Cholamandalam Investment and Finance Company Limited

Financial Services · Finance

NSE: CHOLAFIN BSE: 511243
₹1620.00
▼ -7.30 (-0.45%)
Sept. 30, 2026 · NSE · nse_bhavcopy
Quality
50/100
Moderate
Valuation
29/100
Expensive
Momentum
25/100
Bearish

QVM read Mixed signals Quality Moderate, Valuation Expensive, Momentum Bearish

Tradinity's own scoring, not a copy of any third party's -- see the Key Metrics section for the real ratios behind each number.

About

Cholamandalam Investment and Finance Company Limited (CIFCL) is a Chennai based Indian non-banking financial company and investment service provider founded in 1978 under the Murugappa Group.

Source: Wikipedia

Key Metrics

Market Capitalization
₹138,119 Cr
PE (TTM)
Data unavailable.
Price to Book
4.5
PEG (TTM)
Data unavailable (needs 8 quarters of EPS).
Institutions holding %
45.07%
FII + DII, latest filed period
Piotroski Score
Data unavailable.
Relative return vs Nifty50, qtr %
-5.7
Relative return vs Sector, qtr %
0.2
Free Cash Flow
₹-30,286 Cr
as of March 31, 2026
Industry median ₹-0 Cr (536 companies)
EPS Growth (YoY)
Data unavailable.
Net Profit Growth (TTM)
0.00%
as of June 30, 2026
Industry median 0.00% (481 companies)
Operating Revenue Growth (TTM)
0.00%
as of June 30, 2026
Industry median 0.00% (476 companies)
Profit Growth (YoY)
0.26%
as of March 31, 2019
Industry median 12.66% (188 companies)
Revenue Growth (YoY)
24.73%
as of March 31, 2019
Industry median 8.05% (138 companies)
Current Ratio
Data unavailable (needs a filed half-yearly balance sheet).
Debt to Equity
Data unavailable (needs a filed half-yearly balance sheet).
Interest Coverage
1.51
as of June 30, 2026
Industry median 2.05 (385 companies)
Net Margin
15.48%
as of March 31, 2019
Industry median 21.71% (183 companies)
Operating Margin (EBIT)
76.80%
as of March 31, 2019
Industry median 29.93% (192 companies)
Operating Margin (TTM)
77.72%
as of June 30, 2026
Industry median 31.63% (395 companies)
Return on Assets
2.13%
as of March 31, 2026
Industry median 0.85% (493 companies)
Return on Capital Employed
Data unavailable (needs a filed half-yearly balance sheet).
Return on Equity
17.18%
as of March 31, 2026
Industry median 1.37% (491 companies)

Investment checklist

Tradinity's own yes/no questions with the rule stated beside each. “Items without enough data are left out, never counted as a No, and the totals count only answered questions. A summary of numbers on this page, not advice.

Financials

5 of 6 met
  • Yes Net profit is higher than a year earlier in each of the last 4 quarters
  • Yes Revenue is higher than a year earlier in each of the last 4 quarters
  • No Quality score is Strong (70 or more)
  • Yes Return on equity is 15% or more (17.2%)
  • Yes Net cash flow for the latest year is positive
  • Yes Cash from operations is higher than the year before

Ownership

2 of 3 met
  • Yes FII/FPI or DII holding rose in the latest quarter
  • No Promoter holding rose or was unchanged in the latest quarter
  • Yes Promoter pledge is 5% of their holding or less and not rising (0.0% pledged)

Peer comparison

2 of 3 met
  • Yes 1-year return beats the industry median
  • Yes Revenue growth beats the industry median
  • No Profit growth beats the industry median

Value and momentum

0 of 5 met
  • No Valuation score is Undervalued (70 or more)
  • No Momentum score is Bullish (70 or more)
  • No Price is above the 5, 10 and 20 day averages
  • No Price is above the 50, 100 and 200 day averages
  • No Latest candle has a bullish shape (hammer, dragonfly doji, white marubozu)

Price

Download CSV

PE/EPS use each quarter's real filed EPS only from 45 days after quarter-end (no look-ahead) against the raw close of the day. Price-to-book isn't a mode here: the feed has no dated share count, so there's no real history to chart.

RSI (14) (same adjusted close series as the price chart above)

MACD (12, 26, 9) (same adjusted close series as the price chart above)

Relative Returns (vs NIFTY 50)

Prices adjusted for splits and bonuses. * = a corporate action affecting this date could not be parsed and is not reflected.

Price range

Day return
-0.4%
Low 1600.1000 · High 1642.1000
1W return
-8.7%
Low 1600.1000 · High 1712.0000
1M return
-12.8%
Low 1600.1000 · High 1868.2000
52W return
0.9%
Low 1299.4000 · High 1952.5000
Lifetime High ₹1940.0000 (Aug. 6, 2026)
Lifetime Low ₹108.0500 (Dec. 22, 2011)

Full price history and technicals →

EMA & SMA

Bullish0
Bearish6
5D
1652.5
10D
1694.5
20D
1744.4
50D
1777.8
100D
1753.7
200D
1683.0

Delivery and volume

Day avg. delivery
62.6%
Week avg. delivery
62.5%
Month avg. delivery
60.9%

Week = 5 sessions, Month = 22 sessions ending the latest trading day — the same combined NSE+BSE delivery data as the table below, just summed.

Resistance and support

1620.73
Pivot
First resistance1641.37
Second resistance1662.73
Third resistance1683.37
First support1599.37
Second support1578.73
Third support1557.37
Day RSI26.4
Day MFI22.6
Day MACD-53.27
Day MACD signal-33.83

Beta

1M1.43
3M1.75
1Y1.67
3Y1.37

Price change analysis

↓ -12.8%
Over 1 Month
LowHigh
1600.101868.20
↓ -10.2%
Over 3 Months
LowHigh
1600.101952.50
↑ 17.9%
Over 6 Months
LowHigh
1299.401952.50
↑ 0.9%
Over 1 Year
LowHigh
1299.401952.50
Legend Positive indicator Neutral indicator Negative indicator

Buy/Sell Zone

View Buy/Sell Zone →

Data unavailable (needs at least 2 historical quarters with both a filed EPS and a matching trading day).

Revenue (June 30, 2026)
₹8,833 Cr
Net profit (June 30, 2026)
₹1,654 Cr
Basic EPS (June 30, 2026)
₹

Ranks #6 of 510 in Finance by market cap -- full peer table on the Financials page.

Shareholding pattern / Ownership

Shareholding summary

Jun 2026
  • Promoter49.22%
  • Mutual funds15.14%
  • FII/FPI24.45%
  • Other DII5.48%
  • Public5.71%

Largest holders

NameCategoryShares %Shares
Cholamandalam Financial Holdings LimitedPromoter43.7400%372885889
Ambadi Investments LimitedPromoter3.9600%33721870
NPS TRUST A/C (Through Multiple Schemes)Public2.7700%23575659
SBI NIFTY 500 INDEX FUND A/C (Through Multiple Schemes)Public2.0100%17146182
AXIS MUTUAL FUND TRUSTEE LTD. A/C (Through Multiple Schemes)Public1.9800%16876740

As of June 30, 2026. Only holders the filing discloses individually.

Historical promoter holding

Promoters holdings decreased from 49.25% to 49.22% in Jun 2026 qtr

Historical fii holding

FII/FPI holdings decreased from 24.87% to 24.45% in Jun 2026 qtr

Historical mutual fund holding

Mutual funds holdings increased from 14.98% to 15.14% in Jun 2026 qtr

95 mutual fund schemes also hold this stock.

All shareholding details →

Latest insider trades

FiledPersonCategoryTypeQuantityValue
3 Dec 2021 Lakshmi Ramaswamy Family Trust Promoter group Pledge 0 ₹6.78 Cr
7 Sep 2021 R Chandrasekar Employee / designated person Sell 0 ₹0
7 Sep 2021 R Chandrasekar Employee / designated person Pledge Revoke 0 ₹3.27 Cr
6 Sep 2021 Prakash J Other Buy 0 ₹0
6 Sep 2021 Vijay Kini K M Other Pledge 0 ₹55.35 L
6 Sep 2021 Reji Abraham Other Sell 0 ₹0
6 Sep 2021 E E PAUL VASEEKARAN Employee / designated person Buy 0 ₹0
6 Sep 2021 Joy Sequeira Employee / designated person Buy 0 ₹0
6 Sep 2021 Vijay Kini K M Employee / designated person Buy 0 ₹0
6 Sep 2021 Manickam S Other Buy 0 ₹0

All insider and SAST disclosures →

DateClientDealActionQuantityPriceExchange
5 Sep 2025 GOLDMAN SACHS BANK EUROPE SE - ODI Block Buy 642,667 1461.2000 NSE
5 Sep 2025 GOLDMAN SACHS (SINGAPORE) PTE - ODI Block Sell 642,667 1461.2000 NSE
2 Sep 2025 GOLDMAN SACHS BANK EUROPE SE - ODI Block Buy 670,924 1453.8000 NSE
2 Sep 2025 GOLDMAN SACHS (SINGAPORE) PTE - ODI Block Sell 670,924 1453.8000 NSE
29 Aug 2025 GOLDMAN SACHS BANK EUROPE SE - ODI Block Buy 242,876 1439.8000 NSE
29 Aug 2025 GOLDMAN SACHS (SINGAPORE) PTE - ODI Block Sell 242,876 1439.8000 NSE
14 Jul 2025 THE MTBJ LTD. AS TRST FOR GOVRNMNT PENSION INVSTMNT FUND MTBJ400045828 Block Sell 95,273 1532.0000 NSE
14 Jul 2025 THE MTBJ LTD. AS TRST FOR GOVERNMENT PENSION INVESTMENT FUND MTBJ400045849 Block Buy 95,273 1532.0000 NSE
19 May 2023 GOLDMAN SACHS (SINGAPORE) PTE.- ODI Block Sell 268,425 1042.1500 BSE
19 May 2023 SECTOR INVESTMENT FUNDS PLC SECTOR GLOBAL EMERGING MARKETS FUND Block Buy 268,425 1042.1500 BSE

All bulk and block deals →

Corporate Actions

Full history (1 events) →

Bonuses, splits, buybacks and other events. Dividends are listed separately above.

Ex-dateTypeSubject
—NAME_CHANGEName changed from CHOLAMANDALAM DBS FINANCE LTD. to Cholamandalam Investment and Finance Company Ltd

All corporate actions →

Quarterly results, AGMs, buybacks and other board-approved business.

DatePurposeResults
28 Jul 2026 Fund Raising —
28 Jul 2026 Financial Results Yes
30 Apr 2026 Dividend —
30 Apr 2026 Financial Results Yes
30 Jan 2026 Dividend —

Corporate Announcements

All 4 announcements, with search →

Exchange disclosures (NSE and BSE), most recent first.

DateCategoryAnnouncement
30 Sep 2026 Company Update Cholamandalam Investment and Finance Company Ltd - 511243 - Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
13 Sep 2026 Company Update Cholamandalam Investment and Finance Company Ltd - 511243 - Response To Clarification Sought By The Exchange
11 Sep 2026 Company Update Cholamandalam Investment and Finance Company Ltd - 511243 - Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
11 Sep 2026 Company Update Cholamandalam Investment and Finance Company Ltd - 511243 - Clarification sought from Cholamandalam Investment and Finance Company Ltd

All announcements →

SWOT

Tradinity's own rule-based read of the real ratios elsewhere on this page -- not a copy of any third party's, and never a forward-looking prediction.

Strengths

  • Strong revenue growth YoY (24.7%)

Weaknesses

Data unavailable.

Opportunities

  • RSI in oversold territory (26.4) -- a technical rebound zone

Threats

  • Weak interest coverage (1.5x) -- limited cushion against rising rates

Single-stock futures and a real listed options chain available for this stock -- OI buildup, PCR, Max Pain and Greeks are all on the full F&O page.

Part of: NIFTY 100, NIFTY 100, NIFTY 200, NIFTY 200, NIFTY 500, NIFTY 500, NIFTY NEXT 50, NIFTY NEXT 50

Frequently asked questions about Cholamandalam Investment and Finance Company Limited

Where is the share price?

The price at the top of this page is the last traded price from exchange data; during market hours it refreshes on its own. The Chart & Technicals section has the full price history.

Where are the financial results?

The Financials page has quarterly and annual results, ratios, cash flow and the balance sheet, on a standalone or consolidated basis.

Who owns the company?

The Ownership section shows the latest shareholding pattern from exchange filings, with promoter, FII, DII and public holdings by quarter.

Does Tradinity give buy or sell advice?

No. The scores and checklist on this page are rule-based summaries of published figures, not recommendations. Tradinity is not a registered investment adviser.