Muthoot Finance Limited

Financial Services · Finance

NSE: MUTHOOTFIN BSE: 533398
₹2737.10
▲ 0.30 (0.01%)
Sept. 30, 2026 · NSE · nse_bhavcopy
Quality
71/100
Strong
Valuation
65/100
Fairly Valued
Momentum
13/100
Bearish

QVM read Quality business Quality Strong, Valuation Fairly Valued, Momentum Bearish

Tradinity's own scoring, not a copy of any third party's -- see the Key Metrics section for the real ratios behind each number.

About

Muthoot Finance Ltd is an Indian financial corporation and the largest gold loan NBFC in the country. In addition to financing gold loans, the company offers other forms of loans, insurance and money transfer services, and sells gold coins. The company is headquartered in Kochi, Kerala, and operates over 7,500 branches in the country. Outside India, Muthoot Finance is established in the UK, the US, and the United Arab Emirates.

Source: Wikipedia

Key Metrics

Market Capitalization
₹109,886 Cr
PE (TTM)
Data unavailable.
Price to Book
2.8
PEG (TTM)
Data unavailable (needs 8 quarters of EPS).
Institutions holding %
22.37%
FII + DII, latest filed period
Piotroski Score
Data unavailable.
Relative return vs Nifty50, qtr %
-0.2
Relative return vs Sector, qtr %
4.2
Free Cash Flow
₹-47,545 Cr
as of March 31, 2026
Industry median ₹-0 Cr (536 companies)
EPS Growth (YoY)
Data unavailable.
Net Profit Growth (TTM)
0.00%
as of June 30, 2026
Industry median 0.00% (481 companies)
Operating Revenue Growth (TTM)
0.00%
as of June 30, 2026
Industry median 0.00% (476 companies)
Profit Growth (YoY)
13.32%
as of March 31, 2019
Industry median 12.66% (188 companies)
Revenue Growth (YoY)
21.20%
as of March 31, 2019
Industry median 8.05% (138 companies)
Current Ratio
Data unavailable (needs a filed half-yearly balance sheet).
Debt to Equity
Data unavailable (needs a filed half-yearly balance sheet).
Interest Coverage
2.38
as of June 30, 2026
Industry median 2.05 (385 companies)
Net Margin
27.21%
as of March 31, 2019
Industry median 21.71% (183 companies)
Operating Margin (EBIT)
74.76%
as of March 31, 2019
Industry median 29.93% (192 companies)
Operating Margin (TTM)
77.36%
as of June 30, 2026
Industry median 31.63% (395 companies)
Return on Assets
5.42%
as of March 31, 2026
Industry median 0.85% (493 companies)
Return on Capital Employed
Data unavailable (needs a filed half-yearly balance sheet).
Return on Equity
26.67%
as of March 31, 2026
Industry median 1.37% (491 companies)

Investment checklist

Tradinity's own yes/no questions with the rule stated beside each. “Items without enough data are left out, never counted as a No, and the totals count only answered questions. A summary of numbers on this page, not advice.

Financials

4 of 6 met
  • Yes Net profit is higher than a year earlier in each of the last 4 quarters
  • No Revenue is higher than a year earlier in each of the last 4 quarters
  • Yes Quality score is Strong (70 or more)
  • Yes Return on equity is 15% or more (26.7%)
  • Yes Net cash flow for the latest year is positive
  • No Cash from operations is higher than the year before

Ownership

3 of 3 met
  • Yes FII/FPI or DII holding rose in the latest quarter
  • Yes Promoter holding rose or was unchanged in the latest quarter
  • Yes Promoter pledge is 5% of their holding or less and not rising (0.0% pledged)

Peer comparison

3 of 3 met
  • Yes 1-year return beats the industry median
  • Yes Revenue growth beats the industry median
  • Yes Profit growth beats the industry median

Value and momentum

0 of 5 met
  • No Valuation score is Undervalued (70 or more)
  • No Momentum score is Bullish (70 or more)
  • No Price is above the 5, 10 and 20 day averages
  • No Price is above the 50, 100 and 200 day averages
  • No Latest candle has a bullish shape (hammer, dragonfly doji, white marubozu)

Price

Download CSV

PE/EPS use each quarter's real filed EPS only from 45 days after quarter-end (no look-ahead) against the raw close of the day. Price-to-book isn't a mode here: the feed has no dated share count, so there's no real history to chart.

RSI (14) (same adjusted close series as the price chart above)

MACD (12, 26, 9) (same adjusted close series as the price chart above)

Relative Returns (vs NIFTY 50)

Prices adjusted for splits and bonuses. * = a corporate action affecting this date could not be parsed and is not reflected.

Price range

Day return
0.0%
Low 2737.1000 · High 2783.9000
1W return
-4.2%
Low 2706.5000 · High 2855.0000
1M return
-8.1%
Low 2706.5000 · High 3009.2000
52W return
-13.0%
Low 2671.0000 · High 4149.5000
Lifetime High ₹4091.7000 (Jan. 29, 2026)
Lifetime Low ₹74.9500 (Aug. 6, 2013)

Full price history and technicals →

EMA & SMA

Bullish0
Bearish6
5D
2768.8
10D
2794.1
20D
2832.9
50D
2916.3
100D
3046.0
200D
3318.0

Delivery and volume

Day avg. delivery
51.2%
Week avg. delivery
56.6%
Month avg. delivery
50.7%

Week = 5 sessions, Month = 22 sessions ending the latest trading day — the same combined NSE+BSE delivery data as the table below, just summed.

Resistance and support

2752.70
Pivot
First resistance2768.30
Second resistance2799.50
Third resistance2815.10
First support2721.50
Second support2705.90
Third support2674.70
Day RSI37.6
Day MFI29.4
Day MACD-49.63
Day MACD signal-44.79

Beta

1M1.59
3M0.81
1Y1.36
3Y1.00

Price change analysis

↓ -8.1%
Over 1 Month
LowHigh
2706.503009.20
↓ -6.1%
Over 3 Months
LowHigh
2671.003246.50
↓ -15.9%
Over 6 Months
LowHigh
2671.003678.50
↓ -13.0%
Over 1 Year
LowHigh
2671.004149.50
Legend Positive indicator Neutral indicator Negative indicator

Buy/Sell Zone

View Buy/Sell Zone →

Data unavailable (needs at least 2 historical quarters with both a filed EPS and a matching trading day).

Revenue (June 30, 2026)
₹7,589 Cr
Net profit (June 30, 2026)
₹2,550 Cr
Basic EPS (June 30, 2026)
₹

Ranks #8 of 510 in Finance by market cap -- full peer table on the Financials page.

Shareholding pattern / Ownership

Shareholding summary

Jun 2026
  • Promoter73.35%
  • Mutual funds9.51%
  • FII/FPI11.61%
  • Other DII1.25%
  • Public4.28%

Largest holders

NameCategoryShares %Shares
George Jacob MuthootPromoter10.8700%43630900
George ThomasPromoter10.8700%43630900
Susan ThomasPromoter7.4700%29985068
Sara GeorgePromoter7.2300%29036548
George Alexander MuthootPromoter5.8900%23630900

As of June 30, 2026. Only holders the filing discloses individually.

Historical promoter holding

Promoters holdings were unchanged at 73.35% in Jun 2026 qtr

Historical fii holding

FII/FPI holdings decreased from 12.30% to 11.61% in Jun 2026 qtr

Historical mutual fund holding

Mutual funds holdings increased from 8.77% to 9.51% in Jun 2026 qtr

56 mutual fund schemes also hold this stock.

All shareholding details →

Insider trading, SAST & pledges

All 218 insider trades, 8 SAST, 0 pledge events →

Latest insider trades

FiledPersonCategoryTypeQuantityValue
28 Jun 2024 GOPAN PURUSHOTHAMAN NAIR KAMALAMMA Employee / designated person Sell 0 ₹0
4 Apr 2024 Bijimon KR Other Sell 0 ₹0
4 Apr 2024 Bijimon KR Other Sell 0 ₹0
4 Apr 2024 Bijimon KR Other Sell 0 ₹0
27 Feb 2024 K R BIJIMON Employee / designated person Pledge 0 ₹86.87 L
2 Jan 2024 K R BIJIMON Employee / designated person Sell 0 ₹0
2 Jan 2024 K R BIJIMON Employee / designated person Sell 0 ₹0
7 Dec 2023 Jacob C Joseph Immediate relative Sell 0 ₹0
7 Dec 2023 MANOJ JACOB Employee / designated person Sell 0 ₹0
30 Nov 2023 Reji Manoj Immediate relative Sell 0 ₹0

All insider and SAST disclosures →

DateClientDealActionQuantityPriceExchange
25 Oct 2022 ISHARES CORE MSCI EMERGING MARKETS ETF Block Buy 134,757 1035.3500 BSE
25 Oct 2022 ISHARES CORE EMERGING MARKETS MAURITIUS CO Block Sell 134,757 1035.3500 BSE
17 Oct 2022 ISHARES CORE EMERGING MARKETS MAURITIUS CO Block Sell 211,750 1015.1000 BSE
17 Oct 2022 ISHARES CORE MSCI EMERGING MARKETS ETF Block Buy 211,750 1015.1000 BSE
11 Oct 2022 ISHARES CORE EMERGING MARKETS MAURITIUS CO Block Sell 155,295 1052.5000 BSE
11 Oct 2022 ISHARES CORE MSCI EMERGING MARKETS ETF Block Buy 155,295 1052.5000 BSE
3 Oct 2022 ISHARES CORE MSCI EMERGING MARKETS ETF Block Buy 155,386 1040.0500 NSE
3 Oct 2022 ISHARES CORE EMERGING MARKETS MAURITIUS CO Block Sell 155,386 1040.0500 NSE
19 Sep 2022 ISHARES CORE MSCI EMERGING MARKETS ETF Block Buy 154,791 1033.4000 BSE
19 Sep 2022 ISHARES CORE EMERGING MARKETS MAURITIUS CO Block Sell 154,791 1033.4000 BSE

All bulk and block deals →

Last 12 months ₹30.00 per share
Dividend yield 1.10%
Ex-dateSubjectPer share (₹)Record date
17 Apr 2026 Interim Dividend - Rs 30 Per Share 30.0000 17 Apr 2026
25 Apr 2025 Interim Dividend - Rs 26 Per Share 26.0000 25 Apr 2025
31 May 2024 Interim Dividend - Rs 24 Per Share 24.0000 1 Jun 2024
18 Apr 2023 Interim Dividend - Rs 22 Per Share 22.0000 18 Apr 2023
25 Apr 2022 Interim Dividend - Rs 20 Per Share 20.0000 26 Apr 2022
22 Apr 2021 Interim Dividend - Rs 20 Per Share 20.0000 23 Apr 2021
23 Mar 2020 Interim Dividend - Rs 15 Per Share 15.0000 25 Mar 2020
11 Apr 2019 Interim Dividend - Rs 12 Per Share 12.0000 13 Apr 2019
15 Feb 2018 Interim Dividend Rs 10/- Per Share (Purpose Revised) 10.0000 19 Feb 2018
30 Mar 2017 Interim Dividend-Rs 6/- Per Share (Purpose Revised) 6.0000 31 Mar 2017

Corporate Actions

Full history (29 events) →

Bonuses, splits, buybacks and other events. Dividends are listed separately above.

Ex-dateTypeSubject
20 Sep 2024OTHERAnnual General Meeting
21 Sep 2023OTHERAnnual General Meeting
22 Aug 2022OTHERAnnual General Meeting
8 Sep 2021OTHER Annual General Meeting
22 Sep 2020OTHER Annual General Meeting

All corporate actions →

Quarterly results, AGMs, buybacks and other board-approved business.

DatePurposeResults
1 Aug 2026 Financial Results Yes
14 May 2026 Financial Results Yes
10 Apr 2026 Dividend —
12 Feb 2026 Financial Results Yes
13 Nov 2025 Financial Results/Fund Raising Yes

Corporate Announcements

All 989 announcements, with search →

Exchange disclosures (NSE and BSE), most recent first.

All announcements →

SWOT

Tradinity's own rule-based read of the real ratios elsewhere on this page -- not a copy of any third party's, and never a forward-looking prediction.

Strengths

  • High Return on Equity (26.7%)
  • Strong net profit margin (27.2%)
  • Strong revenue growth YoY (21.2%)

Weaknesses

Data unavailable.

Opportunities

Data unavailable.

Threats

Data unavailable.

Single-stock futures and a real listed options chain available for this stock -- OI buildup, PCR, Max Pain and Greeks are all on the full F&O page.

Part of: NIFTY 100, NIFTY 100, NIFTY 200, NIFTY 200, NIFTY 500, NIFTY 500, NIFTY NEXT 50, NIFTY NEXT 50, NIFTY100 ALPHA 30

Frequently asked questions about Muthoot Finance Limited

Where is the share price?

The price at the top of this page is the last traded price from exchange data; during market hours it refreshes on its own. The Chart & Technicals section has the full price history.

Where are the financial results?

The Financials page has quarterly and annual results, ratios, cash flow and the balance sheet, on a standalone or consolidated basis.

Who owns the company?

The Ownership section shows the latest shareholding pattern from exchange filings, with promoter, FII, DII and public holdings by quarter.

Does Tradinity give buy or sell advice?

No. The scores and checklist on this page are rule-based summaries of published figures, not recommendations. Tradinity is not a registered investment adviser.