PNB Housing Finance Limited

Financial Services · Finance

NSE: PNBHOUSING BSE: 540173
₹1120.00
▲ 21.80 (1.99%)
Sept. 30, 2026 · NSE · nse_bhavcopy
Quality
40/100
Weak
Valuation
90/100
Undervalued
Momentum
33/100
Neutral

QVM read Cheap on its own multiples Quality Weak, Valuation Undervalued, Momentum Neutral

Tradinity's own scoring, not a copy of any third party's -- see the Key Metrics section for the real ratios behind each number.

About

PNB Housing Finance Limited is an Indian housing finance company. It was incorporated in 1988 as a subsidiary of Punjab National Bank (PNB) headquartered in New Delhi. PNB Housing's primary retail provides housing loans & loan against property as a part of its product portfolio and also holds the license to accept public deposits. The company's equity shares are listed on National Stock Exchange of India (NSE) and Bombay Stock Exchange since November 2016.

Source: Wikipedia

Key Metrics

Market Capitalization
₹29,186 Cr
PE (TTM)
Data unavailable.
Price to Book
1.5
PEG (TTM)
Data unavailable (needs 8 quarters of EPS).
Institutions holding %
62.52%
FII + DII, latest filed period
Piotroski Score
Data unavailable.
Relative return vs Nifty50, qtr %
13.5
Relative return vs Sector, qtr %
16.8
Free Cash Flow
₹-9,017 Cr
as of March 31, 2026
Industry median ₹-0 Cr (536 companies)
EPS Growth (YoY)
Data unavailable.
Net Profit Growth (TTM)
0.00%
as of June 30, 2026
Industry median 0.00% (481 companies)
Operating Revenue Growth (TTM)
0.00%
as of June 30, 2026
Industry median 0.00% (476 companies)
Profit Growth (YoY)
22.76%
as of Dec. 31, 2018
Industry median 12.66% (188 companies)
Revenue Growth (YoY)
39.00%
as of Dec. 31, 2018
Industry median 8.05% (138 companies)
Current Ratio
Data unavailable (needs a filed half-yearly balance sheet).
Debt to Equity
Data unavailable (needs a filed half-yearly balance sheet).
Interest Coverage
1.29
as of June 30, 2026
Industry median 2.05 (385 companies)
Net Margin
13.35%
as of Dec. 31, 2018
Industry median 21.71% (183 companies)
Operating Margin (EBIT)
89.55%
as of Dec. 31, 2018
Industry median 29.93% (192 companies)
Operating Margin (TTM)
88.63%
as of June 30, 2026
Industry median 31.63% (395 companies)
Return on Assets
2.45%
as of March 31, 2026
Industry median 0.85% (493 companies)
Return on Capital Employed
Data unavailable (needs a filed half-yearly balance sheet).
Return on Equity
11.92%
as of March 31, 2026
Industry median 1.37% (491 companies)

Investment checklist

Tradinity's own yes/no questions with the rule stated beside each. “Items without enough data are left out, never counted as a No, and the totals count only answered questions. A summary of numbers on this page, not advice.

Financials

3 of 6 met
  • Yes Net profit is higher than a year earlier in each of the last 4 quarters
  • Yes Revenue is higher than a year earlier in each of the last 4 quarters
  • No Quality score is Strong (70 or more)
  • No Return on equity is 15% or more (11.9%)
  • Yes Net cash flow for the latest year is positive
  • No Cash from operations is higher than the year before

Ownership

2 of 3 met
  • Yes FII/FPI or DII holding rose in the latest quarter
  • No Promoter holding rose or was unchanged in the latest quarter
  • Yes Promoter pledge is 5% of their holding or less and not rising (0.0% pledged)

Peer comparison

3 of 3 met
  • Yes 1-year return beats the industry median
  • Yes Revenue growth beats the industry median
  • Yes Profit growth beats the industry median

Value and momentum

1 of 5 met
  • Yes Valuation score is Undervalued (70 or more)
  • No Momentum score is Bullish (70 or more)
  • No Price is above the 5, 10 and 20 day averages
  • No Price is above the 50, 100 and 200 day averages
  • No Latest candle has a bullish shape (hammer, dragonfly doji, white marubozu)

Price

Download CSV

PE/EPS use each quarter's real filed EPS only from 45 days after quarter-end (no look-ahead) against the raw close of the day. Price-to-book isn't a mode here: the feed has no dated share count, so there's no real history to chart.

RSI (14) (same adjusted close series as the price chart above)

MACD (12, 26, 9) (same adjusted close series as the price chart above)

Relative Returns (vs NIFTY 50)

Prices adjusted for splits and bonuses. * = a corporate action affecting this date could not be parsed and is not reflected.

Price range

Day return
2.0%
Low 1095.9000 · High 1132.5000
1W return
-1.6%
Low 1065.4000 · High 1135.1000
1M return
-2.5%
Low 1065.4000 · High 1195.0000
52W return
26.9%
Low 729.6000 · High 1211.5000
Lifetime High ₹1687.6000 (Aug. 30, 2017)
Lifetime Low ₹148.9000 (March 25, 2020)

Full price history and technicals →

EMA & SMA

Bullish4
Bearish2
5D
1107.8
10D
1115.3
20D
1127.1
50D
1121.7
100D
1081.8
200D
988.8

Delivery and volume

Day avg. delivery
55.7%
Week avg. delivery
56.7%
Month avg. delivery
52.5%

Week = 5 sessions, Month = 22 sessions ending the latest trading day — the same combined NSE+BSE delivery data as the table below, just summed.

Resistance and support

1116.13
Pivot
First resistance1136.37
Second resistance1152.73
Third resistance1172.97
First support1099.77
Second support1079.53
Third support1063.17
Day RSI47.7
Day MFI51.1
Day MACD-11.02
Day MACD signal-5.59

Beta

1M1.76
3M1.48
1Y1.46
3Y1.30

Price change analysis

↓ -2.5%
Over 1 Month
LowHigh
1065.401195.00
↑ 6.5%
Over 3 Months
LowHigh
1024.201211.50
↑ 43.6%
Over 6 Months
LowHigh
754.301211.50
↑ 26.9%
Over 1 Year
LowHigh
729.601211.50
Legend Positive indicator Neutral indicator Negative indicator

Buy/Sell Zone

View Buy/Sell Zone →

Data unavailable (needs at least 2 historical quarters with both a filed EPS and a matching trading day).

Revenue (June 30, 2026)
₹2,252 Cr
Net profit (June 30, 2026)
₹554 Cr
Basic EPS (June 30, 2026)
₹

Ranks #26 of 510 in Finance by market cap -- full peer table on the Financials page.

Shareholding pattern / Ownership

Shareholding summary

Jun 2026
  • Promoter28.03%
  • Mutual funds33.62%
  • FII/FPI16.81%
  • Other DII12.09%
  • Public9.45%

Largest holders

NameCategoryShares %Shares
Punjab National BankPromoter28.0300%73051205
Aditya Birla Sun Life Trustee Private Limited A/C - Aditya Birla Sun Life Large Cap FundPublic3.4700%9047618
Hsbc Mutual Fund - Hsbc Value FundPublic3.3500%8733545
Icici Prudential Focus Equity FundPublic2.8500%7418727
Sbi Life Insurance Co. LtdPublic2.5200%6570094

As of June 30, 2026. Only holders the filing discloses individually.

Historical promoter holding

Promoters holdings decreased from 28.04% to 28.03% in Jun 2026 qtr

Historical fii holding

FII/FPI holdings increased from 16.60% to 16.81% in Jun 2026 qtr

Historical mutual fund holding

Mutual funds holdings increased from 31.11% to 33.62% in Jun 2026 qtr

62 mutual fund schemes also hold this stock.

All shareholding details →

Latest insider trades

FiledPersonCategoryTypeQuantityValue
28 Jun 2021 Ritu Marathe Other Sell 0 ₹0
28 Jun 2021 Mukesh Agarwal Other Sell 0 ₹0
24 Jun 2021 Ravi Shankar Arora Other Sell 0 ₹0
24 Jun 2021 Umesh Bhati Other Sell 0 ₹0
24 Jun 2021 Bhaskara Satyanarayana Other Sell 0 ₹0
24 Jun 2021 Pankaj Jain Other Sell 0 ₹0
24 Jun 2021 Jasbir Singh Other Sell 0 ₹0
24 Jun 2021 Nitant Desai Other Sell 0 ₹0
24 Jun 2021 Manoj Kumar Other Sell 0 ₹0
23 Jun 2021 Ravi Shankar Arora Other Sell 0 ₹0

All insider and SAST disclosures →

DateClientDealActionQuantityPriceExchange
21 Apr 2026 GRAVITON RESEARCH CAPITAL LLP Bulk Buy 1,325,082 981.3900 NSE
21 Apr 2026 GRAVITON RESEARCH CAPITAL LLP Bulk Sell 1,325,082 981.8300 NSE
11 Feb 2026 PIONEER INVESTMENT FUND Block Sell 352,692 856.0000 NSE
11 Feb 2026 PI OPPORTUNITIES AIF V LLP Block Buy 352,692 856.0000 NSE
10 Dec 2025 PIONEER INVESTMENT FUND Block Sell 1,129,944 885.0000 NSE
10 Dec 2025 PI OPPORTUNITIES AIF V LLP Block Buy 1,129,944 885.0000 NSE
10 Dec 2025 PIONEER INVESTMENT FUND Block Sell 1,129,944 885.0000 NSE
10 Dec 2025 PI OPPORTUNITIES AIF V LLP Block Buy 1,129,944 885.0000 NSE
14 Oct 2025 GOLDMAN SACHS BANK EUROPE SE - ODI Block Buy 158,034 839.0000 NSE
14 Oct 2025 GOLDMAN SACHS (SINGAPORE) PTE - ODI Block Sell 158,034 839.0000 NSE

All bulk and block deals →

Last 12 months ₹8.00 per share
Dividend yield 0.71%
Ex-dateSubjectPer share (₹)Record date
31 Jul 2026 Dividend - Rs 8 Per Share 8.0000 31 Jul 2026
1 Aug 2025 Dividend - Rs 5 Per Share 5.0000 1 Aug 2025
19 Jul 2019 Annual General Meeting/Dividend - Rs 9 Per Share 9.0000 —
19 Jul 2018 Dividend Rs 9/- Per Share 9.0000 —
25 Jul 2017 Annual General Meeting/ Dividend - Rs 6/- Per Share 6.0000 —

Corporate Actions

Full history (8 events) →

Bonuses, splits, buybacks and other events. Dividends are listed separately above.

Ex-dateTypeSubject
5 Apr 2023RIGHTSRights 29:54@ Premium Rs 265/-
26 Aug 2021OTHER Annual General Meeting
28 Jul 2020OTHER Annual General Meeting

All corporate actions →

Quarterly results, AGMs, buybacks and other board-approved business.

DatePurposeResults
7 Sep 2026 Fund Raising/Other business matters —
4 Aug 2026 Financial Results Yes
10 Jul 2026 Fund Raising —
20 Apr 2026 Dividend —
20 Apr 2026 Financial Results Yes

Corporate Announcements

All 1177 announcements, with search →

Exchange disclosures (NSE and BSE), most recent first.

DateCategoryAnnouncement
26 Sep 2026 Trading Window PNB Housing Finance Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015
25 Sep 2026 Credit Rating PNB Housing Finance Limited has informed the Exchange about Credit Rating
25 Sep 2026 Company Update PNB Housing Finance Ltd - 540173 - Announcement under Regulation 30 (LODR)-Credit Rating
23 Sep 2026 Analysts/Institutional Investor Meet/Con. Call Updates PNB Housing Finance Limited has informed the Exchange about Analysts or institutional investors meet - Outcome
23 Sep 2026 Resignation of Director/KMP/SMP PNB Housing Finance Limited has informed the Exchange about Resignation of Director/KMP/SMP
23 Sep 2026 Change in Management PNB Housing Finance Limited has informed the Exchange about change in Management
21 Sep 2026 Analysts/Institutional Investor Meet/Con. Call Updates PNB Housing Finance Limited has informed the Exchange about Analysts or institutional investors meet - Outcome
21 Sep 2026 Updates PNB Housing Finance Limited has informed the Exchange regarding 'Change in role Senior Management Personnel'.
21 Sep 2026 Company Update PNB Housing Finance Ltd - 540173 - Change In Role - Senior Management Personnel
21 Sep 2026 Company Update PNB Housing Finance Ltd - 540173 - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome

All announcements →

SWOT

Tradinity's own rule-based read of the real ratios elsewhere on this page -- not a copy of any third party's, and never a forward-looking prediction.

Strengths

  • Strong revenue growth YoY (39.0%)

Weaknesses

Data unavailable.

Opportunities

Data unavailable.

Threats

  • Weak interest coverage (1.3x) -- limited cushion against rising rates

Single-stock futures and a real listed options chain available for this stock -- OI buildup, PCR, Max Pain and Greeks are all on the full F&O page.

Part of: NIFTY 500, NIFTY 500

Frequently asked questions about PNB Housing Finance Limited

Where is the share price?

The price at the top of this page is the last traded price from exchange data; during market hours it refreshes on its own. The Chart & Technicals section has the full price history.

Where are the financial results?

The Financials page has quarterly and annual results, ratios, cash flow and the balance sheet, on a standalone or consolidated basis.

Who owns the company?

The Ownership section shows the latest shareholding pattern from exchange filings, with promoter, FII, DII and public holdings by quarter.

Does Tradinity give buy or sell advice?

No. The scores and checklist on this page are rule-based summaries of published figures, not recommendations. Tradinity is not a registered investment adviser.