Financial Services · Finance
The largest companies in the same industry by market cap. This company ranks #74 of 510. PE, ROE, 1Y return and scores come from the daily/weekly precomputed snapshot.
| Company | Market cap (₹ Cr) | PE (TTM) | ROE | 1Y return | Div. yield | Quality | Valuation | Momentum |
|---|---|---|---|---|---|---|---|---|
| Bajaj Finance Limited | 603,918 | — | 16.5% | -3.9% | — | 58 | 18 | 28 |
| Bajaj Finserv Limited | 280,320 | — | 14.0% | -13.9% | — | 28 | 81 | 25 |
| Shriram Finance Limited | 228,562 | — | 15.2% | 44.7% | — | 48 | 50 | 29 |
| Jio Financial Services Limited | 139,987 | — | 1.2% | -30.8% | 0.28% | 4 | 99 | 9 |
| Cholamandalam Investment and Finance Company Limited | 136,874 | — | 17.2% | -1.8% | — | 50 | 29 | 25 |
| Tata Capital Limited | 134,817 | — | — | — | — | — | 61 | 28 |
| Bajaj Holdings & Investment Limited | 119,440 | — | 11.9% | -9.1% | 1.35% | 80 | 91 | 31 |
| Muthoot Finance Limited | 109,055 | — | 26.7% | -15.8% | 1.10% | 71 | 65 | 13 |
| Spandana Sphoorty Financial Limited (this stock) | 1,893 | — | -32.8% | -18.1% | — | 0 | 100 | 45 |
| Period end | Revenue (₹ Cr) | PBT (₹ Cr) | Net profit (₹ Cr) | Basic EPS |
|---|---|---|---|---|
| June 30, 2026 | 262 | 23 | 16 | ₹ |
| March 31, 2026 | 238 | 8 | 5 | ₹ |
| Dec. 31, 2025 | 207 | -109 | -83 | ₹ |
| Sept. 30, 2025 | 199 | -286 | -218 | ₹ |
| June 30, 2025 | 262 | -439 | -329 | ₹ |
| March 31, 2025 | 374 | -545 | -410 | ₹ |
| Dec. 31, 2024 | 512 | -526 | -394 | ₹ |
| Sept. 30, 2024 | 640 | -272 | -204 | ₹ |
| June 30, 2024 | 663 | 69 | 51 | ₹ |
| March 31, 2024 | 637 | 164 | 122 | ₹ |
| Dec. 31, 2023 | 591 | 158 | 118 | ₹ |
| Sept. 30, 2023 | 584 | 156 | 116 | ₹ |
| June 30, 2023 | 487 | 149 | 111 | ₹ |
| Year ended | Revenue (₹ Cr) | PBT (₹ Cr) | Net profit (₹ Cr) |
|---|---|---|---|
| March 31, 2026 | 907 | -825 | -624 |
| March 31, 2025 | 2,181 | -1,274 | -957 |
| March 31, 2024 | 2,300 | 626 | 468 |
| March 31, 2023 | 1,329 | 18 | 12 |
| Indicator | CAGR 3Y | CAGR 5Y | Mar 26 | Mar 25 | Mar 24 | Mar 23 |
|---|---|---|---|---|---|---|
| Total income (before exceptional items) | — | — | — | — | — | — |
| Operating revenue | -12.0% | — | 907 | 2,181 | 2,300 | 1,329 |
| Other income | — | — | — | — | — | — |
| Operating expenses | — | — | — | — | — | — |
| Operating profit | — | — | — | — | — | — |
| Operating profit margin | — | — | — | — | — | — |
| Depreciation | — | — | — | — | — | — |
| Interest | — | — | — | — | — | — |
| Exceptional items, gain / (loss) | — | — | — | — | — | — |
| Profit before tax | — | — | -825 | -1,274 | 626 | 18 |
| Tax | — | — | — | — | — | — |
| Net profit | — | — | -624 | -957 | 468 | 12 |
| EPS | — | — | — | — | — | — |
† Derived: the sum of that fiscal year's four quarterly filings (a real annual filing is used wherever one exists). Checked against filed annual figures, the sum lands within 0.5% for about 94% of company-years.
| Ratio | Mar 26 | Mar 25 | Mar 24 | Mar 23 |
|---|---|---|---|---|
| Operating margin | — | — | — | — |
| EBIT margin | — | — | — | — |
| PBT margin | -91.0% | -58.4% | 27.2% | 1.4% |
| Net margin | -68.8% | -43.9% | 20.3% | 0.9% |
| Interest coverage | — | — | — | — |
| Dividend payout | — | — | — | — |
| Earnings retention | — | — | — | — |
| Current ratio | — | — | — | — |
| Quick ratio | — | — | — | — |
| Debt to equity | — | — | — | — |
| Return on equity | -28.4% | -36.5% | — | — |
| Return on assets | -10.1% | -11.9% | — | — |
| Return on capital employed | — | — | — | — |
| Asset turnover | 0.15x | 0.27x | — | — |
Margins and asset turnover use operating revenue (interest earned for banks, excluding other income), not total income. Liquidity, leverage and return ratios need a filed standalone balance sheet, which exists only for recent years; returns use year-end equity/assets. Dividend payout is shown only for companies with a dividend record. † = built from a summed fiscal year.
Data unavailable.
| Year ended | Operating (₹ Cr) | Investing (₹ Cr) | Financing (₹ Cr) | Capex (₹ Cr) | Free Cash Flow (₹ Cr) |
|---|---|---|---|---|---|
| March 31, 2026 | 506 | 178 | -1,171 | 3 | 503 |
| March 31, 2025 | 3,783 | -200 | -3,761 | 13 | 3,770 |
| March 31, 2024 | -2,503 | -10 | 3,089 | 23 | -2,526 |
| March 31, 2023 | -2,053 | -178 | 2,317 | 13 | -2,065 |
| March 31, 2022 | 820 | 45 | -1,272 | 4 | 815 |
| Year ended | Total Assets (₹ Cr) | Total Equity (₹ Cr) | Reserves (₹ Cr) | Borrowings, Current (₹ Cr) | Borrowings, Non-current (₹ Cr) | Current Assets (₹ Cr) | Current Liabilities (₹ Cr) | Cash & Equivalents (₹ Cr) | Net Block (₹ Cr) | Inventory (₹ Cr) |
|---|---|---|---|---|---|---|---|---|---|---|
| March 31, 2026 | 6,177 | 2,194 | 2,114 | — | — | — | — | 720 | 13 | 0 |
| March 31, 2025 | 8,008 | 2,623 | 2,551 | — | — | — | — | 1,207 | 23 | 0 |
| March 31, 2024 | — | — | — | — | — | — | — | — | — | — |
| March 31, 2023 | — | — | — | — | — | — | — | — | — | — |
| March 31, 2022 | — | — | — | — | — | — | — | — | — | — |
Trend charts drawn from the standalone income-statement and ratio tables above (oldest year on the left); a gap means that period has no figure. Annual years marked † in the tables are derived from four quarters.
