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SERA INVESTMENTS & FINANCE INDIA LIMITED

Financial Services · Finance

BSE: 512399
₹56.66
Sept. 30, 2026 · BSE · bse_bhavcopy

Peers in Finance

The largest companies in the same industry by market cap. This company ranks #131 of 510. PE, ROE, 1Y return and scores come from the daily/weekly precomputed snapshot.

CompanyMarket cap (₹ Cr)PE (TTM)ROE1Y returnDiv. yieldQualityValuationMomentum
Bajaj Finance Limited 597,318 — 16.5% -2.9% — 58 18 28
Bajaj Finserv Limited 277,055 — 14.0% -13.8% — 28 81 25
Shriram Finance Limited 231,221 — 15.2% 51.5% — 48 50 29
Jio Financial Services Limited 143,209 — 1.2% -27.7% 0.28% 4 99 9
Tata Capital Limited 139,210 — — — — — 61 28
Cholamandalam Investment and Finance Company Limited 138,119 — 17.2% 0.9% — 50 29 25
Bajaj Holdings & Investment Limited 120,064 — 11.9% -10.1% 1.34% 80 91 31
Muthoot Finance Limited 109,886 — 26.7% -13.0% 1.10% 71 65 13
SERA INVESTMENTS & FINANCE INDIA LIMITED (this stock) 371 — -2.4% 65.7% — 0 95 54

Valuation multiples

Current only. Market cap is the whole company's; sales/EBITDA are trailing-twelve-month standalone; debt and cash come from the latest filed standalone balance sheet. EBITDA = PBT + interest + depreciation.

Enterprise value
Data unavailable.
EV / EBITDA
Data unavailable.
EV / Sales
Data unavailable.
Market cap / Sales
412.31x
Earnings yield
Data unavailable.

Quarterly Financials

↓ Negative
Quarterly Revenue

Jun 2022 quarterly revenue is Rs -5 Cr, down 512.9% YoY.

↓ Negative
Quarterly Net Profit

Jun 2022 quarterly net profit is Rs -6 Cr, down 2513.7% YoY.

Period endRevenue (₹ Cr)PBT (₹ Cr)Net profit (₹ Cr)Basic EPS
June 30, 2022 0 -6 -6 ₹-5.6200
March 31, 2022 0 -6 -6 ₹-11.0200
Dec. 31, 2021 0 2 2 ₹4.2600
Sept. 30, 2021 0 2 2 ₹4.1200
June 30, 2021 0 1 0 ₹0.4700
March 31, 2021 0 -0 -0 ₹-0.3400
Dec. 31, 2020 0 -0 -0 ₹-0.7500
Sept. 30, 2020 0 0 0 ₹0.3300
June 30, 2020 0 0 0 ₹0.0400
March 31, 2020 0 0 0 ₹0.4900
Dec. 31, 2019 0 -0 -0 ₹-0.1600
Sept. 30, 2019 0 0 0 ₹0.5200
March 31, 2019 0 0 0 ₹

Quarterly income statement (standalone, ₹ Cr)

IndicatorJun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19Mar 19
Total income (before exceptional items)-5-4331—————0——
Operating revenue0000000000000
Other income-5-4321—————0——
Operating expenses—————————————
Operating profit—————————————
Operating profit margin—————————————
Depreciation—————————————
Interest0110000000000
Exceptional items, gain / (loss)—————————————
Profit before tax-6-6221-0-0000-000
Tax—-0—-010—0—-0—00
Net profit-6-6220-0-0000-000
EPS-5.62-11.024.264.120.47-0.34-0.750.330.040.49-0.160.52—
Net profit (TTM)-7-142-0-0-000000-0
EPS (TTM)-8.26-2.178.513.50-0.29-0.720.110.700.89————

Total income excludes exceptional items, which are shown on their own row. Trendlyne and Screener fold exceptional items into revenue or other income, so their totals differ from this table by exactly that row.

Annual Financials

Annual income statement (standalone, ₹ Cr; CAGR to the latest year)

IndicatorCAGR 3YCAGR 5YMar 22Mar 21Mar 19Mar 18Mar 17Mar 16Mar 15Mar 14Mar 13
Total income (before exceptional items) — — 3†————————
Operating revenue 7.9% -3.2% 1†0†1†0†1†1†1†1†—
Other income — — 2†————————
Operating expenses — — —————————
Operating profit — — —————————
Operating profit margin — — —————————
Depreciation — — —————————
Interest — — 2†0†———————
Exceptional items, gain / (loss) — — 0†0†0†0†0†0†0†-2†0†
Profit before tax — — -1†-0†0†0†1†1†1†-1†2†
Tax — — ———0†0†——0†1†
Net profit — — -1†-0†-0†0†0†0†0†-1†2†
EPS — — -2.17†-0.72†———————

† Derived: the sum of that fiscal year's four quarterly filings (a real annual filing is used wherever one exists). Checked against filed annual figures, the sum lands within 0.5% for about 94% of company-years.

Annual ratios (standalone)

RatioMar 22Mar 21Mar 19Mar 18Mar 17Mar 16Mar 15Mar 14Mar 13
Operating margin—————————
EBIT margin122.2%†19.1%†———————
PBT margin-165.7%†-111.3%†25.5%†54.6%†76.6%†73.0%†82.6%†-171.3%†—
Net margin-165.7%†-113.2%†-16.1%†35.4%†50.6%†48.4%†60.8%†-184.1%†—
Interest coverage0.42x†0.15x†———————
Dividend payout—————————
Earnings retention—————————
Current ratio—————————
Quick ratio—————————
Debt to equity—————————
Return on equity—————————
Return on assets—————————
Return on capital employed—————————
Asset turnover—————————

Margins and asset turnover use operating revenue (interest earned for banks, excluding other income), not total income. Liquidity, leverage and return ratios need a filed standalone balance sheet, which exists only for recent years; returns use year-end equity/assets. Dividend payout is shown only for companies with a dividend record. † = built from a summed fiscal year.

Revenue Mix

Data unavailable.

Cash Flow

Year endedOperating (₹ Cr)Investing (₹ Cr)Financing (₹ Cr)Capex (₹ Cr)Free Cash Flow (₹ Cr)
March 31, 2026 55 -28 -20 0 54
March 31, 2025 10 -9 1 1 8

Balance Sheet (standalone)

Year endedTotal Assets (₹ Cr)Total Equity (₹ Cr)Reserves (₹ Cr)Borrowings, Current (₹ Cr)Borrowings, Non-current (₹ Cr)Current Assets (₹ Cr)Current Liabilities (₹ Cr)Cash & Equivalents (₹ Cr)Net Block (₹ Cr)Inventory (₹ Cr)
March 31, 2026 346 293 280 — — — — 8 0 1
March 31, 2025 380 294 281 — — — — 2 2 0

Financial charts

Trend charts drawn from the standalone income-statement and ratio tables above (oldest year on the left); a gap means that period has no figure. Annual years marked † in the tables are derived from four quarters.