Financial Services · Banks
The largest companies in the same industry by market cap. This company ranks #36 of 40. PE, ROE, 1Y return and scores come from the daily/weekly precomputed snapshot.
| Company | Market cap (₹ Cr) | PE (TTM) | ROE | 1Y return | Div. yield | Quality | Valuation | Momentum |
|---|---|---|---|---|---|---|---|---|
| HDFC Bank Limited | 1,091,492 | — | — | -26.6% | — | — | — | 48 |
| ICICI Bank Limited | 948,137 | — | — | -3.7% | — | — | — | 29 |
| State Bank of India | 885,678 | — | — | 11.0% | — | — | — | 11 |
| Kotak Mahindra Bank Limited | 414,778 | — | — | -79.8% | — | — | — | 36 |
| Axis Bank Limited | 381,381 | — | — | 5.7% | — | — | — | 16 |
| Union Bank of India | 130,535 | — | — | 23.2% | 2.92% | — | — | 30 |
| Punjab National Bank | 129,939 | — | — | 0.5% | — | — | — | 31 |
| Bank of Baroda | 119,226 | — | — | -11.2% | — | — | — | 14 |
| ESAF Small Finance Bank Limited (this stock) | 2,297 | — | — | 49.9% | — | — | — | 89 |
Current only. Market cap is the whole company's; sales/EBITDA are trailing-twelve-month standalone; debt and cash come from the latest filed standalone balance sheet. EBITDA = PBT + interest + depreciation.
Jun 2026 quarterly revenue is Rs 1,346 Cr, up 31.5% YoY.
Jun 2026 quarterly net profit is Rs 80 Cr, down 198.6% YoY.
| Period end | Revenue (₹ Cr) | PBT (₹ Cr) | Net profit (₹ Cr) | Basic EPS |
|---|---|---|---|---|
| June 30, 2026 | 1,346 | 107 | 80 | ₹ |
| March 31, 2026 | 1,196 | 27 | 24 | ₹ |
| Dec. 31, 2025 | 1,163 | 9 | 7 | ₹ |
| Sept. 30, 2025 | 965 | — | -116 | ₹ |
| June 30, 2025 | 1,023 | — | -81 | ₹ |
| March 31, 2025 | 1,037 | — | -183 | ₹ |
| Dec. 31, 2024 | 1,062 | -282 | -211 | ₹ |
| Sept. 30, 2024 | 1,093 | -255 | -190 | ₹ |
| June 30, 2024 | 1,138 | 298 | 276 | ₹ |
| March 31, 2024 | 1,152 | 59 | 43 | ₹ |
| Dec. 31, 2023 | 1,094 | 150 | 112 | ₹ |
| Sept. 30, 2023 | 1,022 | 188 | 140 | ₹ |
| Indicator | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total income (before exceptional items) | 1,346 | — | 1,163 | 965 | 1,023 | 1,037 | 1,062 | 1,093 | 1,138 | 1,152 | 1,094 | 1,022 |
| Operating revenue | 1,098 | — | 894 | 820 | 828 | 893 | 950 | 996 | 1,022 | 1,002 | 974 | 943 |
| Other income | 248 | — | 269 | 145 | 195 | 143 | 112 | 97 | 115 | 150 | 120 | 79 |
| Operating expenses | — | — | — | — | — | — | — | — | — | — | — | — |
| Operating profit | — | — | — | — | — | — | — | — | — | — | — | — |
| Operating profit margin | — | — | — | — | — | — | — | — | — | — | — | — |
| Depreciation | — | — | — | — | — | — | 15 | 15 | 14 | — | — | — |
| Interest | — | — | — | — | — | — | — | — | — | — | — | — |
| Exceptional items, gain / (loss) | — | — | — | — | — | — | — | -58 | — | — | — | — |
| Profit before tax | 107 | 27 | 9 | — | — | — | -282 | -255 | 298 | 59 | 150 | 188 |
| Tax | 27 | 4 | 2 | -40 | -28 | -58 | -71 | -65 | 22 | 15 | 38 | 48 |
| Net profit | 80 | 24 | 7 | -116 | -81 | -183 | -211 | -190 | 276 | 43 | 112 | 140 |
| EPS | — | — | — | — | — | — | — | — | — | — | — | — |
| Net profit (TTM) | -5 | -166 | -373 | -591 | -665 | -308 | -81 | 242 | 572 | — | — | — |
| EPS (TTM) | — | — | — | — | — | — | — | — | — | — | — | — |
Total income excludes exceptional items, which are shown on their own row. Trendlyne and Screener fold exceptional items into revenue or other income, so their totals differ from this table by exactly that row.
| Indicator | CAGR 3Y | CAGR 5Y | Mar 26 | Mar 25 |
|---|---|---|---|---|
| Total income (before exceptional items) | — | — | — | 4,329† |
| Operating revenue | — | — | — | 3,862† |
| Other income | — | — | — | 467† |
| Operating expenses | — | — | — | — |
| Operating profit | — | — | — | — |
| Operating profit margin | — | — | — | — |
| Depreciation | — | — | — | — |
| Interest | — | — | — | — |
| Exceptional items, gain / (loss) | — | — | 0† | -58† |
| Profit before tax | — | — | — | — |
| Tax | — | — | -62† | -172† |
| Net profit | — | — | -166† | -308† |
| EPS | — | — | — | — |
† Derived: the sum of that fiscal year's four quarterly filings (a real annual filing is used wherever one exists). Checked against filed annual figures, the sum lands within 0.5% for about 94% of company-years.
| Ratio | Mar 26 | Mar 25 |
|---|---|---|
| Operating margin | — | — |
| EBIT margin | — | — |
| PBT margin | — | — |
| Net margin | — | -8.0%† |
| Interest coverage | — | — |
| Dividend payout | — | — |
| Earnings retention | — | — |
| Current ratio | — | — |
| Quick ratio | — | — |
| Debt to equity | — | — |
| Return on equity | — | — |
| Return on assets | -0.5%† | -1.1%† |
| Return on capital employed | — | — |
| Asset turnover | — | 0.14x† |
Margins and asset turnover use operating revenue (interest earned for banks, excluding other income), not total income. Liquidity, leverage and return ratios need a filed standalone balance sheet, which exists only for recent years; returns use year-end equity/assets. Dividend payout is shown only for companies with a dividend record. † = built from a summed fiscal year.
Data unavailable.
| Year ended | Operating (₹ Cr) | Investing (₹ Cr) | Financing (₹ Cr) | Capex (₹ Cr) | Free Cash Flow (₹ Cr) |
|---|---|---|---|---|---|
| March 31, 2026 | -1,960 | -192 | 1,347 | — | — |
| March 31, 2025 | 3,176 | -769 | -1,852 | — | — |
| March 31, 2024 | 1,001 | -583 | 235 | — | — |
| Year ended | Total Assets (₹ Cr) | Total Equity (₹ Cr) | Reserves (₹ Cr) | Borrowings, Current (₹ Cr) | Borrowings, Non-current (₹ Cr) | Current Assets (₹ Cr) | Current Liabilities (₹ Cr) | Cash & Equivalents (₹ Cr) | Net Block (₹ Cr) | Inventory (₹ Cr) |
|---|---|---|---|---|---|---|---|---|---|---|
| March 31, 2026 | 30,868 | — | — | — | — | — | — | — | — | — |
| March 31, 2025 | 27,178 | — | — | — | — | — | — | — | — | — |
| March 31, 2024 | — | — | — | — | — | — | — | — | — | — |
