Union Large & Midcap Fund

NAV history

Compare with NIFTY LARGEMIDCAP 250 TRI

When comparing, both lines start at 100. Tradinity's reference for the category: a total-return index (dividends reinvested). The fund's declared benchmark (NIFTY LargeMidcap 250 Index (TRI)) is not available to us as a series.

Returns as of 1 Oct 2026

Up to one year: absolute. Longer: annualised. Category = median of Large & Mid Cap direct-plan Growth funds; index = NIFTY LARGEMIDCAP 250 TRI.

Period	This fund	Category median	NIFTY LARGEMIDCAP 250 TRI	Rank in category
1 month	-4.70%	-6.16%	-6.70%	—
3 months	-1.18%	-3.87%	-5.42%	—
6 months	+12.22%	+8.10%	+5.55%	—
1 year	+3.24%	+0.58%	-2.16%	#7 of 32 Top 22%
3 years	+11.90%	+11.90%	+10.42%	#12 of 25 Top 48%
5 years	+10.94%	+11.49%	+10.77%	#17 of 25 Top 68%
10 years	—	+14.01%	+14.10%	—
Since launch of NAV data	+16.53%	—	—	—

NAV high and low

Window	High	Low
1 month	29.7800	28.3800
3 months	30.1400	28.2300
6 months	30.1400	25.1900
1 year	30.1400	24.8700

A period is a dash when the fund has not existed that long or its NAV history has a hole at the start date — never a partial figure.

Calendar-year returns

	2020	2021	2022	2023	2024	2025	YTD
This fund	+25.35%	+40.05%	-1.87%	+28.33%	+22.26%	+3.57%	+0.78%
Category median	+15.32%	+40.05%	+2.94%	+31.00%	+25.32%	+6.02%	-3.50%
NIFTY LARGEMIDCAP 250 TRI	+20.87%	+37.04%	+4.48%	+32.66%	+18.68%	+8.19%	-6.76%

Tradinity's reference for the category: a total-return index (dividends reinvested). The fund's declared benchmark (NIFTY LargeMidcap 250 Index (TRI)) is not available to us as a series.

Tradinity fund score

Twenty checks of five points each: performance, portfolio, operations, and risk against reward. Only checks we have data for are counted.

47/100

Average · based on 19 of 20 checks

Performance15/25

✓ Ranks in the top quarter of its category over 1 year
✗ Ranks in the top quarter of its category over 3 years
✗ Ranks in the top quarter of its category over 5 years
✓ Loses less than its reference index on the index's down days (downside capture 96%)
✓ Keeps pace with its reference index on the index's up days (upside capture 98%)

Portfolio20/25

✓ Largest holding is 10% of the fund or less (largest holding 5.2%)
✓ Top ten holdings are 50% of the fund or less (top ten 25.3%)
✓ Holds at least 20 stocks (78 holdings)
✓ No single sector is more than 35% of the fund (diversified equity categories) (largest sector Private Banks 14.2%)
✗ Portfolio P/E is at or below the category median (portfolio P/E 56.5)

Operations5/20

✓ Has a track record of at least 5 years (6.8 years of NAV history)
✗ Has a track record of at least 10 years
✗ Expense ratio is at or below the category median (expense ratio 1.31%)
✗ Fund size is above the category median (AUM Rs 89 crore)
– Lead manager has run the fund for 3 years or more (manager start date not on record)

Risk and reward5/25

✗ Sharpe ratio is at or above the category median
✗ Sortino ratio is at or above the category median
✗ Volatility is at or below the category median
✗ Worst 3-year fall is no deeper than the category median
✓ Jensen's alpha is positive (alpha 1.47%)

Risk and return ratios 3-year window

Risk-free rate 6.06% (3-year annualised return of the NSE 1-day (overnight) rate index). Benchmark-relative ratios use NIFTY LARGEMIDCAP 250 TRI. Tradinity's reference for the category: a total-return index (dividends reinvested). The fund's declared benchmark (NIFTY LargeMidcap 250 Index (TRI)) is not available to us as a series.

Ratio	This fund	Category median	Against category
Sharpe ratio	0.38	0.39	Worse
Sortino ratio	0.51	0.53	Worse
Standard deviation	15.40%	15.07%	Worse
Maximum drawdown	-18.73%	-18.70%	Worse
Beta	1.00	0.97	—
R-squared	95.3%	93.2%	—
Jensen's alpha	1.47%	1.56%	Worse
Treynor ratio	5.84	6.08	Worse
Information ratio	0.44	0.41	Better
Upside capture	98.3%	98.4%	Worse
Downside capture	96.3%	96.4%	Better

SIP returns (monthly instalments, XIRR)

1 year

+3.15%

3 years

+6.31%

5 years

+11.15%

What if you had invested?

Computed from this fund's actual NAVs. A SIP buys at the first NAV of each month and is valued at the latest NAV. Past returns do not guarantee future ones.

Portfolio as of 31 Jul 2026

Weights are % of the scheme's assets from the latest month-end disclosure available to Tradinity. The feed carries weights only: no quantities or rupee values.

Holdings

78

Top 5 / top 10

15.6% / 25.3%

Largest holding

5.2%

Mapped to Tradinity companies

98%

Portfolio P/E

56.5

category median 43.4

Portfolio ROE

14.6%

category median 15.2%

Portfolio dividend yield

—

category median 1.34%

Largest sector

Private Banks 14.2%

Valuation ratios are weighted over the holdings we can match to a company (harmonic mean for P/E) and are withheld when they cover under half the portfolio.

Asset allocation

Equity	98.81%
Cash & Equivalents	1.15%
Treasury Bills	0.03%
Pref Shares	0.02%

Sector allocation

Click a sector to filter the holdings below (holdings map to our sector list where the company is known).

Holdings

Export CSV

Holding	Sector	Weight	3M change	P/E
ICICI Bank Limited	Financial Services	5.19%	2.06 pp	—
HDFC Bank Limited	Financial Services	3.32%	0.00 pp	—
Bharti Airtel Ltd	Telecommunication	2.57%	0.48 pp	67.4
Federal Bank Ltd	Financial Services	2.36%	-0.36 pp	—
Max Financial Services Ltd	Financial Services	2.13%	-0.28 pp	—
Shriram Finance Limited	Financial Services	2.10%	-0.50 pp	—
Solar Industries India Ltd	Chemicals	1.97%	0.20 pp	137.1
Maruti Suzuki India Ltd	Automobile and Auto Components	1.93%	0.47 pp	26.8
Fortis Healthcare Ltd	Healthcare	1.90%	-0.08 pp	257.5
CG Power and Industrial Solutions Limited	Capital Goods	1.85%	-0.01 pp	96.5
One 97 Communications Ltd	Financial Services	1.83%	0.46 pp	578.6
JSW Energy Ltd	Power	1.83%	-0.15 pp	98.3
State Bank of India	Financial Services	1.80%	-0.67 pp	—
Ujjivan Small Finance Bank Ltd	Financial Services	1.80%	0.27 pp	—
JSW Infrastructure Limited	Services	1.79%	0.63 pp	363.9
TREPS	—	1.72%	-0.29 pp	—
Ajanta Pharma Limited	Healthcare	1.71%	0.22 pp	44.9
The Phoenix Mills Limited	Realty	1.68%	0.01 pp	237.4
Eternal Limited	Consumer Services	1.65%	0.41 pp	110.7
Reliance Industries Ltd	Oil, Gas & Consumable Fuels	1.63%	-1.37 pp	41.0
INDO-MIM Ltd	Capital Goods	1.63%	1.63 pp	—
UNO Minda Ltd	Automobile and Auto Components	1.63%	0.30 pp	71.6
Mphasis Ltd	Information Technology	1.54%	0.25 pp	26.3
Axis Bank Limited	Financial Services	1.51%	-0.02 pp	—
Cholamandalam Investment and Finance Company Ltd	Financial Services	1.47%	1.47 pp	—
Bharat Heavy Electricals Ltd	Capital Goods	1.47%	0.35 pp	59.9
Torrent Pharmaceuticals Ltd	Healthcare	1.45%	0.20 pp	78.2
Jindal Steel Ltd	Metals & Mining	1.44%	-0.27 pp	45.5
Larsen and Toubro Ltd	Construction	1.44%	-0.48 pp	71.3
Marico Limited	Fast Moving Consumer Goods	1.44%	0.07 pp	62.1
FSN E-Commerce Ventures Limited	Consumer Services	1.41%	0.13 pp	1,103.4
Divi's Laboratories Ltd	Healthcare	1.35%	0.19 pp	83.9
Sona BLW Precision Forgings Ltd	Automobile and Auto Components	1.33%	1.33 pp	69.2
ABB India Ltd	Capital Goods	1.32%	1.12 pp	92.3
Navin Fluorine International Ltd	Chemicals	1.32%	0.05 pp	74.7
Tata Consumer Products Ltd	Fast Moving Consumer Goods	1.30%	-0.17 pp	57.5
LG Electronics India Ltd	Consumer Durables	1.30%	-0.19 pp	64.1
Sai Life Sciences Limited	Healthcare	1.28%	0.17 pp	90.6
Coforge Limited	Information Technology	1.26%	1.26 pp	52.7
Nippon Life India Asset Management Ltd	Financial Services	1.24%	-0.13 pp	—
ZF Commercial Vehicle Control Systems India Ltd	Automobile and Auto Components	1.21%	0.09 pp	11.0
Interglobe Aviation Ltd	Services	1.18%	1.18 pp	—
APL Apollo Tubes Ltd	Capital Goods	1.12%	-0.13 pp	105.9
Cummins India Ltd	Capital Goods	1.12%	-0.02 pp	57.8
Gabriel India Ltd	Automobile and Auto Components	1.11%	-0.38 pp	77.4
Aditya Birla Capital Ltd	Financial Services	1.07%	1.07 pp	—
Blue Star Ltd	Consumer Durables	1.06%	1.06 pp	90.2
Apar Industries Ltd	Capital Goods	1.05%	0.09 pp	59.7
Aether Industries Limited	Chemicals	1.05%	0.46 pp	123.9
KEI Industries Ltd	Capital Goods	1.03%	-0.04 pp	42.7
Acutaas Chemicals Ltd	Healthcare	1.02%	-0.57 pp	67.6
Dixon Technologies (India) Ltd	Consumer Durables	1.00%	1.00 pp	63.9
Amber Enterprises India Ltd	Consumer Durables	0.99%	-0.41 pp	163.7
GE Vernova T&D India Ltd	Capital Goods	0.97%	-0.46 pp	82.4
Aarti Industries Ltd	Chemicals	0.95%	-0.10 pp	33.0
AIA Engineering Ltd	Capital Goods	0.94%	0.51 pp	27.9
Bajaj Finance Ltd	Financial Services	0.91%	0.11 pp	—
Grindwell Norton Ltd	Capital Goods	0.87%	0.87 pp	50.9
Varun Beverages Limited	Fast Moving Consumer Goods	0.81%	0.81 pp	49.5
BSE Ltd	Financial Services	0.79%	-0.39 pp	—
ICICI Prudential Asset Management Company Limited	Financial Services	0.77%	-0.10 pp	—
Lupin Limited	Healthcare	0.76%	-0.39 pp	13.3
Schaeffler India Ltd	Automobile and Auto Components	0.73%	-0.06 pp	47.2
LTM Ltd	Information Technology	0.71%	0.18 pp	24.6
Delhivery Limited	Services	0.69%	0.69 pp	104.0
Sun Pharmaceutical Industries Ltd	Healthcare	0.67%	0.02 pp	146.5
Prestige Estates Projects Limited	Realty	0.66%	0.66 pp	352.0
Persistent Systems Ltd	Information Technology	0.65%	0.05 pp	49.3
Infosys Limited	Information Technology	0.58%	-0.32 pp	13.4
Bharat Electronics Ltd	Capital Goods	0.55%	-1.47 pp	46.4
J K Cement Ltd	Construction Materials	0.52%	-0.85 pp	39.5
Cipla Ltd	Healthcare	0.51%	0.51 pp	35.4
Tata Motors Ltd	Capital Goods	0.51%	-0.51 pp	44.7
TVS Motor Company Limited	Automobile and Auto Components	0.44%	-1.00 pp	48.6
Multi Commodity Exchange of India Limited	Financial Services	0.38%	-0.55 pp	36.5
Aegis Vopak Terminals Ltd	Oil, Gas & Consumable Fuels	0.27%	-0.03 pp	116.9
91 Day Treasury Bills	—	0.03%	0.03 pp	—
6% TVS Motor Company Ltd. NCRPS @ A**	—	0.02%	-0.00 pp	—

Fund details

Fund houseUnion Mutual Fund

AMFI scheme code147750

CategoryEquity › Large & Mid Cap

AMFI categoryOpen Ended Schemes(Equity Scheme - Large & Mid Cap Fund)

Plan / optionDirect / Growth

ISININF582M01GA0

NAV history from13 Dec 2019

NAV points on record1,677

Cost and size

Expense ratio (direct, Sep 2026)

1.31%

category median 1.07%

Assets under management

₹89 crore

average, September-2026

Regular plan expense ratio

2.56%

Expense ratio by month: Oct 25 0.95% · Nov 25 0.95% · Dec 25 1.01% · Jan 26 1.02% · Feb 26 1.01% · Mar 26 1.08% · Apr 26 1.62% · May 26 1.01% · Jun 26 1.26% · Jul 26 1.26% · Aug 26 1.29% · Sep 26 1.31%

From the scheme information document

Benchmark: NIFTY LargeMidcap 250 Index (TRI)
Not applicable
SEBI riskometer: Very High
Registrar: Computer Age Management Services Limited (CAMS)
Minimum investment: 1000
Minimum additional: 1000
SIP: SIP - Rs. 100 for daily SIP, Rs. 500 for weekly SIP, Rs. 500 for fortnightly SIP, Rs. 500 for monthly SIP, SWP - Rs. 500 , STP - Rs. 100
Fund manager(s): FM 1 - Mr. Vinod Malviya, FM 2 - Mr. Pratik Dharmshi

Exit load

1% if units are redeemed or switched out on or before completion of 15 days from the date of allotment. Nil thereafter.

Objective

The investment objective of the scheme is to seek to generate capital appreciation by investing predominantly in a portfolio of equity and equity linked securities of large cap and mid cap companies. However, there can be no assurance that the investment objective of the scheme will be achieved.

Scheme information document

Fund house: website · factsheets · monthly portfolio · annual report

Not available: Morningstar rating (proprietary). "NAV history from" is the first NAV we hold.

Other plans of this fund

Direct · IDCW₹28.3800
Regular · Growth₹26.0800
Regular · IDCW₹26.0800