Baid Finserv Limited

Financial Services · Finance

NSE: BAIDFIN BSE: 511724
₹10.33
Oct. 5, 2026 · NSE · nse_bhavcopy

Peers in Finance

The largest companies in the same industry by market cap. This company ranks #172 of 510. PE, ROE, 1Y return and scores come from the daily/weekly precomputed snapshot.

CompanyMarket cap (₹ Cr)PE (TTM)ROE1Y returnDiv. yieldQualityValuationMomentum
Bajaj Finance Limited 603,918 — 16.5% -3.9% — 58 18 28
Bajaj Finserv Limited 280,320 — 14.0% -13.9% — 28 81 25
Shriram Finance Limited 228,562 — 15.2% 44.7% — 48 50 29
Jio Financial Services Limited 139,987 — 1.2% -30.8% 0.28% 4 99 9
Cholamandalam Investment and Finance Company Limited 136,874 — 17.2% -1.8% — 50 29 25
Tata Capital Limited 134,817 — — — — — 61 28
Bajaj Holdings & Investment Limited 119,440 — 11.9% -9.1% 1.35% 80 91 31
Muthoot Finance Limited 109,055 — 26.7% -15.8% 1.10% 71 65 13
Baid Finserv Limited (this stock) 160 — 3.4% -3.1% — 19 100 33

Valuation multiples

Current only. Market cap is the whole company's; sales/EBITDA are trailing-twelve-month standalone; debt and cash come from the latest filed standalone balance sheet. EBITDA = PBT + interest + depreciation.

Enterprise value
Data unavailable.
EV / EBITDA
Data unavailable.
EV / Sales
Data unavailable.
Market cap / Sales
2.75x
Earnings yield
Data unavailable.

Quarterly Financials

↑ Positive
Quarterly Revenue

Mar 2019 quarterly revenue is Rs 12 Cr, up 6.1% YoY.

↓ Negative
Quarterly Net Profit

Mar 2019 quarterly net profit is Rs 1 Cr, down 17.4% YoY.

Period endRevenue (₹ Cr)PBT (₹ Cr)Net profit (₹ Cr)Basic EPS
June 30, 2026 22 6 4 ₹
March 31, 2026 25 2 2 ₹
Dec. 31, 2025 25 6 5 ₹
Sept. 30, 2025 24 6 5 ₹
June 30, 2025 24 5 4 ₹
March 31, 2025 22 5 4 ₹
Dec. 31, 2024 21 6 5 ₹
Sept. 30, 2024 20 3 2 ₹
June 30, 2024 19 4 3 ₹
March 31, 2024 15 2 1 ₹
Dec. 31, 2023 18 5 4 ₹
Sept. 30, 2023 15 3 3 ₹
June 30, 2023 18 7 6 ₹

Quarterly income statement (standalone, ₹ Cr)

IndicatorMar 19Dec 18Sep 18Jun 18Mar 18Dec 17Sep 17Jun 17Mar 17Dec 16Sep 16Jun 16Mar 16
Total income (before exceptional items)121616141111109227775
Operating revenue121616141111109227775
Other income0000000000000
Operating expenses356644439-0114
Operating profit8111197766137761
Operating profit margin71.2%71.1%66.2%61.4%65.0%67.5%60.4%64.6%58.9%100.9%88.0%87.1%28.1%
Depreciation0000000000000
Interest8876653373220
Exceptional items, gain / (loss)—————————————
Profit before tax1343123261231
Tax0111011121110
Net profit1232122241121
EPS—————————————
Net profit (TTM)8876688775443
EPS (TTM)—————————————

Total income excludes exceptional items, which are shown on their own row. Trendlyne and Screener fold exceptional items into revenue or other income, so their totals differ from this table by exactly that row.

Annual Financials

Year endedRevenue (₹ Cr)PBT (₹ Cr)Net profit (₹ Cr)
March 31, 2026 97 20 15
March 31, 2025 82 18 13
March 31, 2024 66 18 13
March 31, 2023 55 14 10

Annual income statement (standalone, ₹ Cr; CAGR to the latest year)

IndicatorCAGR 3YCAGR 5YMar 26Mar 25Mar 24Mar 23Mar 19Mar 18Mar 17Mar 16Mar 15Mar 13
Total income (before exceptional items) — — ————59†41†45†18†——
Operating revenue 21.0% — 9782665558†41†45†18†8†20†
Other income — — ————0†0†0†0†——
Operating expenses — — ————19†15†11†3†-0†14†
Operating profit — — ————39†26†34†15†9†7†
Operating profit margin — — ————67.3%†64.5%†75.4%†83.8%†102.5%†32.8%†
Depreciation — — ————0†0†0†0†0†0†
Interest — — ————28†18†15†6†3†3†
Exceptional items, gain / (loss) — — ————0†0†0†0†0†0†
Profit before tax 12.8% — 2018181411†8†11†4†2†1†
Tax — — ————3†3†4†1†——
Net profit 13.0% — 151313108†6†7†3†1†1†
EPS — — ——————————

† Derived: the sum of that fiscal year's four quarterly filings (a real annual filing is used wherever one exists). Checked against filed annual figures, the sum lands within 0.5% for about 94% of company-years.

Annual ratios (standalone)

RatioMar 26Mar 25Mar 24Mar 23Mar 19Mar 18Mar 17Mar 16Mar 15Mar 13
Operating margin————67.3%†64.5%†75.4%†83.8%†102.5%†32.8%†
EBIT margin————67.4%†64.3%†58.5%†53.8%†62.4%†18.1%†
PBT margin20.6%22.1%27.5%25.5%18.6%†20.2%†25.3%†23.3%†21.6%†3.7%†
Net margin15.4%16.4%19.6%18.9%13.5%†13.9%†16.5%†16.4%†14.3%†2.5%†
Interest coverage————1.38x†1.46x†1.76x†1.77x†1.53x†1.26x†
Dividend payout——————————
Earnings retention——————————
Current ratio——————————
Quick ratio——————————
Debt to equity——————————
Return on equity6.4%7.5%————————
Return on assets2.8%3.0%————————
Return on capital employed——————————
Asset turnover0.18x0.18x————————

Margins and asset turnover use operating revenue (interest earned for banks, excluding other income), not total income. Liquidity, leverage and return ratios need a filed standalone balance sheet, which exists only for recent years; returns use year-end equity/assets. Dividend payout is shown only for companies with a dividend record. † = built from a summed fiscal year.

Revenue Mix

Data unavailable.

Cash Flow

Year endedOperating (₹ Cr)Investing (₹ Cr)Financing (₹ Cr)Capex (₹ Cr)Free Cash Flow (₹ Cr)
March 31, 2026 -33 -8 37 1 -35
March 31, 2025 2 -6 -17 2 0
March 31, 2024 -22 -2 47 3 -25
March 31, 2023 6 3 -8 0 5

Balance Sheet (standalone)

Year endedTotal Assets (₹ Cr)Total Equity (₹ Cr)Reserves (₹ Cr)Borrowings, Current (₹ Cr)Borrowings, Non-current (₹ Cr)Current Assets (₹ Cr)Current Liabilities (₹ Cr)Cash & Equivalents (₹ Cr)Net Block (₹ Cr)Inventory (₹ Cr)
March 31, 2026 539 233 202 — — — — 7 6 0
March 31, 2025 454 179 155 — — — — 11 5 1
March 31, 2024 — — — — — — — — — —
March 31, 2023 — — — — — — — — — —

Financial charts

Trend charts drawn from the standalone income-statement and ratio tables above (oldest year on the left); a gap means that period has no figure. Annual years marked † in the tables are derived from four quarters.