Bajaj Finance Limited

Financial Services · Finance

NSE: BAJFINANCE BSE: 500034
₹959.40
Sept. 30, 2026 · NSE · nse_bhavcopy

Peers in Finance

The largest companies in the same industry by market cap. This company ranks #1 of 510. PE, ROE, 1Y return and scores come from the daily/weekly precomputed snapshot.

CompanyMarket cap (₹ Cr)PE (TTM)ROE1Y returnDiv. yieldQualityValuationMomentum
Bajaj Finance Limited (this stock) 597,318 — 16.5% -2.9% — 58 18 28
Bajaj Finserv Limited 277,055 — 14.0% -13.8% — 28 81 25
Shriram Finance Limited 231,221 — 15.2% 51.5% — 48 50 29
Jio Financial Services Limited 143,209 — 1.2% -27.7% 0.28% 4 99 9
Tata Capital Limited 139,210 — — — — — 61 28
Cholamandalam Investment and Finance Company Limited 138,119 — 17.2% 0.9% — 50 29 25
Bajaj Holdings & Investment Limited 120,064 — 11.9% -10.1% 1.34% 80 91 31
Muthoot Finance Limited 109,886 — 26.7% -13.0% 1.10% 71 65 13

Valuation multiples

Current only. Market cap is the whole company's; sales/EBITDA are trailing-twelve-month standalone; debt and cash come from the latest filed standalone balance sheet. EBITDA = PBT + interest + depreciation.

Enterprise value
Data unavailable.
EV / EBITDA
Data unavailable.
EV / Sales
Data unavailable.
Market cap / Sales
37.25x
Earnings yield
Data unavailable.

Quarterly Financials

↑ Positive
Quarterly Revenue

Dec 2018 quarterly revenue is Rs 4,673 Cr, up 31.9% YoY.

↑ Positive
Quarterly Net Profit

Dec 2018 quarterly net profit is Rs 1,023 Cr, up 33.4% YoY.

Period endRevenue (₹ Cr)PBT (₹ Cr)Net profit (₹ Cr)Basic EPS
June 30, 2026 19,802 7,163 5,346 ₹
March 31, 2026 18,430 6,484 4,840 ₹
Dec. 31, 2025 18,068 5,938 4,581 ₹
Sept. 30, 2025 17,184 5,703 4,251 ₹
June 30, 2025 16,697 5,546 4,133 ₹
March 31, 2025 15,797 4,905 3,940 ₹
Dec. 31, 2024 15,371 4,978 3,706 ₹
Sept. 30, 2024 14,487 7,191 5,614 ₹
June 30, 2024 13,723 4,602 3,402 ₹
March 31, 2024 12,760 4,566 3,402 ₹
Dec. 31, 2023 12,100 4,291 3,177 ₹
Sept. 30, 2023 11,408 4,191 3,106 ₹
June 30, 2023 10,664 4,005 2,959 ₹

Quarterly income statement (standalone, ₹ Cr)

IndicatorDec 18Sep 18Jun 18Mar 18Dec 17Sep 17Jun 17Mar 17Dec 16Sep 16Jun 16Mar 16Dec 15
Total income (before exceptional items)4,6734,0933,7963,5573,5433,1023,1652,6731,8031,5631,5201,2541,366
Operating revenue4,6654,0453,7913,5353,5413,0863,1502,6651,7761,5451,5061,2141,358
Other income848522316148271915418
Operating expenses1,4721,2051,1771,2371,1691,0791,139980-99-190-133-160-69
Operating profit3,1932,8412,6142,2982,3712,0072,0111,6851,8751,7351,6391,3741,427
Operating profit margin68.5%70.2%69.0%65.0%67.0%65.0%63.8%63.2%105.6%112.3%108.8%113.2%105.1%
Depreciation38322929272422201818161715
Interest1,5791,4281,2941,1921,1711,1441,078984980956883806749
Exceptional items, gain / (loss)—————————————
Profit before tax1,5851,4291,2961,0991,176856925690850626652489625
Tax562508463378409299323241294219228174217
Net profit1,023920834721767557602449556408424315408
EPS17.74————————————
Net profit (TTM)3,4983,2422,8782,6472,3752,1642,0151,8371,7021,5551,4271,2791,194
EPS (TTM)—————————————

Total income excludes exceptional items, which are shown on their own row. Trendlyne and Screener fold exceptional items into revenue or other income, so their totals differ from this table by exactly that row.

Annual Financials

Year endedRevenue (₹ Cr)PBT (₹ Cr)Net profit (₹ Cr)
March 31, 2026 69,851 23,672 17,804
March 31, 2025 59,380 21,676 16,662
March 31, 2024 46,939 17,053 12,644
March 31, 2023 35,681 13,882 10,290

Annual income statement (standalone, ₹ Cr; CAGR to the latest year)

IndicatorCAGR 3YCAGR 5YMar 26Mar 25Mar 24Mar 23Mar 18Mar 17Mar 16Mar 15Mar 14
Total income (before exceptional items) — — ————13,367†7,560†4,812†3,569†2,622†
Operating revenue 25.1% — 69,85159,38046,93935,68113,312†7,491†4,733†3,532†2,581†
Other income — — ————55†69†79†36†42†
Operating expenses — — ————4,624†557†-491†-471†-194†
Operating profit — — ————8,688†6,934†5,224†4,003†2,774†
Operating profit margin — — ————65.3%†92.6%†110.4%†113.3%†107.5%†
Depreciation — — ————102†71†56†36†29†
Interest — — ————4,585†3,803†2,927†2,248†1,573†
Exceptional items, gain / (loss) — — ————0†0†0†0†0†
Profit before tax 19.5% — 23,67221,67617,05313,8824,056†2,818†1,965†1,357†1,091†
Tax — — ————1,410†981†686†459†372†
Net profit 20.1% — 17,80416,66212,64410,2902,647†1,837†1,279†898†719†
EPS — — —————————

† Derived: the sum of that fiscal year's four quarterly filings (a real annual filing is used wherever one exists). Checked against filed annual figures, the sum lands within 0.5% for about 94% of company-years.

Annual ratios (standalone)

RatioMar 26Mar 25Mar 24Mar 23Mar 18Mar 17Mar 16Mar 15Mar 14
Operating margin————65.3%†92.6%†110.4%†113.3%†107.5%†
EBIT margin————64.9%†88.4%†103.3%†102.1%†103.2%†
PBT margin33.9%36.5%36.3%38.9%30.5%†37.6%†41.5%†38.4%†42.3%†
Net margin25.5%28.1%26.9%28.8%19.9%†24.5%†27.0%†25.4%†27.9%†
Interest coverage————1.88x†1.74x†1.67x†1.60x†1.69x†
Dividend payout—————————
Earnings retention—————————
Current ratio—————————
Quick ratio—————————
Debt to equity—————————
Return on equity17.3%18.9%———————
Return on assets4.1%4.5%———————
Return on capital employed—————————
Asset turnover0.16x0.16x———————

Margins and asset turnover use operating revenue (interest earned for banks, excluding other income), not total income. Liquidity, leverage and return ratios need a filed standalone balance sheet, which exists only for recent years; returns use year-end equity/assets. Dividend payout is shown only for companies with a dividend record. † = built from a summed fiscal year.

Revenue Mix

Data unavailable.

Cash Flow

Year endedOperating (₹ Cr)Investing (₹ Cr)Financing (₹ Cr)Capex (₹ Cr)Free Cash Flow (₹ Cr)
March 31, 2026 -40,854 -1,146 40,260 516 -41,369
March 31, 2025 -50,995 -1,099 51,604 551 -51,547
March 31, 2024 -54,338 -7,763 64,774 568 -54,906
March 31, 2023 -27,331 -12,372 38,021 449 -27,780
March 31, 2022 -23,795 3,806 21,515 350 -24,145

Balance Sheet (standalone)

Year endedTotal Assets (₹ Cr)Total Equity (₹ Cr)Reserves (₹ Cr)Borrowings, Current (₹ Cr)Borrowings, Non-current (₹ Cr)Current Assets (₹ Cr)Current Liabilities (₹ Cr)Cash & Equivalents (₹ Cr)Net Block (₹ Cr)Inventory (₹ Cr)
March 31, 2026 432,203 103,122 102,501 — — — — 1,634 2,681 0
March 31, 2025 367,870 87,996 87,872 — — — — 3,374 2,532 0
March 31, 2024 — — — — — — — — — —
March 31, 2023 — — — — — — — — — —
March 31, 2022 — — — — — — — — — —

Financial charts

Trend charts drawn from the standalone income-statement and ratio tables above (oldest year on the left); a gap means that period has no figure. Annual years marked † in the tables are derived from four quarters.