Pine Labs Limited

Financial Services · Financial Technology (Fintech)

NSE: PINELABS BSE: 544606
₹171.79
Sept. 30, 2026 · NSE · nse_bhavcopy

Peers in Financial Technology (Fintech)

The largest companies in the same industry by market cap. This company ranks #3 of 10. PE, ROE, 1Y return and scores come from the daily/weekly precomputed snapshot.

CompanyMarket cap (₹ Cr)PE (TTM)ROE1Y returnDiv. yieldQualityValuationMomentum
One 97 Communications Limited 107,449 578.6 3.4% 46.1% — 75 0 50
PB Fintech Limited 49,226 111.4 9.2% -36.5% — 67 33 24
Pine Labs Limited (this stock) 19,822 117.7 — — — 66 26 32
Seshaasai Technologies Limited 5,986 21.9 17.0% -13.8% 0.68% 67 44 66
AvenuesAI Limited 5,287 44.5 5.9% -8.1% — 64 49 31
Network People Services Technologies Limited 3,682 78.9 9.3% -8.9% 0.11% 66 0 51
Turtlemint Fintech Solutions Limited 2,251 — — — — 57 0 11
One Mobikwik Systems Limited 1,546 — -11.5% -27.9% — 36 63 15

Valuation multiples

Current only. Market cap is the whole company's; sales/EBITDA are trailing-twelve-month standalone; debt and cash come from the latest filed standalone balance sheet (March 31, 2026). EBITDA = PBT + interest + depreciation.

Enterprise value
₹18,821 Cr
EV / EBITDA
38.9x
EV / Sales
9.25x
Market cap / Sales
9.75x
Earnings yield
0.85%

Quarterly Financials

Period endRevenue (₹ Cr)PBT (₹ Cr)Net profit (₹ Cr)Basic EPS
June 30, 2026 535 59 44 ₹0.3800
March 31, 2026 515 90 67 ₹0.5900
Dec. 31, 2025 548 75 57 ₹0.5100
Sept. 30, 2025 435 -3 -2 ₹-0.0200

Quarterly income statement (standalone, ₹ Cr)

IndicatorJun 26Mar 26Dec 25Sep 25
Total income (before exceptional items)583572599456
Operating revenue535515548435
Other income48575021
Operating expenses460426445394
Operating profit758910441
Operating profit margin14.1%17.3%18.9%9.4%
Depreciation54514847
Interest10142018
Exceptional items, gain / (loss)—9-11—
Profit before tax599075-3
Tax152318-1
Net profit446757—
EPS0.380.590.51-0.02
Net profit (TTM)————
EPS (TTM)1.46———

Total income excludes exceptional items, which are shown on their own row. Trendlyne and Screener fold exceptional items into revenue or other income, so their totals differ from this table by exactly that row.

Annual Financials

Year endedRevenue (₹ Cr)PBT (₹ Cr)Net profit (₹ Cr)
March 31, 2026 1,926 179 150

Annual income statement (standalone, ₹ Cr; CAGR to the latest year)

IndicatorCAGR 3YCAGR 5YMar 26
Total income (before exceptional items) — — —
Operating revenue — — 1,926
Other income — — —
Operating expenses — — —
Operating profit — — —
Operating profit margin — — —
Depreciation — — —
Interest — — —
Exceptional items, gain / (loss) — — —
Profit before tax — — 179
Tax — — —
Net profit — — 150
EPS — — —

† Derived: the sum of that fiscal year's four quarterly filings (a real annual filing is used wherever one exists). Checked against filed annual figures, the sum lands within 0.5% for about 94% of company-years.

Annual ratios (standalone)

RatioMar 26
Operating margin—
EBIT margin—
PBT margin9.3%
Net margin7.8%
Interest coverage—
Dividend payout—
Earnings retention—
Current ratio1.49x
Quick ratio1.49x
Debt to equity0.04x
Return on equity2.4%
Return on assets1.1%
Return on capital employed—
Asset turnover0.14x

Margins and asset turnover use operating revenue (interest earned for banks, excluding other income), not total income. Liquidity, leverage and return ratios need a filed standalone balance sheet, which exists only for recent years; returns use year-end equity/assets. Dividend payout is shown only for companies with a dividend record. † = built from a summed fiscal year.

Revenue Mix

Data unavailable.

Cash Flow

Year endedOperating (₹ Cr)Investing (₹ Cr)Financing (₹ Cr)Capex (₹ Cr)Free Cash Flow (₹ Cr)
March 31, 2026 490 -1,535 1,985 178 312

Balance Sheet (standalone)

Year endedTotal Assets (₹ Cr)Total Equity (₹ Cr)Reserves (₹ Cr)Borrowings, Current (₹ Cr)Borrowings, Non-current (₹ Cr)Current Assets (₹ Cr)Current Liabilities (₹ Cr)Cash & Equivalents (₹ Cr)Net Block (₹ Cr)Inventory (₹ Cr)
March 31, 2026 13,479 6,358 6,243 251 1 10,377 6,963 1,252 246 20

Financial charts

Trend charts drawn from the standalone income-statement and ratio tables above (oldest year on the left); a gap means that period has no figure. Annual years marked † in the tables are derived from four quarters.