Shriram Finance Limited

Financial Services · Finance

NSE: SHRIRAMFIN BSE: 511218

₹982.70

Sept. 30, 2026 · NSE · nse_bhavcopy

Peers in Finance

The largest companies in the same industry by market cap. This company ranks #3 of 510. PE, ROE, 1Y return and scores come from the daily/weekly precomputed snapshot.

Company	Market cap (₹ Cr)	PE (TTM)	ROE	1Y return	Div. yield	Quality	Valuation	Momentum
Bajaj Finance Limited	597,318	—	16.5%	-2.9%	—	58	18	28
Bajaj Finserv Limited	277,055	—	14.0%	-13.8%	—	28	81	25
Shriram Finance Limited (this stock)	231,221	—	15.2%	51.5%	—	48	50	29
Jio Financial Services Limited	143,209	—	1.2%	-27.7%	0.28%	4	99	9
Tata Capital Limited	139,210	—	—	—	—	—	61	28
Cholamandalam Investment and Finance Company Limited	138,119	—	17.2%	0.9%	—	50	29	25
Bajaj Holdings & Investment Limited	120,064	—	11.9%	-10.1%	1.34%	80	91	31
Muthoot Finance Limited	109,886	—	26.7%	-13.0%	1.10%	71	65	13

Valuation multiples

Current only. Market cap is the whole company's; sales/EBITDA are trailing-twelve-month standalone; debt and cash come from the latest filed standalone balance sheet. EBITDA = PBT + interest + depreciation.

Enterprise value

Data unavailable.

EV / EBITDA

Data unavailable.

EV / Sales

Data unavailable.

Market cap / Sales

15.51x

Earnings yield

Data unavailable.

Quarterly Financials

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Standalone Consolidated

↑ Positive

Quarterly Revenue

Dec 2018 quarterly revenue is Rs 3,993 Cr, up 29.3% YoY.

↑ Positive

Quarterly Net Profit

Dec 2018 quarterly net profit is Rs 635 Cr, up 28.2% YoY.

Period end	Revenue (₹ Cr)	PBT (₹ Cr)	Net profit (₹ Cr)	Basic EPS
June 30, 2026	13,394	4,622	3,445	₹
March 31, 2026	12,509	3,915	3,014	₹
Dec. 31, 2025	12,166	3,360	2,522	₹
Sept. 30, 2025	11,908	3,110	2,307	₹
June 30, 2025	11,536	2,907	2,156	₹
March 31, 2025	11,454	2,772	2,139	₹
Dec. 31, 2024	10,698	4,416	3,570	₹
Sept. 30, 2024	10,090	2,752	2,071	₹
June 30, 2024	9,605	2,667	1,981	₹
March 31, 2024	9,484	2,644	1,946	₹
Dec. 31, 2023	8,922	2,440	1,818	₹
Sept. 30, 2023	8,556	2,352	1,751	₹
June 30, 2023	7,999	2,248	1,675	₹

Quarterly income statement (standalone, ₹ Cr)

Indicator	Dec 18	Sep 18	Jun 18	Mar 18	Dec 17	Sep 17	Jun 17	Mar 17	Dec 16	Sep 16	Jun 16	Mar 16	Dec 15
Total income (before exceptional items)	3,993	3,948	3,740	3,309	3,089	2,980	2,899	2,712	2,717	2,714	2,686	2,918	2,548
Operating revenue	3,991	3,938	3,732	3,249	3,088	2,979	2,898	2,712	2,717	2,713	2,685	2,917	2,547
Other income	2	10	7	60	1	1	1	0	0	0	1	1	1
Operating expenses	1,072	1,149	995	1,796	971	943	927	1,206	-376	-551	-514	-193	-471
Operating profit	2,919	2,789	2,737	1,453	2,117	2,036	1,971	1,506	3,093	3,265	3,199	3,110	3,019
Operating profit margin	73.1%	70.8%	73.3%	44.7%	68.6%	68.3%	68.0%	55.5%	113.8%	120.3%	119.1%	106.6%	118.5%
Depreciation	11	11	10	10	9	9	8	8	8	9	9	9	9
Interest	1,926	1,849	1,851	1,450	1,345	1,300	1,277	1,268	1,278	1,331	1,311	1,442	1,220
Exceptional items, gain / (loss)	—	—	—	140	—	—	—	—	—	—	—	—	—
Profit before tax	984	939	883	193	763	728	687	231	529	594	570	217	571
Tax	348	329	310	49	268	249	238	81	183	206	196	73	196
Net profit	635	610	573	145	496	479	449	150	346	388	374	144	375
EPS	28.02	—	—	—	—	—	—	—	—	—	—	—	—
Net profit (TTM)	1,963	1,823	1,692	1,568	1,573	1,423	1,332	1,257	1,252	1,281	1,231	1,178	1,351
EPS (TTM)	—	—	—	—	—	—	—	—	—	—	—	—	—

Total income excludes exceptional items, which are shown on their own row. Trendlyne and Screener fold exceptional items into revenue or other income, so their totals differ from this table by exactly that row.

Annual Financials

Year ended	Revenue (₹ Cr)	PBT (₹ Cr)	Net profit (₹ Cr)
March 31, 2026	48,118	13,292	9,998
March 31, 2025	41,834	12,606	9,761
March 31, 2024	34,964	9,684	7,190
March 31, 2023	29,772	8,185	5,979

Annual income statement (standalone, ₹ Cr; CAGR to the latest year)

Indicator	CAGR 3Y	CAGR 5Y	Mar 26	Mar 25	Mar 24	Mar 23	Mar 18	Mar 17	Mar 16	Mar 15	Mar 14	Mar 13
Total income (before exceptional items)	—	—	—	—	—	—	12,277^†	10,829^†	10,245^†	7,467^†	6,301^†	4,869^†
Operating revenue	17.4%	—	48,118	41,834	34,964	29,772	12,214^†	10,827^†	10,239^†	7,459^†	6,293^†	4,852^†
Other income	—	—	—	—	—	—	63^†	2^†	6^†	8^†	8^†	17^†
Operating expenses	—	—	—	—	—	—	4,636^†	-236^†	-1,688^†	-2,018^†	-1,847^†	-1,212^†
Operating profit	—	—	—	—	—	—	7,577^†	11,063^†	11,927^†	9,477^†	8,140^†	6,064^†
Operating profit margin	—	—	—	—	—	—	62.0%^†	102.2%^†	116.5%^†	127.1%^†	129.3%^†	125.0%^†
Depreciation	—	—	—	—	—	—	36^†	34^†	36^†	41^†	29^†	18^†
Interest	—	—	—	—	—	—	5,372^†	5,187^†	5,058^†	4,390^†	3,926^†	2,870^†
Exceptional items, gain / (loss)	—	—	—	—	—	—	140^†	0^†	0^†	0^†	0^†	0^†
Profit before tax	17.5%	—	13,292	12,606	9,684	8,185	2,372^†	1,924^†	1,781^†	1,842^†	1,828^†	2,016^†
Tax	—	—	—	—	—	—	804^†	667^†	603^†	605^†	564^†	656^†
Net profit	18.7%	—	9,998	9,761	7,190	5,979	1,568^†	1,257^†	1,178^†	1,238^†	1,264^†	1,361^†
EPS	—	—	—	—	—	—	—	—	—	—	—	—

^† Derived: the sum of that fiscal year's four quarterly filings (a real annual filing is used wherever one exists). Checked against filed annual figures, the sum lands within 0.5% for about 94% of company-years.

Annual ratios (standalone)

Ratio	Mar 26	Mar 25	Mar 24	Mar 23	Mar 18	Mar 17	Mar 16	Mar 15	Mar 14	Mar 13
Operating margin	—	—	—	—	62.0%^†	102.2%^†	116.5%^†	127.1%^†	129.3%^†	125.0%^†
EBIT margin	—	—	—	—	63.4%^†	65.7%^†	66.8%^†	83.6%^†	91.4%^†	100.7%^†
PBT margin	27.6%	30.1%	27.7%	27.5%	19.4%^†	17.8%^†	17.4%^†	24.7%^†	29.0%^†	41.6%^†
Net margin	20.8%	23.3%	20.6%	20.1%	12.8%^†	11.6%^†	11.5%^†	16.6%^†	20.1%^†	28.0%^†
Interest coverage	—	—	—	—	1.44x^†	1.37x^†	1.35x^†	1.42x^†	1.47x^†	1.70x^†
Dividend payout	—	—	—	—	—	—	—	—	—	—
Earnings retention	—	—	—	—	—	—	—	—	—	—
Current ratio	—	—	—	—	—	—	—	—	—	—
Quick ratio	—	—	—	—	—	—	—	—	—	—
Debt to equity	—	—	—	—	—	—	—	—	—	—
Return on equity	15.2%	17.3%	—	—	—	—	—	—	—	—
Return on assets	3.1%	3.3%	—	—	—	—	—	—	—	—
Return on capital employed	—	—	—	—	—	—	—	—	—	—
Asset turnover	0.15x	0.14x	—	—	—	—	—	—	—	—

Margins and asset turnover use operating revenue (interest earned for banks, excluding other income), not total income. Liquidity, leverage and return ratios need a filed standalone balance sheet, which exists only for recent years; returns use year-end equity/assets. Dividend payout is shown only for companies with a dividend record. † = built from a summed fiscal year.

Revenue Mix

Data unavailable.

Cash Flow

Year ended	Operating (₹ Cr)	Investing (₹ Cr)	Financing (₹ Cr)	Capex (₹ Cr)	Free Cash Flow (₹ Cr)
March 31, 2026	-12,981	-544	8,585	191	-13,173
March 31, 2025	-42,275	3,678	43,265	224	-42,498
March 31, 2024	-27,653	-238	24,399	166	-27,819
March 31, 2023	-15,841	-180	9,647	184	-16,025
March 31, 2022	-8,859	-34	8,505	36	-8,895

Balance Sheet (standalone)

Year ended	Total Assets (₹ Cr)	Total Equity (₹ Cr)	Reserves (₹ Cr)	Borrowings, Current (₹ Cr)	Borrowings, Non-current (₹ Cr)	Current Assets (₹ Cr)	Current Liabilities (₹ Cr)	Cash & Equivalents (₹ Cr)	Net Block (₹ Cr)	Inventory (₹ Cr)
March 31, 2026	321,155	65,705	65,329	—	—	—	—	5,741	1,109	0
March 31, 2025	293,533	56,281	55,904	—	—	—	—	10,681	1,026	0
March 31, 2024	—	—	—	—	—	—	—	—	—	—
March 31, 2023	—	—	—	—	—	—	—	—	—	—
March 31, 2022	—	—	—	—	—	—	—	—	—	—

Financial charts

Trend charts drawn from the standalone income-statement and ratio tables above (oldest year on the left); a gap means that period has no figure. Annual years marked † in the tables are derived from four quarters.