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CREDITACCESS GRAMEEN LIMITED

Financial Services · Finance

NSE: CREDITACC BSE: 541770
₹1272.00
Sept. 30, 2026 · NSE · nse_bhavcopy

Peers in Finance

The largest companies in the same industry by market cap. This company ranks #31 of 510. PE, ROE, 1Y return and scores come from the daily/weekly precomputed snapshot.

CompanyMarket cap (₹ Cr)PE (TTM)ROE1Y returnDiv. yieldQualityValuationMomentum
Bajaj Finance Limited 597,318 — 16.5% -2.9% — 58 18 28
Bajaj Finserv Limited 277,055 — 14.0% -13.8% — 28 81 25
Shriram Finance Limited 231,221 — 15.2% 51.5% — 48 50 29
Jio Financial Services Limited 143,209 — 1.2% -27.7% 0.28% 4 99 9
Tata Capital Limited 139,210 — — — — — 61 28
Cholamandalam Investment and Finance Company Limited 138,119 — 17.2% 0.9% — 50 29 25
Bajaj Holdings & Investment Limited 120,064 — 11.9% -10.1% 1.34% 80 91 31
Muthoot Finance Limited 109,886 — 26.7% -13.0% 1.10% 71 65 13
CREDITACCESS GRAMEEN LIMITED (this stock) 20,385 — 9.9% -9.2% — 67 68 28

Valuation multiples

Current only. Market cap is the whole company's; sales/EBITDA are trailing-twelve-month standalone; debt and cash come from the latest filed standalone balance sheet. EBITDA = PBT + interest + depreciation.

Enterprise value
Data unavailable.
EV / EBITDA
Data unavailable.
EV / Sales
Data unavailable.
Market cap / Sales
Data unavailable.
Earnings yield
Data unavailable.

Quarterly Financials

Period endRevenue (₹ Cr)PBT (₹ Cr)Net profit (₹ Cr)Basic EPS
June 30, 2026 1,783 660 493 ₹
March 31, 2026 1,597 445 340 ₹
Dec. 31, 2025 1,490 338 252 ₹
Sept. 30, 2025 1,508 169 126 ₹
June 30, 2025 1,463 81 60 ₹
March 31, 2025 1,407 51 47 ₹
Dec. 31, 2024 1,380 -129 -100 ₹
Sept. 30, 2024 1,453 252 186 ₹
June 30, 2024 1,512 535 398 ₹
March 31, 2024 1,457 529 397 ₹
Dec. 31, 2023 1,292 476 353 ₹
Sept. 30, 2023 1,247 469 349 ₹
June 30, 2023 1,170 465 346 ₹

Quarterly income statement (standalone, ₹ Cr)

IndicatorMar 19Sep 18
Total income (before exceptional items)336310
Operating revenue336309
Other income11
Operating expenses11487
Operating profit221222
Operating profit margin66.0%71.8%
Depreciation22
Interest103107
Exceptional items, gain / (loss)——
Profit before tax118114
Tax4141
Net profit7673
EPS5.77—
Net profit (TTM)——
EPS (TTM)——

Total income excludes exceptional items, which are shown on their own row. Trendlyne and Screener fold exceptional items into revenue or other income, so their totals differ from this table by exactly that row.

Annual Financials

Year endedRevenue (₹ Cr)PBT (₹ Cr)Net profit (₹ Cr)
March 31, 2026 6,059 1,033 778
March 31, 2025 5,752 709 531
March 31, 2024 5,167 1,939 1,446
March 31, 2023 3,545 1,105 826

Annual income statement (standalone, ₹ Cr; CAGR to the latest year)

IndicatorCAGR 3YCAGR 5YMar 26Mar 25Mar 24Mar 23
Total income (before exceptional items) — — ————
Operating revenue 19.6% — 6,0595,7525,1673,545
Other income — — ————
Operating expenses — — ————
Operating profit — — ————
Operating profit margin — — ————
Depreciation — — ————
Interest — — ————
Exceptional items, gain / (loss) — — ————
Profit before tax -2.2% — 1,0337091,9391,105
Tax — — ————
Net profit -2.0% — 7785311,446826
EPS — — ————

† Derived: the sum of that fiscal year's four quarterly filings (a real annual filing is used wherever one exists). Checked against filed annual figures, the sum lands within 0.5% for about 94% of company-years.

Annual ratios (standalone)

RatioMar 26Mar 25Mar 24Mar 23
Operating margin————
EBIT margin————
PBT margin17.1%12.3%37.5%31.2%
Net margin12.8%9.2%28.0%23.3%
Interest coverage————
Dividend payout————
Earnings retention————
Current ratio————
Quick ratio————
Debt to equity————
Return on equity9.9%7.6%——
Return on assets2.4%1.9%——
Return on capital employed————
Asset turnover0.19x0.21x——

Margins and asset turnover use operating revenue (interest earned for banks, excluding other income), not total income. Liquidity, leverage and return ratios need a filed standalone balance sheet, which exists only for recent years; returns use year-end equity/assets. Dividend payout is shown only for companies with a dividend record. † = built from a summed fiscal year.

Revenue Mix

Data unavailable.

Cash Flow

Year endedOperating (₹ Cr)Investing (₹ Cr)Financing (₹ Cr)Capex (₹ Cr)Free Cash Flow (₹ Cr)
March 31, 2026 -2,770 -101 2,751 15 -2,785
March 31, 2025 1,125 708 -1,669 27 1,098
March 31, 2024 -4,734 -994 5,494 12 -4,746
March 31, 2023 -3,290 -314 3,365 14 -3,303
March 31, 2022 -1,969 -189 1,684 17 -1,986

Balance Sheet (standalone)

Year endedTotal Assets (₹ Cr)Total Equity (₹ Cr)Reserves (₹ Cr)Borrowings, Current (₹ Cr)Borrowings, Non-current (₹ Cr)Current Assets (₹ Cr)Current Liabilities (₹ Cr)Cash & Equivalents (₹ Cr)Net Block (₹ Cr)Inventory (₹ Cr)
March 31, 2026 31,930 7,842 7,682 — — — — 1,151 44 0
March 31, 2025 27,802 6,956 6,796 — — — — 1,271 44 0
March 31, 2024 — — — — — — — — — —
March 31, 2023 — — — — — — — — — —
March 31, 2022 — — — — — — — — — —

Financial charts

Trend charts drawn from the standalone income-statement and ratio tables above (oldest year on the left); a gap means that period has no figure. Annual years marked † in the tables are derived from four quarters.