India Home Loan Limited

Financial Services · Finance

BSE: 530979
₹31.80
Sept. 30, 2026 · BSE · bse_bhavcopy

Peers in Finance

The largest companies in the same industry by market cap. This company ranks #260 of 510. PE, ROE, 1Y return and scores come from the daily/weekly precomputed snapshot.

CompanyMarket cap (₹ Cr)PE (TTM)ROE1Y returnDiv. yieldQualityValuationMomentum
Bajaj Finance Limited 597,318 — 16.5% -2.9% — 58 18 28
Bajaj Finserv Limited 277,055 — 14.0% -13.8% — 28 81 25
Shriram Finance Limited 231,221 — 15.2% 51.5% — 48 50 29
Jio Financial Services Limited 143,209 — 1.2% -27.7% 0.28% 4 99 9
Tata Capital Limited 139,210 — — — — — 61 28
Cholamandalam Investment and Finance Company Limited 138,119 — 17.2% 0.9% — 50 29 25
Bajaj Holdings & Investment Limited 120,064 — 11.9% -10.1% 1.34% 80 91 31
Muthoot Finance Limited 109,886 — 26.7% -13.0% 1.10% 71 65 13
India Home Loan Limited (this stock) 45 — 5.8% -11.6% — 11 78 67

Valuation multiples

Current only. Market cap is the whole company's; sales/EBITDA are trailing-twelve-month standalone; debt and cash come from the latest filed standalone balance sheet. EBITDA = PBT + interest + depreciation.

Enterprise value
Data unavailable.
EV / EBITDA
Data unavailable.
EV / Sales
Data unavailable.
Market cap / Sales
1.41x
Earnings yield
4.87%

Quarterly Financials

↓ Negative
Quarterly Revenue

Jun 2020 quarterly revenue is Rs 8 Cr, down 0.7% YoY.

↓ Negative
Quarterly Net Profit

Jun 2020 quarterly net profit is Rs 0 Cr, down 75.2% YoY.

Period endRevenue (₹ Cr)PBT (₹ Cr)Net profit (₹ Cr)Basic EPS
June 30, 2020 8 0 0 ₹0.0390
March 31, 2020 8 2 2 ₹1.1600
Dec. 31, 2019 8 1 0 ₹0.3300
June 30, 2019 8 0 0 ₹0.0200
March 31, 2019 8 0 0 ₹
Dec. 31, 2018 9 1 0 ₹
Sept. 30, 2018 9 1 1 ₹
June 30, 2018 7 1 1 ₹
March 31, 2018 6 1 1 ₹
Dec. 31, 2017 5 1 1 ₹
Sept. 30, 2017 3 1 1 ₹
June 30, 2017 2 1 1 ₹
March 31, 2017 2 0 0 ₹

Quarterly income statement (standalone, ₹ Cr)

IndicatorJun 20Mar 20Dec 19Jun 19Mar 19Dec 18Sep 18Jun 18Mar 18Dec 17Sep 17Jun 17Mar 17
Total income (before exceptional items)—988899765322
Operating revenue8888899765322
Other income—000000000000
Operating expenses3122222122111
Operating profit5766676643211
Operating profit margin66.5%83.1%73.6%76.0%77.0%75.0%74.7%79.6%69.0%68.9%66.9%56.5%33.2%
Depreciation0000000000000
Interest5556665432110
Exceptional items, gain / (loss)—————————————
Profit before tax0210011111110
Tax0000000000000
Net profit0200001111110
EPS0.041.160.330.02—————————
Net profit (TTM)2312334432211
EPS (TTM)1.55————————————

Total income excludes exceptional items, which are shown on their own row. Trendlyne and Screener fold exceptional items into revenue or other income, so their totals differ from this table by exactly that row.

Annual Financials

Annual income statement (standalone, ₹ Cr; CAGR to the latest year)

IndicatorCAGR 3YCAGR 5YMar 19Mar 18Mar 17Mar 16Mar 15Mar 14Mar 13Mar 12Mar 11
Total income (before exceptional items) 98.5% 80.3% 34†17†6†4†3†2†1†——
Operating revenue 99.7% 81.2% 33†16†6†4†2†2†1†1†—
Other income — — 1†0†0†0†0†0†0†——
Operating expenses — — 8†5†1†1†—————
Operating profit 93.6% — 25†11†4†3†—————
Operating profit margin — — 76.5%†66.9%†75.1%†83.9%†—————
Depreciation — — 0†0†0†0†0†0†0†0†0†
Interest — — 22†7†2†1†—————
Exceptional items, gain / (loss) — — 0†0†0†0†0†0†0†0†0†
Profit before tax 40.8% 34.7% 4†4†1†1†1†1†1†0†0†
Tax — — 1†1†0†——0†0†——
Net profit 44.3% 34.1% 3†3†1†1†1†1†0†-0†0†
EPS — — —————————

† Derived: the sum of that fiscal year's four quarterly filings (a real annual filing is used wherever one exists). Checked against filed annual figures, the sum lands within 0.5% for about 94% of company-years.

Annual ratios (standalone)

RatioMar 19Mar 18Mar 17Mar 16Mar 15Mar 14Mar 13Mar 12Mar 11
Operating margin76.5%†66.9%†75.1%†83.9%†—————
EBIT margin76.7%†67.0%†56.9%†58.2%†—————
PBT margin10.9%†24.8%†25.4%†30.9%†33.3%†47.8%†43.3%†24.3%†—
Net margin7.8%†18.1%†17.9%†20.7%†23.4%†35.3%†34.1%†-7.2%†—
Interest coverage1.16x†1.59x†1.80x†2.14x†—————
Dividend payout—————————
Earnings retention—————————
Current ratio—————————
Quick ratio—————————
Debt to equity—————————
Return on equity—————————
Return on assets—————————
Return on capital employed—————————
Asset turnover—————————

Margins and asset turnover use operating revenue (interest earned for banks, excluding other income), not total income. Liquidity, leverage and return ratios need a filed standalone balance sheet, which exists only for recent years; returns use year-end equity/assets. Dividend payout is shown only for companies with a dividend record. † = built from a summed fiscal year.

Revenue Mix

Data unavailable.

Cash Flow

Year endedOperating (₹ Cr)Investing (₹ Cr)Financing (₹ Cr)Capex (₹ Cr)Free Cash Flow (₹ Cr)
March 31, 2026 4 2 -6 0 4
March 31, 2025 12 -5 -8 0 12

Balance Sheet (standalone)

Year endedTotal Assets (₹ Cr)Total Equity (₹ Cr)Reserves (₹ Cr)Borrowings, Current (₹ Cr)Borrowings, Non-current (₹ Cr)Current Assets (₹ Cr)Current Liabilities (₹ Cr)Cash & Equivalents (₹ Cr)Net Block (₹ Cr)Inventory (₹ Cr)
March 31, 2026 97 41 27 — — — — 0 0 0
March 31, 2025 100 41 27 — — — — 1 0 0

Financial charts

Trend charts drawn from the standalone income-statement and ratio tables above (oldest year on the left); a gap means that period has no figure. Annual years marked † in the tables are derived from four quarters.