Aditya Birla Sun Life Retirement Fund-The 30s Plan

Aditya Birla Sun Life Mutual Fund

Solution Oriented › Retirement Regular plan Growth SEBI riskometer: Very High

74/100

Good · Tradinity score

₹21.8350

-0.1800 (-0.82%)

NAV on 1 Oct 2026

Compare Download NAV history Sign in to save, track and set alerts

NAV history

Compare with NIFTY 500 TRI

When comparing, both lines start at 100. The fund's declared benchmark, a total-return index (dividends reinvested).

Returns as of 1 Oct 2026

Up to one year: absolute. Longer: annualised. Category = median of Retirement regular-plan Growth funds; index = NIFTY 500 TRI.

Period	This fund	Category median	NIFTY 500 TRI	Rank in category
1 month	-5.14%	-4.52%	-6.32%	—
3 months	-1.43%	-2.66%	-5.14%	—
6 months	+16.80%	+4.91%	+5.07%	—
1 year	+9.49%	-0.14%	-3.80%	#1 of 29 Top 4%
3 years	+13.57%	+7.23%	+9.14%	#3 of 26 Top 12%
5 years	+10.10%	+7.01%	+8.89%	#3 of 25 Top 12%
10 years	—	+9.00%	+12.66%	—
Since launch of NAV data	+10.88%	—	—	—

NAV high and low

Window	High	Low
1 month	23.0190	21.8350
3 months	23.1770	21.8350
6 months	23.1770	18.6950
1 year	23.1770	18.1580

A period is a dash when the fund has not existed that long or its NAV history has a hole at the start date — never a partial figure.

Calendar-year returns

	2020	2021	2022	2023	2024	2025	YTD
This fund	+14.70%	+12.53%	+0.29%	+21.33%	+17.91%	+8.36%	+5.34%
Category median	+12.38%	+12.53%	+1.79%	+19.29%	+12.76%	+5.11%	-2.48%
NIFTY 500 TRI	+17.89%	+31.60%	+4.25%	+26.91%	+16.24%	+7.76%	-7.72%

The fund's declared benchmark, a total-return index (dividends reinvested).

Tradinity fund score

Twenty checks of five points each: performance, portfolio, operations, and risk against reward. Only checks we have data for are counted.

74/100

Good · based on 19 of 20 checks

Performance25/25

✓ Ranks in the top quarter of its category over 1 year
✓ Ranks in the top quarter of its category over 3 years
✓ Ranks in the top quarter of its category over 5 years
✓ Loses less than its reference index on the index's down days (downside capture 89%)
✓ Keeps pace with its reference index on the index's up days (upside capture 95%)

Portfolio20/25

✓ Largest holding is 10% of the fund or less (largest holding 3.8%)
✓ Top ten holdings are 50% of the fund or less (top ten 34.1%)
✓ Holds at least 20 stocks (157 holdings)
✓ No single sector is more than 35% of the fund (diversified equity categories) (largest sector Private Banks 11.4%)
✗ Portfolio P/E is at or below the category median (portfolio P/E 45.0)

Operations10/20

✓ Has a track record of at least 5 years (7.6 years of NAV history)
✗ Has a track record of at least 10 years
✗ Expense ratio is at or below the category median (expense ratio 2.64%)
✓ Fund size is above the category median (AUM Rs 408 crore)
– Lead manager has run the fund for 3 years or more (manager start date not on record)

Risk and reward15/25

✓ Sharpe ratio is at or above the category median
✓ Sortino ratio is at or above the category median
✗ Volatility is at or below the category median
✗ Worst 3-year fall is no deeper than the category median
✓ Jensen's alpha is positive (alpha 4.57%)

Risk and return ratios 3-year window

Risk-free rate 6.06% (3-year annualised return of the NSE 1-day (overnight) rate index). Benchmark-relative ratios use NIFTY 500 TRI. The fund's declared benchmark, a total-return index (dividends reinvested).

Ratio	This fund	Category median	Against category
Sharpe ratio	0.53	0.10	Better
Sortino ratio	0.72	0.14	Better
Standard deviation	14.23%	10.18%	Worse
Maximum drawdown	-19.41%	-12.17%	Worse
Beta	0.95	0.96	—
R-squared	92.9%	92.0%	—
Jensen's alpha	4.57%	4.57%	—
Treynor ratio	7.88	7.88	—
Information ratio	1.15	1.15	—
Upside capture	95.1%	96.0%	Worse
Downside capture	89.1%	94.8%	Better

SIP returns (monthly instalments, XIRR)

1 year

+8.98%

3 years

+10.04%

5 years

+12.36%

What if you had invested?

Computed from this fund's actual NAVs. A SIP buys at the first NAV of each month and is valued at the latest NAV. Past returns do not guarantee future ones.

Portfolio as of 31 Aug 2026

Weights are % of the scheme's assets from the latest month-end disclosure available to Tradinity. Shown from the Direct plan of this fund, which holds the same portfolio. The feed carries weights only: no quantities or rupee values.

Holdings

157

Top 5 / top 10

18.7% / 34.1%

Largest holding

3.8%

Mapped to Tradinity companies

97%

Portfolio P/E

45.0

category median 41.5

Portfolio ROE

12.4%

category median 15.4%

Portfolio dividend yield

1.01%

category median 1.01%

Largest sector

Private Banks 11.4%

Valuation ratios are weighted over the holdings we can match to a company (harmonic mean for P/E) and are withheld when they cover under half the portfolio.

Asset allocation

Equity	96.53%
Cash & Equivalents	3.24%
Government Securities	0.21%
Pref Shares	0.01%

Sector allocation

Click a sector to filter the holdings below (holdings map to our sector list where the company is known).

Holdings

Export CSV

Holding	Sector	Weight	3M change	P/E
ICICI Bank Limited	Financial Services	3.83%	0.03 pp	—
ICICI Bank Ltd.	Financial Services	3.83%	—	—
Ather Energy Ltd	Automobile and Auto Components	3.71%	1.12 pp	—
Ather Energy Ltd.	Automobile and Auto Components	3.71%	—	—
Aditya Infotech Ltd	Capital Goods	3.60%	-0.37 pp	150.0
Aditya Infotech Ltd.	Capital Goods	3.60%	—	150.0
TREPS	—	3.24%	3.24 pp	—
TREPS	—	3.24%	—	—
S.J.S. Enterprises Ltd.	Automobile and Auto Components	2.66%	—	39.5
SJS Enterprises Ltd	Automobile and Auto Components	2.66%	0.17 pp	39.5
Eternal Limited	Consumer Services	2.27%	0.26 pp	111.0
Eternal Ltd.	Consumer Services	2.27%	—	111.0
Dr. Lal Path labs Ltd.	Healthcare	2.21%	—	38.4
Dr. Lal PathLabs Ltd	Healthcare	2.21%	2.21 pp	38.4
Sona BLW Precision Forgings Ltd	Automobile and Auto Components	2.16%	0.43 pp	66.4
Sona Blw Precision Forgings Ltd.	Automobile and Auto Components	2.16%	—	66.4
Ajanta Pharma Limited	Healthcare	1.96%	0.00 pp	43.2
Ajanta Pharma Ltd.	Healthcare	1.96%	—	43.2
HDFC Bank Limited	Financial Services	1.91%	-0.35 pp	—
HDFC Bank Ltd.	Financial Services	1.91%	—	—
Hindalco Industries Ltd	Metals & Mining	1.90%	0.02 pp	16.0
Hindalco Industries Ltd.	Metals & Mining	1.90%	—	16.0
Jindal Steel Ltd	Metals & Mining	1.86%	0.12 pp	44.0
Jindal Steel Ltd.	Metals & Mining	1.86%	—	44.0
Coforge Limited	Information Technology	1.81%	0.33 pp	55.8
Coforge Ltd.	Information Technology	1.81%	—	55.8
Kirloskar Oil Engines Ltd	Capital Goods	1.80%	-1.06 pp	74.4
Kirloskar Oil Engines Ltd.	Capital Goods	1.80%	—	74.4
GMR Airports Ltd (India)	Services	1.76%	-0.45 pp	257.8
GMR Airports Ltd.	Services	1.76%	—	257.8
Godrej Consumer Products Ltd	Fast Moving Consumer Goods	1.64%	-0.29 pp	56.2
Godrej Consumer Products Ltd.	Fast Moving Consumer Goods	1.64%	—	56.2
Kirloskar Brothers Limited	Capital Goods	1.62%	0.57 pp	56.3
Kirloskar Brothers Ltd.	Capital Goods	1.62%	—	56.3
Craftsman Automation Ltd	Automobile and Auto Components	1.59%	0.18 pp	89.1
Craftsman Automation Ltd.	Automobile and Auto Components	1.59%	—	89.1
Adani Ports and Special Economic Zone Ltd	Services	1.57%	-0.30 pp	161.0
Adani Ports and Special Economic Zone Ltd.	Services	1.57%	—	161.0
Larsen & Toubro Ltd.	Construction	1.55%	—	71.1
Larsen and Toubro Ltd	Construction	1.55%	-0.12 pp	71.1
Cyient DLM Ltd	Capital Goods	1.54%	1.54 pp	121.7
Cyient DLM Ltd.	Capital Goods	1.54%	—	121.7
Reliance Industries Ltd	Oil, Gas & Consumable Fuels	1.53%	0.74 pp	40.9
Reliance Industries Ltd.	Oil, Gas & Consumable Fuels	1.53%	—	40.9
Tech Mahindra Limited	Information Technology	1.51%	0.05 pp	39.4
Tech Mahindra Ltd.	Information Technology	1.51%	—	39.4
Ujjivan Small Finance Bank Ltd	Financial Services	1.50%	0.15 pp	—
Ujjivan Small Finance Bank Ltd.	Financial Services	1.50%	—	—
Shivalik Bimetal Controls Ltd	Capital Goods	1.50%	0.28 pp	71.1
Shivalik Bimetal Controls Ltd.	Capital Goods	1.50%	—	71.1
Bajaj Finance Ltd	Financial Services	1.48%	1.48 pp	—
Bajaj Finance Ltd.	Financial Services	1.48%	—	—
AU Small Finance Bank Ltd.	Financial Services	1.47%	—	—
AU Small Finance Bank Limited	Financial Services	1.47%	-0.00 pp	—
Federal Bank Ltd	Financial Services	1.41%	0.04 pp	—
The Federal Bank Ltd.	Financial Services	1.41%	—	—
Britannia Industries Ltd	Fast Moving Consumer Goods	1.39%	1.39 pp	43.5
Britannia Industries Ltd.	Fast Moving Consumer Goods	1.39%	—	43.5
Swiggy Limited	Consumer Services	1.37%	0.15 pp	—
Swiggy Ltd.	Consumer Services	1.37%	—	—
TVS Motor Company Ltd.	Automobile and Auto Components	1.33%	—	47.7
TVS Motor Company Limited	Automobile and Auto Components	1.33%	0.22 pp	47.7
Prestige Estates Projects Limited	Realty	1.32%	-0.01 pp	343.2
Prestige Estates Projects Ltd.	Realty	1.32%	—	343.2
State Bank of India	Financial Services	1.29%	—	—
State Bank of India	Financial Services	1.29%	-0.02 pp	—
City Union Bank Ltd	Financial Services	1.27%	0.06 pp	—
City Union Bank Ltd.	Financial Services	1.27%	—	—
Fortis Healthcare Ltd	Healthcare	1.26%	-0.14 pp	255.5
Fortis Healthcare Ltd.	Healthcare	1.26%	—	255.5
Emcure Pharmaceuticals Ltd	Healthcare	1.25%	-0.05 pp	45.3
Emcure Pharmaceuticals Ltd.	Healthcare	1.25%	—	45.3
Vedanta Aluminium Metal Ltd	Metals & Mining	1.22%	1.22 pp	—
Vedanta Aluminium Metal Ltd.	Metals & Mining	1.22%	—	—
Varun Beverages Limited	Fast Moving Consumer Goods	1.21%	-0.40 pp	50.4
Varun Beverages Ltd.	Fast Moving Consumer Goods	1.21%	—	50.4
Greenply Industries Ltd	Consumer Durables	1.19%	-0.09 pp	50.6
Greenply Industries Ltd.	Consumer Durables	1.19%	—	50.6
Vinati Organics Limited	Chemicals	1.18%	-0.17 pp	24.4
Vinati Organics Ltd.	Chemicals	1.18%	—	24.4
Balrampur Chini Mills Ltd	Fast Moving Consumer Goods	1.18%	0.19 pp	39.6
Balrampur Chini Mills Ltd.	Fast Moving Consumer Goods	1.18%	—	39.6
Hindustan Unilever Ltd	Fast Moving Consumer Goods	1.17%	-0.15 pp	39.8
Hindustan Unilever Ltd.	Fast Moving Consumer Goods	1.17%	—	39.8
Union Bank of India	Financial Services	1.07%	—	—
Union Bank of India Ltd	Financial Services	1.07%	1.07 pp	—
Aptus Value Housing Finance India Ltd	Financial Services	1.07%	-0.19 pp	—
Aptus Value Housing Finance India Ltd.	Financial Services	1.07%	—	—
SBI Life Insurance Co. Ltd.	Financial Services	1.05%	—	—
SBI Life Insurance Company Ltd	Financial Services	1.05%	-0.07 pp	—
SBFC Finance Ltd	Financial Services	1.02%	0.04 pp	—
SBFC Finance Ltd.	Financial Services	1.02%	—	—
Ambuja Cements Ltd	Construction Materials	0.99%	-0.10 pp	24.2
Ambuja Cements Ltd.	Construction Materials	0.99%	—	24.2
Infosys Limited	Information Technology	0.96%	-0.02 pp	13.8
Infosys Ltd.	Information Technology	0.96%	—	13.8
Thermax Limited	Capital Goods	0.93%	-0.36 pp	65.8
Thermax Ltd.	Capital Goods	0.93%	—	65.8
Capillary Technologies India Ltd	Information Technology	0.93%	0.93 pp	—
Capillary Technologies India Ltd.	Information Technology	0.93%	—	—
J K Cement Ltd	Construction Materials	0.92%	-0.10 pp	38.8
JK Cement Ltd.	Construction Materials	0.92%	—	38.8
PB Fintech Limited	Financial Services	0.92%	0.08 pp	102.2
PB Fintech Ltd.	Financial Services	0.92%	—	102.2
VRL Logistics Ltd	Services	0.91%	0.17 pp	18.7
VRL Logistics Ltd.	Services	0.91%	—	18.7
Hindustan Petroleum Corp Ltd	Oil, Gas & Consumable Fuels	0.91%	-0.12 pp	57.0
Hindustan Petroleum Corporation Ltd.	Oil, Gas & Consumable Fuels	0.91%	—	57.0
Persistent Systems Ltd	Information Technology	0.90%	0.17 pp	51.6
Persistent Systems Ltd.	Information Technology	0.90%	—	51.6
PNB Housing Finance Ltd	Financial Services	0.86%	0.04 pp	—
PNB Housing Finance Ltd.	Financial Services	0.86%	—	—
Shriram Finance Limited	Financial Services	0.84%	0.01 pp	—
Shriram Finance Ltd.	Financial Services	0.84%	—	—
Bharat Petroleum Corporation Limited	Oil, Gas & Consumable Fuels	0.83%	0.01 pp	9.6
Bharat Petroleum Corporation Ltd.	Oil, Gas & Consumable Fuels	0.83%	—	9.6
Avenue Supermarts Ltd	Consumer Services	0.83%	-0.15 pp	69.7
Avenue Supermarts Ltd.	Consumer Services	0.83%	—	69.7
Trent Ltd	Consumer Services	0.82%	-1.22 pp	48.3
Trent Ltd.	Consumer Services	0.82%	—	48.3
Mankind Pharma Ltd	Healthcare	0.80%	0.80 pp	46.9
Mankind Pharma Ltd.	Healthcare	0.80%	—	46.9
Billionbrains Garage Ventures Ltd	Financial Services	0.76%	-0.08 pp	60.9
Billionbrains Garage Ventures Ltd.	Financial Services	0.76%	—	60.9
NTPC Ltd	Power	0.72%	-0.10 pp	13.2
NTPC Ltd.	Power	0.72%	—	13.2
L&T Technology Services Ltd	Information Technology	0.71%	0.06 pp	28.1
L&T Technology Services Ltd.	Information Technology	0.71%	—	28.1
Firstsource Solutions Ltd	Services	0.70%	0.07 pp	35.3
Firstsource Solutions Ltd.	Services	0.70%	—	35.3
Meesho Limited	Consumer Services	0.67%	0.01 pp	—
Meesho Ltd.	Consumer Services	0.67%	—	—
Aditya Vision Ltd	Consumer Services	0.60%	-0.09 pp	55.8
Aditya Vision Ltd.	Consumer Services	0.60%	—	55.8
ICICI Lombard General Insurance Company Ltd	Financial Services	0.56%	-0.09 pp	—
ICICI Lombard General Insurance Company Ltd.	Financial Services	0.56%	—	—
CreditAccess Grameen Ltd.	Financial Services	0.55%	—	—
CreditAccess Grameen Ltd	Financial Services	0.55%	0.55 pp	—
United Spirits Limited	Fast Moving Consumer Goods	0.52%	0.52 pp	50.7
United Spirits Ltd.	Fast Moving Consumer Goods	0.52%	—	50.7
360 ONE WAM Ltd.	Financial Services	0.52%	—	—
360 One Wam Ltd	Financial Services	0.52%	0.02 pp	—
GO Digit General Insurance Ltd.	Financial Services	0.46%	—	—
Go Digit General Insurance Limited	Financial Services	0.46%	-0.15 pp	—
Praj Industries Ltd	Capital Goods	0.45%	-0.03 pp	44.4
Praj Industries Ltd.	Capital Goods	0.45%	—	44.4
Supreme Industries Ltd	Capital Goods	0.34%	0.02 pp	45.8
Supreme Industries Ltd.	Capital Goods	0.34%	—	45.8
Multi Commodity Exchange of India Limited	Financial Services	0.28%	0.03 pp	35.2
Multi Commodity Exchange of India Ltd.	Financial Services	0.28%	—	35.2
Government of India (17/04/2030)	—	0.21%	—	—
Government of India (17/04/2030)	—	0.21%	-0.01 pp	—
Atul Ltd.	Chemicals	0.15%	—	24.7
Atul Ltd	Chemicals	0.15%	-0.01 pp	24.7
TVS Motor Company Limited (Preference Share)	—	0.01%	-0.00 pp	—
TVS Motor Company Ltd. (Non-convertible Preference Share) **	—	0.01%	—	—
Net Receivable / Payable	—	0.01%	0.01 pp	—

This is a paid feature

Comparing more months of this fund's own portfolio history is available on paid plans.

Fund details

Fund houseAditya Birla Sun Life Mutual Fund

AMFI scheme code146577

CategorySolution Oriented › Retirement

AMFI categoryOpen Ended Schemes(Solution Oriented Scheme - Retirement Fund)

Plan / optionRegular / Growth

ISININF209KB1H99

NAV history from12 Mar 2019

NAV points on record1,860

Cost and size

Expense ratio (regular, Sep 2026)

2.64%

category median 2.18%

Assets under management

₹408 crore

average, June-2026

Expense ratio by month: Oct 25 2.41% · Nov 25 2.41% · Dec 25 2.41% · Jan 26 2.41% · Feb 26 2.41% · Mar 26 2.41% · Apr 26 3.28% · May 26 2.43% · Jun 26 2.64% · Jul 26 2.59% · Aug 26 2.64% · Sep 26 2.64%

From the scheme information document

Benchmark: Nifty 500 TRI
SEBI riskometer: Very High
Registrar: Computer Age Management Services Limited
Minimum investment: 1000
Minimum additional: 1000

Exit load

Nil

Scheme information document

Fund house: website · factsheets · monthly portfolio · annual report

Not available: Morningstar rating (proprietary). "NAV history from" is the first NAV we hold.

Other plans of this fund

Direct · Growth₹24.4710
Direct · IDCW₹18.4940
Regular · IDCW₹16.5020

Returns are computed by Tradinity from each scheme's own published NAV, so they are net of the fund's expenses. Periods over one year are annualised (CAGR). Past performance does not indicate future returns. Only Growth-option schemes are ranked: an IDCW scheme pays cash out of its NAV, so its NAV understates what an investor earned.