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ICICI Prudential Retirement Fund Hybrid Aggressive Plan

ICICI Prudential Mutual Fund

Solution Oriented › Retirement Direct plan Growth SEBI riskometer: Very High
60/100
Good · Tradinity score
₹30.1400
-0.3600 (-1.18%)
NAV on 1 Oct 2026
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NAV history

Returns as of 1 Oct 2026

Up to one year: absolute. Longer: annualised. Category = median of Retirement direct-plan Growth funds.

PeriodThis fundCategory medianRank in category
1 month -5.40% -4.44% —
3 months -3.68% -2.30% —
6 months +7.53% +5.31% —
1 year +4.18% +0.80% #3 of 29 Top 11%
3 years +16.37% +8.14% #2 of 26 Top 8%
5 years +14.35% +8.36% #2 of 25 Top 8%
10 years — +9.91% —
Since launch of NAV data+15.63%——

NAV high and low

WindowHighLow
1 month31.860030.1400
3 months32.130030.1400
6 months32.130028.0300
1 year32.130027.5000

A period is a dash when the fund has not existed that long or its NAV history has a hole at the start date — never a partial figure.

Calendar-year returns

202020212022202320242025YTD
This fund+15.41%+28.32%+1.94%+33.39%+22.73%+14.20%-0.86%
Category median+13.63%+14.37%+2.83%+21.08%+14.67%+6.24%-1.72%

Tradinity fund score

Twenty checks of five points each: performance, portfolio, operations, and risk against reward. Only checks we have data for are counted.

60/100
Good · based on 15 of 20 checks
Performance15/15
  • ✓ Ranks in the top quarter of its category over 1 year
  • ✓ Ranks in the top quarter of its category over 3 years
  • ✓ Ranks in the top quarter of its category over 5 years
  • – Loses less than its reference index on the index's down days
  • – Keeps pace with its reference index on the index's up days
Portfolio10/20
  • ✗ Largest holding is 10% of the fund or less (largest holding 83.4%)
  • ✗ Top ten holdings are 50% of the fund or less (top ten 135.9%)
  • ✓ Holds at least 20 stocks (178 holdings)
  • ✓ No single sector is more than 35% of the fund (diversified equity categories) (largest sector Private Banks 6.2%)
  • – Portfolio P/E is at or below the category median
Operations10/20
  • ✓ Has a track record of at least 5 years (7.6 years of NAV history)
  • ✗ Has a track record of at least 10 years
  • ✗ Expense ratio is at or below the category median (expense ratio 1.21%)
  • ✓ Fund size is above the category median (AUM Rs 72 crore)
  • – Lead manager has run the fund for 3 years or more (manager start date not on record)
Risk and reward10/20
  • ✓ Sharpe ratio is at or above the category median
  • ✓ Sortino ratio is at or above the category median
  • ✗ Volatility is at or below the category median
  • ✗ Worst 3-year fall is no deeper than the category median
  • – Jensen's alpha is positive

Risk and return ratios 3-year window

Risk-free rate 6.06% (3-year annualised return of the NSE 1-day (overnight) rate index). This category has no reference index in our data, so benchmark-relative ratios are not shown.

RatioThis fundCategory medianAgainst category
Sharpe ratio 0.74 0.28 Better
Sortino ratio 1.00 0.39 Better
Standard deviation 13.87% 10.18% Worse
Maximum drawdown -14.67% -11.70% Worse
Beta — 0.96 —
R-squared — 92.0% —
Jensen's alpha — 6.07% —
Treynor ratio — 9.45 —
Information ratio — 1.54 —
Upside capture — 97.0% —
Downside capture — 94.0% —

SIP returns (monthly instalments, XIRR)

1 year
-1.03%
3 years
+8.43%
5 years
+14.43%

What if you had invested?

Computed from this fund's actual NAVs. A SIP buys at the first NAV of each month and is valued at the latest NAV. Past returns do not guarantee future ones.

Portfolio as of 31 Aug 2026

Weights are % of the scheme's assets from the latest month-end disclosure available to Tradinity. The feed carries weights only: no quantities or rupee values.

Holdings
178
Top 5 / top 10
115.9% / 135.9%
Largest holding
83.4%
Mapped to Tradinity companies
54%
Portfolio P/E
—
category median 41.5
Portfolio ROE
—
category median 15.4%
Portfolio dividend yield
—
category median 1.01%
Largest sector
Private Banks 6.2%

Valuation ratios are weighted over the holdings we can match to a company (harmonic mean for P/E) and are withheld when they cover under half the portfolio.

Asset allocation

Equity82.69%
Cash & Equivalents6.46%
Corporate Debt6.20%
Government Securities3.77%
REITs & InvIT0.70%
Secured Debt0.17%

Sector allocation

Click a sector to filter the holdings below (holdings map to our sector list where the company is known).

Holdings

Export CSV
HoldingSectorWeight3M changeP/E
Equity & Equity Related Instruments — 83.40% — —
Debt Instruments — 10.14% — —
Listed / Awaiting Listing On Stock Exchanges — 9.97% — —
Non-Convertible debentures / Bonds — 6.20% — —
TREPS — 6.19% -1.74 pp —
TREPS — 6.19% — —
Life Insurance Corporation Of India Financial Services 4.45% 4.45 pp —
Life Insurance Corporation of India Financial Services 4.45% — —
Titan Company Ltd Consumer Durables 2.48% 0.20 pp 76.3
Titan Company Ltd. Consumer Durables 2.48% — 76.3
Mahindra & Mahindra Ltd. Automobile and Auto Components 2.34% — 21.6
Mahindra and Mahindra Ltd Automobile and Auto Components 2.34% 0.20 pp 21.6
9.31% Vedanta Ltd. ** — 2.29% -0.15 pp —
Vedanta Ltd. — 2.29% — —
Samvardhana Motherson International Ltd Automobile and Auto Components 2.28% 0.45 pp 92.6
Samvardhana Motherson International Ltd. Automobile and Auto Components 2.28% — 92.6
HDFC Bank Limited Financial Services 2.20% -0.24 pp —
HDFC Bank Ltd. Financial Services 2.20% — —
Indegene Ltd Healthcare 2.09% 2.09 pp 63.4
Indegene Ltd. Healthcare 2.09% — 63.4
Swiggy Limited Consumer Services 2.01% 2.01 pp —
Swiggy Ltd Consumer Services 2.01% — —
Reliance Industries Ltd Oil, Gas & Consumable Fuels 1.87% -0.15 pp 40.9
Reliance Industries Ltd. Oil, Gas & Consumable Fuels 1.87% — 40.9
Kotak Mahindra Bank Ltd Financial Services 1.83% 0.11 pp —
Kotak Mahindra Bank Ltd. Financial Services 1.83% — —
Multi Commodity Exchange Of India Ltd. Financial Services 1.75% — 35.2
Multi Commodity Exchange of India Limited Financial Services 1.75% 0.19 pp 35.2
Kirloskar Oil Engines Ltd Capital Goods 1.72% -0.57 pp 74.4
Kirloskar Oil Engines Ltd. Capital Goods 1.72% — 74.4
Axis Bank Limited Financial Services 1.62% 0.09 pp —
Axis Bank Ltd. Financial Services 1.62% — —
K.P.R. Mill Limited Textiles 1.61% 0.66 pp 56.4
K.P.R. Mill Ltd. Textiles 1.61% — 56.4
Bharat Electronics Ltd Capital Goods 1.60% 0.34 pp 46.0
Bharat Electronics Ltd. Capital Goods 1.60% — 46.0
Avenue Supermarts Ltd Consumer Services 1.60% 0.39 pp 69.7
Avenue Supermarts Ltd. Consumer Services 1.60% — 69.7
Tata Motors Ltd Capital Goods 1.58% 0.60 pp 45.3
Tata Motors Ltd. Capital Goods 1.58% — 45.3
6.94% Government Securities — 1.54% 1.54 pp —
Tech Mahindra Limited Information Technology 1.54% -0.10 pp 39.4
Tech Mahindra Ltd. Information Technology 1.54% — 39.4
Bharat Petroleum Corporation Limited Oil, Gas & Consumable Fuels 1.49% 0.54 pp 9.6
Bharat Petroleum Corporation Ltd. Oil, Gas & Consumable Fuels 1.49% — 9.6
Mphasis Ltd Information Technology 1.48% 0.08 pp 28.0
Mphasis Ltd. Information Technology 1.48% — 28.0
Bajaj Finance Ltd Financial Services 1.47% 1.47 pp —
Bajaj Finance Ltd. Financial Services 1.47% — —
UPL Limited Chemicals 1.46% -0.12 pp 55.9
UPL Ltd. Chemicals 1.46% — 55.9
Nippon Life India Asset Management Ltd Financial Services 1.45% — —
Nippon Life India Asset Management Ltd Financial Services 1.45% 0.61 pp —
SIEMENS ENERGY INDIA LTD Capital Goods 1.44% — 79.4
Siemens Energy India Ltd Capital Goods 1.44% 0.03 pp 79.4
Polycab India Limited Capital Goods 1.41% -0.17 pp 43.3
Polycab India Ltd. Capital Goods 1.41% — 43.3
Hindustan Unilever Ltd Fast Moving Consumer Goods 1.39% -0.34 pp 39.8
Hindustan Unilever Ltd. Fast Moving Consumer Goods 1.39% — 39.8
KEI Industries Ltd Capital Goods 1.38% -0.01 pp 44.5
KEI Industries Ltd. Capital Goods 1.38% — 44.5
6.9% Government Securities — 1.37% -0.12 pp —
Biocon Limited Healthcare 1.37% 1.37 pp 596.5
Biocon Ltd. Healthcare 1.37% — 596.5
United Spirits Limited Fast Moving Consumer Goods 1.32% 0.30 pp 50.7
United Spirits Ltd. Fast Moving Consumer Goods 1.32% — 50.7
BSE Ltd Financial Services 1.29% -0.33 pp —
BSE Ltd. Financial Services 1.29% — —
PNB Housing Finance Ltd Financial Services 1.28% 0.85 pp —
PNB Housing Finance Ltd. Financial Services 1.28% — —
State Bank Of India Financial Services 1.26% — —
State Bank of India Financial Services 1.26% 0.37 pp —
Britannia Industries Ltd Fast Moving Consumer Goods 1.14% -0.05 pp 43.5
Britannia Industries Ltd. Fast Moving Consumer Goods 1.14% — 43.5
7.62% NABARD ** — 1.13% -0.08 pp —
NABARD — 1.13% — —
Jindal Stainless Ltd Metals & Mining 1.13% -0.06 pp 21.8
Jindal Stainless Ltd. Metals & Mining 1.13% — 21.8
TVS Motor Company Limited Automobile and Auto Components 1.13% 1.13 pp 47.7
TVS Motor Company Ltd. Automobile and Auto Components 1.13% — 47.7
TBO Tek Limited Consumer Services 1.12% 0.64 pp 293.3
TBO Tek Ltd. Consumer Services 1.12% — 293.3
Steel Authority Of India Ltd. Metals & Mining 1.11% — 17.5
Steel Authority of India Ltd Metals & Mining 1.11% 0.27 pp 17.5
V-Mart Retail Limited Consumer Services 1.10% 0.48 pp 44.3
V-Mart Retail Ltd. Consumer Services 1.10% — 44.3
Tata Steel Ltd Metals & Mining 1.09% 0.07 pp 13.0
Tata Steel Ltd. Metals & Mining 1.09% — 13.0
Amber Enterprises India Ltd Consumer Durables 1.06% 1.06 pp 161.5
Amber Enterprises India Ltd. Consumer Durables 1.06% — 161.5
Hindustan Aeronautics Ltd Capital Goods 1.06% 0.03 pp 33.7
Hindustan Aeronautics Ltd. Capital Goods 1.06% — 33.7
JSW Dulux Ltd Consumer Durables 0.99% -0.09 pp 6.9
Jsw Dulux Ltd. Consumer Durables 0.99% — 6.9
Alkem Laboratories Ltd Healthcare 0.98% 0.98 pp 29.1
Alkem Laboratories Ltd. Healthcare 0.98% — 29.1
Hyundai Motor India Ltd Automobile and Auto Components 0.98% 0.98 pp 33.4
Hyundai Motor India Ltd. Automobile and Auto Components 0.98% — 33.4
Nephrocare Health Services Ltd Healthcare 0.98% -0.06 pp —
Nephrocare Health Services Ltd Healthcare 0.98% — —
Astrazeneca Pharma India Ltd Healthcare 0.97% -0.25 pp 87.1
Astrazeneca Pharma India Ltd. Healthcare 0.97% — 87.1
CG Power and Industrial Solutions Limited Capital Goods 0.96% 0.96 pp 99.7
CG Power and Industrial Solutions Ltd. Capital Goods 0.96% — 99.7
RateGain Travel Technologies Limited Information Technology 0.96% -0.02 pp 274.9
Rategain Travel Technologies Ltd. Information Technology 0.96% — 274.9
Larsen & Toubro Ltd. Construction 0.96% — 71.1
Larsen and Toubro Ltd Construction 0.96% -0.89 pp 71.1
Lenskart Solutions Ltd Consumer Services 0.93% 0.93 pp 226.4
Lenskart Solutions Ltd. Consumer Services 0.93% — 226.4
R R Kabel Ltd Capital Goods 0.90% 0.12 pp 49.8
RR Kabel Ltd. Capital Goods 0.90% — 49.8
Vedanta Aluminium Metal Ltd Metals & Mining 0.89% -0.09 pp —
Vedanta Aluminium Metal Ltd. Metals & Mining 0.89% — —
Page Industries Limited Textiles 0.83% 0.83 pp 55.3
Page Industries Ltd. Textiles 0.83% — 55.3
Glenmark Pharmaceuticals Limited Healthcare 0.79% 0.04 pp 316.1
Glenmark Pharmaceuticals Ltd. Healthcare 0.79% — 316.1
8.75% LIC Housing Finance Ltd. ** — 0.77% -0.06 pp —
LIC Housing Finance Ltd. ** — 0.77% — —
Apollo Hospitals Enterprise Limited Healthcare 0.74% 0.74 pp 73.1
Apollo Hospitals Enterprise Ltd. Healthcare 0.74% — 73.1
Units of Real Estate Investment Trust (REITs) — 0.70% — —
MedPlus Health Services Limited Consumer Services 0.70% -0.20 pp 116.5
Medplus Health Services Ltd Consumer Services 0.70% — 116.5
Maruti Suzuki India Ltd Automobile and Auto Components 0.67% -0.33 pp 25.8
Maruti Suzuki India Ltd. Automobile and Auto Components 0.67% — 25.8
Radico Khaitan Limited Fast Moving Consumer Goods 0.66% 0.04 pp 82.6
Radico Khaitan Ltd. Fast Moving Consumer Goods 0.66% — 82.6
7.34% Government Securities — 0.66% -0.06 pp —
Atul Ltd Chemicals 0.64% -0.05 pp 24.7
Atul Ltd. Chemicals 0.64% — 24.7
Brookfield India Real Estate Trust REIT — 0.62% — —
Brookfield India Real Estate Trust REIT — 0.62% -0.02 pp —
Crompton Greaves Consumer Electricals Limited Consumer Durables 0.61% 0.11 pp —
Crompton Greaves Consumer Electricals Ltd. Consumer Durables 0.61% — —
C.E.Info Systems Ltd. Information Technology 0.48% — 33.4
CE Info Systems Ltd Information Technology 0.48% -0.15 pp 33.4
Aarti Industries Ltd Chemicals 0.45% 0.03 pp 32.6
Aarti Industries Ltd. Chemicals 0.45% — 32.6
Ratnamani Metals & Tubes Ltd. Capital Goods 0.40% — 52.4
Ratnamani Metals and Tubes Ltd Capital Goods 0.40% -0.00 pp 52.4
9.5% Vedanta Ltd. ** — 0.38% -0.03 pp —
Vedanta Ltd. ** — 0.38% — —
8% HDFC Bank Ltd. — 0.38% -0.03 pp —
HDFC Bank Ltd. ** — 0.38% — —
8.78% Muthoot Finance Ltd. ** — 0.38% -0.03 pp —
Muthoot Finance Ltd. ** — 0.38% — —
Aavas Financiers Ltd Financial Services 0.33% -0.17 pp —
Aavas Financiers Ltd. Financial Services 0.33% — —
Campus Activewear Ltd Consumer Durables 0.32% — 40.5
Campus Activewear Ltd Consumer Durables 0.32% -0.03 pp 40.5
Rainbow Children's Medicare Ltd Healthcare 0.29% -0.20 pp 51.3
Rainbow Childrens Medicare Ltd Healthcare 0.29% — 51.3
Nirma Ltd. ** — 0.27% -0.02 pp —
Nirma Ltd. ** — 0.27% — —
Cash Margin - Derivatives — 0.23% -0.01 pp —
Cash Margin - Derivatives — 0.23% — —
Others — 0.23% — —
7.34% Small Industries Development Bank Of India. ** — 0.23% -0.02 pp —
Small Industries Development Bank Of India. ** — 0.23% — —
Cohance Lifesciences Ltd Healthcare 0.22% -0.01 pp 96.3
Cohance Lifesciences Ltd. Healthcare 0.22% — 96.3
8% Yes Bank Ltd. ** — 0.21% -0.01 pp —
Yes Bank Ltd. ** — 0.21% — —
Government Securities — 0.21% — —
Government Securities — 0.21% -0.01 pp —
Securitized Debt Instruments — 0.17% — —
9.05% Cholamandalam Investment And Finance Company Ltd. ** — 0.15% -0.01 pp —
Cholamandalam Investment And Finance Company Ltd. ** — 0.15% — —
India Universal Trust ** — 0.13% -0.01 pp —
EMBASSY OFFICE PARKS REIT — 0.09% -0.01 pp —
EMBASSY OFFICE PARKS REIT — 0.09% — —
Container Corporation Of India Ltd. Services 0.08% — 27.1
Container Corporation of India Ltd Services 0.08% 0.08 pp 27.1
Net Current Assets — 0.05% — —
Net Current Assets — 0.05% 0.73 pp —
India Universal Trust AL1 ** — 0.04% — —

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Fund details

Fund houseICICI Prudential Mutual Fund
AMFI scheme code146721
CategorySolution Oriented › Retirement
AMFI categoryOpen Ended Schemes(Solution Oriented Scheme - Retirement Fund)
Plan / optionDirect / Growth
ISININF109KC1TW4
NAV history from28 Feb 2019
NAV points on record1,867

Cost and size

Expense ratio (direct, Sep 2026)
1.21%
category median 1.15%
Assets under management
₹72 crore
average, June-2026
Regular plan expense ratio
2.48%

Expense ratio by month: Oct 25 0.74% · Nov 25 0.72% · Dec 25 0.71% · Jan 26 0.80% · Feb 26 0.78% · Mar 26 0.81% · Apr 26 0.89% · May 26 0.78% · Jun 26 1.11% · Jul 26 1.13% · Aug 26 1.18% · Sep 26 1.21%

From the scheme information document

Benchmark
CRISIL Hybrid 35+65 - Aggressive Index
SEBI riskometer
Very High
Registrar
Computer Age Management Services Limited
Minimum investment
Rs. 5000
Minimum additional
Rs. 1000
SIP
100
Fund manager(s)
Darshil Dedhia, Rohit Lakhotia, Manasvi Shah

Exit load

Nil

Objective

An open ended hybrid scheme predominantly investing in equity and equity related securities to generate capital appreciation. The scheme may also invest in Debt, Gold/Gold ETF/units of REITs & InvITs and such other asset classes as may be permitted from time to time for income generation / wealth creation. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

Scheme information document

Fund house: website · factsheets · monthly portfolio · annual report

Not available: Morningstar rating (proprietary). "NAV history from" is the first NAV we hold.

Other plans of this fund

Returns are computed by Tradinity from each scheme's own published NAV, so they are net of the fund's expenses. Periods over one year are annualised (CAGR). Past performance does not indicate future returns. Only Growth-option schemes are ranked: an IDCW scheme pays cash out of its NAV, so its NAV understates what an investor earned.