | +4.91% | — |
| 1 year | -0.35% | -0.14% | #16 of 29 Top 56% |
| 3 years | +7.51% | +7.23% | #12 of 26 Top 47% |
| 5 years | +7.68% | +7.01% | #10 of 25 Top 40% |
| 10 years | +8.20% | +9.00% | — |
| Since launch of NAV data | +4.78% | — | — |
| Window | High | Low |
|---|---|---|
| 1 month | 50.6846 | 49.3228 |
| 3 months | 51.2376 | 49.3228 |
| 6 months | 51.2376 | 48.1552 |
| 1 year | 51.2376 | 47.8599 |
A period is a dash when the fund has not existed that long or its NAV history has a hole at the start date — never a partial figure.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD | |
|---|---|---|---|---|---|---|---|
| This fund | +12.38% | +18.53% | +5.28% | +16.69% | +14.47% | +6.06% | -3.17% |
| Category median | +12.38% | +12.53% | +1.79% | +19.29% | +12.76% | +5.11% | -2.48% |
Twenty checks of five points each: performance, portfolio, operations, and risk against reward. Only checks we have data for are counted.
Risk-free rate 6.06% (3-year annualised return of the NSE 1-day (overnight) rate index). This category has no reference index in our data, so benchmark-relative ratios are not shown.
| Ratio | This fund | Category median | Against category |
|---|---|---|---|
| Sharpe ratio | 0.25 | 0.10 | Better |
| Sortino ratio | 0.34 | 0.14 | Better |
| Standard deviation | 5.82% | 10.18% | Better |
| Maximum drawdown | -6.39% | -12.17% | Better |
| Beta | — | 0.96 | — |
| R-squared | — | 92.0% | — |
| Jensen's alpha | — | 4.57% | — |
| Treynor ratio | — | 7.88 | — |
| Information ratio | — | 1.15 | — |
| Upside capture | — | 96.0% | — |
| Downside capture | — | 94.8% | — |
Computed from this fund's actual NAVs. A SIP buys at the first NAV of each month and is valued at the latest NAV. Past returns do not guarantee future ones.
Weights are % of the scheme's assets from the latest month-end disclosure available to Tradinity. Shown from the Direct plan of this fund, which holds the same portfolio. The feed carries weights only: no quantities or rupee values.
Valuation ratios are weighted over the holdings we can match to a company (harmonic mean for P/E) and are withheld when they cover under half the portfolio.
| Holding | Sector | Weight | 3M change | P/E |
|---|---|---|---|---|
| CP - COX & KINGS - 09/07/19 | — | 2,497.89% | — | — |
| NET CURRENT ASSETS | — | 14.70% | — | — |
| 07.18% GSEC MAT -24/07/2037 | — | 6.80% | — | — |
| EQ - ICICI BANK LTD | Financial Services | 3.17% | — | — |
| EQ - HDFC BANK LIMITED | Financial Services | 3.11% | — | — |
| 7.24% GSEC MAT- 18/08/2055 | — | 3.07% | — | — |
| 07.32% GSEC MAT -13/11/2030 | — | 3.06% | — | — |
| EQ - INFOSYS LTD. | Information Technology | 2.14% | — | 13.4 |
| EQ - RELIANCE INDUSTRIES LTD. | Oil, Gas & Consumable Fuels | 2.14% | — | 41.0 |
| MF UNITS UTI - FLOATER FUND | — | 1.70% | — | — |
| EQ - LARSEN & TOUBRO LTD. | Construction | 1.61% | — | 71.3 |
| NCD POWER FINANCE CORPORATION LTD. | — | 1.59% | — | — |
| 6.28% GSEC MAT- 14/07/2032 | — | 1.56% | — | — |
| EQ - STATE BANK OF INDIA | Financial Services | 1.43% | — | — |
| EQ - ITC LTD. | Fast Moving Consumer Goods | 1.23% | — | 17.4 |
| 07.32% RAJASTHAN SGS Mat - 24/09/2035 | — | 1.19% | — | — |
| 7.73% WEST BENGAL SGS Mat - 04/02/2043 | — | 1.12% | — | — |
| 7.88% ANDHRA PRADESH SGS 25/03/2046 | — | 1.08% | — | — |
| 7.66% KERALA SGS Mat - 18/02/2039 | — | 1.06% | — | — |
| NCD ADITYA BIRLA CAPITAL LTD | — | 1.06% | — | — |
| 6.92% G SEC MAT- 18/11/39 | — | 1.05% | — | — |
| NCD EXPORT IMPORT BANK OF INDIA | — | 1.05% | — | — |
| CD - NABARD - 28/01/2027 | — | 1.04% | — | — |
| 6.82% ANDHRA SGS MAT -04/06/2036 | — | 1.00% | — | — |
| EQ - POWER GRID CORPORATION OF INDI | Power | 0.98% | — | 15.5 |
| EQ - BHARTI AIRTEL LTD. | Telecommunication | 0.97% | — | 67.4 |
| EQ - SHRIRAM FINANCE LTD | Financial Services | 0.96% | — | — |
| 7.10% GSEC - MAT - 08/04/2034 | — | 0.94% | — | — |
| EQ - MAHINDRA & MAHINDRA LTD. | Automobile and Auto Components | 0.86% | — | 22.3 |
| EQ - HCL TECHNOLOGIES LTD. | Information Technology | 0.83% | — | 28.3 |
| 6.99% WB SDL MAT - 29/09/2036 | — | 0.81% | — | — |
| EQ - WIPRO LIMITED | Information Technology | 0.76% | — | 14.7 |
| EQ - LIC OF INDIA | Financial Services | 0.71% | — | — |
| EQ - HERO MOTOCORP LTD. | Automobile and Auto Components | 0.68% | — | 18.7 |
| EQ - VEDANTA ALUMINIUM METAL LTD. | Metals & Mining | 0.68% | — | — |
| 07.73% HARYANA SGS Mat - 18/02/2045 | — | 0.64% | — | — |
| EQ - INDUS TOWERS LIMITED | Telecommunication | 0.64% | — | 13.8 |
| EQ - AUROBINDO PHARMA LTD. | Healthcare | 0.60% | — | 37.4 |
| EQ - INFO-EDGE (INDIA) LTD. | Consumer Services | 0.59% | — | 14.3 |
| EQ - GRASIM INDUSTRIES LTD. | Construction Materials | 0.56% | — | 291.1 |
| 08.20% PTC- INDIA UNIVERSAL TRUST AL1-SERIES A3 | — | 0.54% | — | — |
| EQ - INTERGLOBE AVIATION LTD | Services | 0.54% | — | — |
| 7.65% MADHYAPRADESH SGS Mat - 11/03/2040 | — | 0.53% | — | — |
| NCD ADITYA BIRLA HOUSING FINANCE LTD | — | 0.53% | — | — |
| NCD AXIS FINANCE LTD | — | 0.53% | — | — |
| NCD BHARTI TELECOM LTD. | — | 0.53% | — | — |
| NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED | — | 0.53% | — | — |
| NCD POONAWALLA FINCORP LTD. | — | 0.53% | — | — |
| 07.23% RAJASTHAN SGS Mat - 23/10/2035 | — | 0.52% | — | — |
| 07.73% XIRR PTC- SHIVSHAKTI SECURITISATION TRUST-28/09/2029 | — | 0.52% | — | — |
| CD - CANARA BANK - 28/01/2027 | — | 0.52% | — | — |
| CD - SMALL INDST. DEV. BANK OF INDIA - 28/01/2027 | — | 0.52% | — | — |
| EQ - AJANTA PHARMA LTD. | Healthcare | 0.52% | — | 44.9 |
| NCD BAJAJ FINANCE LTD. | — | 0.52% | — | — |
| NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | — | 0.52% | — | — |
| 6.96% AP SDL MAT - 06/08/2034 | — | 0.51% | — | — |
| 7.08% A P SGL MAT - 26/03/2037 | — | 0.51% | — | — |
| EQ - VRL LOGISTICS LTD | Services | 0.51% | — | 18.8 |
| 7.12% MAHARASHTRA SGS MAT -16/07/2047 | — | 0.50% | — | — |
| EQ - GHCL LTD. | Chemicals | 0.50% | — | 7.2 |
| EQ - NIIT LEARNING SYSTEMS LTD | Consumer Services | 0.48% | — | 24.9 |
| EQ - CAPLIN POINT LABORATORIES LTD | Healthcare | 0.46% | — | 47.9 |
| EQ - DCM SHRIRAM LTD. | Diversified | 0.43% | — | 10.0 |
| EQ - TATA POWER COMPANY LTD. | Power | 0.43% | — | 130.5 |
| EQ - ADITYA BIRLA CAPITAL LTD | Financial Services | 0.41% | — | — |
| EQ - CROMPTON GREAVES CONSUMER ELEC | Consumer Durables | 0.41% | — | — |
| EQ - INDUSIND BANK | Financial Services | 0.41% | — | — |
| EQ - MOTILAL OSWAL FINANCIAL SERVIC | Financial Services | 0.41% | — | — |
| REIT- KNOWLEDGE REALTY TRUST REIT | — | 0.41% | — | — |
| EQ - G R INFRAPROJECTS LTD | Construction | 0.40% | — | 7.9 |
| EQ - SUNDARAM FINANCE LTD. | Financial Services | 0.40% | — | — |
| REIT- NEXUS SELECT TRUST | — | 0.40% | — | — |
| EQ - TATA MOTORS LTD | Capital Goods | 0.38% | — | 44.7 |
| EQ - EMAMI LTD. | Fast Moving Consumer Goods | 0.37% | — | 19.2 |
| EQ - COAL INDIA LTD. | Oil, Gas & Consumable Fuels | 0.36% | — | 13.9 |
| INVIT - IRB INVIT FUND | — | 0.36% | — | — |
| EQ - ALEMBIC PHARMACEUTICALS | Healthcare | 0.35% | — | 22.1 |
| EQ - GENERAL INSURANCE CORPORATION | Financial Services | 0.35% | — | — |
| 7.74% WEST BENGAL SGS Mat - 18/02/2044 | — | 0.34% | — | — |
| EQ - ICICI PRUDENTIAL LIFE INSURA L | Financial Services | 0.34% | — | — |
| EQ - PHOENIX MILLS LTD | Realty | 0.34% | — | 237.4 |
| NCD PIRAMAL FINANCE LIMITED | — | 0.34% | — | — |
| EQ - MARKSANS PHARMA LTD. | Healthcare | 0.32% | — | 45.5 |
| NCD REC LTD | — | 0.31% | — | — |
| 6.98% MAHARASHTRA SGS MAT -25/06/2037 | — | 0.30% | — | — |
| EQ - MAX FINANCIAL SERVICES LTD. | Financial Services | 0.30% | — | — |
| EQ - RAYMOND LIFESTYLE LTD | Textiles | 0.29% | — | 211.2 |
| EQ - MARUTI SUZUKI INDIA LTD. | Automobile and Auto Components | 0.28% | — | 26.8 |
| EQ - FEDERAL BANK LTD. | Financial Services | 0.27% | — | — |
| NCD GODREJ SEEDS AND GENETICS LIMITED | — | 0.26% | — | — |
| EQ - GREAT EASTERN SHIPPING CO. LTD | Services | 0.25% | — | 7.1 |
| EQ - MAHINDRA HOLIDAYS & RESORTS IN | Consumer Services | 0.25% | — | — |
| EQ - NATIONAL ALUMINIUM CO. LTD. | Metals & Mining | 0.25% | — | 9.3 |
| EQ - GLENMARK PHARMACEUTICALS LTD. | Healthcare | 0.24% | — | 321.6 |
| EQ - JK PAPER LTD. | Forest Materials | 0.24% | — | 26.5 |
| EQ - TIPS MUSIC LIMITED | Media Entertainment & Publication | 0.24% | — | 39.2 |
| CD - CANARA BANK - 12/03/2027 | — | 0.21% | — | — |
| NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT | — | 0.21% | — | — |
| EQ - UPL LTD. | Chemicals | 0.20% | — | 60.0 |
| EQ - OIL & NATURAL GAS CORPORATION | Oil, Gas & Consumable Fuels | 0.18% | — | 6.8 |
| EQ - S.P.APPARELS LTD | Textiles | 0.18% | — | 25.6 |
| EQ - ROSSARI BIOTECH LTD | Chemicals | 0.15% | — | 15.3 |
| MF UNITS Nifty 5 yr Benchmark G-Sec ETF | — | 0.12% | — | — |
| AXIS BANK LTD. STD - MARGIN | — | 0.11% | — | — |
| MF UNITS Nifty 10 yr Benchmark G-Sec ETF | — | 0.10% | — | — |
| EQ - DR REDDYS LABORATORIES LTD. | Healthcare | 0.07% | — | 154.7 |
| INVIT - INDUS INFRA TRUST | — | 0.07% | — | — |
| EQ - VEDANTA IRON AND STEEL LTD. | Metals & Mining | 0.06% | — | — |
| 7.48% UTTAR PRADESH SDL 20/03/2036 | — | 0.04% | — | — |
| 07.08% HARYANA SDL MAT - 26/03/2039 | — | 0.02% | — | — |
| NCD TORRENT PHARMACEUTICALS LTD. | — | 0.02% | — | — |
| 7.19% MAHARASHTRA SDL-27/02/2040 | — | 0.01% | — | — |
This is a paid feature
Comparing more months of this fund's own portfolio history is available on paid plans.
Sign inExpense ratio by month: Oct 25 1.65% · Nov 25 1.65% · Dec 25 1.67% · Jan 26 1.68% · Feb 26 1.69% · Mar 26 1.69% · Apr 26 1.63% · May 26 1.64% · Jun 26 1.63% · Jul 26 1.64% · Aug 26 1.63% · Sep 26 1.57%
Period of Holding *: (A) Less than one year – 1% (B) Greater than or equal to one year – Nil *Units shall not be under lock-in period.
The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments.; However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.
Fund house: website · factsheets · monthly portfolio · annual report
Not available: Morningstar rating (proprietary). "NAV history from" is the first NAV we hold.
Returns are computed by Tradinity from each scheme's own published NAV, so they are net of the fund's expenses. Periods over one year are annualised (CAGR). Past performance does not indicate future returns. Only Growth-option schemes are ranked: an IDCW scheme pays cash out of its NAV, so its NAV understates what an investor earned.
