Ujjivan Small Finance Bank Limited

Financial Services · Banks

NSE: UJJIVANSFB BSE: 542904
₹67.50
Sept. 30, 2026 · NSE · nse_bhavcopy

Peers in Banks

The largest companies in the same industry by market cap. This company ranks #28 of 40. PE, ROE, 1Y return and scores come from the daily/weekly precomputed snapshot.

CompanyMarket cap (₹ Cr)PE (TTM)ROE1Y returnDiv. yieldQualityValuationMomentum
HDFC Bank Limited 1,091,492 — — -26.6% — — — 48
ICICI Bank Limited 948,137 — — -3.7% — — — 29
State Bank of India 885,678 — — 11.0% — — — 11
Kotak Mahindra Bank Limited 414,778 — — -79.8% — — — 36
Axis Bank Limited 381,381 — — 5.7% — — — 16
Union Bank of India 130,535 — — 23.2% 2.92% — — 30
Punjab National Bank 129,939 — — 0.5% — — — 31
Bank of Baroda 119,226 — — -11.2% — — — 14
Ujjivan Small Finance Bank Limited (this stock) 13,130 — — 40.0% — — — 68

Valuation multiples

Current only. Market cap is the whole company's; sales/EBITDA are trailing-twelve-month standalone; debt and cash come from the latest filed standalone balance sheet. EBITDA = PBT + interest + depreciation.

Enterprise value
Data unavailable.
EV / EBITDA
Data unavailable.
EV / Sales
Data unavailable.
Market cap / Sales
1.79x
Earnings yield
Data unavailable.

Quarterly Financials

↑ Positive
Quarterly Revenue

Jun 2026 quarterly revenue is Rs 2,281 Cr, up 22.1% YoY.

↑ Positive
Quarterly Net Profit

Jun 2026 quarterly net profit is Rs 317 Cr, up 206.7% YoY.

Period endRevenue (₹ Cr)PBT (₹ Cr)Net profit (₹ Cr)Basic EPS
June 30, 2026 2,281 421 317 ₹
March 31, 2026 2,185 371 282 ₹
Dec. 31, 2025 2,047 244 186 ₹
Sept. 30, 2025 1,939 160 122 ₹
June 30, 2025 1,868 136 103 ₹
March 31, 2025 1,843 95 83 ₹
Dec. 31, 2024 1,763 136 109 ₹
Sept. 30, 2024 1,820 310 233 ₹
June 30, 2024 1,774 400 301 ₹
March 31, 2024 1,765 440 330 ₹
Dec. 31, 2023 1,655 394 300 ₹
Sept. 30, 2023 1,580 436 328 ₹
June 30, 2023 1,464 432 324 ₹

Quarterly income statement (standalone, ₹ Cr)

IndicatorJun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23
Total income (before exceptional items)2,2812,1852,0471,9391,8681,8431,7631,8201,7741,7651,6551,5801,464
Operating revenue2,0251,8781,7521,6821,6191,5731,5911,6131,5771,5291,4711,3911,287
Other income256307295256249270172207197236185189177
Operating expenses—————————————
Operating profit—————————————
Operating profit margin—————————————
Depreciation—————————————
Interest—————————————
Exceptional items, gain / (loss)—————————————
Profit before tax42137124416013695136310400440394436432
Tax104895939321228779911094109108
Net profit31728218612210383109233301330300328324
EPS—————————————
Net profit (TTM)9066934944175287269721,1641,2591,2811,2611,2551,221
EPS (TTM)—————————————

Total income excludes exceptional items, which are shown on their own row. Trendlyne and Screener fold exceptional items into revenue or other income, so their totals differ from this table by exactly that row.

Annual Financials

Annual income statement (standalone, ₹ Cr; CAGR to the latest year)

IndicatorCAGR 3YCAGR 5YMar 26Mar 25Mar 24Mar 23Mar 22Mar 21
Total income (before exceptional items) 19.4% 20.9% 8,039†7,201†6,464†4,725†3,128†3,117†
Operating revenue 18.5% 19.8% 6,931†6,354†5,677†4,165†2,813†2,806†
Other income — — 1,108†846†787†560†315†311†
Operating expenses — — ——————
Operating profit — — ——————
Operating profit margin — — ——————
Depreciation — — ——————
Interest — — ——————
Exceptional items, gain / (loss) — — 0†0†0†0†0†0†
Profit before tax -14.7% 145.5% 911†942†1,702†1,467†-550†10†
Tax — — 218†215†421†367†-136†2†
Net profit -14.3% 142.2% 693†726†1,281†1,100†-415†8†
EPS — — ——————

† Derived: the sum of that fiscal year's four quarterly filings (a real annual filing is used wherever one exists). Checked against filed annual figures, the sum lands within 0.5% for about 94% of company-years.

Annual ratios (standalone)

RatioMar 26Mar 25Mar 24Mar 23Mar 22Mar 21
Operating margin——————
EBIT margin——————
PBT margin13.1%†14.8%†30.0%†35.2%†-19.6%†0.4%†
Net margin10.0%†11.4%†22.6%†26.4%†-14.7%†0.3%†
Interest coverage——————
Dividend payout——————
Earnings retention——————
Current ratio——————
Quick ratio——————
Debt to equity——————
Return on equity——————
Return on assets1.2%†1.5%†————
Return on capital employed——————
Asset turnover0.12x†0.13x†————

Margins and asset turnover use operating revenue (interest earned for banks, excluding other income), not total income. Liquidity, leverage and return ratios need a filed standalone balance sheet, which exists only for recent years; returns use year-end equity/assets. Dividend payout is shown only for companies with a dividend record. † = built from a summed fiscal year.

Revenue Mix

Data unavailable.

Cash Flow

Year endedOperating (₹ Cr)Investing (₹ Cr)Financing (₹ Cr)Capex (₹ Cr)Free Cash Flow (₹ Cr)
March 31, 2026 1,843 -2,481 911 — —
March 31, 2025 2,028 -1,793 398 — —
March 31, 2024 1,582 -854 -519 — —
March 31, 2022 2,547 -841 -1,484 — —

Balance Sheet (standalone)

Year endedTotal Assets (₹ Cr)Total Equity (₹ Cr)Reserves (₹ Cr)Borrowings, Current (₹ Cr)Borrowings, Non-current (₹ Cr)Current Assets (₹ Cr)Current Liabilities (₹ Cr)Cash & Equivalents (₹ Cr)Net Block (₹ Cr)Inventory (₹ Cr)
March 31, 2026 57,541 — — — — — — — — —
March 31, 2025 47,689 — — — — — — — — —
March 31, 2024 — — — — — — — — — —
March 31, 2022 — — — — — — — — — —

Financial charts

Trend charts drawn from the standalone income-statement and ratio tables above (oldest year on the left); a gap means that period has no figure. Annual years marked † in the tables are derived from four quarters.