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Mahindra & Mahindra Financial Services Limited

Financial Services · Finance

NSE: M&MFIN BSE: 532720
₹326.20
▲ 6.45 (2.02%)
Oct. 5, 2026 · NSE · nse_bhavcopy
Quality
41/100
Moderate
Valuation
86/100
Undervalued
Momentum
27/100
Bearish

QVM read Cheap on its own multiples Quality Moderate, Valuation Undervalued, Momentum Bearish

Tradinity's own scoring, not a copy of any third party's -- see the Key Metrics section for the real ratios behind each number.

About

Mahindra & Mahindra Financial Services Limited (MMFSL) is an Indian rural non-banking financial company headquartered in Mumbai. It is amongst the top tractor financers in India, with 1000+ offices across the country.

Source: Wikipedia

Key Metrics

Market Capitalization
₹45,341 Cr
PE (TTM)
Data unavailable.
Price to Book
1.7
PEG (TTM)
Data unavailable (needs 8 quarters of EPS).
Institutions holding %
41.02%
FII + DII, latest filed period
Piotroski Score
Data unavailable.
Relative return vs Nifty50, qtr %
5.5
Relative return vs Sector, qtr %
11.5
Free Cash Flow
₹-13,188 Cr
as of March 31, 2026
Industry median ₹-0 Cr (536 companies)
EPS Growth (YoY)
Data unavailable.
Net Profit Growth (TTM)
0.00%
as of June 30, 2026
Industry median 0.00% (481 companies)
Operating Revenue Growth (TTM)
0.00%
as of June 30, 2026
Industry median 0.00% (476 companies)
Profit Growth (YoY)
-6.82%
as of Dec. 31, 2018
Industry median 12.66% (188 companies)
Revenue Growth (YoY)
21.19%
as of Dec. 31, 2018
Industry median 8.05% (138 companies)
Current Ratio
Data unavailable (needs a filed half-yearly balance sheet).
Debt to Equity
Data unavailable (needs a filed half-yearly balance sheet).
Interest Coverage
1.61
as of June 30, 2026
Industry median 2.05 (385 companies)
Net Margin
14.34%
as of Dec. 31, 2018
Industry median 21.71% (183 companies)
Operating Margin (EBIT)
69.21%
as of Dec. 31, 2018
Industry median 29.93% (192 companies)
Operating Margin (TTM)
68.76%
as of June 30, 2026
Industry median 31.63% (395 companies)
Return on Assets
1.80%
as of March 31, 2026
Industry median 0.85% (493 companies)
Return on Capital Employed
Data unavailable (needs a filed half-yearly balance sheet).
Return on Equity
10.72%
as of March 31, 2026
Industry median 1.37% (491 companies)

Investment checklist

Tradinity's own yes/no questions with the rule stated beside each. “Items without enough data are left out, never counted as a No, and the totals count only answered questions. A summary of numbers on this page, not advice.

Financials

2 of 6 met
  • No Net profit is higher than a year earlier in each of the last 4 quarters
  • Yes Revenue is higher than a year earlier in each of the last 4 quarters
  • No Quality score is Strong (70 or more)
  • No Return on equity is 15% or more (10.7%)
  • No Net cash flow for the latest year is positive
  • Yes Cash from operations is higher than the year before

Ownership

4 of 4 met
  • Yes FII/FPI or DII holding rose in the latest quarter
  • Yes Promoter holding rose or was unchanged in the latest quarter
  • Yes Promoter pledge is 5% of their holding or less and not rising (0.0% pledged)
  • Yes Insiders have not sold in the past 3 months (no open-market sale filed in the last 3 months)

Peer comparison

2 of 3 met
  • Yes 1-year return beats the industry median
  • Yes Revenue growth beats the industry median
  • No Profit growth beats the industry median

Value and momentum

1 of 5 met
  • Yes Valuation score is Undervalued (70 or more)
  • No Momentum score is Bullish (70 or more)
  • No Price is above the 5, 10 and 20 day averages
  • No Price is above the 50, 100 and 200 day averages
  • No Latest candle has a bullish shape (hammer, dragonfly doji, white marubozu)

Price

Download CSV

PE/EPS use each quarter's real filed EPS only from 45 days after quarter-end (no look-ahead) against the raw close of the day. Price-to-book isn't a mode here: the feed has no dated share count, so there's no real history to chart.

RSI (14) (same adjusted close series as the price chart above)

MACD (12, 26, 9) (same adjusted close series as the price chart above)

Relative Returns (vs NIFTY 50)

Prices adjusted for splits and bonuses. * = a corporate action affecting this date could not be parsed and is not reflected.

Price range

Day return
2.0%
Low 321.0000 · High 340.3000
1W return
-1.7%
Low 315.4500 · High 340.3000
1M return
-12.7%
Low 315.4500 · High 381.4500
52W return
14.8%
Low 272.0000 · High 415.0000
Lifetime High ₹1209.4000 (Jan. 4, 2013)
Lifetime Low ₹113.4500 (Sept. 24, 2020)

Full price history and technicals →

Technicals

Full technicals, indicators & Volume/Delivery →

EMA & SMA

Bullish0
Bearish6
5D
327.3
10D
333.8
20D
344.4
50D
353.5
100D
350.9
200D
343.9

Delivery and volume

Day avg. delivery
36.9%
Week avg. delivery
53.0%
Month avg. delivery
57.8%

Week = 5 sessions, Month = 22 sessions ending the latest trading day — the same combined NSE+BSE delivery data as the table below, just summed.

Resistance and support

329.17
Pivot
First resistance337.33
Second resistance348.47
Third resistance356.63
First support318.03
Second support309.87
Third support298.73
Day RSI32.0
Day MFI47.4
Day MACD-12.28
Day MACD signal-9.90

Beta

1M1.32
3M1.12
1Y1.56
3Y1.32

Price change analysis

↓ -12.7%
Over 1 Month
LowHigh
315.45381.45
↓ -1.7%
Over 3 Months
LowHigh
315.45415.00
↑ 16.0%
Over 6 Months
LowHigh
272.65415.00
↑ 14.8%
Over 1 Year
LowHigh
272.00415.00
Legend Positive indicator Neutral indicator Negative indicator

Buy/Sell Zone

View Buy/Sell Zone →

Data unavailable (needs at least 2 historical quarters with both a filed EPS and a matching trading day).

Financials

View full financials, peers & valuation multiples →
Revenue (June 30, 2026)
₹4,972 Cr
Net profit (June 30, 2026)
₹899 Cr
Basic EPS (June 30, 2026)
₹

Ranks #19 of 510 in Finance by market cap -- full peer table on the Financials page.

Shareholding pattern / Ownership

Shareholding summary

Jun 2026
  • Promoter52.49%
  • Mutual funds16.68%
  • FII/FPI9.53%
  • Other DII14.81%
  • Public6.46%

Largest holders

NameCategoryShares %Shares
MAHINDRA & MAHINDRA LIMITEDPromoter52.4900%729582599
Life Insurance Corporation of India, LIC-P&GS Fund, LICI FundsPublic10.2600%142625702
HDFC Mutual Fund Multiple AccountsPublic5.6500%78575134
SBI Mutual Fund Multiple AccountsPublic4.7700%66341336
HDFC Life Insurance Company LimitedPublic2.2400%31096341

As of June 30, 2026. Only holders the filing discloses individually.

Historical promoter holding

Promoters holdings were unchanged at 52.49% in Jun 2026 qtr

Historical fii holding

FII/FPI holdings increased from 9.40% to 9.53% in Jun 2026 qtr

Historical mutual fund holding

Mutual funds holdings decreased from 17.01% to 16.68% in Jun 2026 qtr

28 mutual fund schemes also hold this stock.

All shareholding details →

Insider trading, SAST & pledges

All 695 insider trades, 12 SAST, 0 pledge events →

Latest insider trades

FiledPersonCategoryTypeQuantityValue
1 Jan 2026 Debasish Kar Employee / designated person Sell 0 ₹0
31 Dec 2025 Anuraag Bindal Employee / designated person Buy 0 ₹0
31 Dec 2025 Mahindra & Mahindra Financial Services Limited Employees' Stock Option Trust Other Sell 0 ₹0
31 Dec 2025 Shailesh Rao Employee / designated person Buy 0 ₹0
31 Dec 2025 Rahul Bhalchandra Pitale Employee / designated person Buy 0 ₹0
31 Dec 2025 Rahul Bhalchandra Pitale Employee / designated person Buy 0 ₹0
28 Nov 2025 R Sundar Employee / designated person Sell 0 ₹0
27 Nov 2025 Sandeep Mandrekar Employee / designated person Buy 0 ₹0
27 Nov 2025 Debasish Kar Employee / designated person Sell 0 ₹0
27 Nov 2025 Debasish Kar Employee / designated person Buy 0 ₹0

All insider and SAST disclosures →

Deals (Bulk & Block)

All 65 deals, with filters and CSV →
DateClientDealActionQuantityPriceExchange
25 Oct 2022 ISHARES MSCI INDIA SMALL-CAP ETF Block Buy 189,619 204.3500 BSE
25 Oct 2022 ISHARES INDIA SC MAURITIUS COMPANY Block Sell 189,619 204.3500 BSE
25 Oct 2022 ISHARES CORE MSCI EMERGING MARKETS ETF Block Buy 1,281,301 204.3500 BSE
25 Oct 2022 ISHARES CORE EMERGING MARKETS MAURITIUS CO Block Sell 1,281,301 204.3500 BSE
17 Oct 2022 ISHARES MSCI INDIA SMALL-CAP ETF Block Buy 189,437 207.8500 NSE
17 Oct 2022 ISHARES INDIA SC MAURITIUS COMPANY Block Sell 189,437 207.8500 NSE
17 Oct 2022 ISHARES CORE MSCI EMERGING MARKETS ETF Block Buy 1,280,077 207.8500 NSE
17 Oct 2022 ISHARES CORE EMERGING MARKETS MAURITIUS CO Block Sell 1,280,077 207.8500 NSE
11 Oct 2022 ISHARES MSCI INDIA SMALL-CAP ETF Block Buy 92,620 204.3500 BSE
11 Oct 2022 ISHARES INDIA SC MAURITIUS COMPANY Block Sell 92,620 204.3500 BSE

All bulk and block deals →

Board Meetings

View board meeting history →

Quarterly results, AGMs, buybacks and other board-approved business.

DatePurposeResults
21 Jul 2026 Financial Results Yes
24 Apr 2026 Financial Results/Dividend/Fund Raising/Other business matters Yes
28 Jan 2026 Financial Results Yes
28 Oct 2025 Financial Results Yes
22 Jul 2025 Financial Results Yes

Corporate Announcements

All 9 announcements, with search →

Exchange disclosures (NSE and BSE), most recent first.

DateCategoryAnnouncement
29 Sep 2026 Company Update Mahindra & Mahindra Financial Services Ltd - 532720 - Announcement under Regulation 30 (LODR)-Allotment
28 Sep 2026 Insider Trading / SAST Mahindra & Mahindra Financial Services Ltd - 532720 - Closure of Trading Window
28 Sep 2026 Board Meeting Mahindra & Mahindra Financial Services Ltd - 532720 - Board Meeting Intimation for Consideration And Approval Of Unaudited Financial Results For Q2 FY 2027
25 Sep 2026 Company Update Mahindra & Mahindra Financial Services Ltd - 532720 - ESOP Transfer
21 Sep 2026 Company Update Mahindra & Mahindra Financial Services Ltd - 532720 - ESOP Transfer
15 Sep 2026 Company Update Mahindra & Mahindra Financial Services Ltd - 532720 - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
15 Sep 2026 Company Update Mahindra & Mahindra Financial Services Ltd - 532720 - Newspaper Publication Regarding Special Window For Transfer And Dematerialization Of Physical Securities
8 Sep 2026 Company Update Mahindra & Mahindra Financial Services Ltd - 532720 - Announcement under Regulation 30 (LODR)-Credit Rating
5 Sep 2026 Company Update Mahindra & Mahindra Financial Services Ltd - 532720 - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

All announcements →

SWOT

Tradinity's own rule-based read of the real ratios elsewhere on this page -- not a copy of any third party's, and never a forward-looking prediction.

Strengths

  • Strong revenue growth YoY (21.2%)

Weaknesses

  • Declining profit YoY (-6.8%)

Opportunities

Data unavailable.

Threats

  • Weak interest coverage (1.6x) -- limited cushion against rising rates

Board of directors and corporate information →

F&O

View F&O, Options & Backtest →

Single-stock futures available for this stock -- OI buildup, PCR, Max Pain and Greeks are all on the full F&O page.

Part of: NIFTY 200, NIFTY 200, NIFTY 500, NIFTY 500, NIFTY MIDCAP 100, NIFTY MIDCAP 100, NIFTY MIDCAP 150, NIFTY MIDCAP 150

Frequently asked questions about Mahindra & Mahindra Financial Services Limited

Where is the share price?

The price at the top of this page is the last traded price from exchange data; during market hours it refreshes on its own. The Chart & Technicals section has the full price history.

Where are the financial results?

The Financials page has quarterly and annual results, ratios, cash flow and the balance sheet, on a standalone or consolidated basis.

Who owns the company?

The Ownership section shows the latest shareholding pattern from exchange filings, with promoter, FII, DII and public holdings by quarter.

Does Tradinity give buy or sell advice?

No. The scores and checklist on this page are rule-based summaries of published figures, not recommendations. Tradinity is not a registered investment adviser.