HDFC Mutual Fund
Up to one year: absolute. Longer: annualised. Category = median of Retirement regular-plan Growth funds.
| Period | This fund | Category median | Rank in category |
|---|---|---|---|
| 1 month | -5.68% | -4.52% | — |
| 3 months | -4.65% | -2.66% | — |
| 6 months | +1.76% | +4.91% | — |
| 1 year | -8.23% | -0.14% | #29 of 29 Top 100% |
| 3 years | +6.98% | +7.23% | #14 of 26 Top 54% |
| 5 years | +9.98% | +7.01% | #4 of 25 Top 16% |
| 10 years | +13.41% | +9.00% | — |
| Since launch of NAV data | +15.54% | — | — |
| Window | High | Low |
|---|---|---|
| 1 month | 48.9640 | 46.1850 |
| 3 months | 50.0540 | 46.1850 |
| 6 months | 50.0540 | 45.3870 |
| 1 year | 52.2150 | 44.7170 |
A period is a dash when the fund has not existed that long or its NAV history has a hole at the start date — never a partial figure.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD | |
|---|---|---|---|---|---|---|---|
| This fund | +18.26% | +42.52% | +8.57% | +32.62% | +18.00% | +5.18% | -10.88% |
| Category median | +12.38% | +12.53% | +1.79% | +19.29% | +12.76% | +5.11% | -2.48% |
Twenty checks of five points each: performance, portfolio, operations, and risk against reward. Only checks we have data for are counted.
Risk-free rate 6.06% (3-year annualised return of the NSE 1-day (overnight) rate index). This category has no reference index in our data, so benchmark-relative ratios are not shown.
| Ratio | This fund | Category median | Against category |
|---|---|---|---|
| Sharpe ratio | 0.07 | 0.10 | Worse |
| Sortino ratio | 0.10 | 0.14 | Worse |
| Standard deviation | 12.34% | 10.18% | Worse |
| Maximum drawdown | -16.50% | -12.17% | Worse |
| Beta | — | 0.96 | — |
| R-squared | — | 92.0% | — |
| Jensen's alpha | — | 4.57% | — |
| Treynor ratio | — | 7.88 | — |
| Information ratio | — | 1.15 | — |
| Upside capture | — | 96.0% | — |
| Downside capture | — | 94.8% | — |
Computed from this fund's actual NAVs. A SIP buys at the first NAV of each month and is valued at the latest NAV. Past returns do not guarantee future ones.
Weights are % of the scheme's assets from the latest month-end disclosure available to Tradinity. Shown from the Direct plan of this fund, which holds the same portfolio. The feed carries weights only: no quantities or rupee values.
Valuation ratios are weighted over the holdings we can match to a company (harmonic mean for P/E) and are withheld when they cover under half the portfolio.
| Holding | Sector | Weight | 3M change | P/E |
|---|---|---|---|---|
| ICICI Bank Ltd. | Financial Services | 7.69% | — | — |
| HDFC Bank Ltd.£ | Financial Services | 6.59% | — | — |
| TREPS - Tri-party Repo | — | 4.92% | — | — |
| Reliance Industries Ltd. | Oil, Gas & Consumable Fuels | 4.74% | — | 41.0 |
| Axis Bank Ltd. | Financial Services | 4.46% | — | — |
| Kotak Mahindra Bank Limited | Financial Services | 4.20% | — | — |
| Maruti Suzuki India Limited | Automobile and Auto Components | 3.07% | — | 26.8 |
| State Bank of India | Financial Services | 3.03% | — | — |
| Bharti Airtel Ltd. | Telecommunication | 2.59% | — | 67.4 |
| Infosys Limited | Information Technology | 2.43% | — | 13.4 |
| Tata Consultancy Services Ltd. | Information Technology | 2.40% | — | 14.8 |
| Larsen and Toubro Ltd. | Construction | 2.31% | — | 71.3 |
| Dr. Lal Path Labs Ltd | Healthcare | 1.94% | — | 38.7 |
| HCL Technologies Ltd. | Information Technology | 1.88% | — | 28.3 |
| InterGlobe Aviation Ltd. | Services | 1.87% | — | — |
| Eicher Motors Ltd. | Automobile and Auto Components | 1.70% | — | 37.4 |
| Power Grid Corporation of India Ltd. | Power | 1.69% | — | 15.5 |
| ICICI Lombard General Insurance Co | Financial Services | 1.57% | — | — |
| Eternal Limited | Consumer Services | 1.41% | — | 110.7 |
| Max Financial Services Ltd. | Financial Services | 1.35% | — | — |
| Havells India Ltd. | Consumer Durables | 1.24% | — | 38.6 |
| Alkem Laboratories Ltd. | Healthcare | 1.22% | — | 28.9 |
| ITC LIMITED | Fast Moving Consumer Goods | 1.20% | — | 17.4 |
| Jindal Steel Limited. | Metals & Mining | 1.19% | — | 45.5 |
| NTPC Limited | Power | 1.17% | — | 13.2 |
| HDFC Life Insurance Company Limited | Financial Services | 1.16% | — | — |
| Divis Laboratories Ltd. | Healthcare | 1.08% | — | 83.9 |
| Creditaccess Grameen Limited | Financial Services | 1.07% | — | — |
| United Spirits Limited | Fast Moving Consumer Goods | 1.06% | — | 50.2 |
| Bajaj Auto Limited | Automobile and Auto Components | 1.04% | — | 28.3 |
| Delhivery Limited | Services | 1.04% | — | 104.0 |
| Apollo Hospitals Enterprise Ltd. | Healthcare | 0.95% | — | 74.7 |
| Hyundai Motor India Limited | Automobile and Auto Components | 0.95% | — | 33.9 |
| HDFC NIFTY 50 ETF | — | 0.94% | — | — |
| Tata Steel Ltd. | Metals & Mining | 0.92% | — | 13.5 |
| Crisil Limited | Financial Services | 0.90% | — | 57.0 |
| Hindustan Petroleum Corp. Ltd. | Oil, Gas & Consumable Fuels | 0.89% | — | 58.3 |
| PVR LIMITED | Media Entertainment & Publication | 0.86% | — | 32.9 |
| Transport Corporation of India Ltd. | Services | 0.84% | — | 15.2 |
| Balkrishna Industries Ltd. | Automobile and Auto Components | 0.81% | — | 29.9 |
| Kalpataru Projects International Ltd | Construction | 0.80% | — | 26.3 |
| Chalet Hotels Ltd. | Consumer Services | 0.78% | — | 33.8 |
| Voltamp Transformers Ltd. | Capital Goods | 0.78% | — | 33.5 |
| Redington Ltd. | Services | 0.77% | — | 23.3 |
| Cipla Ltd. | Healthcare | 0.76% | — | 35.4 |
| Gland Pharma Ltd. | Healthcare | 0.72% | — | 34.3 |
| Godrej Consumer Products Ltd. | Fast Moving Consumer Goods | 0.71% | — | 57.1 |
| Blue Dart Express Ltd. | Services | 0.70% | — | 39.3 |
| Lupin Ltd. | Healthcare | 0.70% | — | 13.3 |
| Prestige Estates Projects Ltd. | Realty | 0.70% | — | 352.0 |
| The Ramco Cements Ltd. | Construction Materials | 0.69% | — | 31.3 |
| JSW Dulux Limited | Consumer Durables | 0.68% | — | 7.1 |
| Star Health and Allied Insurance Company Ltd | Financial Services | 0.61% | — | — |
| PB Fintech Limited | Financial Services | 0.60% | — | 111.4 |
| Embassy Office Parks REIT | — | 0.57% | — | — |
| Timken India Ltd. | Capital Goods | 0.55% | — | 57.6 |
| Gateway Distriparks Limited | Services | 0.54% | — | 10.3 |
| Zensar Technologies Ltd. | Information Technology | 0.53% | — | 13.7 |
| GNA Axles Ltd. | Automobile and Auto Components | 0.52% | — | 19.4 |
| Chambal Fertilizers & Chemicals Ltd. | Chemicals | 0.50% | — | 8.1 |
| VRL Logistics Ltd. | Services | 0.49% | — | 18.8 |
| SKF India (Industrial) Limited | Capital Goods | 0.48% | — | — |
| Equitas Small Finance Bank Ltd | Financial Services | 0.42% | — | — |
| Finolex Industries Ltd. | Capital Goods | 0.41% | — | 15.8 |
| Greenply Industries Ltd. | Consumer Durables | 0.41% | — | 49.2 |
| Gujarat Energy Limited | Oil, Gas & Consumable Fuels | 0.41% | — | 9.8 |
| The Anup Engineering Limited | Capital Goods | 0.41% | — | 38.4 |
| Tamilnadu Newsprint & Papers Ltd. | Forest Materials | 0.32% | — | 4.0 |
| Bajaj Electricals Ltd. | Consumer Durables | 0.30% | — | — |
| Great Eastern Shipping Company Ltd. | Services | 0.26% | — | 7.1 |
| Symphony Ltd. | Consumer Durables | 0.23% | — | — |
| PNC Infratech Ltd. | Construction | 0.21% | — | 6.4 |
| GSPL Transmission Limited** | — | 0.08% | — | — |
Expense ratio by month: Aug 26 1.88% · Sep 26 1.87%
Fresh investments by investors including SIP / STP registrations, etc effective June 2, 2018: Exit Load (Upon completion of lock-in period): Nil Existing investments by investors including SIP / STP registrations, etc until June 1, 2018: Exit Load (Upon completion of lock-in period of 5 years) In respect of each purchase/switch-in of units offered under the respective Investment Plan(s) • An Exit Load of 1% is payable if Units are redeemed/ switched-out before completion of 60 years of age • No Exit Load is payable if Units are redeemed / switched-out on or after attainment of 60 years of age.
The investment objective of the Investment Plans under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.There is no assurance that the investment objective of the Scheme will be achieved.
Fund house: website · factsheets · monthly portfolio · annual report
Not available: Morningstar rating (proprietary). "NAV history from" is the first NAV we hold.
Returns are computed by Tradinity from each scheme's own published NAV, so they are net of the fund's expenses. Periods over one year are annualised (CAGR). Past performance does not indicate future returns. Only Growth-option schemes are ranked: an IDCW scheme pays cash out of its NAV, so its NAV understates what an investor earned.
