Satin Creditcare Network Limited

Financial Services · Finance

NSE: SATIN BSE: 539404
₹232.20
Sept. 30, 2026 · NSE · nse_bhavcopy

Peers in Finance

The largest companies in the same industry by market cap. This company ranks #69 of 510. PE, ROE, 1Y return and scores come from the daily/weekly precomputed snapshot.

CompanyMarket cap (₹ Cr)PE (TTM)ROE1Y returnDiv. yieldQualityValuationMomentum
Bajaj Finance Limited 597,318 — 16.5% -2.9% — 58 18 28
Bajaj Finserv Limited 277,055 — 14.0% -13.8% — 28 81 25
Shriram Finance Limited 231,221 — 15.2% 51.5% — 48 50 29
Jio Financial Services Limited 143,209 — 1.2% -27.7% 0.28% 4 99 9
Tata Capital Limited 139,210 — — — — — 61 28
Cholamandalam Investment and Finance Company Limited 138,119 — 17.2% 0.9% — 50 29 25
Bajaj Holdings & Investment Limited 120,064 — 11.9% -10.1% 1.34% 80 91 31
Muthoot Finance Limited 109,886 — 26.7% -13.0% 1.10% 71 65 13
Satin Creditcare Network Limited (this stock) 2,565 — 11.6% 60.1% — 48 100 86

Valuation multiples

Current only. Market cap is the whole company's; sales/EBITDA are trailing-twelve-month standalone; debt and cash come from the latest filed standalone balance sheet. EBITDA = PBT + interest + depreciation.

Enterprise value
Data unavailable.
EV / EBITDA
Data unavailable.
EV / Sales
Data unavailable.
Market cap / Sales
1.94x
Earnings yield
Data unavailable.

Quarterly Financials

↑ Positive
Quarterly Revenue

Dec 2018 quarterly revenue is Rs 384 Cr, up 54.2% YoY.

↑ Positive
Quarterly Net Profit

Dec 2018 quarterly net profit is Rs 70 Cr, up 207.0% YoY.

Period endRevenue (₹ Cr)PBT (₹ Cr)Net profit (₹ Cr)Basic EPS
June 30, 2026 671 158 120 ₹
March 31, 2026 812 181 137 ₹
Dec. 31, 2025 670 91 71 ₹
Sept. 30, 2025 716 67 52 ₹
June 30, 2025 641 55 43 ₹
March 31, 2025 560 21 41 ₹
Dec. 31, 2018 384 115 70 ₹14.4400
Sept. 30, 2018 347 69 44 ₹
June 30, 2018 318 38 25 ₹
March 31, 2018 276 67 47 ₹
Dec. 31, 2017 249 36 23 ₹
Sept. 30, 2017 240 19 13 ₹
June 30, 2017 213 -119 -78 ₹

Quarterly income statement (standalone, ₹ Cr)

IndicatorDec 18Sep 18Jun 18Mar 18Dec 17Sep 17Jun 17Mar 17Dec 16Sep 16Jun 16Mar 16Dec 15
Total income (before exceptional items)———————165208209197173144
Operating revenue384347318276249240213159207206195170142
Other income———————513231
Operating expenses1001071248486—207106-50-34-36-29-28
Operating profit283240194192163—554257240231199171
Operating profit margin73.9%69.1%61.1%69.5%65.4%—2.5%33.7%124.0%116.7%118.3%117.2%120.0%
Depreciation33243—4211111
Interest166168154121123119121120116101978875
Exceptional items, gain / (loss)—————————————
Profit before tax1156938673619-119-632439362522
Tax45251321136-41-208131297
Net profit704425472313-78-431626251615
EPS14.44————————————
Net profit (TTM)1861391074-85-91-7824838270——
EPS (TTM)—————————————

Total income excludes exceptional items, which are shown on their own row. Trendlyne and Screener fold exceptional items into revenue or other income, so their totals differ from this table by exactly that row.

Annual Financials

Year endedRevenue (₹ Cr)PBT (₹ Cr)Net profit (₹ Cr)
March 31, 2026 2,822 394 302
March 31, 2025 2,373 233 217

Annual income statement (standalone, ₹ Cr; CAGR to the latest year)

IndicatorCAGR 3YCAGR 5YMar 26Mar 25Mar 18Mar 17
Total income (before exceptional items) — — ———779†
Operating revenue — — 2,8222,373977†768†
Other income — — ———11†
Operating expenses — — ———-14†
Operating profit — — ———782†
Operating profit margin — — ———101.8%†
Depreciation — — ———6†
Interest — — ——483†435†
Exceptional items, gain / (loss) — — ——0†0†
Profit before tax — — 3942334†37†
Tax — — ——-0†13†
Net profit — — 3022174†24†
EPS — — ————

† Derived: the sum of that fiscal year's four quarterly filings (a real annual filing is used wherever one exists). Checked against filed annual figures, the sum lands within 0.5% for about 94% of company-years.

Annual ratios (standalone)

RatioMar 26Mar 25Mar 18Mar 17
Operating margin———101.8%†
EBIT margin——49.9%†61.5%†
PBT margin13.9%9.8%0.4%†4.8%†
Net margin10.7%9.1%0.4%†3.2%†
Interest coverage——1.01x†1.09x†
Dividend payout————
Earnings retention————
Current ratio————
Quick ratio————
Debt to equity————
Return on equity9.7%7.6%——
Return on assets2.3%2.0%——
Return on capital employed————
Asset turnover0.21x0.22x——

Margins and asset turnover use operating revenue (interest earned for banks, excluding other income), not total income. Liquidity, leverage and return ratios need a filed standalone balance sheet, which exists only for recent years; returns use year-end equity/assets. Dividend payout is shown only for companies with a dividend record. † = built from a summed fiscal year.

Revenue Mix

Data unavailable.

Cash Flow

Year endedOperating (₹ Cr)Investing (₹ Cr)Financing (₹ Cr)Capex (₹ Cr)Free Cash Flow (₹ Cr)
March 31, 2026 -377 -310 1,430 21 -399
March 31, 2025 -258 -103 645 15 -274

Balance Sheet (standalone)

Year endedTotal Assets (₹ Cr)Total Equity (₹ Cr)Reserves (₹ Cr)Borrowings, Current (₹ Cr)Borrowings, Non-current (₹ Cr)Current Assets (₹ Cr)Current Liabilities (₹ Cr)Cash & Equivalents (₹ Cr)Net Block (₹ Cr)Inventory (₹ Cr)
March 31, 2026 13,196 3,129 3,019 — — — — 1,383 92 0
March 31, 2025 10,886 2,843 2,733 — — — — 640 88 0

Financial charts

Trend charts drawn from the standalone income-statement and ratio tables above (oldest year on the left); a gap means that period has no figure. Annual years marked † in the tables are derived from four quarters.