Choice International Limited

Financial Services · Finance

NSE: CHOICEIN BSE: 531358
₹726.25
Sept. 30, 2026 · NSE · nse_bhavcopy

Peers in Finance

The largest companies in the same industry by market cap. This company ranks #34 of 510. PE, ROE, 1Y return and scores come from the daily/weekly precomputed snapshot.

CompanyMarket cap (₹ Cr)PE (TTM)ROE1Y returnDiv. yieldQualityValuationMomentum
Bajaj Finance Limited 597,318 — 16.5% -2.9% — 58 18 28
Bajaj Finserv Limited 277,055 — 14.0% -13.8% — 28 81 25
Shriram Finance Limited 231,221 — 15.2% 51.5% — 48 50 29
Jio Financial Services Limited 143,209 — 1.2% -27.7% 0.28% 4 99 9
Tata Capital Limited 139,210 — — — — — 61 28
Cholamandalam Investment and Finance Company Limited 138,119 — 17.2% 0.9% — 50 29 25
Bajaj Holdings & Investment Limited 120,064 — 11.9% -10.1% 1.34% 80 91 31
Muthoot Finance Limited 109,886 — 26.7% -13.0% 1.10% 71 65 13
Choice International Limited (this stock) 16,179 2075.0 13.0% -5.2% — 78 0 29

Valuation multiples

Current only. Market cap is the whole company's; sales/EBITDA are trailing-twelve-month standalone; debt and cash come from the latest filed standalone balance sheet (March 31, 2026). EBITDA = PBT + interest + depreciation.

Enterprise value
₹16,124 Cr
EV / EBITDA
1084.9x
EV / Sales
493.66x
Market cap / Sales
495.34x
Earnings yield
0.05%

Quarterly Financials

↑ Positive
Quarterly Revenue

Jun 2026 quarterly revenue is Rs 12 Cr, up 67.3% YoY.

↑ Positive
Quarterly Net Profit

Jun 2026 quarterly net profit is Rs 5 Cr, up 187.8% YoY.

Period endRevenue (₹ Cr)PBT (₹ Cr)Net profit (₹ Cr)Basic EPS
June 30, 2026 12 6 5 ₹0.2000
March 31, 2026 10 5 4 ₹0.1600
Dec. 31, 2025 8 1 1 ₹0.0300
Sept. 30, 2025 4 -1 -1 ₹-0.0400
June 30, 2025 7 2 2 ₹0.0800
March 31, 2025 5 2 1 ₹0.0600
Dec. 31, 2024 6 3 2 ₹0.1000
Sept. 30, 2024 6 3 2 ₹0.1100
June 30, 2024 7 4 3 ₹0.1500
March 31, 2024 3 0 0 ₹
Dec. 31, 2023 3 0 0 ₹0.0400
Sept. 30, 2023 3 1 0 ₹0.0400
June 30, 2023 4 1 1 ₹0.0500

Quarterly income statement (standalone, ₹ Cr)

IndicatorJun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23
Total income (before exceptional items)121084766——3——4
Operating revenue121084756673334
Other income0000000——0——0
Operating expenses5454433222222
Operating profit752-0324351222
Operating profit margin59.1%56.2%30.4%-5.4%38.2%37.1%55.1%58.3%67.0%32.6%48.4%48.9%51.1%
Depreciation0000000000000
Interest0011100011111
Exceptional items, gain / (loss)—————————————
Profit before tax651-1223340011
Tax211-001111-0000
Net profit541—212230001
EPS0.200.160.03-0.040.080.060.100.110.15—0.040.040.05
Net profit (TTM)————787641222
EPS (TTM)0.350.230.130.200.350.42————0.170.180.25

Total income excludes exceptional items, which are shown on their own row. Trendlyne and Screener fold exceptional items into revenue or other income, so their totals differ from this table by exactly that row.

Annual Financials

Year endedRevenue (₹ Cr)PBT (₹ Cr)Net profit (₹ Cr)
March 31, 2026 28 7 5
March 31, 2025 24 11 8
March 31, 2024 13 2 1
March 31, 2023 13 3 2

Annual income statement (standalone, ₹ Cr; CAGR to the latest year)

IndicatorCAGR 3YCAGR 5YMar 26Mar 25Mar 24Mar 23Mar 21Mar 20Mar 19Mar 18Mar 17
Total income (before exceptional items) — 26.8% 28†———9†9†—23†—
Operating revenue 28.8% 27.1% 282413138†9†13†23†—
Other income — — 1†———0†0†—0†—
Operating expenses — — 18†11†7†—3†4†5†9†9†
Operating profit — 12.4% 10†14†6†—6†5†8†13†—
Operating profit margin — — 36.2%†55.4%†45.9%†—67.0%†56.9%†62.7%†59.6%†—
Depreciation — — 1†0†0†—1†1†1†1†1†
Interest — — 2†2†4†—2†2†6†10†4†
Exceptional items, gain / (loss) — — 0†0†0†—0†0†0†0†0†
Profit before tax 38.9% 17.5% 711233†3†2†3†3†
Tax — — 2†3†0†—1†1†0†1†1†
Net profit 30.5% 17.2% 58122†2†2†2†3†
EPS — -27.1% 0.23†0.42†——1.12†0.99†———

† Derived: the sum of that fiscal year's four quarterly filings (a real annual filing is used wherever one exists). Checked against filed annual figures, the sum lands within 0.5% for about 94% of company-years.

Annual ratios (standalone)

RatioMar 26Mar 25Mar 24Mar 23Mar 21Mar 20Mar 19Mar 18Mar 17
Operating margin36.2%†55.4%†45.9%†—67.0%†56.9%†62.7%†59.6%†—
EBIT margin34.5%†55.5%†43.5%†—62.2%†51.4%†58.2%†57.0%†—
PBT margin26.5%46.8%13.8%21.1%39.2%†33.8%†14.1%†13.3%†—
Net margin18.4%34.1%10.8%17.7%27.6%†22.5%†12.6%†10.2%†—
Interest coverage4.30x†6.35x†1.46x†—2.71x†2.92x†1.32x†1.30x†1.82x†
Dividend payout—————————
Earnings retention—————————
Current ratio103.74x47.19x———————
Quick ratio103.74x47.19x———————
Debt to equity0.01x0.03x———————
Return on equity0.5%1.7%———————
Return on assets0.5%1.6%———————
Return on capital employed0.9%†2.6%†———————
Asset turnover0.03x0.05x———————

Margins and asset turnover use operating revenue (interest earned for banks, excluding other income), not total income. Liquidity, leverage and return ratios need a filed standalone balance sheet, which exists only for recent years; returns use year-end equity/assets. Dividend payout is shown only for companies with a dividend record. † = built from a summed fiscal year.

Revenue Mix

Data unavailable.

Cash Flow

Year endedOperating (₹ Cr)Investing (₹ Cr)Financing (₹ Cr)Capex (₹ Cr)Free Cash Flow (₹ Cr)
March 31, 2026 -201 -250 517 0 -202
March 31, 2025 -100 -49 150 16 -116
March 31, 2024 1 -23 -9 0 1
March 31, 2023 5 18 8 0 5
March 31, 2022 6 -90 84 0 6

Balance Sheet (standalone)

Year endedTotal Assets (₹ Cr)Total Equity (₹ Cr)Reserves (₹ Cr)Borrowings, Current (₹ Cr)Borrowings, Non-current (₹ Cr)Current Assets (₹ Cr)Current Liabilities (₹ Cr)Cash & Equivalents (₹ Cr)Net Block (₹ Cr)Inventory (₹ Cr)
March 31, 2026 1,055 1,036 813 1 12 406 4 68 76 0
March 31, 2025 521 501 301 0 13 128 3 2 77 0
March 31, 2024 — — — — — — — — — —
March 31, 2023 — — — — — — — — — —
March 31, 2022 — — — — — — — — — —

Financial charts

Trend charts drawn from the standalone income-statement and ratio tables above (oldest year on the left); a gap means that period has no figure. Annual years marked † in the tables are derived from four quarters.