ESAF Small Finance Bank Limited

Financial Services · Banks

NSE: ESAFSFB BSE: 544020
₹44.52
▼ -0.02 (-0.04%)
Sept. 30, 2026 · NSE · nse_bhavcopy
Quality
—/100
Data unavailable
Valuation
—/100
Data unavailable
Momentum
89/100
Bullish

Tradinity's own scoring, not a copy of any third party's -- see the Key Metrics section for the real ratios behind each number.

About

ESAF Small Finance Bank is an Indian small finance bank headquartered in Thrissur city, Kerala, providing banking services and small loans to the underbanked.

Source: Wikipedia

Key Metrics

Market Capitalization
₹2,297 Cr
PE (TTM)
Data unavailable.
Price to Book
Data unavailable.
PEG (TTM)
Data unavailable (needs 8 quarters of EPS).
Institutions holding %
4.12%
FII + DII, latest filed period
Piotroski Score
Data unavailable.
Relative return vs Nifty50, qtr %
43.2
Relative return vs Sector, qtr %
36.7
Free Cash Flow
Data unavailable.
EPS Growth (YoY)
Data unavailable.
Net Profit Growth (TTM)
99.23%
as of June 30, 2026
Industry median 14.08% (41 companies)
Operating Revenue Growth (TTM)
Data unavailable.
Profit Growth (YoY)
198.59%
as of June 30, 2026
Industry median 29.57% (41 companies)
Revenue Growth (YoY)
Data unavailable.
Current Ratio
Data unavailable (needs a filed half-yearly balance sheet).
Debt to Equity
Data unavailable (needs a filed half-yearly balance sheet).
Interest Coverage
Data unavailable.
Net Margin
Data unavailable.
Operating Margin (EBIT)
Data unavailable.
Operating Margin (TTM)
Data unavailable.
Return on Assets
-0.54%
as of March 31, 2026
Industry median 1.02% (41 companies)
Return on Capital Employed
Data unavailable (needs a filed half-yearly balance sheet).
Return on Equity
Data unavailable (needs a filed half-yearly balance sheet).

Investment checklist

Tradinity's own yes/no questions with the rule stated beside each. “Items without enough data are left out, never counted as a No, and the totals count only answered questions. A summary of numbers on this page, not advice.

Financials

1 of 3 met
  • Yes Net profit is higher than a year earlier in each of the last 4 quarters
  • No Net cash flow for the latest year is positive
  • No Cash from operations is higher than the year before

Ownership

2 of 3 met
  • Yes FII/FPI or DII holding rose in the latest quarter
  • No Promoter holding rose or was unchanged in the latest quarter
  • Yes Promoter pledge is 5% of their holding or less and not rising (0.0% pledged)

Peer comparison

2 of 2 met
  • Yes 1-year return beats the industry median
  • Yes Profit growth beats the industry median

Value and momentum

3 of 4 met
  • Yes Momentum score is Bullish (70 or more)
  • Yes Price is above the 5, 10 and 20 day averages
  • Yes Price is above the 50, 100 and 200 day averages
  • No Latest candle has a bullish shape (hammer, dragonfly doji, white marubozu)

Price

Download CSV

PE/EPS use each quarter's real filed EPS only from 45 days after quarter-end (no look-ahead) against the raw close of the day. Price-to-book isn't a mode here: the feed has no dated share count, so there's no real history to chart.

RSI (14) (same adjusted close series as the price chart above)

MACD (12, 26, 9) (same adjusted close series as the price chart above)

Relative Returns (vs NIFTY 50)

Prices adjusted for splits and bonuses. * = a corporate action affecting this date could not be parsed and is not reflected.

Price range

Day return
0.0%
Low 44.0300 · High 46.0000
1W return
9.4%
Low 39.5700 · High 46.0000
1M return
3.6%
Low 37.1100 · High 46.0000
52W return
49.9%
Low 19.7800 · High 46.0000
Lifetime High ₹78.6500 (Feb. 7, 2024)
Lifetime Low ₹19.8600 (March 30, 2026)

Full price history and technicals →

EMA & SMA

Bullish6
Bearish0
5D
43.3
10D
42.2
20D
41.5
50D
39.9
100D
36.9
200D
31.0

Delivery and volume

Day avg. delivery
100.0%
Week avg. delivery
100.0%
Month avg. delivery
100.0%

Week = 5 sessions, Month = 22 sessions ending the latest trading day — the same combined NSE+BSE delivery data as the table below, just summed.

Resistance and support

44.85
Pivot
First resistance45.67
Second resistance46.82
Third resistance47.64
First support43.70
Second support42.88
Third support41.73
Day RSI68.1
Day MFI83.6
Day MACD0.69
Day MACD signal0.22

Beta

1M0.73
3M0.61
1Y0.81
3Y0.75

Price change analysis

↑ 3.6%
Over 1 Month
LowHigh
37.1146.00
↑ 32.5%
Over 3 Months
LowHigh
32.4146.00
↑ 98.5%
Over 6 Months
LowHigh
21.7246.00
↑ 49.9%
Over 1 Year
LowHigh
19.7846.00
Legend Positive indicator Neutral indicator Negative indicator

Buy/Sell Zone

View Buy/Sell Zone →

Data unavailable (needs at least 2 historical quarters with both a filed EPS and a matching trading day).

Revenue (June 30, 2026)
₹1,346 Cr
Net profit (June 30, 2026)
₹80 Cr
Basic EPS (June 30, 2026)
₹

Ranks #36 of 40 in Banks by market cap -- full peer table on the Financials page.

Shareholding pattern / Ownership

Shareholding summary

Jun 2026
  • Promoter63.25%
  • FII/FPI0.32%
  • Public32.63%

Largest holders

NameCategoryShares %Shares
Esaf Financial Holdings Private LimitedPromoter52.8200%272548396
Paul ThomasPromoter6.0400%31186785
Yusuffali Musaliam Veettil Abdul KaderPublic4.4800%23118659
Esaf Swasraya Multistate Agro Cooperative Society LimitedPromoter4.3400%22413659
Muthoot Finance LimitedPublic3.6300%18717244

As of June 30, 2026. Only holders the filing discloses individually.

Historical promoter holding

Promoters holdings decreased from 63.28% to 63.25% in Jun 2026 qtr

Historical fii holding

FII/FPI holdings increased from 0.01% to 0.32% in Jun 2026 qtr

Historical mutual fund holding

All shareholding details →

Ex-dateSubjectPer share (₹)Record date
7 Aug 2024 Dividend - Rs 0.70 Per Share 0.7000 7 Aug 2024

Corporate Actions

Full history (2 events) →

Bonuses, splits, buybacks and other events. Dividends are listed separately above.

Ex-dateTypeSubject
7 Aug 2024OTHERAnnual General Meeting

All corporate actions →

Quarterly results, AGMs, buybacks and other board-approved business.

DatePurposeResults
23 Sep 2026 Fund Raising —
31 Jul 2026 Financial Results Yes
30 Apr 2026 Financial Results Yes
30 Jan 2026 Financial Results Yes
11 Nov 2025 Financial Results Yes

Corporate Announcements

All 311 announcements, with search →

Exchange disclosures (NSE and BSE), most recent first.

DateCategoryAnnouncement
2 Oct 2026 Company Update ESAF Small Finance Bank Ltd - 544020 - Intimation On The Upgrading Of ESG Score By Careedge ESG Ratings
2 Oct 2026 General Updates ESAF Small Finance Bank Limited has informed the Exchange about upgrading of ESG Score by CareEdge ESG Ratings.
1 Oct 2026 Company Update ESAF Small Finance Bank Ltd - 544020 - Key Business Updates For The Quarter Ended September 30, 2026.
1 Oct 2026 General Updates ESAF Small Finance Bank Limited has informed the Exchange about Key Business Updates for the Quarter ended September 30, 2026.
25 Sep 2026 Trading Window ESAF Small Finance Bank Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015
25 Sep 2026 Insider Trading / SAST ESAF Small Finance Bank Ltd - 544020 - Closure of Trading Window
23 Sep 2026 Outcome of Board Meeting ESAF Small Finance Bank Limited has informed the Exchange regarding Outcome of Board Meeting held on September 23, 2026.
22 Sep 2026 Allotment of Securities ESAF Small Finance Bank Limited has informed the Exchange regarding allotment of equity shares pursuant to ESOP/ESPS.
2 Sep 2026 Allotment of Securities ESAF Small Finance Bank Limited has informed the Exchange regarding allotment of equity shares under ESAF Employee Stock Option Scheme 2019.
2 Sep 2026 Credit Rating ESAF Small Finance Bank Limited has informed the Exchange about Credit Rating

All announcements →

SWOT

Tradinity's own rule-based read of the real ratios elsewhere on this page -- not a copy of any third party's, and never a forward-looking prediction.

Strengths

Data unavailable.

Weaknesses

Data unavailable.

Opportunities

Data unavailable.

Threats

Data unavailable.

Data unavailable (no single-stock futures or options activity on record for this company).

Frequently asked questions about ESAF Small Finance Bank Limited

Where is the share price?

The price at the top of this page is the last traded price from exchange data; during market hours it refreshes on its own. The Chart & Technicals section has the full price history.

Where are the financial results?

The Financials page has quarterly and annual results, ratios, cash flow and the balance sheet, on a standalone or consolidated basis.

Who owns the company?

The Ownership section shows the latest shareholding pattern from exchange filings, with promoter, FII, DII and public holdings by quarter.

Does Tradinity give buy or sell advice?

No. The scores and checklist on this page are rule-based summaries of published figures, not recommendations. Tradinity is not a registered investment adviser.