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AU Small Finance Bank Limited

Financial Services · Banks

NSE: AUBANK BSE: 540611
₹1010.30
Sept. 30, 2026 · NSE · nse_bhavcopy

Peers in Banks

The largest companies in the same industry by market cap. This company ranks #13 of 40. PE, ROE, 1Y return and scores come from the daily/weekly precomputed snapshot.

CompanyMarket cap (₹ Cr)PE (TTM)ROE1Y returnDiv. yieldQualityValuationMomentum
HDFC Bank Limited 1,091,492 — — -26.6% — — — 48
ICICI Bank Limited 948,137 — — -3.7% — — — 29
State Bank of India 885,678 — — 11.0% — — — 11
Kotak Mahindra Bank Limited 414,778 — — -79.8% — — — 36
Axis Bank Limited 381,381 — — 5.7% — — — 16
Union Bank of India 130,535 — — 23.2% 2.92% — — 30
Punjab National Bank 129,939 — — 0.5% — — — 31
Bank of Baroda 119,226 — — -11.2% — — — 14
AU Small Finance Bank Limited (this stock) 75,669 — — 39.4% 0.10% — — 31

Valuation multiples

Current only. Market cap is the whole company's; sales/EBITDA are trailing-twelve-month standalone; debt and cash come from the latest filed standalone balance sheet. EBITDA = PBT + interest + depreciation.

Enterprise value
Data unavailable.
EV / EBITDA
Data unavailable.
EV / Sales
Data unavailable.
Market cap / Sales
3.87x
Earnings yield
Data unavailable.

Quarterly Financials

↑ Positive
Quarterly Revenue

Jun 2026 quarterly revenue is Rs 5,992 Cr, up 15.5% YoY.

↑ Positive
Quarterly Net Profit

Jun 2026 quarterly net profit is Rs 796 Cr, up 37.0% YoY.

Period endRevenue (₹ Cr)PBT (₹ Cr)Net profit (₹ Cr)Basic EPS
June 30, 2026 5,992 1,064 796 ₹
March 31, 2026 5,750 1,082 832 ₹
Dec. 31, 2025 5,451 884 668 ₹
Sept. 30, 2025 5,224 729 561 ₹
June 30, 2025 5,189 779 581 ₹
March 31, 2025 5,031 657 504 ₹
Dec. 31, 2024 4,732 703 528 ₹
Sept. 30, 2024 4,549 759 571 ₹
June 30, 2024 4,315 669 503 ₹
March 31, 2024 3,385 455 371 ₹
Dec. 31, 2023 3,186 498 375 ₹
Sept. 30, 2023 2,957 533 402 ₹
June 30, 2023 2,773 513 387 ₹

Quarterly income statement (standalone, ₹ Cr)

IndicatorJun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23
Total income (before exceptional items)5,9925,7505,4515,2245,1895,0314,7324,5494,3153,3853,1862,9572,773
Operating revenue5,3035,0194,7274,5114,3784,2714,1133,9113,7692,8302,7362,5312,458
Other income689731724713811761618638546556450425315
Operating expenses—————————————
Operating profit—————————————
Operating profit margin—————————————
Depreciation—————————————
Interest—————————————
Exceptional items, gain / (loss)—————————-77———
Profit before tax1,0641,082884729779657703759669455498533513
Tax26825021716819815317518816684123132126
Net profit796832668561581504528571503371375402387
EPS—————————————
Net profit (TTM)2,8562,6412,3132,1742,1842,1061,9731,8201,6501,5351,5891,6061,547
EPS (TTM)—————————————

Total income excludes exceptional items, which are shown on their own row. Trendlyne and Screener fold exceptional items into revenue or other income, so their totals differ from this table by exactly that row.

Annual Financials

Annual income statement (standalone, ₹ Cr; CAGR to the latest year)

IndicatorCAGR 3YCAGR 5YMar 26Mar 25Mar 24Mar 23Mar 22Mar 21Mar 20Mar 19Mar 18
Total income (before exceptional items) 32.7% 27.6% 21,614†18,626†12,301†9,240†6,884†6,402†4,992†3,411†2,163†
Operating revenue 31.4% 30.4% 18,636†16,064†10,555†8,205†5,922†4,950†4,286†2,949†1,767†
Other income — — 2,978†2,563†1,746†1,034†962†1,452†706†462†396†
Operating expenses — — —————————
Operating profit — — —————————
Operating profit margin — — —————————
Depreciation — — —————————
Interest — — —————————
Exceptional items, gain / (loss) — — 0†0†-77†0†0†0†0†0†0†
Profit before tax 23.0% 19.0% 3,474†2,788†1,999†1,865†1,454†1,459†914†580†443†
Tax — — 833†682†465†437†324†288†239†198†151†
Net profit 22.8% 17.7% 2,641†2,106†1,535†1,428†1,130†1,171†675†382†292†
EPS — — —————————

† Derived: the sum of that fiscal year's four quarterly filings (a real annual filing is used wherever one exists). Checked against filed annual figures, the sum lands within 0.5% for about 94% of company-years.

Annual ratios (standalone)

RatioMar 26Mar 25Mar 24Mar 23Mar 22Mar 21Mar 20Mar 19Mar 18
Operating margin—————————
EBIT margin—————————
PBT margin18.6%†17.4%†18.9%†22.7%†24.6%†29.5%†21.3%†19.7%†25.1%†
Net margin14.2%†13.1%†14.5%†17.4%†19.1%†23.6%†15.7%†12.9%†16.5%†
Interest coverage—————————
Dividend payout—————————
Earnings retention—————————
Current ratio—————————
Quick ratio—————————
Debt to equity—————————
Return on equity—————————
Return on assets1.4%†1.3%†———————
Return on capital employed—————————
Asset turnover0.10x†0.10x†———————

Margins and asset turnover use operating revenue (interest earned for banks, excluding other income), not total income. Liquidity, leverage and return ratios need a filed standalone balance sheet, which exists only for recent years; returns use year-end equity/assets. Dividend payout is shown only for companies with a dividend record. † = built from a summed fiscal year.

Revenue Mix

Data unavailable.

Cash Flow

Year endedOperating (₹ Cr)Investing (₹ Cr)Financing (₹ Cr)Capex (₹ Cr)Free Cash Flow (₹ Cr)
March 31, 2026 1,829 -5,090 2,318 — —
March 31, 2025 5,462 -5,931 2,407 — —
March 31, 2024 2,608 -4,855 -802 — —
March 31, 2023 5,494 -4,320 2,323 — —
March 31, 2022 6,849 -4,753 -948 — —

Balance Sheet (standalone)

Year endedTotal Assets (₹ Cr)Total Equity (₹ Cr)Reserves (₹ Cr)Borrowings, Current (₹ Cr)Borrowings, Non-current (₹ Cr)Current Assets (₹ Cr)Current Liabilities (₹ Cr)Cash & Equivalents (₹ Cr)Net Block (₹ Cr)Inventory (₹ Cr)
March 31, 2026 191,797 — — — — — — — — —
March 31, 2025 157,846 — — — — — — — — —
March 31, 2024 — — — — — — — — — —
March 31, 2023 — — — — — — — — — —
March 31, 2022 — — — — — — — — — —

Financial charts

Trend charts drawn from the standalone income-statement and ratio tables above (oldest year on the left); a gap means that period has no figure. Annual years marked † in the tables are derived from four quarters.