L&T Finance Limited

Financial Services · Finance

NSE: LTF BSE: 533519
₹265.00
Sept. 30, 2026 · NSE · nse_bhavcopy

Peers in Finance

The largest companies in the same industry by market cap. This company ranks #14 of 510. PE, ROE, 1Y return and scores come from the daily/weekly precomputed snapshot.

CompanyMarket cap (₹ Cr)PE (TTM)ROE1Y returnDiv. yieldQualityValuationMomentum
Bajaj Finance Limited 597,318 — 16.5% -2.9% — 58 18 28
Bajaj Finserv Limited 277,055 — 14.0% -13.8% — 28 81 25
Shriram Finance Limited 231,221 — 15.2% 51.5% — 48 50 29
Jio Financial Services Limited 143,209 — 1.2% -27.7% 0.28% 4 99 9
Tata Capital Limited 139,210 — — — — — 61 28
Cholamandalam Investment and Finance Company Limited 138,119 — 17.2% 0.9% — 50 29 25
Bajaj Holdings & Investment Limited 120,064 — 11.9% -10.1% 1.34% 80 91 31
Muthoot Finance Limited 109,886 — 26.7% -13.0% 1.10% 71 65 13
L&T Finance Limited (this stock) 66,396 — 10.6% 2.5% 1.04% 23 73 26

Valuation multiples

Current only. Market cap is the whole company's; sales/EBITDA are trailing-twelve-month standalone; debt and cash come from the latest filed standalone balance sheet. EBITDA = PBT + interest + depreciation.

Enterprise value
Data unavailable.
EV / EBITDA
Data unavailable.
EV / Sales
Data unavailable.
Market cap / Sales
114.66x
Earnings yield
Data unavailable.

Quarterly Financials

↑ Positive
Quarterly Revenue

Dec 2018 quarterly revenue is Rs 63 Cr, up 143.2% YoY.

↓ Negative
Quarterly Net Profit

Dec 2018 quarterly net profit is Rs -4 Cr, down 160.7% YoY.

Period endRevenue (₹ Cr)PBT (₹ Cr)Net profit (₹ Cr)Basic EPS
June 30, 2026 5,213 1,213 895 ₹
March 31, 2026 4,921 1,211 947 ₹
Dec. 31, 2025 4,578 983 731 ₹
Sept. 30, 2025 4,333 979 728 ₹
June 30, 2025 4,257 934 694 ₹
March 31, 2025 4,020 798 631 ₹
Dec. 31, 2024 4,095 815 619 ₹
Sept. 30, 2024 4,015 929 689 ₹
June 30, 2024 3,782 913 679 ₹
March 31, 2024 3,670 683 545 ₹
Dec. 31, 2023 3,533 818 636 ₹
Sept. 30, 2023 45 40 30 ₹
June 30, 2023 51 47 35 ₹

Quarterly income statement (standalone, ₹ Cr)

IndicatorDec 18Sep 18Jun 18Mar 18Dec 17Sep 17Jun 17Mar 17Dec 16Sep 16Jun 16Mar 16Dec 15
Total income (before exceptional items)63100534022625262492023234181
Operating revenue499832400211416239111413-20160
Other income14221251110989102321
Operating expenses7————724-4-5-6-15
Operating profit42————713235151919-18155
Operating profit margin86.5%————49.4%85.2%98.2%134.0%139.3%146.8%93.6%97.0%
Depreciation0————00000000
Interest6157361820131511101213115
Exceptional items, gain / (loss)—————————————
Profit before tax-5381138015823344416197
Tax-15032-6004-8-11-0—
Net profit-43410348758229125316197
EPS-0.02————————————
Net profit (TTM)38839937036824925425424936221359378552
EPS (TTM)—————————————

Total income excludes exceptional items, which are shown on their own row. Trendlyne and Screener fold exceptional items into revenue or other income, so their totals differ from this table by exactly that row.

Annual Financials

Year endedRevenue (₹ Cr)PBT (₹ Cr)Net profit (₹ Cr)
March 31, 2026 18,050 4,106 3,100
March 31, 2025 15,912 3,455 2,618
March 31, 2024 13,574 2,987 2,286
March 31, 2023 347 3,141 2,572

Annual income statement (standalone, ₹ Cr; CAGR to the latest year)

IndicatorCAGR 3YCAGR 5YMar 26Mar 25Mar 24Mar 23Mar 18Mar 17Mar 16Mar 15Mar 14
Total income (before exceptional items) — — ————478†315†316†255†250†
Operating revenue 273.2% — 18,05015,91213,574347450†278†237†219†216†
Other income — — ————28†37†79†36†34†
Operating expenses — — —————-11†5†-4†-38†
Operating profit — — —————288†232†222†254†
Operating profit margin — — —————103.9%†97.9%†101.7%†117.6%†
Depreciation — — —————0†0†0†0†
Interest — — ————66†46†27†39†66†
Exceptional items, gain / (loss) — — ————0†0†0†0†0†
Profit before tax 9.3% — 4,1063,4552,9873,141395†245†368†252†197†
Tax — — ————27†-4†—-10†1†
Net profit 6.4% — 3,1002,6182,2862,572368†249†378†262†196†
EPS — — —————————

† Derived: the sum of that fiscal year's four quarterly filings (a real annual filing is used wherever one exists). Checked against filed annual figures, the sum lands within 0.5% for about 94% of company-years.

Annual ratios (standalone)

RatioMar 26Mar 25Mar 24Mar 23Mar 18Mar 17Mar 16Mar 15Mar 14
Operating margin—————103.9%†97.9%†101.7%†117.6%†
EBIT margin————102.4%†104.8%†166.5%†133.2%†121.8%†
PBT margin22.8%21.7%22.0%904.3%87.7%†88.3%†155.1%†115.3%†91.2%†
Net margin17.2%16.5%16.8%740.3%81.8%†89.6%†159.3%†119.7%†91.0%†
Interest coverage————6.99x†6.34x†14.59x†7.42x†3.98x†
Dividend payout—————————
Earnings retention—————————
Current ratio—————————
Quick ratio—————————
Debt to equity—————————
Return on equity11.1%10.3%———————
Return on assets2.2%2.2%———————
Return on capital employed—————————
Asset turnover0.13x0.13x———————

Margins and asset turnover use operating revenue (interest earned for banks, excluding other income), not total income. Liquidity, leverage and return ratios need a filed standalone balance sheet, which exists only for recent years; returns use year-end equity/assets. Dividend payout is shown only for companies with a dividend record. † = built from a summed fiscal year.

Revenue Mix

Data unavailable.

Cash Flow

Year endedOperating (₹ Cr)Investing (₹ Cr)Financing (₹ Cr)Capex (₹ Cr)Free Cash Flow (₹ Cr)
March 31, 2026 -14,237 398 15,433 113 -14,350
March 31, 2025 -16,608 499 15,441 87 -16,695
March 31, 2024 637 859 -7,040 38 600
March 31, 2023 -1,433 1,539 -213 0 -1,433
March 31, 2022 408 -1 -1,664 0 408

Balance Sheet (standalone)

Year endedTotal Assets (₹ Cr)Total Equity (₹ Cr)Reserves (₹ Cr)Borrowings, Current (₹ Cr)Borrowings, Non-current (₹ Cr)Current Assets (₹ Cr)Current Liabilities (₹ Cr)Cash & Equivalents (₹ Cr)Net Block (₹ Cr)Inventory (₹ Cr)
March 31, 2026 141,943 27,833 25,329 — — — — 4,488 169 0
March 31, 2025 120,033 25,295 22,800 — — — — 2,894 102 0
March 31, 2024 — — — — — — — — — —
March 31, 2023 — — — — — — — — — —
March 31, 2022 — — — — — — — — — —

Financial charts

Trend charts drawn from the standalone income-statement and ratio tables above (oldest year on the left); a gap means that period has no figure. Annual years marked † in the tables are derived from four quarters.