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GIC Housing Finance Limited

Financial Services · Finance

NSE: GICHSGFIN BSE: 511676
₹133.87
▲ 0.16 (0.12%)
Sept. 30, 2026 · NSE · nse_bhavcopy
Quality
32/100
Weak
Valuation
100/100
Undervalued
Momentum
12/100
Bearish

QVM read Cheap on its own multiples Quality Weak, Valuation Undervalued, Momentum Bearish

Tradinity's own scoring, not a copy of any third party's -- see the Key Metrics section for the real ratios behind each number.

Key Metrics

Market Capitalization
₹721 Cr
PE (TTM)
Data unavailable.
Price to Book
0.3
PEG (TTM)
Data unavailable (needs 8 quarters of EPS).
Institutions holding %
3.94%
FII + DII, latest filed period
Piotroski Score
Data unavailable.
Relative return vs Nifty50, qtr %
-4.9
Relative return vs Sector, qtr %
-1.7
Free Cash Flow
₹-321 Cr
as of March 31, 2026
Industry median ₹-0 Cr (536 companies)
EPS Growth (YoY)
Data unavailable.
Net Profit Growth (TTM)
0.00%
as of June 30, 2026
Industry median 0.00% (481 companies)
Operating Revenue Growth (TTM)
0.00%
as of June 30, 2026
Industry median 0.00% (476 companies)
Profit Growth (YoY)
-16.99%
as of Dec. 31, 2018
Industry median 12.66% (188 companies)
Revenue Growth (YoY)
8.71%
as of Dec. 31, 2018
Industry median 8.05% (138 companies)
Current Ratio
Data unavailable (needs a filed half-yearly balance sheet).
Debt to Equity
Data unavailable (needs a filed half-yearly balance sheet).
Interest Coverage
1.32
as of June 30, 2026
Industry median 2.05 (385 companies)
Net Margin
11.46%
as of Dec. 31, 2018
Industry median 21.71% (183 companies)
Operating Margin (EBIT)
89.51%
as of Dec. 31, 2018
Industry median 29.93% (192 companies)
Operating Margin (TTM)
90.56%
as of June 30, 2026
Industry median 31.63% (395 companies)
Return on Assets
1.37%
as of March 31, 2026
Industry median 0.85% (493 companies)
Return on Capital Employed
Data unavailable (needs a filed half-yearly balance sheet).
Return on Equity
7.35%
as of March 31, 2026
Industry median 1.37% (491 companies)

Investment checklist

Tradinity's own yes/no questions with the rule stated beside each. “Items without enough data are left out, never counted as a No, and the totals count only answered questions. A summary of numbers on this page, not advice.

Financials

1 of 6 met
  • No Net profit is higher than a year earlier in each of the last 4 quarters
  • Yes Revenue is higher than a year earlier in each of the last 4 quarters
  • No Quality score is Strong (70 or more)
  • No Return on equity is 15% or more (7.3%)
  • No Net cash flow for the latest year is positive
  • No Cash from operations is higher than the year before

Ownership

2 of 3 met
  • No FII/FPI or DII holding rose in the latest quarter
  • Yes Promoter holding rose or was unchanged in the latest quarter
  • Yes Promoter pledge is 5% of their holding or less and not rising (0.0% pledged)

Peer comparison

1 of 3 met
  • No 1-year return beats the industry median
  • Yes Revenue growth beats the industry median
  • No Profit growth beats the industry median

Value and momentum

1 of 5 met
  • Yes Valuation score is Undervalued (70 or more)
  • No Momentum score is Bullish (70 or more)
  • No Price is above the 5, 10 and 20 day averages
  • No Price is above the 50, 100 and 200 day averages
  • No Latest candle has a bullish shape (hammer, dragonfly doji, white marubozu)

Price

Download CSV

PE/EPS use each quarter's real filed EPS only from 45 days after quarter-end (no look-ahead) against the raw close of the day. Price-to-book isn't a mode here: the feed has no dated share count, so there's no real history to chart.

RSI (14) (same adjusted close series as the price chart above)

MACD (12, 26, 9) (same adjusted close series as the price chart above)

Relative Returns (vs NIFTY 50)

Prices adjusted for splits and bonuses. * = a corporate action affecting this date could not be parsed and is not reflected.

Price range

Day return
0.1%
Low 133.1100 · High 135.8600
1W return
-4.0%
Low 132.6300 · High 139.9000
1M return
-3.8%
Low 132.6300 · High 148.3800
52W return
-23.5%
Low 130.0500 · High 184.0000
Lifetime High ₹616.0500 (June 19, 2017)
Lifetime Low ₹6.6000 (Sept. 25, 2001)

Full price history and technicals →

Technicals

Full technicals, indicators & Volume/Delivery →

EMA & SMA

Bullish0
Bearish6
5D
135.3
10D
136.4
20D
137.8
50D
141.5
100D
146.0
200D
152.9

Delivery and volume

Day avg. delivery
59.2%
Week avg. delivery
63.0%
Month avg. delivery
61.0%

Week = 5 sessions, Month = 22 sessions ending the latest trading day — the same combined NSE+BSE delivery data as the table below, just summed.

Resistance and support

134.28
Pivot
First resistance135.45
Second resistance137.03
Third resistance138.20
First support132.70
Second support131.53
Third support129.95
Day RSI35.8
Day MFI35.6
Day MACD-1.85
Day MACD signal-1.73

Beta

1M0.73
3M0.59
1Y0.88
3Y1.19

Price change analysis

↓ -3.8%
Over 1 Month
LowHigh
132.63148.38
↓ -12.1%
Over 3 Months
LowHigh
132.63157.43
↓ -3.9%
Over 6 Months
LowHigh
132.63168.99
↓ -23.5%
Over 1 Year
LowHigh
130.05184.00
Legend Positive indicator Neutral indicator Negative indicator

Buy/Sell Zone

View Buy/Sell Zone →

Data unavailable (needs at least 2 historical quarters with both a filed EPS and a matching trading day).

Financials

View full financials, peers & valuation multiples →
Revenue (June 30, 2026)
₹267 Cr
Net profit (June 30, 2026)
₹10 Cr
Basic EPS (June 30, 2026)
₹

Ranks #107 of 510 in Finance by market cap -- full peer table on the Financials page.

Shareholding pattern / Ownership

Shareholding summary

Jun 2026
  • Promoter42.41%
  • FII/FPI1.40%
  • Public53.65%

Largest holders

NameCategoryShares %Shares
GENERAL INSURANCE CORPORATION OF INDIAPromoter15.2600%8218802
THE NEW INDIA ASSURANCE COMPANY LIMITEDPromoter8.6500%4656913
UNITED INDIA INSURANCE COMPANY LIMITEDPromoter7.3500%3956000
NATIONAL INSURANCE COMPANY LTDPromoter5.6300%3030100
THE ORIENTAL INSURANCE COMPANY LIMITEDPromoter5.5200%2975024

As of June 30, 2026. Only holders the filing discloses individually.

Historical promoter holding

Promoters holdings were unchanged at 42.41% in Jun 2026 qtr

Historical fii holding

FII/FPI holdings decreased from 1.81% to 1.40% in Jun 2026 qtr

Historical mutual fund holding

All shareholding details →

Insider trading, SAST & pledges

All 19 insider trades, 16 SAST, 0 pledge events →

Latest insider trades

FiledPersonCategoryTypeQuantityValue
8 Oct 2018 NATIONAL INSURANCE COMPANY LTD Promoter Buy 0 ₹0
30 Aug 2018 The New India Assurance Co. Ltd., Promoter Buy 0 ₹0
14 Feb 2017 NATIONAL INSURANCE COMPANY LTD Promoter Buy 0 ₹0
24 Nov 2016 United India Insurance Company Limited Promoter Buy 0 ₹0
16 Nov 2016 United India Insurance Company Limited Promoter Buy 0 ₹0
16 Nov 2016 United India Insurance Company Limited Promoter Buy 0 ₹0
20 Oct 2016 United India Insurance Company Limited Promoter Sell 0 ₹0
20 Oct 2016 United India Insurance Company Limited Promoter Sell 0 ₹0
20 Oct 2016 United India Insurance Company Limited Promoter Sell 0 ₹0
20 Oct 2016 United India Insurance Company Limited Promoter Sell 0 ₹0

All insider and SAST disclosures →

Deals (Bulk & Block)

All 169 deals, with filters and CSV →
DateClientDealActionQuantityPriceExchange
25 Nov 2025 VAIPAN VENTURES PRIVATE LIMITED Bulk Sell 523,340 169.1000 NSE
25 Nov 2025 VAIPAN ADVISORS PRIVATE LIMITED Bulk Buy 550,000 169.3100 NSE
26 Mar 2025 MONEKA ANIL PODDAR Bulk Buy 347,246 168.5200 NSE
26 Mar 2025 ANIL KANTIPRASAD PODDAR Bulk Sell 347,246 168.5200 NSE
16 Sep 2024 GRAVITON RESEARCH CAPITAL LLP Bulk Sell 341,017 266.0400 NSE
16 Sep 2024 GRAVITON RESEARCH CAPITAL LLP Bulk Buy 341,017 265.8100 NSE
13 Sep 2024 QE SECURITIES LLP Bulk Sell 297,341 258.0900 NSE
13 Sep 2024 QE SECURITIES LLP Bulk Buy 288,973 257.2200 NSE
13 Sep 2024 NK SECURITIES RESEARCH PRIVATE LIMITED Bulk Sell 280,917 259.8900 NSE
13 Sep 2024 NK SECURITIES RESEARCH PRIVATE LIMITED Bulk Buy 280,917 259.7600 NSE

All bulk and block deals →

Dividends

Full dividend history →
Last 12 months ₹4.50 per share
Dividend yield 3.36%
Ex-dateSubjectPer share (₹)Record date
25 Jun 2026 Dividend - Rs 4.50 Per Share 4.5000 26 Jun 2026
18 Jul 2025 Dividend - Rs 4.50 Per Share 4.5000 18 Jul 2025
28 Jun 2024 Dividend - Rs 4.50 Per Share 4.5000 28 Jun 2024
25 Aug 2023 Dividend - Rs 4.50 Per Share 4.5000 25 Aug 2023
1 Sep 2022 Dividend - Rs 4.5 Per Share 4.5000 2 Sep 2022
16 Sep 2021 Annual General Meeting/Dividend - Rs 4 Per Share 4.0000 —
3 Dec 2020 Annual General Meeting/Dividend - Rs 2 Per Share 2.0000 —
12 Sep 2019 Annual General Meeting/Dividend - Rs 5.50 Per Share 5.5000 —
20 Jul 2018 Annual General Meeting/Dividend- Rs 5.50 Per Share 5.5000 —
14 Jul 2017 Annual General Meeting/Dividend - Rs 5/- Per Share 5.0000 —

Corporate Actions

Full history (22 events) →

Bonuses, splits, buybacks and other events. Dividends are listed separately above.

Ex-dateTypeSubject
16 Jul 2009AGMAgm/Div-Rs.4/- Per Share

All corporate actions →

Board Meetings

View board meeting history →

Quarterly results, AGMs, buybacks and other board-approved business.

DatePurposeResults
12 Aug 2026 Financial Results/Other business matters Yes
15 May 2026 Financial Results/Dividend/Fund Raising/Other business matters Yes
9 Feb 2026 Financial Results Yes
13 Nov 2025 Fund Raising —
13 Nov 2025 Financial Results/Other business matters Yes

Corporate Announcements

All 762 announcements, with search →

Exchange disclosures (NSE and BSE), most recent first.

DateCategoryAnnouncement
1 Oct 2026 Updates GIC Housing Finance Limited has informed the Exchange regarding 'Submission of information under Regulation 6(1) & 7(1) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 ( Listing Regulations, 2015 ) for No Change in Compliance Officer & RTA for the quarter ended on 30.09.2026'.
28 Sep 2026 AGM/EGM GIC Housing Finance Ltd - 511676 - Shareholder Meeting / Postal Ballot-Scrutinizer"s Report
28 Sep 2026 AGM/EGM GIC Housing Finance Ltd - 511676 - Shareholder Meeting / Postal Ballot-Outcome of Postal_Ballot
28 Sep 2026 Allotment of Securities GIC Housing Finance Limited has informed the Exchange regarding allotment Non-Convertible Debentures on private placement basis
28 Sep 2026 Change in Director(s) GIC Housing Finance Limited has informed the Exchange regarding Change in Director(s) of the company.
28 Sep 2026 Shareholders meeting GIC Housing Finance Limited has submitted the Exchange a copy Srutinizers report of Postal Ballot. Further, the company has informed the Exchange regarding voting results.
28 Sep 2026 Company Update GIC Housing Finance Ltd - 511676 - Announcement under Regulation 30 (LODR)-Allotment
28 Sep 2026 Company Update GIC Housing Finance Ltd - 511676 - Announcement under Regulation 30 (LODR)-Change in Directorate
25 Sep 2026 Change in Director(s) GIC Housing Finance Limited has informed the Exchange regarding Change in Director(s) of the company.
25 Sep 2026 Company Update GIC Housing Finance Ltd - 511676 - Announcement under Regulation 30 (LODR)-Change in Directorate

All announcements →

SWOT

Tradinity's own rule-based read of the real ratios elsewhere on this page -- not a copy of any third party's, and never a forward-looking prediction.

Strengths

Data unavailable.

Weaknesses

  • Low Return on Equity (7.3%)
  • Declining profit YoY (-17.0%)

Opportunities

  • Trading below book value (PB 0.34)

Threats

  • Down 23.5% over the past year
  • Weak interest coverage (1.3x) -- limited cushion against rising rates

Board of directors and corporate information →

F&O

View F&O, Options & Backtest →

Data unavailable (no single-stock futures or options activity on record for this company).

Frequently asked questions about GIC Housing Finance Limited

Where is the share price?

The price at the top of this page is the last traded price from exchange data; during market hours it refreshes on its own. The Chart & Technicals section has the full price history.

Where are the financial results?

The Financials page has quarterly and annual results, ratios, cash flow and the balance sheet, on a standalone or consolidated basis.

Who owns the company?

The Ownership section shows the latest shareholding pattern from exchange filings, with promoter, FII, DII and public holdings by quarter.

Does Tradinity give buy or sell advice?

No. The scores and checklist on this page are rule-based summaries of published figures, not recommendations. Tradinity is not a registered investment adviser.