One 97 Communications Limited

Financial Services · Financial Technology (Fintech)

NSE: PAYTM BSE: 543396
₹1678.00
Sept. 30, 2026 · NSE · nse_bhavcopy

Peers in Financial Technology (Fintech)

The largest companies in the same industry by market cap. This company ranks #1 of 10. PE, ROE, 1Y return and scores come from the daily/weekly precomputed snapshot.

CompanyMarket cap (₹ Cr)PE (TTM)ROE1Y returnDiv. yieldQualityValuationMomentum
One 97 Communications Limited (this stock) 107,449 578.6 3.4% 46.1% — 75 0 50
PB Fintech Limited 49,226 111.4 9.2% -36.5% — 67 33 24
Pine Labs Limited 19,822 117.7 — — — 66 26 32
Seshaasai Technologies Limited 5,986 21.9 17.0% -13.8% 0.68% 67 44 66
AvenuesAI Limited 5,287 44.5 5.9% -8.1% — 64 49 31
Network People Services Technologies Limited 3,682 78.9 9.3% -8.9% 0.11% 66 0 51
Turtlemint Fintech Solutions Limited 2,251 — — — — 57 0 11
One Mobikwik Systems Limited 1,546 — -11.5% -27.9% — 36 63 15

Valuation multiples

Current only. Market cap is the whole company's; sales/EBITDA are trailing-twelve-month standalone; debt and cash come from the latest filed standalone balance sheet (March 31, 2026). EBITDA = PBT + interest + depreciation.

Enterprise value
₹104,667 Cr
EV / EBITDA
219.4x
EV / Sales
19.72x
Market cap / Sales
20.24x
Earnings yield
0.17%

Quarterly Financials

↓ Negative
Quarterly Revenue

Jun 2026 quarterly revenue is Rs 1,203 Cr, down 32.5% YoY.

↑ Positive
Quarterly Net Profit

Jun 2026 quarterly net profit is Rs 185 Cr, up 192.7% YoY.

Period endRevenue (₹ Cr)PBT (₹ Cr)Net profit (₹ Cr)Basic EPS
June 30, 2026 1,069 203 185 ₹2.9000
March 31, 2026 1,005 119 119 ₹1.8600
Dec. 31, 2025 1,553 145 145 ₹2.2700
Sept. 30, 2025 1,681 -264 -264 ₹-4.1300
June 30, 2025 1,586 63 63 ₹0.9900
March 31, 2025 1,599 -580 -580 ₹-9.1000
Dec. 31, 2024 1,492 -205 -205 ₹-3.2200
Sept. 30, 2024 1,265 821 821 ₹12.9100
June 30, 2024 1,149 -825 -825 ₹-13.0000
March 31, 2024 1,698 -566 -566 ₹-9.0000
Dec. 31, 2023 2,138 -254 -254 ₹-4.0000
Sept. 30, 2023 1,980 -324 -324 ₹-5.0000
June 30, 2023 1,845 -333 -333 ₹-5.0000

Quarterly income statement (standalone, ₹ Cr)

IndicatorJun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23
Total income (before exceptional items)1,2031,1351,7141,8631,7821,7801,6601,4281,2741,8242,2782,1111,972
Operating revenue1,0691,0051,5531,6811,5861,5991,4921,2651,1491,6982,1381,9801,845
Other income134130161182196180169162125126141131127
Operating expenses9821,0201,4691,5931,5101,6801,7001,6861,9191,9842,3302,2462,140
Operating profit87-15848876-81-208-421-771-286-192-266-296
Operating profit margin8.1%-1.5%5.4%5.2%4.8%-5.1%-14.0%-33.3%-67.1%-16.8%-9.0%-13.4%-16.0%
Depreciation131396134162146162175175192197176156
Interest5445444445576
Exceptional items, gain / (loss)—21—-395-43-530—1,258—-210—-6-2
Profit before tax203119145-26463-580-205821-825-566-254-324-333
Tax18————————————
Net profit185119145-26463-580-205821-825-566-254-324-333
EPS2.901.862.27-4.130.99-9.10-3.2212.91-13.00-9.00-4.00-5.00-5.00
Net profit (TTM)18563-636-98799-789-775-823-1,968-1,476-1,113-1,296-1,561
EPS (TTM)2.900.99-9.97-15.461.58-12.41-12.31-13.09-31.00-23.00-17.00-20.00-24.00

Total income excludes exceptional items, which are shown on their own row. Trendlyne and Screener fold exceptional items into revenue or other income, so their totals differ from this table by exactly that row.

Annual Financials

Year endedRevenue (₹ Cr)PBT (₹ Cr)Net profit (₹ Cr)
March 31, 2026 5,825 67 67
March 31, 2025 5,505 -789 -789
March 31, 2024 7,661 -1,476 -1,476
March 31, 2023 6,028 -1,856 -1,856

Annual income statement (standalone, ₹ Cr; CAGR to the latest year)

IndicatorCAGR 3YCAGR 5YMar 26Mar 25Mar 24Mar 23
Total income (before exceptional items) 0.3% — 6,494†6,142†8,185†6,427†
Operating revenue -1.1% — 5,8255,5057,6616,028
Other income — — 669†637†524†399†
Operating expenses — — 5,592†6,986†8,700†7,728†
Operating profit — — 233†-1,481†-1,039†-1,701†
Operating profit margin — — 4.0%†-26.9%†-13.6%†-28.2%†
Depreciation — — 405†658†721†470†
Interest — — 17†16†23†22†
Exceptional items, gain / (loss) — — -417†728†-217†-63†
Profit before tax — — 67-789-1,476-1,856
Tax — — ————
Net profit — — 67-789-1,476-1,856
EPS — — 0.99†-12.41†-23.00†-29.00†

† Derived: the sum of that fiscal year's four quarterly filings (a real annual filing is used wherever one exists). Checked against filed annual figures, the sum lands within 0.5% for about 94% of company-years.

Annual ratios (standalone)

RatioMar 26Mar 25Mar 24Mar 23
Operating margin4.0%†-26.9%†-13.6%†-28.2%†
EBIT margin1.4%†-14.1%†-19.0%†-30.4%†
PBT margin1.2%-14.3%-19.3%-30.8%
Net margin1.2%-14.3%-19.3%-30.8%
Interest coverage4.94x†-49.90x†-62.36x†-83.74x†
Dividend payout————
Earnings retention————
Current ratio5.42x2.81x——
Quick ratio5.42x2.81x——
Debt to equity0.00x0.00x——
Return on equity0.5%-6.1%——
Return on assets0.5%-4.5%——
Return on capital employed0.6%†-5.9%†——
Asset turnover0.40x0.32x——

Margins and asset turnover use operating revenue (interest earned for banks, excluding other income), not total income. Liquidity, leverage and return ratios need a filed standalone balance sheet, which exists only for recent years; returns use year-end equity/assets. Dividend payout is shown only for companies with a dividend record. † = built from a summed fiscal year.

Revenue Mix

Data unavailable.

Cash Flow

Year endedOperating (₹ Cr)Investing (₹ Cr)Financing (₹ Cr)Capex (₹ Cr)Free Cash Flow (₹ Cr)
March 31, 2026 78 805 -30 308 -230
March 31, 2025 39 -1,935 -18 298 -259
March 31, 2024 225 608 7 812 -587
March 31, 2023 92 2,946 -1,101 697 -605
March 31, 2022 -1,318 -5,472 8,062 504 -1,822

Balance Sheet (standalone)

Year endedTotal Assets (₹ Cr)Total Equity (₹ Cr)Reserves (₹ Cr)Borrowings, Current (₹ Cr)Borrowings, Non-current (₹ Cr)Current Assets (₹ Cr)Current Liabilities (₹ Cr)Cash & Equivalents (₹ Cr)Net Block (₹ Cr)Inventory (₹ Cr)
March 31, 2026 14,712 13,113 13,049 0 0 7,487 1,382 2,782 26 0
March 31, 2025 17,441 12,874 12,810 0 0 12,131 4,319 1,929 642 0
March 31, 2024 — — — — — — — — — —
March 31, 2023 — — — — — — — — — —
March 31, 2022 — — — — — — — — — —

Financial charts

Trend charts drawn from the standalone income-statement and ratio tables above (oldest year on the left); a gap means that period has no figure. Annual years marked † in the tables are derived from four quarters.