PB Fintech Limited

Financial Services · Financial Technology (Fintech)

NSE: POLICYBZR BSE: 543390
₹1063.90
▼ -17.10 (-1.58%)
Sept. 30, 2026 · NSE · nse_bhavcopy
Quality
67/100
Moderate
Valuation
33/100
Fairly Valued
Momentum
24/100
Bearish

QVM read Mixed signals Quality Moderate, Valuation Fairly Valued, Momentum Bearish

Tradinity's own scoring, not a copy of any third party's -- see the Key Metrics section for the real ratios behind each number.

Key Metrics

Market Capitalization
₹49,226 Cr
PE (TTM)
111.4
Industry median 78.9 (7 companies)
Price to Book
6.7
PEG (TTM)
0.0
Institutions holding %
77.72%
FII + DII, latest filed period
Piotroski Score
4
Relative return vs Nifty50, qtr %
-30.8
Relative return vs Sector, qtr %
-31.2
Free Cash Flow
₹-38 Cr
as of March 31, 2026
Industry median ₹-21 Cr (10 companies)
EPS Growth (YoY)
5412.50%
as of June 30, 2026
Industry median 69.32% (8 companies)
Net Profit Growth (TTM)
1111.40%
as of June 30, 2026
Industry median 63.35% (7 companies)
Operating Revenue Growth (TTM)
246.15%
as of June 30, 2026
Industry median 1.57% (7 companies)
Profit Growth (YoY)
5546.81%
as of June 30, 2026
Industry median 46.94% (9 companies)
Revenue Growth (YoY)
890.27%
as of June 30, 2026
Industry median 21.61% (9 companies)
Current Ratio
4.41
as of March 31, 2026
Industry median 2.28 (10 companies)
Debt to Equity
0.00
as of March 31, 2026
Industry median 0.05 (10 companies)
Interest Coverage
141.66
as of June 30, 2026
Industry median 8.99 (10 companies)
Net Margin
102.44%
as of June 30, 2026
Industry median 6.18% (11 companies)
Operating Margin (EBIT)
106.03%
as of June 30, 2026
Industry median 4.84% (11 companies)
Operating Margin (TTM)
81.82%
as of June 30, 2026
Industry median 6.63% (10 companies)
Return on Assets
7.70%
as of March 31, 2026
Industry median 4.65% (8 companies)
Return on Capital Employed
9.67%
as of March 31, 2026
Industry median 8.10% (8 companies)
Return on Equity
9.16%
as of March 31, 2026
Industry median 7.54% (8 companies)

Investment checklist

Tradinity's own yes/no questions with the rule stated beside each. “Items without enough data are left out, never counted as a No, and the totals count only answered questions. A summary of numbers on this page, not advice.

Financials

2 of 7 met
  • Yes Revenue is higher than a year earlier in each of the last 4 quarters
  • No Quality score is Strong (70 or more)
  • No Piotroski F-score is 7 or more (score 4)
  • Yes Debt to equity is below 0.5 (0.00)
  • No Return on equity is 15% or more (9.2%)
  • No Net cash flow for the latest year is positive
  • No Cash from operations is higher than the year before

Ownership

2 of 2 met
  • Yes FII/FPI or DII holding rose in the latest quarter
  • Yes Promoter pledge is 5% of their holding or less and not rising (0.0% pledged)

Peer comparison

2 of 3 met
  • No 1-year return beats the industry median
  • Yes Revenue growth beats the industry median
  • Yes Profit growth beats the industry median

Value and momentum

1 of 6 met
  • Yes Price sits in the Buy zone of its own historical PE range (Undervalued (below its own historical PE range))
  • No Valuation score is Undervalued (70 or more)
  • No Momentum score is Bullish (70 or more)
  • No Price is above the 5, 10 and 20 day averages
  • No Price is above the 50, 100 and 200 day averages
  • No Latest candle has a bullish shape (hammer, dragonfly doji, white marubozu)

Price

Download CSV

PE/EPS use each quarter's real filed EPS only from 45 days after quarter-end (no look-ahead) against the raw close of the day. Price-to-book isn't a mode here: the feed has no dated share count, so there's no real history to chart.

RSI (14) (same adjusted close series as the price chart above)

MACD (12, 26, 9) (same adjusted close series as the price chart above)

Relative Returns (vs NIFTY 50)

Prices adjusted for splits and bonuses. * = a corporate action affecting this date could not be parsed and is not reflected.

Price range

Day return
-1.6%
Low 1031.4000 · High 1098.0000
1W return
-43.6%
Low 1031.4000 · High 1697.7000
1M return
-43.3%
Low 1031.4000 · High 1904.9000
52W return
-36.5%
Low 1031.4000 · High 1964.2000
Lifetime High ₹2215.8500 (Jan. 3, 2025)
Lifetime Low ₹371.5500 (Nov. 17, 2022)

Full price history and technicals →

EMA & SMA

Bullish0
Bearish6
5D
1199.8
10D
1371.8
20D
1532.5
50D
1632.8
100D
1644.5
200D
1632.9

Delivery and volume

Day avg. delivery
44.4%
Week avg. delivery
40.0%
Month avg. delivery
45.3%

Week = 5 sessions, Month = 22 sessions ending the latest trading day — the same combined NSE+BSE delivery data as the table below, just summed.

Resistance and support

1064.43
Pivot
First resistance1097.47
Second resistance1131.03
Third resistance1164.07
First support1030.87
Second support997.83
Third support964.27
Day RSI21.6
Day MFI7.0
Day MACD-156.89
Day MACD signal-67.53

Beta

1M7.28
3M2.96
1Y1.03
3Y1.13

Price change analysis

↓ -43.3%
Over 1 Month
LowHigh
1031.401904.90
↓ -36.8%
Over 3 Months
LowHigh
1031.401904.90
↓ -25.8%
Over 6 Months
LowHigh
1031.401904.90
↓ -36.5%
Over 1 Year
LowHigh
1031.401964.20
Legend Positive indicator Neutral indicator Negative indicator

Buy/Sell Zone

View Buy/Sell Zone →
Current PE 111.4 (own history: 170.5–12157.1)
Undervalued (below its own historical PE range)
Revenue (June 30, 2026)
₹398 Cr
Net profit (June 30, 2026)
₹408 Cr
Basic EPS (June 30, 2026)
₹8.8200

Ranks #2 of 10 in Financial Technology (Fintech) by market cap -- full peer table on the Financials page.

Shareholding pattern / Ownership

Shareholding summary

Jun 2026
  • Mutual funds28.32%
  • FII/FPI37.30%
  • Other DII12.10%
  • Public22.14%

Largest holders

NameCategoryShares %Shares
Info Edge (India) LimitedPublic6.4700%29948003
Macritchie Investments Pte LtdPublic6.4700%29941996
Hdfc Mutual Fund - Hdfc Mid-Cap FundPublic4.8700%22533600
Nps Trust- A/C Sbi Pension Fund Scheme - State GovtPublic4.1700%19285521
Diphda Internet Services LimitedPublic4.0800%18880000

As of June 30, 2026. Only holders the filing discloses individually.

Historical promoter holding

Historical fii holding

FII/FPI holdings decreased from 39.94% to 37.30% in Jun 2026 qtr

Historical mutual fund holding

Mutual funds holdings increased from 25.94% to 28.32% in Jun 2026 qtr

96 mutual fund schemes also hold this stock.

All shareholding details →

Insider trading, SAST & pledges

All 69 insider trades, 17 SAST, 0 pledge events →

Latest insider trades

FiledPersonCategoryTypeQuantityValue
14 May 2022 Etechaces Employees Stock Option Plan Trust Other Sell 0 ₹0
7 Apr 2022 Etechaces Employees Stock Option Plan Trust Other Sell 0 ₹0
18 Feb 2022 Etechaces Employees Stock Option Plan Trust Other Sell 0 ₹0
14 Feb 2022 Etechaces Employees Stock Option Plan Trust Other Sell 0 ₹0
15 Dec 2021 Etechaces Employees Stock Option Plan Trust Other Sell 0 ₹0
15 Dec 2021 Etechaces Employees Stock Option Plan Trust Other Sell 0 ₹0
24 Nov 2021 Sajja Parveen Chowdary Other Sell 0 ₹0
24 Nov 2021 Raghuveer Malik Other Sell 0 ₹0
22 Nov 2021 Ratan Kumar Choudhary Other Sell 0 ₹0
22 Nov 2021 Tarun Mathur Other Sell 0 ₹0

All insider and SAST disclosures →

DateClientDealActionQuantityPriceExchange
25 Sep 2026 GRAVITON RESEARCH CAPITAL LLP Bulk Sell 3,870,440 1182.2300 NSE
25 Sep 2026 SIXTEENTH STREET ASIAN GEMS FUND Bulk Sell 2,567,217 1167.1300 NSE
25 Sep 2026 GRAVITON RESEARCH CAPITAL LLP Bulk Buy 3,858,509 1180.4900 NSE
24 Sep 2026 HDFC MUTUAL FUND Bulk Buy 2,500,000 1282.3000 NSE
3 Jul 2026 MACRITCHIE INVESTMENTS PTE LIMITED Bulk Sell 10,179,920 1604.1200 NSE
29 May 2026 YASHISH DAHIYA Block Sell 2,200,000 1751.0000 NSE
29 May 2026 YASHISH DAHIYA Block Sell 400,000 1751.0000 NSE
29 May 2026 WASATCH EMERGING MARKETS SELECT MASTER FUND LTD Block Buy 37,500 1751.0000 NSE
29 May 2026 WASATCH ADVISORS LP Block Buy 682 1751.0000 NSE
29 May 2026 WASATCH ADVISORS INC. A/C WASATCH EMERGING MARKETS SELECT FUND Block Buy 32,975 1751.0000 NSE

All bulk and block deals →

Quarterly results, AGMs, buybacks and other board-approved business.

DatePurposeResults
5 Aug 2026 Financial Results/Other business matters Yes
6 May 2026 Financial Results/Other business matters Yes
5 Feb 2026 Fund Raising —
2 Feb 2026 Financial Results/Other business matters Yes
29 Oct 2025 Financial Results/Other business matters Yes

Corporate Announcements

All 480 announcements, with search →

Exchange disclosures (NSE and BSE), most recent first.

DateCategoryAnnouncement
30 Sep 2026 Company Update PB Fintech Ltd - 543390 - Disclosure Under Regulation 30 Of The SEBI (Listing Obligations & Disclosure Requirements) Regulations, 2015
30 Sep 2026 General Updates PB Fintech Limited has informed the Exchange about disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations & Disclosure Requirements) Regulations, 2015.
30 Sep 2026 Shareholders meeting PB Fintech Limited has submitted the Exchange a copy of the Srutinizers report of Annual General Meeting held on September 28, 2026. Further, the company has informed the Exchange regarding voting results.
30 Sep 2026 AGM/EGM PB Fintech Ltd - 543390 - Shareholder Meeting / Postal Ballot-Scrutinizer''s Report
29 Sep 2026 Trading Window PB Fintech Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015
29 Sep 2026 Insider Trading / SAST PB Fintech Ltd - 543390 - Closure of Trading Window
28 Sep 2026 AGM/EGM PB Fintech Ltd - 543390 - Shareholder Meeting / Postal Ballot-Outcome of AGM
28 Sep 2026 Shareholders meeting PB Fintech Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on September 28, 2026
27 Sep 2026 Price movement Significant movement in price has been observed in PB Fintech Limited. The Exchange, in order to ensure that investors have latest relevant information about the company and to inform the market place so that the interest of the investors is safeguarded, had written to the company. PB Fintech Limited has submitted their response.
27 Sep 2026 Company Update PB Fintech Ltd - 543390 - Clarification On Price Movement

All announcements →

SWOT

Tradinity's own rule-based read of the real ratios elsewhere on this page -- not a copy of any third party's, and never a forward-looking prediction.

Strengths

  • Strong net profit margin (102.4%)
  • Low financial leverage (Debt/Equity 0.00)
  • Comfortable interest coverage (141.7x)
  • Strong revenue growth YoY (890.3%)

Weaknesses

  • Low Return on Equity (9.2%)

Opportunities

  • PEG below 1 (0.03) -- earnings growth outpacing its own valuation
  • RSI in oversold territory (21.6) -- a technical rebound zone

Threats

  • PE above 35 (111.4) -- priced for continued strong execution
  • Down 36.5% over the past year

Single-stock futures and a real listed options chain available for this stock -- OI buildup, PCR, Max Pain and Greeks are all on the full F&O page.

Part of: NIFTY 200, NIFTY 200, NIFTY 500, NIFTY 500, NIFTY MIDCAP 100, NIFTY MIDCAP 100, NIFTY MIDCAP 150, NIFTY MIDCAP 150, NIFTY MIDCAP 50, NIFTY MIDCAP 50

Frequently asked questions about PB Fintech Limited

Where is the share price?

The price at the top of this page is the last traded price from exchange data; during market hours it refreshes on its own. The Chart & Technicals section has the full price history.

Where are the financial results?

The Financials page has quarterly and annual results, ratios, cash flow and the balance sheet, on a standalone or consolidated basis.

Who owns the company?

The Ownership section shows the latest shareholding pattern from exchange filings, with promoter, FII, DII and public holdings by quarter.

Does Tradinity give buy or sell advice?

No. The scores and checklist on this page are rule-based summaries of published figures, not recommendations. Tradinity is not a registered investment adviser.