PNB Gilts Limited

Financial Services · Finance

NSE: PNBGILTS BSE: 532366

₹73.99

Sept. 30, 2026 · NSE · nse_bhavcopy

Peers in Finance

The largest companies in the same industry by market cap. This company ranks #82 of 510. PE, ROE, 1Y return and scores come from the daily/weekly precomputed snapshot.

Company	Market cap (₹ Cr)	PE (TTM)	ROE	1Y return	Div. yield	Quality	Valuation	Momentum
Bajaj Finance Limited	597,318	—	16.5%	-2.9%	—	58	18	28
Bajaj Finserv Limited	277,055	—	14.0%	-13.8%	—	28	81	25
Shriram Finance Limited	231,221	—	15.2%	51.5%	—	48	50	29
Jio Financial Services Limited	143,209	—	1.2%	-27.7%	0.28%	4	99	9
Tata Capital Limited	139,210	—	—	—	—	—	61	28
Cholamandalam Investment and Finance Company Limited	138,119	—	17.2%	0.9%	—	50	29	25
Bajaj Holdings & Investment Limited	120,064	—	11.9%	-10.1%	1.34%	80	91	31
Muthoot Finance Limited	109,886	—	26.7%	-13.0%	1.10%	71	65	13
PNB Gilts Limited (this stock)	1,332	—	4.2%	-26.1%	2.70%	42	100	30

Valuation multiples

Current only. Market cap is the whole company's; sales/EBITDA are trailing-twelve-month standalone; debt and cash come from the latest filed standalone balance sheet. EBITDA = PBT + interest + depreciation.

Enterprise value

Data unavailable.

EV / EBITDA

Data unavailable.

EV / Sales

Data unavailable.

Market cap / Sales

2.87x

Earnings yield

Data unavailable.

Quarterly Financials

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Standalone Consolidated

↑ Positive

Quarterly Revenue

Dec 2018 quarterly revenue is Rs 202 Cr, up 195.9% YoY.

↓ Negative

Quarterly Net Profit

Dec 2018 quarterly net profit is Rs 93 Cr, down 770.8% YoY.

Period end	Revenue (₹ Cr)	PBT (₹ Cr)	Net profit (₹ Cr)	Basic EPS
June 30, 2026	455	108	81	₹
March 31, 2026	424	14	13	₹
Dec. 31, 2025	425	68	54	₹
Sept. 30, 2025	443	-53	-45	₹
June 30, 2025	563	213	160	₹
March 31, 2025	419	99	75	₹
Dec. 31, 2024	362	-12	-10	₹
Sept. 30, 2024	501	153	115	₹
June 30, 2024	440	71	53	₹
March 31, 2024	474	86	68	₹
Dec. 31, 2023	385	-10	-15	₹
Sept. 30, 2023	347	-49	-41	₹
June 30, 2023	443	72	58	₹

Quarterly income statement (standalone, ₹ Cr)

Indicator	Dec 18	Sep 18	Jun 18	Mar 18	Dec 17	Sep 17	Jun 17	Mar 17	Dec 16	Sep 16	Jun 16	Mar 16	Dec 15
Total income (before exceptional items)	202	118	42	104	68	115	123	61	166	175	98	79	90
Operating revenue	202	118	41	104	68	115	123	61	166	175	98	79	90
Other income	0	0	0	0	0	0	0	0	0	0	0	0	0
Operating expenses	5	3	5	9	4	4	7	5	-57	-60	-61	-62	-69
Operating profit	197	115	37	94	64	111	116	55	223	236	159	141	160
Operating profit margin	97.7%	97.2%	88.6%	91.1%	94.4%	96.6%	94.7%	91.1%	134.2%	134.3%	161.9%	178.5%	177.0%
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0
Interest	106	103	80	78	86	90	78	36	61	64	65	68	73
Exceptional items, gain / (loss)	—	—	—	—	—	—	—	—	—	—	—	—	—
Profit before tax	91	12	-43	17	-21	22	39	20	100	107	29	5	14
Tax	-2	1	1	6	-8	7	13	8	35	37	10	2	5
Net profit	93	11	-44	11	-14	14	25	12	66	70	19	4	9
EPS	5.18	—	—	—	—	—	—	—	—	—	—	—	—
Net profit (TTM)	71	-36	-33	37	37	117	173	167	159	102	57	34	46
EPS (TTM)	—	—	—	—	—	—	—	—	—	—	—	—	—

Total income excludes exceptional items, which are shown on their own row. Trendlyne and Screener fold exceptional items into revenue or other income, so their totals differ from this table by exactly that row.

Annual Financials

Year ended	Revenue (₹ Cr)	PBT (₹ Cr)	Net profit (₹ Cr)
March 31, 2026	1,699	242	182
March 31, 2025	1,676	311	233
March 31, 2024	1,576	99	69
March 31, 2023	1,230	-85	-77

Annual income statement (standalone, ₹ Cr; CAGR to the latest year)

Indicator	CAGR 3Y	CAGR 5Y	Mar 26	Mar 25	Mar 24	Mar 23	Mar 18	Mar 17	Mar 16	Mar 15	Mar 14	Mar 13
Total income (before exceptional items)	—	—	—	—	—	—	410^†	501^†	343^†	—	—	—
Operating revenue	11.4%	—	1,699	1,676	1,576	1,230	410^†	500^†	343^†	410^†	346^†	289^†
Other income	—	—	—	—	—	—	0^†	0^†	0^†	—	—	—
Operating expenses	—	—	—	—	—	—	23^†	-172^†	-260^†	-246^†	-230^†	-178^†
Operating profit	—	—	—	—	—	—	386^†	672^†	603^†	656^†	577^†	467^†
Operating profit margin	—	—	—	—	—	—	94.3%^†	134.4%^†	175.7%^†	160.0%^†	166.5%^†	161.7%^†
Depreciation	—	—	—	—	—	—	0^†	0^†	0^†	1^†	1^†	1^†
Interest	—	—	—	—	—	—	331^†	226^†	276^†	261^†	243^†	189^†
Exceptional items, gain / (loss)	—	—	—	—	—	—	0^†	0^†	0^†	0^†	0^†	0^†
Profit before tax	—	—	242	311	99	-85	55^†	257^†	51^†	134^†	91^†	89^†
Tax	—	—	—	—	—	—	19^†	89^†	17^†	44^†	29^†	28^†
Net profit	—	—	182	233	69	-77	37^†	167^†	34^†	90^†	61^†	61^†
EPS	—	—	—	—	—	—	—	—	—	—	—	—

^† Derived: the sum of that fiscal year's four quarterly filings (a real annual filing is used wherever one exists). Checked against filed annual figures, the sum lands within 0.5% for about 94% of company-years.

Annual ratios (standalone)

Ratio	Mar 26	Mar 25	Mar 24	Mar 23	Mar 18	Mar 17	Mar 16	Mar 15	Mar 14	Mar 13
Operating margin	—	—	—	—	94.3%^†	134.4%^†	175.7%^†	160.0%^†	166.5%^†	161.7%^†
EBIT margin	—	—	—	—	94.2%^†	96.4%^†	95.3%^†	96.2%^†	96.3%^†	96.1%^†
PBT margin	14.2%	18.6%	6.3%	-6.9%	13.5%^†	51.3%^†	15.0%^†	32.7%^†	26.2%^†	30.8%^†
Net margin	10.7%	13.9%	4.4%	-6.3%	8.9%^†	33.4%^†	10.1%^†	21.9%^†	17.7%^†	21.2%^†
Interest coverage	—	—	—	—	1.17x^†	2.14x^†	1.19x^†	1.51x^†	1.37x^†	1.47x^†
Dividend payout	—	—	—	—	—	—	—	—	—	—
Earnings retention	—	—	—	—	—	—	—	—	—	—
Current ratio	—	—	—	—	—	—	—	—	—	—
Quick ratio	—	—	—	—	—	—	—	—	—	—
Debt to equity	—	—	—	—	—	—	—	—	—	—
Return on equity	10.6%	15.1%	—	—	—	—	—	—	—	—
Return on assets	0.7%	0.9%	—	—	—	—	—	—	—	—
Return on capital employed	—	—	—	—	—	—	—	—	—	—
Asset turnover	0.06x	0.07x	—	—	—	—	—	—	—	—

Margins and asset turnover use operating revenue (interest earned for banks, excluding other income), not total income. Liquidity, leverage and return ratios need a filed standalone balance sheet, which exists only for recent years; returns use year-end equity/assets. Dividend payout is shown only for companies with a dividend record. † = built from a summed fiscal year.

Revenue Mix

Data unavailable.

Cash Flow

Year ended	Operating (₹ Cr)	Investing (₹ Cr)	Financing (₹ Cr)	Capex (₹ Cr)	Free Cash Flow (₹ Cr)
March 31, 2026	-2,540	-1	2,479	1	-2,541
March 31, 2025	-197	-1	-38	1	-198
March 31, 2024	-2,875	-1	3,159	1	-2,877
March 31, 2023	-4,638	-14	4,618	14	-4,653
March 31, 2022	-4,564	-1	4,613	1	-4,564

Balance Sheet (standalone)

Year ended	Total Assets (₹ Cr)	Total Equity (₹ Cr)	Reserves (₹ Cr)	Borrowings, Current (₹ Cr)	Borrowings, Non-current (₹ Cr)	Current Assets (₹ Cr)	Current Liabilities (₹ Cr)	Cash & Equivalents (₹ Cr)	Net Block (₹ Cr)	Inventory (₹ Cr)
March 31, 2026	27,060	1,710	1,530	—	—	—	—	0	2	0
March 31, 2025	24,703	1,545	1,365	—	—	—	—	62	3	0
March 31, 2024	—	—	—	—	—	—	—	—	—	—
March 31, 2023	—	—	—	—	—	—	—	—	—	—
March 31, 2022	—	—	—	—	—	—	—	—	—	—

Financial charts

Trend charts drawn from the standalone income-statement and ratio tables above (oldest year on the left); a gap means that period has no figure. Annual years marked † in the tables are derived from four quarters.