LIC Housing Finance Limited

Financial Services · Finance

NSE: LICHSGFIN BSE: 500253
₹505.00
▼ -4.00 (-0.79%)
Oct. 5, 2026 · NSE · nse_bhavcopy
Quality
44/100
Moderate
Valuation
100/100
Undervalued
Momentum
11/100
Bearish

QVM read Cheap on its own multiples Quality Moderate, Valuation Undervalued, Momentum Bearish

Tradinity's own scoring, not a copy of any third party's -- see the Key Metrics section for the real ratios behind each number.

About

LIC Housing Finance Limited is the largest Housing Finance Company in India, with a registered corporate office in Mumbai. It is a deposit-taking housing finance company, and it is a subsidiary of LIC, mostly providing long-term financing to people who purchase or construct residential houses or flats. It also finances the repair and renovation of existing residences and gives loans to businesses to purchase or construct clinics, nursing homes, diagnostic centres, office space, or equipment.

Source: Wikipedia

Key Metrics

Market Capitalization
₹27,778 Cr
PE (TTM)
Data unavailable.
Price to Book
0.7
PEG (TTM)
Data unavailable (needs 8 quarters of EPS).
Institutions holding %
42.49%
FII + DII, latest filed period
Piotroski Score
Data unavailable.
Relative return vs Nifty50, qtr %
-0.1
Relative return vs Sector, qtr %
5.2
Free Cash Flow
₹-8,556 Cr
as of March 31, 2026
Industry median ₹-0 Cr (536 companies)
EPS Growth (YoY)
Data unavailable.
Net Profit Growth (TTM)
0.00%
as of June 30, 2026
Industry median 0.00% (481 companies)
Operating Revenue Growth (TTM)
0.00%
as of June 30, 2026
Industry median 0.00% (476 companies)
Profit Growth (YoY)
28.60%
as of March 31, 2019
Industry median 12.66% (188 companies)
Revenue Growth (YoY)
19.33%
as of March 31, 2019
Industry median 8.05% (138 companies)
Current Ratio
Data unavailable (needs a filed half-yearly balance sheet).
Debt to Equity
Data unavailable (needs a filed half-yearly balance sheet).
Interest Coverage
1.26
as of June 30, 2026
Industry median 2.05 (385 companies)
Net Margin
14.90%
as of March 31, 2019
Industry median 21.71% (183 companies)
Operating Margin (EBIT)
94.18%
as of March 31, 2019
Industry median 29.93% (192 companies)
Operating Margin (TTM)
93.99%
as of June 30, 2026
Industry median 31.63% (395 companies)
Return on Assets
1.72%
as of March 31, 2026
Industry median 0.85% (493 companies)
Return on Capital Employed
Data unavailable (needs a filed half-yearly balance sheet).
Return on Equity
13.53%
as of March 31, 2026
Industry median 1.37% (491 companies)

Investment checklist

Tradinity's own yes/no questions with the rule stated beside each. “Items without enough data are left out, never counted as a No, and the totals count only answered questions. A summary of numbers on this page, not advice.

Financials

3 of 6 met
  • Yes Net profit is higher than a year earlier in each of the last 4 quarters
  • Yes Revenue is higher than a year earlier in each of the last 4 quarters
  • No Quality score is Strong (70 or more)
  • No Return on equity is 15% or more (13.5%)
  • No Net cash flow for the latest year is positive
  • Yes Cash from operations is higher than the year before

Ownership

3 of 3 met
  • Yes FII/FPI or DII holding rose in the latest quarter
  • Yes Promoter holding rose or was unchanged in the latest quarter
  • Yes Promoter pledge is 5% of their holding or less and not rising (0.0% pledged)

Peer comparison

3 of 3 met
  • Yes 1-year return beats the industry median
  • Yes Revenue growth beats the industry median
  • Yes Profit growth beats the industry median

Value and momentum

1 of 5 met
  • Yes Valuation score is Undervalued (70 or more)
  • No Momentum score is Bullish (70 or more)
  • No Price is above the 5, 10 and 20 day averages
  • No Price is above the 50, 100 and 200 day averages
  • No Latest candle has a bullish shape (hammer, dragonfly doji, white marubozu)

Price

Download CSV

PE/EPS use each quarter's real filed EPS only from 45 days after quarter-end (no look-ahead) against the raw close of the day. Price-to-book isn't a mode here: the feed has no dated share count, so there's no real history to chart.

RSI (14) (same adjusted close series as the price chart above)

MACD (12, 26, 9) (same adjusted close series as the price chart above)

Relative Returns (vs NIFTY 50)

Prices adjusted for splits and bonuses. * = a corporate action affecting this date could not be parsed and is not reflected.

Price range

Day return
-0.8%
Low 501.9000 · High 514.9000
1W return
-10.5%
Low 499.2500 · High 566.7500
1M return
-10.2%
Low 499.2500 · High 576.7000
52W return
-12.5%
Low 458.9000 · High 598.2000
Lifetime High ₹1468.7500 (Oct. 6, 2010)
Lifetime Low ₹24.5500 (May 16, 2000)

Full price history and technicals →

EMA & SMA

Bullish0
Bearish6
5D
525.6
10D
537.9
20D
542.3
50D
539.4
100D
537.0
200D
533.3

Delivery and volume

Day avg. delivery
43.1%
Week avg. delivery
46.7%
Month avg. delivery
49.7%

Week = 5 sessions, Month = 22 sessions ending the latest trading day — the same combined NSE+BSE delivery data as the table below, just summed.

Resistance and support

507.27
Pivot
First resistance512.63
Second resistance520.27
Third resistance525.63
First support499.63
Second support494.27
Third support486.63
Day RSI34.0
Day MFI41.5
Day MACD-1.82
Day MACD signal5.21

Beta

1M1.36
3M0.95
1Y1.03
3Y1.36

Price change analysis

↓ -10.2%
Over 1 Month
LowHigh
499.25576.70
↓ -8.0%
Over 3 Months
LowHigh
485.45579.40
↓ -2.4%
Over 6 Months
LowHigh
485.45598.20
↓ -12.5%
Over 1 Year
LowHigh
458.90598.20
Legend Positive indicator Neutral indicator Negative indicator

Buy/Sell Zone

View Buy/Sell Zone →

Data unavailable (needs at least 2 historical quarters with both a filed EPS and a matching trading day).

Revenue (June 30, 2026)
₹7,062 Cr
Net profit (June 30, 2026)
₹1,488 Cr
Basic EPS (June 30, 2026)
₹

Ranks #27 of 510 in Finance by market cap -- full peer table on the Financials page.

Shareholding pattern / Ownership

Shareholding summary

Jun 2026
  • Promoter45.24%
  • Mutual funds18.02%
  • FII/FPI21.47%
  • Other DII3.00%
  • Public12.27%

Largest holders

NameCategoryShares %Shares
LIFE INSURANCE CORPORATION OF INDIAPromoter45.2400%248842495
ISIF EQUITY EX-TOP 100 LONG-SHORT FUNDPublic6.9900%38458072
GOVERNMENT PENSION FUND GLOBALPublic2.1400%11776093
BANK MUSCAT INDIA FUNDPublic2.0900%11496000
BANDHAN SMALL CAP FUNDPublic2.0800%11431533

As of June 30, 2026. Only holders the filing discloses individually.

Historical promoter holding

Promoters holdings were unchanged at 45.24% in Jun 2026 qtr

Historical fii holding

FII/FPI holdings increased from 21.39% to 21.47% in Jun 2026 qtr

Historical mutual fund holding

Mutual funds holdings increased from 17.72% to 18.02% in Jun 2026 qtr

25 mutual fund schemes also hold this stock.

All shareholding details →

Insider trading, SAST & pledges

All 0 insider trades, 17 SAST, 0 pledge events →

All insider and SAST disclosures →

DateClientDealActionQuantityPriceExchange
25 Oct 2022 ISHARES MSCI INDIA SMALL-CAP ETF Block Buy 161,706 416.0500 BSE
25 Oct 2022 ISHARES INDIA SC MAURITIUS COMPANY Block Sell 161,706 416.0500 BSE
25 Oct 2022 ISHARES CORE EMERGING MARKETS MAURITIUS CO Block Sell 342,777 416.0500 BSE
25 Oct 2022 ISHARES CORE MSCI EMERGING MARKETS ETF Block Buy 342,777 416.0500 BSE
17 Oct 2022 ISHARES MSCI INDIA SMALL-CAP ETF Block Buy 80,794 405.9500 BSE
17 Oct 2022 ISHARES INDIA SC MAURITIUS COMPANY Block Sell 80,794 405.9500 BSE
17 Oct 2022 ISHARES CORE MSCI EMERGING MARKETS ETF Block Buy 538,625 405.9500 BSE
17 Oct 2022 ISHARES CORE EMERGING MARKETS MAURITIUS CO Block Sell 538,625 405.9500 BSE
11 Oct 2022 ISHARES INDIA SC MAURITIUS COMPANY Block Sell 59,253 416.2000 BSE
11 Oct 2022 ISHARES MSCI INDIA SMALL-CAP ETF Block Buy 59,253 416.2000 BSE

All bulk and block deals →

Ex-dateSubjectPer share (₹)Record date
— Final Dividend - Rs. - 10.0000 — —

Quarterly results, AGMs, buybacks and other board-approved business.

DatePurposeResults
30 Jul 2026 Financial Results Yes
6 Jul 2026 Other business matters —
13 May 2026 Financial Results/Dividend/Other business matters Yes
25 Mar 2026 Fund Raising/Other business matters —
30 Jan 2026 Financial Results/Other business matters Yes

Corporate Announcements

All 1 announcements, with search →

Exchange disclosures (NSE and BSE), most recent first.

DateCategoryAnnouncement
28 Sep 2026 Insider Trading / SAST LIC Housing Finance Ltd - 500253 - Closure of Trading Window

All announcements →

SWOT

Tradinity's own rule-based read of the real ratios elsewhere on this page -- not a copy of any third party's, and never a forward-looking prediction.

Strengths

  • Strong revenue growth YoY (19.3%)

Weaknesses

Data unavailable.

Opportunities

  • Trading below book value (PB 0.67)

Threats

  • Weak interest coverage (1.3x) -- limited cushion against rising rates

Single-stock futures and a real listed options chain available for this stock -- OI buildup, PCR, Max Pain and Greeks are all on the full F&O page.

Part of: NIFTY 200, NIFTY 200, NIFTY 500, NIFTY 500, NIFTY MIDCAP 100, NIFTY MIDCAP 100, NIFTY MIDCAP 150, NIFTY MIDCAP 150

Frequently asked questions about LIC Housing Finance Limited

Where is the share price?

The price at the top of this page is the last traded price from exchange data; during market hours it refreshes on its own. The Chart & Technicals section has the full price history.

Where are the financial results?

The Financials page has quarterly and annual results, ratios, cash flow and the balance sheet, on a standalone or consolidated basis.

Who owns the company?

The Ownership section shows the latest shareholding pattern from exchange filings, with promoter, FII, DII and public holdings by quarter.

Does Tradinity give buy or sell advice?

No. The scores and checklist on this page are rule-based summaries of published figures, not recommendations. Tradinity is not a registered investment adviser.