Cholamandalam Financial Holdings Limited

Financial Services · Finance

NSE: CHOLAHLDNG BSE: 504973
₹1386.20
▲ 14.40 (1.05%)
Sept. 30, 2026 · NSE · nse_bhavcopy
Quality
58/100
Moderate
Valuation
100/100
Undervalued
Momentum
9/100
Bearish

QVM read Cheap on its own multiples Quality Moderate, Valuation Undervalued, Momentum Bearish

Tradinity's own scoring, not a copy of any third party's -- see the Key Metrics section for the real ratios behind each number.

Key Metrics

Market Capitalization
₹26,030 Cr
PE (TTM)
Data unavailable.
Price to Book
0.8
PEG (TTM)
Data unavailable (needs 8 quarters of EPS).
Institutions holding %
39.89%
FII + DII, latest filed period
Piotroski Score
Data unavailable.
Relative return vs Nifty50, qtr %
-9.0
Relative return vs Sector, qtr %
-6.2
Free Cash Flow
₹-30,393 Cr
as of March 31, 2026
Industry median ₹-0 Cr (536 companies)
EPS Growth (YoY)
Data unavailable.
Net Profit Growth (TTM)
0.00%
as of June 30, 2026
Industry median 0.00% (481 companies)
Operating Revenue Growth (TTM)
0.00%
as of June 30, 2026
Industry median 0.00% (476 companies)
Profit Growth (YoY)
1.90%
as of March 31, 2019
Industry median 12.66% (188 companies)
Revenue Growth (YoY)
2.36%
as of March 31, 2019
Industry median 8.05% (138 companies)
Current Ratio
Data unavailable (needs a filed half-yearly balance sheet).
Debt to Equity
Data unavailable (needs a filed half-yearly balance sheet).
Interest Coverage
1.98
as of June 30, 2026
Industry median 2.05 (385 companies)
Net Margin
93.99%
as of March 31, 2019
Industry median 21.71% (183 companies)
Operating Margin (EBIT)
6.93%
as of March 31, 2017
Industry median 29.93% (192 companies)
Operating Margin (TTM)
194.50%
as of June 30, 2026
Industry median 31.63% (395 companies)
Return on Assets
2.04%
as of March 31, 2026
Industry median 0.85% (493 companies)
Return on Capital Employed
Data unavailable (needs a filed half-yearly balance sheet).
Return on Equity
16.19%
as of March 31, 2026
Industry median 1.37% (491 companies)

Investment checklist

Tradinity's own yes/no questions with the rule stated beside each. “Items without enough data are left out, never counted as a No, and the totals count only answered questions. A summary of numbers on this page, not advice.

Financials

3 of 5 met
  • Yes Net profit is higher than a year earlier in each of the last 4 quarters
  • No Quality score is Strong (70 or more)
  • Yes Return on equity is 15% or more (16.2%)
  • No Net cash flow for the latest year is positive
  • Yes Cash from operations is higher than the year before

Ownership

3 of 3 met
  • Yes FII/FPI or DII holding rose in the latest quarter
  • Yes Promoter holding rose or was unchanged in the latest quarter
  • Yes Promoter pledge is 5% of their holding or less and not rising (0.0% pledged)

Peer comparison

0 of 3 met
  • No 1-year return beats the industry median
  • No Revenue growth beats the industry median
  • No Profit growth beats the industry median

Value and momentum

1 of 5 met
  • Yes Valuation score is Undervalued (70 or more)
  • No Momentum score is Bullish (70 or more)
  • No Price is above the 5, 10 and 20 day averages
  • No Price is above the 50, 100 and 200 day averages
  • No Latest candle has a bullish shape (hammer, dragonfly doji, white marubozu)

Price

Download CSV

PE/EPS use each quarter's real filed EPS only from 45 days after quarter-end (no look-ahead) against the raw close of the day. Price-to-book isn't a mode here: the feed has no dated share count, so there's no real history to chart.

RSI (14) (same adjusted close series as the price chart above)

MACD (12, 26, 9) (same adjusted close series as the price chart above)

Relative Returns (vs NIFTY 50)

Prices adjusted for splits and bonuses. * = a corporate action affecting this date could not be parsed and is not reflected.

Price range

Day return
1.0%
Low 1361.0000 · High 1400.0000
1W return
-5.9%
Low 1341.0000 · High 1456.4000
1M return
-6.7%
Low 1341.0000 · High 1543.2000
52W return
-27.3%
Low 1305.0000 · High 2064.0000
Lifetime High ₹2166.0000 (June 30, 2025)
Lifetime Low ₹228.3500 (May 21, 2020)

Full price history and technicals →

EMA & SMA

Bullish0
Bearish6
5D
1400.6
10D
1429.3
20D
1464.1
50D
1511.9
100D
1553.0
200D
1615.6

Delivery and volume

Day avg. delivery
62.7%
Week avg. delivery
65.6%
Month avg. delivery
62.8%

Week = 5 sessions, Month = 22 sessions ending the latest trading day — the same combined NSE+BSE delivery data as the table below, just summed.

Resistance and support

1382.40
Pivot
First resistance1403.80
Second resistance1421.40
Third resistance1442.80
First support1364.80
Second support1343.40
Third support1325.80
Day RSI28.4
Day MFI30.8
Day MACD-39.73
Day MACD signal-28.19

Beta

1M0.47
3M0.95
1Y1.26
3Y1.08

Price change analysis

↓ -6.7%
Over 1 Month
LowHigh
1341.001543.20
↓ -16.6%
Over 3 Months
LowHigh
1341.001721.40
↓ 0.0%
Over 6 Months
LowHigh
1327.501809.90
↓ -27.3%
Over 1 Year
LowHigh
1305.002064.00
Legend Positive indicator Neutral indicator Negative indicator

Buy/Sell Zone

View Buy/Sell Zone →

Data unavailable (needs at least 2 historical quarters with both a filed EPS and a matching trading day).

Revenue (June 30, 2026)
₹4 Cr
Net profit (June 30, 2026)
₹4 Cr
Basic EPS (June 30, 2026)
₹

Ranks #28 of 510 in Finance by market cap -- full peer table on the Financials page.

Shareholding pattern / Ownership

Shareholding summary

Jun 2026
  • Promoter46.43%
  • Mutual funds24.22%
  • FII/FPI13.00%
  • Other DII2.67%
  • Public13.68%

Largest holders

NameCategoryShares %Shares
AMBADI INVESTMENTS LIMITEDPromoter37.6900%70766595
NIPPON LIFE INDIA TRUSTEE LTD-A/C NIPPON INDIA NIFPublic4.7800%8977807
SBI LARGE & MIDCAP FUNDPublic4.1200%7744605
BANDHAN MULTI CAP FUNDPublic3.0100%5651763
HDFC MUTUAL FUND - HDFC BSE 500 ETFPublic2.1300%4006730

As of June 30, 2026. Only holders the filing discloses individually.

Historical promoter holding

Promoters holdings increased from 46.38% to 46.43% in Jun 2026 qtr

Historical fii holding

FII/FPI holdings decreased from 13.80% to 13.00% in Jun 2026 qtr

Historical mutual fund holding

Mutual funds holdings increased from 23.62% to 24.22% in Jun 2026 qtr

38 mutual fund schemes also hold this stock.

All shareholding details →

Insider trading, SAST & pledges

All 58 insider trades, 7 SAST, 5 pledge events →

Latest insider trades

FiledPersonCategoryTypeQuantityValue
22 Mar 2022 LAKSHMI VENKATACHALAM Promoter group Pledge Revoke 0 ₹7.07 L
2 Dec 2021 LAKSHMI RAMASWAMY FAMILY TRUST Promoter group Pledge 0 ₹0
31 Aug 2021 Saraswathi Trust Promoter group Sell 0 ₹0
30 Aug 2021 Lalitha Vellayan Promoter group Sell 0 ₹0
19 Apr 2021 M M Venkatachalam Promoter Pledge Revoke 0 ₹23.03 L
5 Apr 2021 Lakshmi Venkatachalam Promoter group Sell 0 ₹0
5 Apr 2021 M M Venkatachalam Family Trust Promoter group Buy 0 ₹0
11 Mar 2020 Mr. M V Murugappan (Late) jointly with M A Alagappan & M M Murugappan (Murugappa & Sons) Promoter Sell 0 ₹0
11 Mar 2020 Mr. M V Subbiah jointly with M A Alagappan & M M Murugappan (Murugappa & Sons) Promoter Buy 0 ₹0
1 Oct 2019 M M Venkatachalam Promoter Sell 0 ₹0

All insider and SAST disclosures →

DateClientDealActionQuantityPriceExchange
22 Sep 2023 AMBADI ENTERPRISES LTD Bulk Sell 1,058,200 1151.0200 BSE
22 Sep 2023 NOMURA INDIA INVESTMENT FUND MOTHER FUND Bulk Buy 1,451,000 1145.3000 BSE
25 Oct 2022 ISHARES INDIA SC MAURITIUS COMPANY Block Sell 31,285 625.8000 BSE
25 Oct 2022 ISHARES MSCI INDIA SMALL-CAP ETF Block Buy 31,285 625.8000 BSE
25 Oct 2022 ISHARES CORE MSCI EMERGING MARKETS ETF Block Buy 242,098 625.8000 BSE
25 Oct 2022 ISHARES CORE EMERGING MARKETS MAURITIUS CO Block Sell 242,098 625.8000 BSE
17 Oct 2022 ISHARES INDIA SC MAURITIUS COMPANY Block Sell 31,255 623.6000 BSE
17 Oct 2022 ISHARES MSCI INDIA SMALL-CAP ETF Block Buy 31,255 623.6000 BSE
17 Oct 2022 ISHARES CORE MSCI EMERGING MARKETS ETF Block Buy 241,863 623.6000 BSE
17 Oct 2022 ISHARES CORE EMERGING MARKETS MAURITIUS CO Block Sell 241,863 623.6000 BSE

All bulk and block deals →

Last 12 months ₹1.30 per share
Dividend yield 0.09%
Ex-dateSubjectPer share (₹)Record date
7 Aug 2026 Dividend - Rs 1.30 Per Share 1.3000 7 Aug 2026
1 Aug 2025 Dividend - Rs 1.30 Per Share 1.3000 1 Aug 2025
2 Aug 2024 Annual General Meeting/Dividend - Re 0.55 Per Share 0.5500 —
3 Aug 2023 Annual General Meeting/Dividend - Rs 0.55 Per Share 0.5500 —
2 Aug 2022 Annual General Meeting/Dividend - Rs 0.55 Per Share 0.5500 —
27 Jul 2021 Annual General Meeting/Dividend - Rs 0.55 Per Share 0.5500 —
5 Mar 2020 Interim Dividend - Re 0.65 Per Sh 0.6500 6 Mar 2020
24 Jul 2019 Annual General Meeting/ Dividend - Re 0.65 Per Share 0.6500 —
14 Feb 2019 Interim Dividend - Re 0.60 Per Share 0.6000 15 Feb 2019
23 Jul 2018 Annual General Meeting / Dividend- Re 0.65 Per Share 0.6500 —

Corporate Actions

Full history (13 events) →

Bonuses, splits, buybacks and other events. Dividends are listed separately above.

Ex-dateTypeSubject
—NAME_CHANGEName changed from TI Financial Holdings Limited to CHOLAMANDALAM FINANCIAL HOLDINGS LIMITED
—NAME_CHANGEName changed from Tube Investments of India Ltd. to TI Financial Holdings Limited

All corporate actions →

Quarterly results, AGMs, buybacks and other board-approved business.

DatePurposeResults
14 Aug 2026 Financial Results Yes
8 May 2026 Dividend —
8 May 2026 Financial Results Yes
9 Feb 2026 Financial Results Yes
7 Nov 2025 Financial Results Yes

Corporate Announcements

All 451 announcements, with search →

Exchange disclosures (NSE and BSE), most recent first.

DateCategoryAnnouncement
29 Sep 2026 Trading Window Cholamandalam Financial Holdings Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015
29 Sep 2026 Insider Trading / SAST Cholamandalam Financial Holdings Ltd - 504973 - Closure of Trading Window
20 Aug 2026 Analysts/Institutional Investor Meet/Con. Call Updates Cholamandalam Financial Holdings Limited has informed the Exchange about Transcript
17 Aug 2026 Shareholders meeting Cholamandalam Financial Holdings Limited has submitted the Exchange a copy Srutinizers report of Annual General Meeting held on August 14, 2026. Further, the company has informed the Exchange regarding voting results.
15 Aug 2026 Shareholders meeting Cholamandalam Financial Holdings Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on August 14, 2026
14 Aug 2026 Analysts/Institutional Investor Meet/Con. Call Updates Cholamandalam Financial Holdings Limited has informed the Exchange about Link of Recording
14 Aug 2026 Press Release Cholamandalam Financial Holdings Limited has informed the Exchange regarding a press release dated August 14, 2026, titled "Un-audited financial results for the quarter ended June 30, 2026.".
14 Aug 2026 Investor Presentation Cholamandalam Financial Holdings Limited has informed the Exchange about Investor Presentation
14 Aug 2026 Outcome of Board Meeting Cholamandalam Financial Holdings Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.
31 Jul 2026 Analysts/Institutional Investor Meet/Con. Call Updates Cholamandalam Financial Holdings Limited has informed the Exchange about Schedule of meet

All announcements →

SWOT

Tradinity's own rule-based read of the real ratios elsewhere on this page -- not a copy of any third party's, and never a forward-looking prediction.

Strengths

  • Strong net profit margin (94.0%)

Weaknesses

Data unavailable.

Opportunities

  • Trading below book value (PB 0.77)
  • RSI in oversold territory (28.4) -- a technical rebound zone

Threats

  • Down 27.3% over the past year
  • Weak interest coverage (2.0x) -- limited cushion against rising rates

Data unavailable (no single-stock futures or options activity on record for this company).

Part of: NIFTY 500, NIFTY 500

Frequently asked questions about Cholamandalam Financial Holdings Limited

Where is the share price?

The price at the top of this page is the last traded price from exchange data; during market hours it refreshes on its own. The Chart & Technicals section has the full price history.

Where are the financial results?

The Financials page has quarterly and annual results, ratios, cash flow and the balance sheet, on a standalone or consolidated basis.

Who owns the company?

The Ownership section shows the latest shareholding pattern from exchange filings, with promoter, FII, DII and public holdings by quarter.

Does Tradinity give buy or sell advice?

No. The scores and checklist on this page are rule-based summaries of published figures, not recommendations. Tradinity is not a registered investment adviser.