Punjab National Bank

Financial Services · Banks

NSE: PNB BSE: 532461
₹113.06
Sept. 30, 2026 · NSE · nse_bhavcopy

Peers in Banks

The largest companies in the same industry by market cap. This company ranks #7 of 40. PE, ROE, 1Y return and scores come from the daily/weekly precomputed snapshot.

CompanyMarket cap (₹ Cr)PE (TTM)ROE1Y returnDiv. yieldQualityValuationMomentum
HDFC Bank Limited 1,091,492 — — -26.6% — — — 48
ICICI Bank Limited 948,137 — — -3.7% — — — 29
State Bank of India 885,678 — — 11.0% — — — 11
Kotak Mahindra Bank Limited 414,778 — — -79.8% — — — 36
Axis Bank Limited 381,381 — — 5.7% — — — 16
Union Bank of India 130,535 — — 23.2% 2.92% — — 30
Punjab National Bank (this stock) 129,939 — — 0.5% — — — 31
Bank of Baroda 119,226 — — -11.2% — — — 14

Valuation multiples

Current only. Market cap is the whole company's; sales/EBITDA are trailing-twelve-month standalone; debt and cash come from the latest filed standalone balance sheet. EBITDA = PBT + interest + depreciation.

Enterprise value
Data unavailable.
EV / EBITDA
Data unavailable.
EV / Sales
Data unavailable.
Market cap / Sales
1.01x
Earnings yield
Data unavailable.

Quarterly Financials

↓ Negative
Quarterly Revenue

Jun 2026 quarterly revenue is Rs 37,231 Cr, down 0.0% YoY.

↑ Positive
Quarterly Net Profit

Jun 2026 quarterly net profit is Rs 5,253 Cr, up 213.6% YoY.

Period endRevenue (₹ Cr)PBT (₹ Cr)Net profit (₹ Cr)Basic EPS
June 30, 2026 37,231 6,978 5,253 ₹
March 31, 2026 36,319 7,077 5,225 ₹
Dec. 31, 2025 37,253 6,331 5,100 ₹
Sept. 30, 2025 36,214 6,584 4,904 ₹
June 30, 2025 37,232 6,758 1,675 ₹
March 31, 2025 36,705 6,416 4,567 ₹
Dec. 31, 2024 34,752 6,906 4,508 ₹
Sept. 30, 2024 34,447 6,565 4,303 ₹
June 30, 2024 32,166 5,269 3,252 ₹
March 31, 2024 32,361 4,828 3,010 ₹
Dec. 31, 2023 29,962 3,592 2,223 ₹
Sept. 30, 2023 29,383 2,772 1,756 ₹
June 30, 2023 28,579 2,003 1,255 ₹

Quarterly income statement (standalone, ₹ Cr)

IndicatorJun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23
Total income (before exceptional items)37,23136,31937,25336,21437,23236,70534,75234,44732,16632,36129,96229,38328,579
Operating revenue32,89732,15732,23131,87231,96431,98931,34029,87528,55628,11327,28826,35525,145
Other income4,3334,1625,0224,3425,2684,7163,4124,5723,6104,2482,6743,0283,434
Operating expenses—————————————
Operating profit—————————————
Operating profit margin—————————————
Depreciation—————————————
Interest—————————————
Exceptional items, gain / (loss)—————————————
Profit before tax6,9787,0776,3316,5846,7586,4166,9066,5655,2694,8283,5922,7722,003
Tax1,7251,8521,2311,6805,0831,8492,3982,2622,0171,8171,3691,016747
Net profit5,2535,2255,1004,9041,6754,5674,5084,3033,2523,0102,2231,7561,255
EPS—————————————
Net profit (TTM)20,48216,90416,24615,65415,05416,63015,07312,78810,2418,2456,3934,7993,454
EPS (TTM)—————————————

Total income excludes exceptional items, which are shown on their own row. Trendlyne and Screener fold exceptional items into revenue or other income, so their totals differ from this table by exactly that row.

Annual Financials

Annual income statement (standalone, ₹ Cr; CAGR to the latest year)

IndicatorCAGR 3YCAGR 5YMar 26Mar 25Mar 24Mar 23Mar 22Mar 21Mar 20Mar 19Mar 18Mar 17
Total income (before exceptional items) 14.8% 9.5% 147,017†138,070†120,285†97,287†86,899†93,562†63,074†58,688†56,877†57,635†
Operating revenue 14.6% 9.7% 128,223†121,761†106,902†85,144†74,872†80,665†53,800†51,310†47,996†47,276†
Other income — — 18,794†16,309†13,384†12,143†12,027†12,897†9,274†7,377†8,881†10,359†
Operating expenses — — ——————————
Operating profit — — ——————————
Operating profit margin — — ——————————
Depreciation — — ——————————
Interest — — ——————————
Exceptional items, gain / (loss) — — 0†0†0†0†0†0†0†0†0†0†
Profit before tax 84.1% 50.4% 26,750†25,156†13,194†4,288†4,316†3,479†739†-15,346†-19,575†2,012†
Tax — — 9,846†8,526†4,950†1,781†859†1,458†403†-5,370†-7,292†687†
Net profit 88.9% 52.9% 16,904†16,630†8,245†2,507†3,457†2,022†336†-9,975†-12,283†1,325†
EPS — — ——————————

† Derived: the sum of that fiscal year's four quarterly filings (a real annual filing is used wherever one exists). Checked against filed annual figures, the sum lands within 0.5% for about 94% of company-years.

Annual ratios (standalone)

RatioMar 26Mar 25Mar 24Mar 23Mar 22Mar 21Mar 20Mar 19Mar 18Mar 17
Operating margin——————————
EBIT margin——————————
PBT margin20.9%†20.7%†12.3%†5.0%†5.8%†4.3%†1.4%†-29.9%†-40.8%†4.3%†
Net margin13.2%†13.7%†7.7%†2.9%†4.6%†2.5%†0.6%†-19.4%†-25.6%†2.8%†
Interest coverage——————————
Dividend payout——————————
Earnings retention——————————
Current ratio——————————
Quick ratio——————————
Debt to equity——————————
Return on equity——————————
Return on assets0.9%†0.9%†————————
Return on capital employed——————————
Asset turnover0.06x†0.07x†————————

Margins and asset turnover use operating revenue (interest earned for banks, excluding other income), not total income. Liquidity, leverage and return ratios need a filed standalone balance sheet, which exists only for recent years; returns use year-end equity/assets. Dividend payout is shown only for companies with a dividend record. † = built from a summed fiscal year.

Revenue Mix

Data unavailable.

Cash Flow

Year endedOperating (₹ Cr)Investing (₹ Cr)Financing (₹ Cr)Capex (₹ Cr)Free Cash Flow (₹ Cr)
March 31, 2026 26,302 -1,416 -11,659 — —
March 31, 2025 22,272 -1,534 -1,123 — —
March 31, 2024 -27,895 -1,539 3,430 — —
March 31, 2023 21,780 -682 1,364 — —
March 31, 2022 20,364 -1,107 2,041 — —

Balance Sheet (standalone)

Year endedTotal Assets (₹ Cr)Total Equity (₹ Cr)Reserves (₹ Cr)Borrowings, Current (₹ Cr)Borrowings, Non-current (₹ Cr)Current Assets (₹ Cr)Current Liabilities (₹ Cr)Cash & Equivalents (₹ Cr)Net Block (₹ Cr)Inventory (₹ Cr)
March 31, 2026 1,985,892 — — — — — — — — —
March 31, 2025 1,818,171 — — — — — — — — —
March 31, 2024 — — — — — — — — — —
March 31, 2023 — — — — — — — — — —
March 31, 2022 — — — — — — — — — —

Financial charts

Trend charts drawn from the standalone income-statement and ratio tables above (oldest year on the left); a gap means that period has no figure. Annual years marked † in the tables are derived from four quarters.