Capital India Finance Limited

Financial Services · Finance

NSE: CIFL BSE: 530879
₹21.34
Sept. 30, 2026 · NSE · nse_bhavcopy

Peers in Finance

The largest companies in the same industry by market cap. This company ranks #103 of 510. PE, ROE, 1Y return and scores come from the daily/weekly precomputed snapshot.

CompanyMarket cap (₹ Cr)PE (TTM)ROE1Y returnDiv. yieldQualityValuationMomentum
Bajaj Finance Limited 597,318 — 16.5% -2.9% — 58 18 28
Bajaj Finserv Limited 277,055 — 14.0% -13.8% — 28 81 25
Shriram Finance Limited 231,221 — 15.2% 51.5% — 48 50 29
Jio Financial Services Limited 143,209 — 1.2% -27.7% 0.28% 4 99 9
Tata Capital Limited 139,210 — — — — — 61 28
Cholamandalam Investment and Finance Company Limited 138,119 — 17.2% 0.9% — 50 29 25
Bajaj Holdings & Investment Limited 120,064 — 11.9% -10.1% 1.34% 80 91 31
Muthoot Finance Limited 109,886 — 26.7% -13.0% 1.10% 71 65 13
Capital India Finance Limited (this stock) 835 — 4.5% -40.5% — 48 96 69

Valuation multiples

Current only. Market cap is the whole company's; sales/EBITDA are trailing-twelve-month standalone; debt and cash come from the latest filed standalone balance sheet. EBITDA = PBT + interest + depreciation.

Enterprise value
Data unavailable.
EV / EBITDA
Data unavailable.
EV / Sales
Data unavailable.
Market cap / Sales
15.54x
Earnings yield
Data unavailable.

Quarterly Financials

↑ Positive
Quarterly Revenue

Mar 2019 quarterly revenue is Rs 22 Cr, up 81.7% YoY.

↑ Positive
Quarterly Net Profit

Mar 2019 quarterly net profit is Rs 4 Cr, up 2749.3% YoY.

Period endRevenue (₹ Cr)PBT (₹ Cr)Net profit (₹ Cr)Basic EPS
June 30, 2026 69 5 4 ₹
March 31, 2026 64 2 3 ₹
Dec. 31, 2025 62 -1 -0 ₹
Sept. 30, 2025 41 44 38 ₹
June 30, 2025 45 0 0 ₹
March 31, 2025 43 1 1 ₹
March 31, 2019 21 6 4 ₹
Dec. 31, 2018 15 4 3 ₹
Sept. 30, 2018 11 3 2 ₹
June 30, 2018 7 1 1 ₹
March 31, 2018 12 1 0 ₹
Dec. 31, 2017 5 1 0 ₹
Sept. 30, 2017 5 2 2 ₹

Quarterly income statement (standalone, ₹ Cr)

IndicatorMar 19Dec 18Sep 18Jun 18Mar 18Dec 17Sep 17Jun 17Mar 17Dec 16Sep 16Jun 16Mar 16
Total income (before exceptional items)2215127—5——3————
Operating revenue21151171255432222
Other income1111—0——0————
Operating expenses1187582———————
Operating profit1074233———————
Operating profit margin46.8%47.4%37.1%26.1%28.4%68.5%———————
Depreciation111100———————
Interest3311223322222
Exceptional items, gain / (loss)—————————————
Profit before tax6431112100000
Tax211011———————
Net profit4321002100000
EPS—————————————
Net profit (TTM)10643333100000
EPS (TTM)—————————————

Total income excludes exceptional items, which are shown on their own row. Trendlyne and Screener fold exceptional items into revenue or other income, so their totals differ from this table by exactly that row.

Annual Financials

Year endedRevenue (₹ Cr)PBT (₹ Cr)Net profit (₹ Cr)
March 31, 2026 227 45 40
March 31, 2025 183 13 12

Annual income statement (standalone, ₹ Cr; CAGR to the latest year)

IndicatorCAGR 3YCAGR 5YMar 26Mar 25Mar 19Mar 18Mar 17Mar 16Mar 15Mar 14Mar 13Mar 12Mar 11
Total income (before exceptional items) — — ——56†————————
Operating revenue — — 22718354†26†9†8†4†2†1†1†—
Other income — — ——3†————————
Operating expenses — — ——31†————————
Operating profit — — ——23†————————
Operating profit margin — — ——42.3%†————————
Depreciation — — ——3†————————
Interest — — ——8†10†8†7†4†1†1†1†—
Exceptional items, gain / (loss) — — ——0†0†0†0†0†0†0†0†0†
Profit before tax — — 451315†5†0†0†0†0†0†0†0†
Tax — — ——4†————————
Net profit — — 401210†3†0†0†0†0†0†0†0†
EPS — — ———————————

† Derived: the sum of that fiscal year's four quarterly filings (a real annual filing is used wherever one exists). Checked against filed annual figures, the sum lands within 0.5% for about 94% of company-years.

Annual ratios (standalone)

RatioMar 26Mar 25Mar 19Mar 18Mar 17Mar 16Mar 15Mar 14Mar 13Mar 12Mar 11
Operating margin——42.3%†————————
EBIT margin——41.7%†58.4%†96.5%†95.5%†95.1%†93.5%†96.7%†97.0%†—
PBT margin20.0%7.0%27.1%†18.1%†5.1%†1.9%†3.1%†4.7%†9.1%†9.2%†—
Net margin17.8%6.4%19.0%†11.5%†5.1%†1.9%†2.4%†4.7%†9.1%†9.2%†—
Interest coverage——2.87x†1.45x†1.06x†1.02x†1.03x†1.05x†1.10x†1.11x†—
Dividend payout———————————
Earnings retention———————————
Current ratio———————————
Quick ratio———————————
Debt to equity———————————
Return on equity6.0%1.9%—————————
Return on assets2.4%0.9%—————————
Return on capital employed———————————
Asset turnover0.13x0.13x—————————

Margins and asset turnover use operating revenue (interest earned for banks, excluding other income), not total income. Liquidity, leverage and return ratios need a filed standalone balance sheet, which exists only for recent years; returns use year-end equity/assets. Dividend payout is shown only for companies with a dividend record. † = built from a summed fiscal year.

Revenue Mix

Data unavailable.

Cash Flow

Year endedOperating (₹ Cr)Investing (₹ Cr)Financing (₹ Cr)Capex (₹ Cr)Free Cash Flow (₹ Cr)
March 31, 2026 -279 86 268 2 -281
March 31, 2025 48 -47 16 3 45

Balance Sheet (standalone)

Year endedTotal Assets (₹ Cr)Total Equity (₹ Cr)Reserves (₹ Cr)Borrowings, Current (₹ Cr)Borrowings, Non-current (₹ Cr)Current Assets (₹ Cr)Current Liabilities (₹ Cr)Cash & Equivalents (₹ Cr)Net Block (₹ Cr)Inventory (₹ Cr)
March 31, 2026 1,711 669 591 — — — — 176 7 0
March 31, 2025 1,367 622 544 — — — — 101 10 0

Financial charts

Trend charts drawn from the standalone income-statement and ratio tables above (oldest year on the left); a gap means that period has no figure. Annual years marked † in the tables are derived from four quarters.