Financial Services · Finance
The largest companies in the same industry by market cap. This company ranks #11 of 510. PE, ROE, 1Y return and scores come from the daily/weekly precomputed snapshot.
| Company | Market cap (₹ Cr) | PE (TTM) | ROE | 1Y return | Div. yield | Quality | Valuation | Momentum |
|---|---|---|---|---|---|---|---|---|
| Bajaj Finance Limited | 597,318 | — | 16.5% | -2.9% | — | 58 | 18 | 28 |
| Bajaj Finserv Limited | 277,055 | — | 14.0% | -13.8% | — | 28 | 81 | 25 |
| Shriram Finance Limited | 231,221 | — | 15.2% | 51.5% | — | 48 | 50 | 29 |
| Jio Financial Services Limited | 143,209 | — | 1.2% | -27.7% | 0.28% | 4 | 99 | 9 |
| Tata Capital Limited | 139,210 | — | — | — | — | — | 61 | 28 |
| Cholamandalam Investment and Finance Company Limited | 138,119 | — | 17.2% | 0.9% | — | 50 | 29 | 25 |
| Bajaj Holdings & Investment Limited | 120,064 | — | 11.9% | -10.1% | 1.34% | 80 | 91 | 31 |
| Muthoot Finance Limited | 109,886 | — | 26.7% | -13.0% | 1.10% | 71 | 65 | 13 |
| Indian Railway Finance Corporation Limited (this stock) | 103,607 | — | — | -36.8% | — | — | 83 | 46 |
| Period end | Revenue (₹ Cr) | PBT (₹ Cr) | Net profit (₹ Cr) | Basic EPS |
|---|---|---|---|---|
| June 30, 2026 | 8,261 | 1,927 | 1,927 | ₹ |
| March 31, 2026 | 7,336 | 1,684 | 1,684 | ₹ |
| Dec. 31, 2025 | 6,661 | 1,802 | 1,802 | ₹ |
| June 30, 2025 | 6,915 | 1,746 | 1,746 | ₹ |
| March 31, 2025 | 6,723 | 1,682 | 1,682 | ₹ |
| Dec. 31, 2024 | 6,763 | 1,631 | 1,631 | ₹ |
| Sept. 30, 2024 | 6,900 | 1,613 | 1,613 | ₹ |
| June 30, 2024 | 6,766 | 1,577 | 1,577 | ₹ |
| March 31, 2024 | 6,474 | 1,717 | 1,717 | ₹ |
| Dec. 31, 2023 | 6,745 | 1,604 | 1,604 | ₹ |
| Sept. 30, 2023 | 6,767 | 1,550 | 1,550 | ₹ |
| June 30, 2023 | 6,679 | 1,557 | 1,557 | ₹ |
| March 31, 2023 | 6,236 | 1,328 | 1,328 | ₹ |
| Year ended | Revenue (₹ Cr) | PBT (₹ Cr) | Net profit (₹ Cr) |
|---|---|---|---|
| March 31, 2026 | 27,285 | 7,009 | 7,009 |
| March 31, 2025 | 27,152 | 6,502 | 6,502 |
| March 31, 2024 | 26,645 | 6,412 | 6,412 |
| March 31, 2023 | 23,892 | 6,337 | 6,337 |
| Indicator | CAGR 3Y | CAGR 5Y | Mar 26 | Mar 25 | Mar 24 | Mar 23 |
|---|---|---|---|---|---|---|
| Total income (before exceptional items) | — | — | — | — | — | — |
| Operating revenue | 4.5% | — | 27,285 | 27,152 | 26,645 | 23,892 |
| Other income | — | — | — | — | — | — |
| Operating expenses | — | — | — | — | — | — |
| Operating profit | — | — | — | — | — | — |
| Operating profit margin | — | — | — | — | — | — |
| Depreciation | — | — | — | — | — | — |
| Interest | — | — | — | — | — | — |
| Exceptional items, gain / (loss) | — | — | — | — | — | — |
| Profit before tax | 3.4% | — | 7,009 | 6,502 | 6,412 | 6,337 |
| Tax | — | — | — | — | — | — |
| Net profit | 3.4% | — | 7,009 | 6,502 | 6,412 | 6,337 |
| EPS | — | — | — | — | — | — |
† Derived: the sum of that fiscal year's four quarterly filings (a real annual filing is used wherever one exists). Checked against filed annual figures, the sum lands within 0.5% for about 94% of company-years.
| Ratio | Mar 26 | Mar 25 | Mar 24 | Mar 23 |
|---|---|---|---|---|
| Operating margin | — | — | — | — |
| EBIT margin | — | — | — | — |
| PBT margin | 25.7% | 23.9% | 24.1% | 26.5% |
| Net margin | 25.7% | 23.9% | 24.1% | 26.5% |
| Interest coverage | — | — | — | — |
| Dividend payout | — | — | — | — |
| Earnings retention | — | — | — | — |
| Current ratio | — | — | — | — |
| Quick ratio | — | — | — | — |
| Debt to equity | — | — | — | — |
| Return on equity | 12.4% | 12.3% | — | — |
| Return on assets | 1.4% | 1.3% | — | — |
| Return on capital employed | — | — | — | — |
| Asset turnover | 0.05x | 0.06x | — | — |
Margins and asset turnover use operating revenue (interest earned for banks, excluding other income), not total income. Liquidity, leverage and return ratios need a filed standalone balance sheet, which exists only for recent years; returns use year-end equity/assets. Dividend payout is shown only for companies with a dividend record. † = built from a summed fiscal year.
Data unavailable.
| Year ended | Operating (₹ Cr) | Investing (₹ Cr) | Financing (₹ Cr) | Capex (₹ Cr) | Free Cash Flow (₹ Cr) |
|---|---|---|---|---|---|
| March 31, 2026 | -27,026 | -3 | 21,560 | 13 | -27,040 |
| March 31, 2025 | 8,230 | -0 | -2,572 | 1 | 8,229 |
| March 31, 2024 | 7,914 | -8 | -8,046 | 8 | 7,906 |
| March 31, 2023 | -28,584 | 0 | 28,643 | 1 | -28,585 |
| March 31, 2022 | -64,412 | -5 | 64,266 | 7 | -64,419 |
| Year ended | Total Assets (₹ Cr) | Total Equity (₹ Cr) | Reserves (₹ Cr) | Borrowings, Current (₹ Cr) | Borrowings, Non-current (₹ Cr) | Current Assets (₹ Cr) | Current Liabilities (₹ Cr) | Cash & Equivalents (₹ Cr) | Net Block (₹ Cr) | Inventory (₹ Cr) |
|---|---|---|---|---|---|---|---|---|---|---|
| March 31, 2026 | 516,676 | 56,749 | 43,680 | — | — | — | — | 211 | 18 | 0 |
| March 31, 2025 | 488,835 | 52,668 | 39,599 | — | — | — | — | 5,680 | 14 | 0 |
| March 31, 2024 | — | — | — | — | — | — | — | — | — | — |
| March 31, 2023 | — | — | — | — | — | — | — | — | — | — |
| March 31, 2022 | — | — | — | — | — | — | — | — | — | — |
Trend charts drawn from the standalone income-statement and ratio tables above (oldest year on the left); a gap means that period has no figure. Annual years marked † in the tables are derived from four quarters.
