Bank of India Mutual Fund
This is an IDCW (dividend) option: it pays cash out of its NAV, so returns computed from the NAV alone would understate what an investor earned. See the Growth option of the same plan for performance.
Computed from this fund's actual NAVs. A SIP buys at the first NAV of each month and is valued at the latest NAV. Past returns do not guarantee future ones.
Weights are % of the scheme's assets from the latest month-end disclosure available to Tradinity. Shown from the Direct plan of this fund, which holds the same portfolio. The feed carries weights only: no quantities or rupee values.
Valuation ratios are weighted over the holdings we can match to a company (harmonic mean for P/E) and are withheld when they cover under half the portfolio.
| Equity | 66.93% |
| Certificate of Deposit | 12.96% |
| Corporate Debt | 10.01% |
| Cash & Equivalents | 6.83% |
| Commercial Paper | 1.62% |
| Government Securities | 1.49% |
| Treasury Bills | 0.17% |
Click a sector to filter the holdings below (holdings map to our sector list where the company is known).
| Holding | Sector | Weight | 3M change | P/E |
|---|---|---|---|---|
| TREPS | — | 6.55% | 4.27 pp | — |
| TREPS | — | 6.55% | — | — |
| Bank of Maharashtra Ltd | Financial Services | 2.44% | 0.33 pp | — |
| Bank of Maharashtra | Financial Services | 2.44% | — | — |
| Balrampur Chini Mills Limited | Fast Moving Consumer Goods | 2.27% | — | 39.6 |
| Balrampur Chini Mills Ltd | Fast Moving Consumer Goods | 2.27% | 0.84 pp | 39.6 |
| Sterlite Technologies Ltd | Telecommunication | 2.10% | 0.27 pp | 394.2 |
| Sterlite Technologies Limited | Telecommunication | 2.10% | — | 394.2 |
| UNO Minda Limited | Automobile and Auto Components | 2.06% | — | 67.4 |
| UNO Minda Ltd | Automobile and Auto Components | 2.06% | -0.06 pp | 67.4 |
| 7.6% Power Finance Corporation Limited (13/04/2029) ** | — | 2.04% | 1.63 pp | — |
| 7.6% Power Finance Corporation Limited (13/04/2029) ** | — | 2.04% | — | — |
| Aurobindo Pharma Limited | Healthcare | 2.01% | — | 37.5 |
| Aurobindo Pharma Limited | Healthcare | 2.01% | -0.23 pp | 37.5 |
| Federal Bank Ltd | Financial Services | 2.00% | 1.17 pp | — |
| The Federal Bank Limited | Financial Services | 2.00% | — | — |
| Abbott India Ltd | Healthcare | 1.89% | -0.36 pp | 34.5 |
| Abbott India Limited | Healthcare | 1.89% | — | 34.5 |
| Mankind Pharma Limited | Healthcare | 1.89% | — | 46.9 |
| Mankind Pharma Ltd | Healthcare | 1.89% | 0.39 pp | 46.9 |
| Quality Power Electrical Equipments Ltd | Capital Goods | 1.83% | -0.06 pp | 183.1 |
| Quality Power Electrical Eqp Ltd | Capital Goods | 1.83% | — | 183.1 |
| Glenmark Pharmaceuticals Limited | Healthcare | 1.81% | -0.14 pp | 316.1 |
| Glenmark Pharmaceuticals Limited | Healthcare | 1.81% | — | 316.1 |
| One 97 Communications Ltd | Financial Services | 1.80% | 0.86 pp | 580.7 |
| One 97 Communications Limited | Financial Services | 1.80% | — | 580.7 |
| Nippon Life India Asset Management Limited | Financial Services | 1.72% | — | — |
| Nippon Life India Asset Management Ltd | Financial Services | 1.72% | -0.34 pp | — |
| Bharat Dynamics Ltd | Capital Goods | 1.50% | -0.45 pp | 77.1 |
| Bharat Dynamics Limited | Capital Goods | 1.50% | — | 77.1 |
| Max Financial Services Limited | Financial Services | 1.48% | — | — |
| Max Financial Services Ltd | Financial Services | 1.48% | -0.31 pp | — |
| 7.44% National Bank For Agriculture and Rural Development (17/07/2029) ** | — | 1.45% | 1.45 pp | — |
| 7.44% National Bank For Agriculture and Rural Development (17/07/2029) ** | — | 1.45% | — | — |
| JK Cement Limited | Construction Materials | 1.43% | — | 38.8 |
| J K Cement Ltd | Construction Materials | 1.43% | -0.21 pp | 38.8 |
| Knowledge Marine & Engineering Works Limited | Services | 1.31% | — | 50.0 |
| Knowledge Marine & Engineering Works Ltd | Services | 1.31% | 1.31 pp | 50.0 |
| Coromandel International Ltd | Chemicals | 1.29% | -0.10 pp | 28.3 |
| Coromandel International Limited | Chemicals | 1.29% | — | 28.3 |
| Eris Lifesciences Ltd | Healthcare | 1.28% | -0.43 pp | 84.5 |
| Eris Lifesciences Limited | Healthcare | 1.28% | — | 84.5 |
| Hindustan Copper Ltd | Metals & Mining | 1.24% | 0.63 pp | 40.6 |
| Hindustan Copper Limited | Metals & Mining | 1.24% | — | 40.6 |
| ICICI Bank Limited (15/09/2026) ** # | — | 1.22% | — | — |
| TD Power Systems Limited | Capital Goods | 1.22% | — | — |
| TD Power Systems Ltd | Capital Goods | 1.22% | -0.07 pp | — |
| ICICI Bank Limited (15/09/2026) # | — | 1.22% | -0.24 pp | — |
| United Spirits Limited | Fast Moving Consumer Goods | 1.20% | — | 50.7 |
| United Spirits Limited | Fast Moving Consumer Goods | 1.20% | 1.20 pp | 50.7 |
| HEG Advanced Materials Ltd | — | 1.17% | -0.06 pp | — |
| Petronet LNG Limited | Oil, Gas & Consumable Fuels | 1.17% | -0.15 pp | 10.5 |
| HEG Limited | Capital Goods | 1.17% | — | 20.7 |
| Petronet LNG Limited | Oil, Gas & Consumable Fuels | 1.17% | — | 10.5 |
| Canara Bank (29/06/2027) ** # | — | 1.15% | 1.15 pp | — |
| Canara Bank (29/06/2027) # | — | 1.15% | — | — |
| Powerica Ltd | Capital Goods | 1.10% | -0.48 pp | — |
| Turtlemint Fintech Solutions Ltd | Financial Services | 1.10% | 0.19 pp | — |
| Powerica Limited | Capital Goods | 1.10% | — | — |
| Turtlemint Fintech Solutions Limited | Financial Services | 1.10% | — | — |
| Housing and Urban Development Corporation Ltd | Financial Services | 1.09% | -0.40 pp | 13.2 |
| Housing & Urban Development Corporation Limited | Financial Services | 1.09% | — | 13.2 |
| Multi Commodity Exchange of India Limited | Financial Services | 1.08% | — | 35.2 |
| Multi Commodity Exchange of India Limited | Financial Services | 1.08% | 0.16 pp | 35.2 |
| KRN Heat Exchanger and Refrigeration Ltd | Capital Goods | 1.07% | 0.03 pp | 117.0 |
| KRN Heat Exchanger And Refrigeration Limited | Capital Goods | 1.07% | — | 117.0 |
| PB Fintech Limited | Financial Services | 1.02% | -0.05 pp | 102.2 |
| PB Fintech Limited | Financial Services | 1.02% | — | 102.2 |
| Dixon Technologies (India) Ltd | Consumer Durables | 1.01% | 0.35 pp | 62.2 |
| Dixon Technologies (India) Limited | Consumer Durables | 1.01% | — | 62.2 |
| Leela Palaces Hotels & Resorts Limited | Consumer Services | 1.00% | -0.01 pp | 63.1 |
| Leela Palaces Hotels & Resorts Limited | Consumer Services | 1.00% | — | 63.1 |
| 7.57% Indian Railway Finance Corporation Limited (18/04/2029) ** | — | 0.98% | — | — |
| 7.57% Indian Railway Finance Corporation Limited (18/04/2029) ** | — | 0.98% | -0.22 pp | — |
| Union Bank of India (15/09/2026) ** # | — | 0.97% | 0.97 pp | — |
| 7.40 % National Bank For Agriculture and Rural Development (29/04/2030) ** | — | 0.97% | — | — |
| Union Bank of India (15/09/2026) ** # | — | 0.97% | — | — |
| 7.40 % National Bank For Agriculture and Rural Development (29/04/2030) | — | 0.97% | -0.22 pp | — |
| Jindal Stainless Limited | Metals & Mining | 0.96% | — | 21.8 |
| Jindal Stainless Ltd | Metals & Mining | 0.96% | -0.51 pp | 21.8 |
| Canara HSBC Life Insurance Company Ltd | Financial Services | 0.95% | 0.95 pp | — |
| Arvind Ltd | Textiles | 0.95% | -0.26 pp | 53.7 |
| Arvind Limited | Textiles | 0.95% | — | 53.7 |
| Canara HSBC Life Insurance company Ltd | Financial Services | 0.95% | — | — |
| Punjab National Bank (04/02/2027) ** # | — | 0.95% | — | — |
| Punjab National Bank (04/02/2027) ** # | — | 0.95% | 0.72 pp | — |
| Shreeji Shipping Global Ltd | Services | 0.94% | -0.80 pp | 76.2 |
| Schaeffler India Limited | Automobile and Auto Components | 0.94% | — | 46.5 |
| Shreeji Shipping Global Limited | Services | 0.94% | — | 76.2 |
| Schaeffler India Ltd | Automobile and Auto Components | 0.94% | -0.25 pp | 46.5 |
| Sundaram Finance Limited | Financial Services | 0.89% | — | — |
| Sundaram Finance Ltd | Financial Services | 0.89% | -0.18 pp | — |
| 7.47% Small Industries Dev Bank of India (05/09/2029) ** | — | 0.87% | -0.20 pp | — |
| 7.47% Small Industries Dev Bank of India (05/09/2029) ** | — | 0.87% | — | — |
| Bharat Forge Limited | Automobile and Auto Components | 0.82% | -0.51 pp | 107.1 |
| 7.1% Government of India (18/04/2029) | — | 0.82% | — | — |
| Bharat Forge Limited | Automobile and Auto Components | 0.82% | — | 107.1 |
| 7.1% Government of India (18/04/2029) | — | 0.82% | -0.18 pp | — |
| Ajanta Pharma Limited | Healthcare | 0.81% | — | 43.2 |
| Ajanta Pharma Limited | Healthcare | 0.81% | -0.12 pp | 43.2 |
| Titagarh Rail Systems Limited | Capital Goods | 0.80% | — | 46.6 |
| Titagarh Rail Systems Ltd | Capital Goods | 0.80% | -0.01 pp | 46.6 |
| WeWork India Management Ltd | Services | 0.78% | -0.17 pp | 105.9 |
| Wework India Management Limited | Services | 0.78% | — | 105.9 |
| GE Vernova T&D India Limited | Capital Goods | 0.76% | — | 83.3 |
| GE Vernova T&D India Ltd | Capital Goods | 0.76% | -0.26 pp | 83.3 |
| Punjab National Bank (12/03/2027) # | — | 0.75% | 0.75 pp | — |
| Swan Corp Ltd | Chemicals | 0.75% | -0.22 pp | 404.5 |
| Punjab National Bank (12/03/2027) # | — | 0.75% | — | — |
| Swan Corp Limited | Chemicals | 0.75% | — | 404.5 |
| IPCA Laboratories Ltd | Healthcare | 0.72% | -0.03 pp | 39.8 |
| IPCA Laboratories Limited | Healthcare | 0.72% | — | 39.8 |
| Swan Defence And Heavy Industries Ltd | Capital Goods | 0.72% | — | — |
| Swan Defence and Heavy Industries Ltd | Capital Goods | 0.72% | -0.06 pp | — |
| Canara Bank (02/02/2027) # | — | 0.71% | 0.71 pp | — |
| ICICI Bank Limited (12/02/2027) ** # | — | 0.71% | -0.14 pp | — |
| Axis Bank Limited (12/02/2027) ** # | — | 0.71% | — | — |
| Canara Bank (02/02/2027) ** # | — | 0.71% | — | — |
| HDFC Bank Limited (24/02/2027) ** # | — | 0.71% | — | — |
| ICICI Bank Limited (12/02/2027) ** # | — | 0.71% | — | — |
| LIC Housing Finance Limited (23/02/2027) ** | — | 0.71% | — | — |
| Axis Bank Limited (12/02/2027) ** # | — | 0.71% | 0.71 pp | — |
| HDFC Bank Limited (24/02/2027) ** # | — | 0.71% | 0.71 pp | — |
| LIC Housing Finance Limited (23/02/2027) ** | — | 0.71% | 0.71 pp | — |
| Tempsens Instruments (India) Limited | Capital Goods | 0.69% | — | — |
| Tempsens Instruments (India) Limited | Capital Goods | 0.69% | 0.69 pp | — |
| Goodluck India Limited | Capital Goods | 0.68% | — | 9.0 |
| Goodluck India Ltd | Capital Goods | 0.68% | -0.20 pp | 9.0 |
| Ganesha Ecosphere Limited | Textiles | 0.66% | — | 48.0 |
| National Bank For Agriculture and Rural Development (17/03/2027) # | — | 0.66% | — | — |
| Ganesha Ecosphere Ltd | Textiles | 0.66% | -0.04 pp | 48.0 |
| National Bank For Agriculture and Rural Development (17/03/2027) # | — | 0.66% | -0.13 pp | — |
| 8.95% Vedanta Limited (16/03/2029) ** | — | 0.64% | — | — |
| 8.95% Vedanta Limited (16/03/2029) | — | 0.64% | -0.13 pp | — |
| 7.59% REC Limited (31/05/2027) ** | — | 0.63% | 0.63 pp | — |
| 7.59% REC Limited (31/05/2027) ** | — | 0.63% | — | — |
| Atlanta Electricals Ltd | Capital Goods | 0.61% | — | 28.9 |
| Indian Bank (01/10/2026) ** # | — | 0.61% | — | — |
| MRF Limited | Automobile and Auto Components | 0.61% | — | 22.3 |
| MRF Ltd | Automobile and Auto Components | 0.61% | -0.10 pp | 22.3 |
| Atlanta Electricals Ltd | Capital Goods | 0.61% | -0.33 pp | 28.9 |
| Indian Bank (01/10/2026) ** # | — | 0.61% | 0.61 pp | — |
| Lloyds Metals And Energy Limited | Metals & Mining | 0.60% | — | 24.0 |
| Lloyds Metals and Energy Ltd | Metals & Mining | 0.60% | -1.24 pp | 24.0 |
| ICICI Bank Limited (27/01/2027) ** # | — | 0.59% | 0.59 pp | — |
| Filatex India Limited | Textiles | 0.59% | — | 23.9 |
| ICICI Bank Limited (27/01/2027) # | — | 0.59% | — | — |
| Filatex India Ltd | Textiles | 0.59% | 0.59 pp | 23.9 |
| Radico Khaitan Limited | Fast Moving Consumer Goods | 0.55% | — | 82.6 |
| Radico Khaitan Limited | Fast Moving Consumer Goods | 0.55% | -0.04 pp | 82.6 |
| 7.37% Indian Railway Finance Corporation Limited (31/07/2029) ** | — | 0.54% | — | — |
| 7.37% Indian Railway Finance Corporation Limited (31/07/2029) ** | — | 0.54% | -0.12 pp | — |
| Kotak Mahindra Bank Limited (21/12/2026) # | — | 0.53% | — | — |
| Kotak Mahindra Bank Limited (21/12/2026) # | — | 0.53% | 0.53 pp | — |
| 7.50% Power Grid Corporation of India Limited (24/08/2033) ** | — | 0.51% | -0.20 pp | — |
| 7.50% Power Grid Corporation of India Limited (24/08/2033) ** | — | 0.51% | — | — |
| ETHOS LTD. | Consumer Durables | 0.51% | — | 67.7 |
| Ethos Ltd | Consumer Durables | 0.51% | -0.00 pp | 67.7 |
| Torrent Power Limited | Power | 0.50% | — | 25.1 |
| Torrent Power Ltd | Power | 0.50% | -0.20 pp | 25.1 |
| Indian Bank (17/09/2026) ** # | — | 0.49% | — | — |
| Indian Bank (17/09/2026) ** # | — | 0.49% | 0.49 pp | — |
| Kotak Mahindra Bank Limited (08/01/2027) # | — | 0.48% | — | — |
| Kotak Mahindra Bank Limited (08/01/2027) ** # | — | 0.48% | -0.09 pp | — |
| Small Industries Dev Bank of India (26/02/2027) ** # | — | 0.47% | 0.47 pp | — |
| Canara Bank (12/03/2027) # | — | 0.47% | -0.09 pp | — |
| Canara Bank (12/03/2027) ** # | — | 0.47% | — | — |
| Small Industries Dev Bank of India (26/02/2027) ** # | — | 0.47% | — | — |
| ICICI Lombard General Insurance Company Limited | Financial Services | 0.46% | — | — |
| ICICI Lombard General Insurance Company Ltd | Financial Services | 0.46% | -0.16 pp | — |
| Zaggle Prepaid Ocean Services Limited | Information Technology | 0.45% | — | 18.4 |
| Zaggle Prepaid Ocean Services Ltd | Information Technology | 0.45% | -0.16 pp | 18.4 |
| Bajaj Finance Limited (02/09/2026) | — | 0.44% | — | — |
| Bajaj Finance Limited (02/09/2026) | — | 0.44% | 0.44 pp | — |
| 6.48% Government of India (06/10/2035) | — | 0.43% | -0.10 pp | — |
| 6.48% Government of India (06/10/2035) | — | 0.43% | — | — |
| Triveni Engineering and Industries Ltd | Fast Moving Consumer Goods | 0.38% | -0.28 pp | 17.9 |
| Triveni Engineering & Industries Limited | Fast Moving Consumer Goods | 0.38% | — | 17.9 |
| Bank of Baroda (11/12/2026) ** # | — | 0.34% | — | — |
| Bank of Baroda (11/12/2026) ** # | — | 0.34% | 0.34 pp | — |
| Bharti Hexacom Ltd | Telecommunication | 0.33% | -0.05 pp | 37.9 |
| Bharti Hexacom Limited | Telecommunication | 0.33% | — | 37.9 |
| 7.68% National Bank For Agriculture and Rural Development (30/04/2029) ** | — | 0.32% | — | — |
| 7.68% National Bank For Agriculture and Rural Development (30/04/2029) | — | 0.32% | -0.07 pp | — |
| 7.73% Tata Capital Housing Finance Limited (14/01/2030) | — | 0.29% | -0.06 pp | — |
| 7.73% Tata Capital Housing Finance Limited (14/01/2030) ** | — | 0.29% | — | — |
| Steel Authority of India Limited | Metals & Mining | 0.29% | — | 17.5 |
| Steel Authority of India Ltd | Metals & Mining | 0.29% | -0.73 pp | 17.5 |
| Net Receivables / (Payables) | — | 0.28% | -0.45 pp | — |
| Net Receivables / (Payables) | — | 0.25% | — | — |
| Syrma SGS Technology Limited | Capital Goods | 0.25% | — | 97.5 |
| Syrma SGS Technology Limited | Capital Goods | 0.25% | -1.34 pp | 97.5 |
| 7.6% Torrent Pharmaceuticals Limited (19/01/2029) ** | — | 0.24% | -0.05 pp | — |
| 6.90% LIC Housing Finance Limited (17/09/2027) ** | — | 0.24% | -0.05 pp | — |
| 6.90% LIC Housing Finance Limited (17/09/2027) ** | — | 0.24% | — | — |
| 6.98% State Government Securities (29/09/2033) | — | 0.24% | — | — |
| 7.6% Torrent Pharmaceuticals Limited (19/01/2029) ** | — | 0.24% | — | — |
| Bank of Baroda (05/03/2027) ** # | — | 0.24% | — | — |
| Motilal Oswal Financial Services Limited (05/02/2027) ** | — | 0.24% | — | — |
| 6.98% State Government Securities (29/09/2033) | — | 0.24% | -0.05 pp | — |
| Motilal Oswal Financial Services Limited (05/02/2027) ** | — | 0.24% | -0.05 pp | — |
| Bank of Baroda (05/03/2027) ** # | — | 0.24% | 0.24 pp | — |
| L&T Finance Limited (19/03/2027) ** | — | 0.23% | -0.05 pp | — |
| Triveni Power Transmission Limited ** | — | 0.23% | 0.23 pp | — |
| L&T Finance Limited (19/03/2027) ** | — | 0.23% | — | — |
| Triveni Power Transmission Limited ** | — | 0.23% | — | — |
| Indian Bank (04/12/2026) # | — | 0.22% | — | — |
| Indian Bank (04/12/2026) # | — | 0.22% | -0.04 pp | — |
| Onemi Technology Solutions Limited | Financial Services | 0.18% | — | — |
| OnEMI Technology Solutions Ltd | Financial Services | 0.18% | -0.18 pp | — |
| 8.35% Aditya Birla Real Estate Limited (30/08/2027) ** | — | 0.15% | — | — |
| 8.35% Aditya Birla Real Estate Limited (30/08/2027) | — | 0.15% | -0.03 pp | — |
| 6.27% Power Finance Corporation Limited (15/07/2027) | — | 0.14% | 0.14 pp | — |
| 364 Days Tbill (MD 07/01/2027) | — | 0.14% | -0.03 pp | — |
| 364 Days Tbill (MD 07/01/2027) | — | 0.14% | — | — |
| 6.27% Power Finance Corporation Limited (15/07/2027) | — | 0.14% | — | — |
| 364 Days Tbill (MD 28/05/2027) | — | 0.02% | -0.00 pp | — |
| 364 Days Tbill (MD 28/05/2027) | — | 0.02% | — | — |
This is a paid feature
Comparing more months of this fund's own portfolio history is available on paid plans.
Sign inExpense ratio by month: Aug 26 2.27% · Sep 26 2.25%
• If redeemed/ switched-out within 3 months from the date of allotment: - For 10% of investments: Nil - For remaining investments:1% • If redeemed/ switched-out after 3 months from the date of allotment: Nil
The scheme's objective is to provide capital appreciation to investors from a portfolio constituting of mid and small cap equity and equity related securities as well as fixed income securities. However, there is no assurance that the investment objective of the scheme will be achieved.
Fund house: website · factsheets · monthly portfolio · annual report
Not available: Morningstar rating (proprietary). "NAV history from" is the first NAV we hold.
Returns are computed by Tradinity from each scheme's own published NAV, so they are net of the fund's expenses. Periods over one year are annualised (CAGR). Past performance does not indicate future returns. Only Growth-option schemes are ranked: an IDCW scheme pays cash out of its NAV, so its NAV understates what an investor earned.
