Indian Overseas Bank

Financial Services · Banks

NSE: IOB BSE: 532388
₹30.96
Sept. 30, 2026 · NSE · nse_bhavcopy

Peers in Banks

The largest companies in the same industry by market cap. This company ranks #19 of 40. PE, ROE, 1Y return and scores come from the daily/weekly precomputed snapshot.

CompanyMarket cap (₹ Cr)PE (TTM)ROE1Y returnDiv. yieldQualityValuationMomentum
HDFC Bank Limited 1,091,492 — — -26.6% — — — 48
ICICI Bank Limited 948,137 — — -3.7% — — — 29
State Bank of India 885,678 — — 11.0% — — — 11
Kotak Mahindra Bank Limited 414,778 — — -79.8% — — — 36
Axis Bank Limited 381,381 — — 5.7% — — — 16
Union Bank of India 130,535 — — 23.2% 2.92% — — 30
Punjab National Bank 129,939 — — 0.5% — — — 31
Bank of Baroda 119,226 — — -11.2% — — — 14
Indian Overseas Bank (this stock) 59,618 — — -21.7% — — — 9

Valuation multiples

Current only. Market cap is the whole company's; sales/EBITDA are trailing-twelve-month standalone; debt and cash come from the latest filed standalone balance sheet. EBITDA = PBT + interest + depreciation.

Enterprise value
Data unavailable.
EV / EBITDA
Data unavailable.
EV / Sales
Data unavailable.
Market cap / Sales
1.79x
Earnings yield
Data unavailable.

Quarterly Financials

↑ Positive
Quarterly Revenue

Jun 2026 quarterly revenue is Rs 10,938 Cr, up 23.4% YoY.

↑ Positive
Quarterly Net Profit

Jun 2026 quarterly net profit is Rs 1,659 Cr, up 49.3% YoY.

Period endRevenue (₹ Cr)PBT (₹ Cr)Net profit (₹ Cr)Basic EPS
June 30, 2026 10,938 1,859 1,659 ₹
March 31, 2026 9,780 1,659 1,505 ₹
Dec. 31, 2025 9,672 1,367 1,365 ₹
Sept. 30, 2025 9,214 1,728 1,226 ₹
June 30, 2025 8,866 1,514 1,111 ₹
March 31, 2025 9,215 1,554 1,051 ₹
Dec. 31, 2024 8,409 1,237 874 ₹
Sept. 30, 2024 8,484 982 777 ₹
June 30, 2024 7,568 738 633 ₹
March 31, 2024 9,106 1,193 808 ₹
Dec. 31, 2023 7,437 1,079 723 ₹
June 30, 2023 6,227 507 500 ₹
March 31, 2023 6,622 886 650 ₹

Quarterly income statement (standalone, ₹ Cr)

IndicatorJun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Jun 23Mar 23
Total income (before exceptional items)10,9389,7809,6729,2148,8669,2158,4098,4847,5689,1067,4376,2276,622
Operating revenue8,7788,4898,1727,8497,3867,6347,1126,8516,5356,6296,1765,4245,192
Other income2,1601,2911,4991,3651,4811,5811,2981,6331,0332,4771,2628031,430
Operating expenses—————————————
Operating profit—————————————
Operating profit margin—————————————
Depreciation—————————————
Interest—————————————
Exceptional items, gain / (loss)—————————————
Profit before tax1,8591,6591,3671,7281,5141,5541,2379827381,1931,079507886
Tax20015425014035033642051053853567236
Net profit1,6591,5051,3651,2261,1111,051874777633808723500650
EPS—————————————
Net profit (TTM)5,7565,2084,7544,2623,8133,3353,0922,9412,6642,6812,4282,2072,099
EPS (TTM)—————————————

Total income excludes exceptional items, which are shown on their own row. Trendlyne and Screener fold exceptional items into revenue or other income, so their totals differ from this table by exactly that row.

Annual Financials

Annual income statement (standalone, ₹ Cr; CAGR to the latest year)

IndicatorCAGR 3YCAGR 5YMar 26Mar 25Mar 23Mar 22Mar 21Mar 20Mar 19Mar 18Mar 17
Total income (before exceptional items) 16.9% 10.8% 37,532†33,676†23,509†21,633†22,525†20,712†21,838†21,662†23,091†
Operating revenue 18.0% 13.5% 31,896†28,131†19,400†16,730†16,966†17,406†17,631†17,915†19,719†
Other income — — 5,636†5,545†4,109†4,903†5,559†3,306†4,206†3,746†3,373†
Operating expenses — — —————————
Operating profit — — —————————
Operating profit margin — — —————————
Depreciation — — —————————
Interest — — —————————
Exceptional items, gain / (loss) — — 0†0†0†0†0†0†0†0†0†
Profit before tax 38.7% 49.5% 6,268†4,512†2,348†1,779†840†-8,398†-5,961†-8,632†-3,381†
Tax — — 1,060†1,177†249†70†8†183†-2,223†-2,332†36†
Net profit 35.4% 44.3% 5,208†3,335†2,099†1,710†831†—-3,738†-6,299†-3,417†
EPS — — —————————

† Derived: the sum of that fiscal year's four quarterly filings (a real annual filing is used wherever one exists). Checked against filed annual figures, the sum lands within 0.5% for about 94% of company-years.

Annual ratios (standalone)

RatioMar 26Mar 25Mar 23Mar 22Mar 21Mar 20Mar 19Mar 18Mar 17
Operating margin—————————
EBIT margin—————————
PBT margin19.7%†16.0%†12.1%†10.6%†4.9%†-48.2%†-33.8%†-48.2%†-17.1%†
Net margin16.3%†11.9%†10.8%†10.2%†4.9%†—-21.2%†-35.2%†-17.3%†
Interest coverage—————————
Dividend payout—————————
Earnings retention—————————
Current ratio—————————
Quick ratio—————————
Debt to equity—————————
Return on equity—————————
Return on assets1.1%†0.8%†———————
Return on capital employed—————————
Asset turnover0.07x†0.07x†———————

Margins and asset turnover use operating revenue (interest earned for banks, excluding other income), not total income. Liquidity, leverage and return ratios need a filed standalone balance sheet, which exists only for recent years; returns use year-end equity/assets. Dividend payout is shown only for companies with a dividend record. † = built from a summed fiscal year.

Revenue Mix

Data unavailable.

Cash Flow

Year endedOperating (₹ Cr)Investing (₹ Cr)Financing (₹ Cr)Capex (₹ Cr)Free Cash Flow (₹ Cr)
March 31, 2026 5,502 -639 -710 — —
March 31, 2025 2,963 -565 118 — —
March 31, 2024 -1,165 -359 -528 — —
March 31, 2023 -11,476 -563 13 — —
March 31, 2022 5,566 -48 479 — —

Balance Sheet (standalone)

Year endedTotal Assets (₹ Cr)Total Equity (₹ Cr)Reserves (₹ Cr)Borrowings, Current (₹ Cr)Borrowings, Non-current (₹ Cr)Current Assets (₹ Cr)Current Liabilities (₹ Cr)Cash & Equivalents (₹ Cr)Net Block (₹ Cr)Inventory (₹ Cr)
March 31, 2026 473,320 — — — — — — — — —
March 31, 2025 395,015 — — — — — — — — —
March 31, 2024 — — — — — — — — — —
March 31, 2023 — — — — — — — — — —
March 31, 2022 — — — — — — — — — —

Financial charts

Trend charts drawn from the standalone income-statement and ratio tables above (oldest year on the left); a gap means that period has no figure. Annual years marked † in the tables are derived from four quarters.